The ANZ Rewards Black Credit Card with 100,000 Reward Points and $100 back on your card
If you love being rewarded – and if you especially enjoy treating yourself to prestige perks – the ANZ Rewards Black card could well be worth a closer look. Designed to offer higher points earning power than standard rewards cards, this high-end option has plenty going for it.
From its awesome travel-related benefits to its excellent introductory bonus points offer, this card can give you it all. But is it right for you? Let’s find out.
What we love...
When talking about the features we love on the ANZ Rewards Black card, it’s hard to go past the introductory bonus points offer. How does it work exactly? After you spend $4,000 on eligible purchases on your new card within three months of card approval, you will be rewarded with 100,000 bonus Rewards Points to spend as you like.
As part of the ANZ Rewards Program, these points can be redeemed on a huge range of items, on anything from travel and entertainment, to gift cards, cash back and more. And if you don’t have enough points to cover the item you want, simply make up the difference in cash.
Love travel? Choosing the ANZ Rewards Program can be a great choice for cardholders who want to earn points on travel, but who don’t want to be tied down to a particular airline. With ANZ Rewards, you can choose to fly with any airline to any destination, whenever you want to travel.
But that’s not all – the ANZ Rewards Black card has something else up its sleeve for new cardholders. If you apply today and spend $4,000 on eligible purchases in the first three months, you will get $100 back on your card.
What’s not so great...
When it comes to cards packed with features and offers, there is always small print to pay attention to. With the ANZ Rewards Black card, it’s worth bearing in mind the ample annual fee you’ll pay, as well as the relatively high rates of interest on purchases and cash advances.
And while the card does allow for up to nine additional cardholders – which can provide a handy way to earn points faster – each additional cardholder will cost $65 per year. Lastly, the card has a fairly high minimum income requirement of $75,000 p.a.
Why should you choose this card?
While the introductory offers certainly provide lots to love, you may also quite enjoy the other features the ANZ Rewards Black card has to offer.
In terms of points earning potential, the card lets you earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period, and 1 Reward Point per $1 spent on eligible purchases above $5,000 per statement period.
As a cardholder, you can also enjoy access to participating airport lounges at some of the world’s top travel destinations, such as London, Dubai, Singapore and Bangkok, as well as complimentary overseas travel and medical insurance, interstate flight inconvenience insurance, extended warranty, best price guarantee and 90-day purchase security insurance.
On top of that, the card provides up to 55 days interest free on purchases, and compatibility with Apple Pay®, Google Pay™ and Samsung Pay™.
A high-end rewards card with a fantastic earn rate on the ANZ Rewards Program, excellent features and introductory offers that include 100,000 bonus points and $100 back on your card.