- Earn up to 150,000 bonus Qantas Points – 90,000 in year 1 when you spend $6,000 on eligible purchases within 90 days of approval, plus 60,000 points when you spend $6,000 on eligible purchases within 90 days of your card anniversary in year 2.
- Earn 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday purchases, and 0.5 Qantas Points per $1 on all other purchases (0.25 Qantas Points per $1 after $10,000 spend in a statement cycle).
- Earn points twice on purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
- Range of complimentary insurances such as interstate flight inconvenience insurance, up to 6 months overseas travel insurance, extended warranty, up to 4 months purchase security cover, and transit accident insurance
- 2 complimentary Qantas lounge visits each year
- Get an additional cardholder at no extra cost
- Up to 55 days interest free on purchases
- Visa Luxury Hotel Collection
- Exclusive Concierge Services
- Eligible with Apple Pay, Google Pay and Samsung Pay
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Bank of Melbourne Credit Cards
Bank of Melbourne Amplify Signature Credit Card – Qantas
Updated 2 May 2026
Earn up to 150,000 bonus Qantas Points – 90,000 Qantas Points in year 1 if you spend $6,000 or more on eligible purchases within 90 days of card approval, plus an additional 60,000 points when you spend $6,000 on eligible purchases within 90 days of your card anniversary in year 2. Earn 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday spend, and 0.5 Qantas Points per $1 on all other purchases. Enjoy two complimentary Qantas lounge passes each year and a full suite of complimentary insurances.
New cards only. T&Cs apply.
Points Earn Rate (per $1 spent)
0.8 points
Capped at $10,000 spend per statement cycle. Further eligible purchases in that cycle earn 0.25 Qantas Points per $1. Bonus Qantas Points excluded in the cap.
Rewards Program
Qantas Frequent Flyer
Bonus Points
up to 150k pts
90k pts in year 1 + 60k in year 2
Pros and cons
- High cash advance rate
- $75 annual Qantas Rewards fee
Creditcard.com.au review
Editor Review
Bank of Melbourne Amplify Signature Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
The Bank of Melbourne Amplify Signature Credit Card - Qantas
New cardholders can earn up to 150,000 bonus Qantas Points with the Bank of Melbourne Amplify Signature Credit Card – 90,000 points in year 1 when you spend $6,000 on eligible purchases within 90 days of card approval, plus 60,000 points when you spend $6,000 on eligible purchases within 90 days of your card anniversary in year 2. On top of that, enjoy two Qantas Lounge passes each year and a range of complimentary insurance covers.
If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Signature Credit Card with Amplify Rewards.
What we love...
The bonus points offer is a key highlight. With up to 150,000 Qantas Points available, frequent flyers could unlock meaningful travel value. To earn the first 90,000 bonus Qantas Points, you’ll need to spend $6,000 on eligible purchases within 90 days of card approval. Once you meet the spend requirement, the points will be credited to your account within 12 weeks.
To earn the additional 60,000 Qantas Points in year 2, you’ll need to spend $6,000 on eligible purchases within 90 days of your card anniversary in the second year.
In terms of ongoing earn, the card offers 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday purchases, and 0.5 Qantas Points per $1 on all other eligible purchases. Once you spend $10,000 in a statement cycle, the earn rate drops to 0.25 Qantas Points per $1 on further eligible purchases. You can also earn points through Qantas Frequent Flyer partners, meaning you may earn points both through your card and the partner program.
Cardholders also receive two complimentary Qantas Lounge passes each year, providing access to selected Qantas lounges when flying with Qantas or Jetstar.
What’s not so great...
This is a premium rewards card, and the annual fee reflects that. Cardholders should consider whether the points earned and benefits received outweigh the ongoing cost of the card.
There is also a $75 annual Qantas Rewards fee if you choose to earn Qantas Points through the Amplify Qantas rewards program.
Additionally, with relatively high purchase and cash advance interest rates, this card is best suited to those who can pay off their balance in full each month to avoid interest charges.
Why should you choose this card?
This card may suit frequent travellers and higher spenders who want to earn Qantas Points on everyday purchases while accessing travel-related perks. The combination of bonus points, lounge access, and complimentary insurance may offer value if used effectively.
