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70,000 Spend $2,500 in first 3 months
ANZ Frequent Flyer Platinum Credit Card
ANZ Frequent Flyer Platinum Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Platinum Credit Card

Updated 22 November 2021

Earn 70,000 bonus Qantas Points to your new ANZ Frequent Flyer Platinum Card when you spend $2,500 on eligible purchases in the first 3 months. Plus, save $295 with $0 annual fee in the first year. Enjoy Platinum benefits including International Travel Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and eligibility for Visa Offers + Perks.

New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $295).

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.5 pts per $1 spent

Rewards Program

Qantas Frequent Flyer

Bonus Points

70,000 pts

Spend $2,500 in first 3 months

Pros and cons

  • 70,000 bonus Qantas Points to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months
  • $0 annual fee in the first year; $295 thereafter
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership (save $99.50)
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependants
  • Extended Warranty Insurance, Purchase Protection Insurance
  • Guaranteed Pricing Scheme
  • Concierge service
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

  • Each additional card holder costs $10 + Rewards membership fee $55

Creditcard.com.au review

Editor Review

ANZ Frequent Flyer Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt about this card.

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 70,000 bonus Qantas Points by spending $2,500 on eligible purchases within three months of account opening. Plus, pay $0 annual fee in the first year, saving you $295.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 70,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $2,500 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $2,500 spend on purchases, the 70,000 bonus Qantas Points will be credited to your account. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 66,200 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Or, you could opt for some retail therapy, redeeming 47,250 Qantas Points for a $250 Harvey Norman gift card or a $250 David Jones gift card.

Point calculations are accurate but may be subject to change without notice. All routes may have additional taxes and charges.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum Credit Card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the amount of bonus points you can earn within each statement period.

On top of the bonus points, this card also allows new cardholders to save from card costs in the first year with its $0 annual fee introductory offer. This is perfect for anyone who wants to try out a card and see how much they can benefit from the rewards it provides or whether the annual fee outweighs the benefits and perks the card offers.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high standard ongoing annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. Although, the value of that earn rate will depend on your spending.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependants
  • Interstate Flight Inconvenience Insurance
  • Rental Vehicle Excess In Australia Insurance
  • Extended Warranty Insurance
  • Guaranteed Pricing Scheme
  • Purchase Protection Insurance

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Offers + Perks, and up to 55 days interest free on purchases.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 70,000 bonus Qantas Points and $0 annual fee in the first year.

User reviews

ANZ Frequent Flyer Platinum Credit Card ( based on 4 Creditcard.com.au user reviews )

73% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value
65%

Cynthia

28 January 2013

Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.24% p.a.

Cash advance rate 20.24% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional cardholder fee Up to 9 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2% or $25, whichever is greater

Annual fee the first year $0

Cash advance fee Consumer: 2% or $4 whichever is greater (2% or waived for RTA); Commercial: 1.50% or $1.50 whichever is greater

Late payment fee $20

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 70,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,500 in first 3 months

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.5 pts per $1 spent

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Guaranteed Pricing Scheme

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Overview

ANZ Frequent Flyer Platinum Credit Card

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $99.50), and the points you earn each month will be automatically credited to your account. Cardholders can also benefit from Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, Interstate Flight Inconvenience Insurance, a concierge booking service, Guaranteed Pricing Scheme, and access to exclusive offers and privileges in travel, leisure, dining and shopping around the world with Visa Offers + Perks.

Key features

  • 70,000 bonus Qantas Points to your new ANZ Frequent Flyer Platinum credit card when you spend $2,500 on eligible purchases in the first 3 months.
  • No annual fee in the first year; $295 thereafter
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership (save $99.50)
  • ANZ Falcon fraud monitoring + ANZ Fraud Money Back Guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependents
  • Extended Warranty Insurance, Purchase Protection Insurance
  • Guaranteed Pricing Scheme
  • Concierge service
  • Minimum credit limit of $6,000

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

32 questions (showing the latest 10 Q&As)

jp

jp

16 November 2021
I was just wondering what the the terms and conditions to be eligible to get the bonus points for the qantas points for the ANZ Frequent Flyer Platinum Credit Card?
    Pauline - CreditCard.com.au

    Pauline

    17 November 2021
    Hi JP, you need to spend at least $2,500 on eligible purchases in the first 3 months from card approval in order to qualify for the bonus points. Additionally, the bonus points offer is only available to new and approved applicants. With that, anyone who has already received bonus Qantas points or has held in the last 12 months or currently holds the different ANZ Frequent Flyer cards are not eligible for their current promotion. You can check their T&Cs for detailed information. I also suggest before proceeding with your application to check the card’s eligibility criteria and its TMD. Hope this helped!
Denis Blackford

Denis Blackford

20 October 2021
How do I 'reach out' to Allianz
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 October 2021
    Hi Denis, you can give them a call at 1300 725 154. They also have a Facebook chat feature you can utilise too.
Denis Blackford

Denis Blackford

18 October 2021
Thank you for the information on car rental excess coverage - can you advise on how a claim can be made for this coverage?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 October 2021
    Hi Denis, for claims processing you'll need to reach out to Allianz Global Assistance, the insurance company of ANZ.
Denis Blackford

