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points over 12 months Calculate your savings icon

Earn rate per $1

0.75 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

80,000 points
80,000% Complete (success)

Annual fee

$179 first year
179% Complete (success)
then $279

Pros

Earn 0.75 Qantas rewards point for every $1 spent

2 x Complimentary Airport Lounge Passes

Range of complimentary insurances such as Overseas travel, Extended warranty and Price guarantee cover

Celebrate birthdays with a 10% points bonus

Visa Luxury Hotel Collection

80,000 bonus points

Cons

High purchase and cash advance rate

Bank of Melbourne Amplify Signature Credit Card – Qantas

Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval. Reduced annual fee of $179 in the first year, currently saving you $100. Earn 0.75 Qantas points for every $1 spent on eligible purchases. The Bank of Melbourne Amplify Signature credit card includes all the benefits of the Amplify Platinum along with many more features including 2 complimentary lounge passes each year and a stay with Visa Luxury hotel Collections and Travel Insurance. If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Signature Credit Card with Amplify Rewards. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval
  • 2 Qantas Lounge Passes per year
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases, uncapped.
  • Reduced annual fee of $179 in the first year, currently saving you $100
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Get an additional cardholder at no extra cost
  • Range of complimentary insurances such as Overseas travel for up to 6 months, Extended warranty and Price guarantee cover
  • Up to 55 days interest free on purchases
  • Birthday bonus: Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Visa Luxury Hotel Collection
100% of customers who have rated this card would recommend it
  • Rates
    44%
  • Fees
    55%
  • Rewards
    76%
  • Customer Service
    60%
  • Value
    59%
Overall user rating 59%
1 reviews
Interest Rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0%% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $15,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $279 p.a.
Annual fee first year $179
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 80,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $4,000 within first 90 days
Earning points with this card
Qantas points 0.75 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
2 Qantas Lounge Passes per year
Celebrate birthdays with a 10% points bonus
Visa Luxury Hotel Collection

The Bank of Melbourne Amplify Signature Credit Card - Qantas

Tantalising new cardholders with 80,000 bonus Qantas Points, the Bank of Melbourne Amplify Signature Credit Card is a great points earner, offering plenty of perks on the side. New cardholders can benefit from a discounted annual fee of $179 in the first year, plus extras such as birthday bonus points, Qantas Lounge access and complimentary insurance covers.

What we love...

Before we talk about anything else, we need to look at that bonus points offer in more detail. With the Bank of Melbourne Amplify Signature Credit Card, new cardholders who apply and are approved by 22 May 2019 can take home 80,000 bonus Qantas Points. To qualify, all you need to do is spend $4,000 on eligible purchases within 90 days of card approval.

After making that minimum spend, your bonus points will hit your account within 12 weeks. Then it’s simply a matter of what you’ll do with them. You could fly from Melbourne to New York for 60,000 Qantas Points, to Moscow for 65,000 Qantas Points, or to Stavanger for 70,000 Qantas Points. As they say, the world is your oyster.

Dubbed Bank of Melbourne’s ‘most rewarding credit card’, the Bank of Melbourne Amplify Signature Credit Card offers an uncapped earn rate of 0.75 Qantas Points per $1 on eligible purchases, both at home and overseas. You can also double your points with Qantas Frequent Flyer Program partners, earning once with your card and once with the program partner.

As for those birthday bonus points, you will receive an additional 10% of the points you earned over the preceding 12 months, each year, within four weeks of your birthday. And to help you earn even more points over the year, you can add one additional cardholder to the account at no extra charge.

Last on the list of features we love on the Bank of Melbourne Amplify Signature Credit Card is its discounted annual fee. Instead of paying $279 per year, as a new cardholder you will pay $179 for the first year, to then pay the card’s standard annual fee thereafter.

What’s not so great...

While it may be Bank of Melbourne’s most rewarding credit card, the Bank of Melbourne Amplify Signature Credit Card doesn’t offer the highest Qantas earn rate in town. While the card does offer uncapped points-earning potential, new cardholders should work out the value they will get in rewards and features, to weigh that against the card’s annual fee.

In addition, cardholders should work to avoid high interest charges on their purchases and cash advances. As this card has a relatively high rate of interest – as most rewards cards do – it’s best to avoid cash advances, while clearing your balance at the end of each month if you want to get the most value from what’s on offer.

Why should you choose this card?

With a great selection of features, the Bank of Melbourne Amplify Signature Credit Card would suit cardholders who find value in extras, while earning rewards on day-to-day spending. Making it easy to earn Qantas points on everyday purchases and Qantas spending, the card also provides extras that work well for frequent travellers.

As a cardholder, you can enjoy Qantas Lounge access, with two Qantas Lounge passes each year. You can also benefit from complimentary Qantas Frequent Flyer membership, saving you $99.50, alongside complimentary insurance covers. These provide cover on overseas travel for you, your spouse and your dependent children, on trips up to six months. Additional cover comes in the form of extended warranty insurance and price guarantee cover.