Cardholders can also add an additional cardholder at no extra cost, which may help consolidate spending into one account.
In addition to travel perks, the card includes a range of complimentary insurance covers such as overseas travel insurance, purchase protection, extended warranty, interstate flight inconvenience insurance, and transit accident insurance. As with all credit card insurance, eligibility criteria, limits and exclusions apply, so it’s important to review the Product Disclosure Statement.
Overall Rating
The Bank of Melbourne Amplify Signature Credit Card offers a strong combination of bonus Qantas Points and premium features. With up to 150,000 bonus Qantas Points available and ongoing earn rates across everyday and international spend, it may appeal to those who meet the spending criteria and can make use of the card’s travel benefits. As always, consider the fees and eligibility requirements before applying.
User reviews
Rates and fees
Interest rates
Purchase rate 20.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $15,000
Maximum credit limit N/A
Fees & repayments
Annual fee $295 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Cash advance fee 3.5%
Late payment fee $20
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points up to 150k points
Annual points cap uncapped
Bonus points spend criteria 90k pts in year 1 + 60k in year 2
Earning points with this card
Qantas Rewards points 0.8 points per $1 spent
Points cap per month Capped at $10,000 spend per statement cycle. Further eligible purchases in that cycle earn 0.25 Qantas Points per $1. Bonus Qantas Points excluded in the cap.
Overseas earn rate 1.2 points per $1 spent
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 6 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Travel insurance underwritten by Allianz Australia Insurance Limited
Visa Luxury Hotel Collection
Eligible with Apple Pay, Google Pay and Samsung Pay
2 Qantas Lounge Passes per year
Overview
Bank of Melbourne Amplify Signature Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn up to 150,000 bonus Qantas Points – 90,000 points in year 1 when you spend $6,000 on eligible purchases within 90 days of approval, plus 60,000 points when you spend $6,000 on eligible purchases within 90 days of your card anniversary in year 2.
- Earn 1.2 Qantas Points per $1 on international spend, 0.8 Qantas Points per $1 on everyday purchases, and 0.5 Qantas Points per $1 on all other purchases (0.25 Qantas Points per $1 after $10,000 spend in a statement cycle).
- Earn points twice on purchases with Qantas Frequent Flyer Program partners – once with your card and once with the program partner
- 2 complimentary Qantas lounge visits each year
- Range of complimentary insurances such as interstate flight inconvenience insurance, up to 6 months overseas travel insurance, extended warranty, up to 4 months purchase security cover, and transit accident insurance
- Up to 55 days interest free on purchases
- $75 annual Qantas Rewards fee
- Visa Luxury Hotel Collection
- Exclusive Concierge Services
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
Recently Asked Questions
Something you need to know about this card? Ask our credit card expert a question.
Ask a question4 questions (showing the latest 10 Q&As)
Amplify Signature Credit Card – Qantas, possible for balance transfer
Hi Brett, this card doesn't offer a balance transfer feature, it’s more designed for points earning. You can explore our Balance Transfer Cards—there are plenty of options that might suit your needs. Thanks!
Is buying gift cards count towards the $6000 eligible purchase?
Hi Vuzilla, sure as long as they are not cash cards and used for general purchases then they should be eligible. Cards such as JB Hifi or Bunnings etc. Not cash gift cards that are basically a perpaid visa or mastercard.
Dear Sir,Please may I ask do you have to spend 4000$ in 2 months.... or 6000$ in three months.. to qualify for the frequent flyer points.How soon after you have spent the money will I receive thefrequent flyer points.thankyou.tim
Hi Tim, with the Amplify Signature credit card bonus points offer. You need to spend at least $6,000 on eligible purchases made with the card within 90 days of card approval. Its a much lower $2,000 on eligible purchases on an Amplify Platinum Qantas credit card to receive the points. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.
How do you get the 2 Qantas Lounge Passes per year. Do you have to apply for them or is it automatically sent to you. I have had an Amplify Signature credit card for several years an never have been prvided with these passes. ??
Hi Gary, just checking the terms. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via loungepass.bankofmelbourne.com.au. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.
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24 April 20221
Does not recommend this card