Denis Blackford

8 October 2021
What are conditions for rental car excess cover?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 October 2021
    Hi Denis, the rental vehicle excess coverage begins when you get the rental car from the rental car company/agency and ends upon return of the same rental car to the rental company/agency. This policy is only available for rental vehicles in Australia. According to ANZ, this policy will “pay your rental excess over the first $350 up to a maximum of $5,000 or the maximum total limit of up to the amount specified”
Alex

Alex

9 September 2021
Hi, does the minimum credit limit of $6,000 mean I have to spend a minimum of $6,000 per month? Also do car repayments and investment deposits (eg a vanguard investment account) count as eligible deposits towards the $2,500 in 3 months?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2021
    Hi Alex, the minimum credit limit is actually the lowest credit limit that the bank may approve the cardholder. So, let’s say you’re approved of a $6,000 credit limit. It means that it’s the maximum amount you can spend on the card. It sounds like your intended purchases will fall under what ANZ classify as “cash equivalent transactions”. Before you sign up, you should call ANZ to confirm your transaction plans. Hope this has helped!
Noel

Noel

5 September 2021
Hi, I have never had a credit card before, 1. would I be eligible for this credit card with around 1000 to 2000 dollar a month expenses? What would be the recommended savings amount to be accepted for this credit card? Would you recommend to get a basic credit card first before applying for this one ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 September 2021
    Hi Noel, we’re excited to hear you’re interested in getting your first credit card. It’s good you’re doing your due diligence first and it’s important to note that different credit cards have different eligibility requirements. We’ve covered off some need-to-knows in this article on applying for your first credit card. Once you’re ready you can then check out the cards we listed that can potentially help build credit.
Monica Ma

Monica Ma

17 August 2021
1) Am I eligible for the bonus points if I previously had an ANZ FF Platinum? I cancelled in 2019 and haven't used a credit card since then. 2) Is there a minimum income requirement for the ANZ Frequent Flyer Platinum Credit Card? I don't want to apply and be auto rejected because my income is too low, then have that affect my credit. I have a good credit score, have used ANZ FF Platinum before and would like to apply because I am interested in earning points again and using the Qantas points bonuses. I am not worried about repayment since I have a large amount of savings. However I am on a low income right now due to the lockdowns.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 August 2021
    Hi Monica, thanks for the information. Please see answers below to your questions: 1. We checked ANZ’s terms, as long as it’s not within the last 12 months that you’ve had your last ANZ card, you can apply for the ANZ Frequent Flyer Platinum credit card. 2. There’s no specific information on this but as long as you’re at least 18 years of age, have a good credit, a resident or citizen of Australia, and can provide proof of income, you can apply. I suggest checking the card’s eligibility criteria and requirements needed before applying. Hope this helps!
Edwin

Edwin

8 March 2021
Payment for rent...Would that be classified as eligible purchases?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 March 2021
    Hi Edwin, typically not. It depends how you are paying your rent, and usually it's pretty tricky to do this with a credit card. You don't earn points on cash advances. Cash advances include (but are not limited to): funds being wire transferred, funds being used to pay a bill at a bank branch or approved agent of the biller, fund being used to make a payment to a person who doesn't accept credit cards (including BPAY), and where the funds are used for a transaction to an intermediary financial institution. I hope that helps.
RP

RP

27 July 2020
My question is about car rental excess insurance. Does ANZ frequent flyer platinum cover single vehicle incidents like a car body scratch in a car park? Also, in your opinion how does it compare with a standalone car rental excess insurance?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 July 2020
    Hi RP, have a check through this PDF - https://www.anz.com.au/content/dam/anzcomau/documents/pdf/premium-cards-insurances.pdf. 5.1.1 a) Rental vehicle damage or theft • Up to $5,000 each for a cardholder or a spouse, with all accompanying dependants participating in the limit available to a cardholder or a spouse, or damage to or theft of the rental vehicle. I assume this would include single vehicle incidents. You can reach out to the insurer directly with any specific queries [email protected]. I think this insurance is comparable with any standalone. To get value from your credit card. You need to take advantage of all the features when you can.
Ruth-Anne Manley

Ruth-Anne Manley

15 May 2019
How do I avail myself of the services of the personal concierge who is allegedly available 24/7 to help me make bookings for OS travel?
Sarah

Sarah

3 May 2019
Do you know if you can set a limit of $2,500 on the ANZ Frequent Flyer Platinum Credit Card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 May 2019
    Minimum credit limit is $6,000 - therefore that's as low as you can go for this card.
Sarah

Sarah

3 May 2019
Hi Roland, My question relates to the ANZ frequent flyer platinum card. Can I cancel as soon as I pay off the minimum $2k spend and the card fee and still receive the 50,000 qantas points? Also, can I set a $2,500 limit? Thanks!
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 May 2019
    Hi Sarah, you can cancel a credit card at any time you can pay it off. Though if you cancel to quickly. That is, before the bonus points are in your Qantas account. Then you are likely to lose them. I would suggest that you wait until that time. Then if the card is not beneficial to keep for the 2nd year annual fee. Then I would cancel it any time after the bonus points hit your Qantas Frequent Flyer account.

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