Overall Rating

Offering 80,000 bonus Qantas Points and a discounted annual fee, the Bank of Melbourne Amplify Signature Credit Card allows cardholders to earn Qantas Points day-to-day, while benefiting from extras such as insurance cover, birthday bonus points and Qantas Lounge access.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Australian permanent resident. Temporary residents are eligible
  • You have your personal details ready to complete the online application
Bank of Melbourne Amplify Signature Credit Card – Qantas
Bank of Melbourne Amplify Signature Credit Card – Qantas

Bank of Melbourne Credit Cards

Bank of Melbourne Amplify Signature Credit Card – Qantas

Updated 24 April 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

80,000 pts

Spend $4,000 within first 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 0.75 Qantas rewards point for every $1 spent
  • 2 x Complimentary Airport Lounge Passes
  • Range of complimentary insurances such as Overseas travel, Extended warranty and Price guarantee cover
  • Celebrate birthdays with a 10% points bonus
  • Visa Luxury Hotel Collection
  • 80,000 bonus points

  • High purchase and cash advance rate

Creditcard.com.au review

Editor Review

The Bank of Melbourne Amplify Signature Credit Card - Qantas

Tantalising new cardholders with 80,000 bonus Qantas Points, the Bank of Melbourne Amplify Signature Credit Card is a great points earner, offering plenty of perks on the side. New cardholders can benefit from a discounted annual fee of $179 in the first year, plus extras such as birthday bonus points, Qantas Lounge access and complimentary insurance covers.

What we love...

Before we talk about anything else, we need to look at that bonus points offer in more detail. With the Bank of Melbourne Amplify Signature Credit Card, new cardholders who apply and are approved by 22 May 2019 can take home 80,000 bonus Qantas Points. To qualify, all you need to do is spend $4,000 on eligible purchases within 90 days of card approval.

After making that minimum spend, your bonus points will hit your account within 12 weeks. Then it’s simply a matter of what you’ll do with them. You could fly from Melbourne to New York for 60,000 Qantas Points, to Moscow for 65,000 Qantas Points, or to Stavanger for 70,000 Qantas Points. As they say, the world is your oyster.

Dubbed Bank of Melbourne’s ‘most rewarding credit card’, the Bank of Melbourne Amplify Signature Credit Card offers an uncapped earn rate of 0.75 Qantas Points per $1 on eligible purchases, both at home and overseas. You can also double your points with Qantas Frequent Flyer Program partners, earning once with your card and once with the program partner.

As for those birthday bonus points, you will receive an additional 10% of the points you earned over the preceding 12 months, each year, within four weeks of your birthday. And to help you earn even more points over the year, you can add one additional cardholder to the account at no extra charge.

Last on the list of features we love on the Bank of Melbourne Amplify Signature Credit Card is its discounted annual fee. Instead of paying $279 per year, as a new cardholder you will pay $179 for the first year, to then pay the card’s standard annual fee thereafter.

What’s not so great...

While it may be Bank of Melbourne’s most rewarding credit card, the Bank of Melbourne Amplify Signature Credit Card doesn’t offer the highest Qantas earn rate in town. While the card does offer uncapped points-earning potential, new cardholders should work out the value they will get in rewards and features, to weigh that against the card’s annual fee.

In addition, cardholders should work to avoid high interest charges on their purchases and cash advances. As this card has a relatively high rate of interest – as most rewards cards do – it’s best to avoid cash advances, while clearing your balance at the end of each month if you want to get the most value from what’s on offer.

Why should you choose this card?

With a great selection of features, the Bank of Melbourne Amplify Signature Credit Card would suit cardholders who find value in extras, while earning rewards on day-to-day spending. Making it easy to earn Qantas points on everyday purchases and Qantas spending, the card also provides extras that work well for frequent travellers.

As a cardholder, you can enjoy Qantas Lounge access, with two Qantas Lounge passes each year. You can also benefit from complimentary Qantas Frequent Flyer membership, saving you $99.50, alongside complimentary insurance covers. These provide cover on overseas travel for you, your spouse and your dependent children, on trips up to six months. Additional cover comes in the form of extended warranty insurance and price guarantee cover.

Overall Rating

Offering 80,000 bonus Qantas Points and a discounted annual fee, the Bank of Melbourne Amplify Signature Credit Card allows cardholders to earn Qantas Points day-to-day, while benefiting from extras such as insurance cover, birthday bonus points and Qantas Lounge access.

User reviews

Bank of Melbourne Amplify Signature Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

59% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0%% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $15,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $279 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $179

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 80,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $4,000 within first 90 days

Earning points with this card

Qantas pointsQantas points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

2 Qantas Lounge Passes per year

Celebrate birthdays with a 10% points bonus

Visa Luxury Hotel Collection

Overview

Bank of Melbourne Amplify Signature Credit Card – Qantas

Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval. Reduced annual fee of $179 in the first year, currently saving you $100. Earn 0.75 Qantas points for every $1 spent on eligible purchases. The Bank of Melbourne Amplify Signature credit card includes all the benefits of the Amplify Platinum along with many more features including 2 complimentary lounge passes each year and a stay with Visa Luxury hotel Collections and Travel Insurance. If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Signature Credit Card with Amplify Rewards. Offer ends 22 May 2019. New cards only.

Key features

  • Earn 80,000 bonus Qantas points when you spend $4,000 on a new card within 90 days of card approval
  • 2 Qantas Lounge Passes per year
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases, uncapped.
  • Reduced annual fee of $179 in the first year, currently saving you $100
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Get an additional cardholder at no extra cost
  • Range of complimentary insurances such as Overseas travel for up to 6 months, Extended warranty and Price guarantee cover
  • Up to 55 days interest free on purchases
  • Birthday bonus: Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Visa Luxury Hotel Collection

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident. Temporary residents are eligible

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

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(showing the latest 10 Q&As)

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