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90,000 Spend $6,000 on eligible purchases within 90 days
Bank of Melbourne Amplify Signature Credit Card – Qantas
Bank of Melbourne Amplify Signature Credit Card – Qantas

Bank of Melbourne Credit Cards

Bank of Melbourne Amplify Signature Credit Card – Qantas

Updated 1 October 2020

Earn 90,000 bonus Qantas points when you spend $6,000 on a new card within 90 days of card approval. Earn 0.75 Qantas points for every $1 spent on eligible purchases. The Bank of Melbourne Amplify Signature credit card includes all the benefits of the Amplify Platinum along with many more features including 2 complimentary lounge passes each year and a stay with Visa Luxury hotel Collections and Travel Insurance.

T&Cs apply. Offer ends 9 February 2021

Points Earn Rate (per $1 spent)

0.75 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

90,000 pts

Spend $6,000 on eligible purchases within 90 days

Pros and cons

  • Earn 90,000 bonus Qantas points when you spend $6,000 on a new card within 90 days of card approval
  • 2 Qantas Lounge Passes per year
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases, uncapped.
  • $279 annual card fee
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Get an additional cardholder at no extra cost
  • Range of complimentary insurances such as Overseas travel for up to 6 months, Extended warranty and Price guarantee cover
  • Up to 55 days interest free on purchases
  • Birthday bonus: Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Visa Luxury Hotel Collection

  • High purchase and cash advance rate

Creditcard.com.au review

Editor Review

Bank of Melbourne Amplify Signature Credit Card – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Bank of Melbourne Amplify Signature Credit Card - Qantas

Tantalising new cardholders with 90,000 bonus Qantas Points, the Bank of Melbourne Amplify Signature Credit Card is a great points earner, offering plenty of perks on the side. New cardholders can benefit from extras such as birthday bonus points, Qantas Lounge access and complimentary insurance covers.

What we love...

Before we talk about anything else, we need to look at that bonus points offer in more detail. With the Bank of Melbourne Amplify Signature Credit Card, new cardholders who apply and are approved by 9 February 2021 can take home 90,000 bonus Qantas Points. To qualify, all you need to do is spend $6,000 on eligible purchases within 90 days of card approval.

After making that minimum spend, your bonus points will hit your account within 12 weeks. Then it’s simply a matter of what you’ll do with them. You could fly from Melbourne to New York for 60,000 Qantas Points, to Moscow for 65,000 Qantas Points, or to Stavanger for 70,000 Qantas Points. As they say, the world is your oyster.

Dubbed Bank of Melbourne’s ‘most rewarding credit card’, the Bank of Melbourne Amplify Signature Credit Card offers an uncapped earn rate of 0.75 Qantas Points per $1 on eligible purchases, both at home and overseas. You can also double your points with Qantas Frequent Flyer Program partners, earning once with your card and once with the program partner.

As for those birthday bonus points, you will receive an additional 10% of the points you earned over the preceding 12 months, each year, within four weeks of your birthday. And to help you earn even more points over the year, you can add one additional cardholder to the account at no extra charge.

What’s not so great...

While it may be Bank of Melbourne’s most rewarding credit card, the Bank of Melbourne Amplify Signature Credit Card doesn’t offer the highest Qantas earn rate in town. While the card does offer uncapped points-earning potential, new cardholders should work out the value they will get in rewards and features, to weigh that against the card’s annual fee.

In addition, cardholders should work to avoid high interest charges on their purchases and cash advances. As this card has a relatively high rate of interest – as most rewards cards do – it’s best to avoid cash advances, while clearing your balance at the end of each month if you want to get the most value from what’s on offer.

Why should you choose this card?

With a great selection of features, the Bank of Melbourne Amplify Signature Credit Card would suit cardholders who find value in extras, while earning rewards on day-to-day spending. Making it easy to earn Qantas points on everyday purchases and Qantas spending, the card also provides extras that work well for frequent travellers.

As a cardholder, you can enjoy Qantas Lounge access, with two Qantas Lounge passes each year. You can also benefit from complimentary Qantas Frequent Flyer membership, saving you $99.50, alongside complimentary insurance covers. These provide cover on overseas travel for you, your spouse and your dependent children, on trips up to six months. Additional cover comes in the form of extended warranty insurance and price guarantee cover.

Overall Rating

Offering 90,000 bonus Qantas Points, the Bank of Melbourne Amplify Signature Credit Card allows cardholders to earn Qantas Points day-to-day, while benefiting from extras such as insurance cover, birthday bonus points and Qantas Lounge access.

User reviews

Bank of Melbourne Amplify Signature Credit Card – Qantas ( based on 1 Creditcard.com.au user review )

59% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0%% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $15,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $279 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 90,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $6,000 on eligible purchases within 90 days

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

2 Qantas Lounge Passes per year

Celebrate birthdays with a 10% points bonus

Visa Luxury Hotel Collection

Overview

Bank of Melbourne Amplify Signature Credit Card – Qantas

If you are interested in earning Amplify points instead please see the Bank of Melbourne Amplify Signature Credit Card with Amplify Rewards.

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • Earn 90,000 bonus Qantas points when you spend $6,000 on eligible purchases within 90 days of card approval
  • 2 Qantas Lounge Passes per year
  • Earn 0.75 Qantas points for every $1 spent on eligible purchases, uncapped.
  • $279 annual card fee
  • 0% p.a. for 6 months on balance transfers requested at new card application. Rate then switches to variable cash advance rate.
  • Get an additional cardholder at no extra cost
  • Range of complimentary insurances such as Overseas travel for up to 6 months, Extended warranty and Price guarantee cover
  • Up to 55 days interest free on purchases
  • Birthday bonus: Within 4 weeks of your birthday, receive an additional 10% of the points earned in the last 12 months
  • Visa Luxury Hotel Collection

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian permanent resident. Temporary residents are eligible

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

3 questions (showing the latest 10 Q&As)

Vuzilla

Vuzilla

6 January 2020
Is buying gift cards count towards the $6000 eligible purchase?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 January 2020
    Hi Vuzilla, sure as long as they are not cash cards and used for general purchases then they should be eligible. Cards such as JB Hifi or Bunnings etc. Not cash gift cards that are basically a perpaid visa or mastercard.
timtohty taulke johnson

timtohty taulke johnson

3 October 2019
Dear Sir,Please may I ask do you have to spend 4000$ in 2 months.... or 6000$ in three months.. to qualify for the frequent flyer points.How soon after you have spent the money will I receive thefrequent flyer points.thankyou.tim
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 October 2019
    Hi Tim, with the Amplify Signature credit card bonus points offer. You need to spend at least $6,000 on eligible purchases made with the card within 90 days of card approval. Its a much lower $2,000 on eligible purchases on an Amplify Platinum Qantas credit card to receive the points. The bonus points will be credited to your points balance within 12 weeks after the eligible spend criteria is met.
Garry

Garry

29 May 2019
How do you get the 2 Qantas Lounge Passes per year. Do you have to apply for them or is it automatically sent to you. I have had an Amplify Signature credit card for several years an never have been prvided with these passes. ??
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 May 2019
    Hi Gary, just checking the terms. Qantas Club Lounge Invitations is offered to Qantas Rewards Cardholders who must enrol via loungepass.bankofmelbourne.com.au. Access and use is subject to Qantas Club Rules. For full terms and conditions visit qantas.com/qantasclub and some exclusions apply.

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