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Bank Australia Platinum Rewards Visa Card
Bank Australia Platinum Rewards Visa Card

Bank Australia Credit Cards

Bank Australia Platinum Rewards Visa Card

Updated 6 April 2020

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 18.24% p.a. on purchases
  • $189 annual card fee ($59 for an additional card holder)
  • Complimentary overseas travel insurance
  • 0.75 Qantas Points per $1 spent
  • Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
  • Complimentary Qantas Frequent Flyer membership

  • $59 for an additional card holder
  • Monthly Qantas Points will be capped at 20,000

Creditcard.com.au review

Editor Review

Bank Australia Platinum Rewards Visa Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Bank Australia Platinum Rewards Visa Card

With this card you earn 0.75 Qantas Point per $1 spent and gives you the bonus of free Qantas Frequent Flyer Membership. If you spend on Qantas products and services in Australia you earn one additional Qantas point per $1 spent. Monthly Qantas Points will be capped at 20,000.

The additional card holder fee is quite high at $59.

User reviews

Bank Australia Platinum Rewards Visa Card ( based on 1 Creditcard.com.au user review )

72% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value
72%

Creditcard.com.au Visitor

17 September 2016

Good services !

Recommends this card

Rates and fees

Interest rates



Purchase rate 18.24% p.a.

Cash advance rate 18.24% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $189 p.a.

Additional card holder fee Up to 1 - $59 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5%

Cash advance fee 3.5%

Late payment fee $0

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap 240,000

Bonus points spend criteria N/A

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at 20,000

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Eligible with Apple Pay, Samsung Pay and Google Pay

Overview

Bank Australia Platinum Rewards Visa Card

Bank Australia Platinum Rewards Visa credit card lets you earn Qantas Points on eligible purchases, as well as access to a whole range of exclusive Platinum benefits. Complimentary Qantas Frequent Flyer membership and an annual fee of $189.

Key features

  • 18.24% p.a. on purchases
  • $189 annual card fee ($59 for an additional card holder)
  • Complimentary overseas travel insurance
  • 0.75 Qantas Points per $1 spent
  • Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
  • Complimentary Qantas Frequent Flyer membership
  • Monthly Qantas Points will be capped at 20,000

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

3 questions (showing the latest 10 Q&As)

Bonita

Bonita

5 October 2016
What is the additional cardholder fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2016
    Hi Bonita, this is $59 p.a.
Bonita

Bonita

5 October 2016
Is there a cap on QantasPoints per statement? What is the maximum credit limit?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 October 2016
    Hi Bonita, I have had a look and it seems that there is no points capping. There is no max credit limit provided by the bank. I would confirm all details before you applied directly with Bank Australia.
Samantha Blair

Samantha Blair

11 September 2016
Hi do you no of any credit cards with $500 limit with not best credit history and being a single parent on Pention I only would like a $500 limit can you help at all please ???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 September 2016
    Hi Samantha, a range of low rate cards offer a $500 limit, subject to credit approval. Each persons situation is unique. An example is the Westpac Low Rate Card.

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