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Bank Australia Platinum Rewards Visa Card
1 review

Bank Australia Platinum Rewards Visa Card

points over 12 months Calculate your savings icon

Earn rate per $1

0.75 points Capped at 20,000 Qantas Frequent Flyer

Bonus points

N/A

Annual fee

$189 p.a.

Pros

0.75 Qantas Points per $1 spent

Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia

Free Qantas Frequent Flyer membership

Complimentary overseas travel insurance

Cons

High annual fee

High additional card holder fee

Points earn capped at 20,000 per month

100% of customers who have rated this card would recommend it
  • Rates
    70%
  • Fees
    62%
  • Rewards
    73%
  • Customer Service
    82%
  • Value
    72%
Overall user rating 72%
1 reviews

72% Visitor

Good services !

Recommends this card

Interest Rates
Purchase rate 18.24% p.a.
Cash advance rate 18.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $189 p.a.
Additional cardholder fee Up to 1 - $59 p.a.
Cash advance fee 3.5%
Foreign transaction fee 3%
Minimum repayment 2.5%
Late payment fee $0
Credit card type Visa
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Annual points cap 240,000
Bonus points spend criteria N/A
Earning points with this card
Qantas points 0.75 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at 20,000
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Eligible with Apple Pay, Samsung Pay and Google Pay

Bank Australia Platinum Rewards Visa Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The Bank Australia Platinum Rewards Visa Card

With this card you earn 0.75 Qantas Point per $1 spent and gives you the bonus of free Qantas Frequent Flyer Membership. If you spend on Qantas products and services in Australia you earn one additional Qantas point per $1 spent. Monthly Qantas Points will be capped at 20,000.

The additional card holder fee is quite high at $59.

3 questions (showing the latest 10 Q&As)

Bonita

Bonita

5 October 2016
What is the additional cardholder fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2016
    Hi Bonita, this is $59 p.a.
Bonita

Bonita

5 October 2016
Is there a cap on QantasPoints per statement? What is the maximum credit limit?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 October 2016
    Hi Bonita, I have had a look and it seems that there is no points capping. There is no max credit limit provided by the bank. I would confirm all details before you applied directly with Bank Australia.
Samantha Blair

Samantha Blair

11 September 2016
Hi do you no of any credit cards with $500 limit with not best credit history and being a single parent on Pention I only would like a $500 limit can you help at all please ???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 September 2016
    Hi Samantha, a range of low rate cards offer a $500 limit, subject to credit approval. Each persons situation is unique. An example is the Westpac Low Rate Card.

Bank Australia Platinum Rewards Visa Card

Bank Australia Platinum Rewards Visa credit card lets you earn Qantas Points on eligible purchases, as well as access to a whole range of exclusive Platinum benefits. Complimentary Qantas Frequent Flyer membership and an annual fee of $189.

Key features

  • 18.24% p.a. on purchases
  • $189 annual card fee ($59 for an additional card holder)
  • Complimentary overseas travel insurance
  • 0.75 Qantas Points per $1 spent
  • Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
  • Free Qantas Frequent Flyer membership
  • Monthly Qantas Points will be capped at 20,000
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
Bank Australia Platinum Rewards Visa Card
Bank Australia Platinum Rewards Visa Card

Bank Australia Credit Cards

Bank Australia Platinum Rewards Visa Card

Updated 13 September 2019

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 0.75 Qantas Points per $1 spent
  • Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
  • Free Qantas Frequent Flyer membership
  • Complimentary overseas travel insurance

  • High annual fee
  • High additional card holder fee
  • Points earn capped at 20,000 per month

Creditcard.com.au review

Editor Review

Bank Australia Platinum Rewards Visa Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Bank Australia Platinum Rewards Visa Card

With this card you earn 0.75 Qantas Point per $1 spent and gives you the bonus of free Qantas Frequent Flyer Membership. If you spend on Qantas products and services in Australia you earn one additional Qantas point per $1 spent. Monthly Qantas Points will be capped at 20,000.

The additional card holder fee is quite high at $59.

User reviews

Bank Australia Platinum Rewards Visa Card ( based on 1 Creditcard.com.au user review )

72% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value
72%

Creditcard.com.au Visitor

17 September 2016

Good services !

Recommends this card

Rates and fees

Interest rates

Purchase rate 18.24% p.a.

Cash advance rate 18.24% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $189 p.a.

Additional card holder fee Up to 1 - $59 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5%

Cash advance fee 3.5%

Late payment fee $0

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap 240,000

Bonus points spend criteria N/A

Earning points with this card

Qantas pointsQantas points 0.75 points per $1 spent

Points cap per month Capped at 20,000

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Eligible with Apple Pay, Samsung Pay and Google Pay

Overview

Bank Australia Platinum Rewards Visa Card

Bank Australia Platinum Rewards Visa credit card lets you earn Qantas Points on eligible purchases, as well as access to a whole range of exclusive Platinum benefits. Complimentary Qantas Frequent Flyer membership and an annual fee of $189.

Key features

  • 18.24% p.a. on purchases
  • $189 annual card fee ($59 for an additional card holder)
  • Complimentary overseas travel insurance
  • 0.75 Qantas Points per $1 spent
  • Earn one additional Qantas Point per $1 spent on selected Qantas products and services in Australia
  • Free Qantas Frequent Flyer membership
  • Monthly Qantas Points will be capped at 20,000

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

3 questions (showing the latest 10 Q&As)

Bonita

Bonita

5 October 2016
What is the additional cardholder fee?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2016
    Hi Bonita, this is $59 p.a.
Bonita

Bonita

5 October 2016
Is there a cap on QantasPoints per statement? What is the maximum credit limit?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 October 2016
    Hi Bonita, I have had a look and it seems that there is no points capping. There is no max credit limit provided by the bank. I would confirm all details before you applied directly with Bank Australia.
Samantha Blair

Samantha Blair

11 September 2016
Hi do you no of any credit cards with $500 limit with not best credit history and being a single parent on Pention I only would like a $500 limit can you help at all please ???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 September 2016
    Hi Samantha, a range of low rate cards offer a $500 limit, subject to credit approval. Each persons situation is unique. An example is the Westpac Low Rate Card.

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