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50,000 Spend $2,000 in first 3 months
ANZ Frequent Flyer Platinum Credit Card
ANZ Frequent Flyer Platinum Credit Card

ANZ Credit Cards

ANZ Frequent Flyer Platinum Credit Card

Updated 13 February 2020

If you love to travel, then you will love the ANZ Frequent Flyer Platinum credit card, with 50,000 bonus Qantas Points and $195 back to your new ANZ Frequent Flyer Platinum card when you spend $2,000 on eligible purchases in the first 3 months. Platinum perks include International Travel Insurance, Purchase Protection Insurance, Extended Warranty Insurance, and eligibility for Visa Platinum privileges. Using the Visa you will earn 0.75 Qantas points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent thereafter.

Points Earn Rate (per $1 spent)

0.75 points

Capped at $3000, then 0.5 pts per $1 spent

Rewards Program

Qantas Frequent Flyer

Bonus Points

50,000 pts

Spend $2,000 in first 3 months

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 50,000 bonus Qantas Points and $195 back to your new ANZ Frequent Flyer Platinum when you spend $2,000 on eligible purchases in the first 3 months
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership (save $99.50)
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependants
  • Extended Warranty Insurance, Purchase Protection Insurance
  • Guaranteed Pricing Scheme
  • Concierge service
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay

  • Each additional card holder costs $10 + Rewards membership fee $55

Creditcard.com.au review

Editor Review

ANZ Frequent Flyer Platinum Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The ANZ Frequent Flyer Platinum Credit Card

Providing plenty of platinum perks and a very appealing introductory offer, the ANZ Frequent Flyer Platinum Credit Card is a platinum card that lets you earn Qantas Points as you shop. Apply today and you could benefit from 50,000 bonus Qantas Points and $195 back on your card, by spending $2,000 on eligible purchases within three months of account opening.

What we love...

Love travel? The ANZ Frequent Flyer Platinum Credit Card may indeed be the perfect card for you. Allowing you to earn Qantas Points on your everyday spending, this card could let you travel further, while paying less. And with 50,000 bonus Qantas Points currently on offer to new cardholders who meet the spend criteria, you could travel even further than you thought.

All you need to do to be eligible for this offer is be approved as a new cardholder (you cannot currently hold or have held an ANZ Frequent Flyer Black, ANZ Frequent Flyer Platinum, ANZ Frequent Flyer Gold or an ANZ Frequent Flyer credit card in your name in the past 12 months). Then spend $2,000 on eligible purchases within three months and the bonus points are yours.

Within three months of making that eligible $2,000 spend on purchases, the 50,000 bonus Qantas Points will be credited to your account, along with your $195 back on your card. To give you an idea of the value of those bonus points, here’s what you could choose to redeem them for:

  • For 60,000 Qantas Points, you could fly from Sydney to Paris, from Perth to New York, or from Brisbane to Dublin.
  • Or, you could opt for some retail therapy, redeeming 41,250 Qantas Points for a $250 Harvey Norman gift card or a $250 David Jones gift card.

On a day-to-day basis, it’s easy to earn Qantas Points on your spending. The points you earn will be automatically credited to your Qantas Frequent Flyer account, and if you don’t have an account, the ANZ Frequent Flyer Platinum Credit Card will provide you with complimentary Qantas Frequent Flyer membership.

You can earn 0.75 Qantas Points per $1 spent up to $3,000 per statement period, and 0.5 Qantas Points per $1 spent thereafter. You can also earn 1 bonus Qantas Point per $1 spent on selected Qantas products and services, as well as bonus points with ANZ’s Bonus Partners. There is no limit on the amount of bonus points you can earn within each statement period.

What’s not so great...

As you will usually find with platinum credit cards, the ANZ Frequent Flyer Platinum Credit Card has a relatively high purchase rate and cash advance rate. So, to make all the rewards and features on offer worthwhile, you will have to avoid interest accruing by clearing your balance by the due date each month.

Again, similar to many other platinum rewards cards, the ANZ Frequent Flyer Platinum Credit Card has a high annual fee. You can choose to add up to nine additional cardholders, but be aware that an annual fee will be charged for each. On top of that, some cardholders may not be that impressed with the card’s earn rate. But, the value of that earn rate will depend on your spend.

Why should you choose this card?

As a platinum rewards card earning Qantas Points, the ANZ Frequent Flyer Platinum Credit Card is the ideal option for anyone who wants to earn on the Qantas program while enjoying some nice platinum perks on the side. In terms of features, the card offers the following complimentary insurance covers:

  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependants
  • Interstate Flight Inconvenience Insurance
  • Rental Vehicle Excess In Australia Insurance
  • Extended Warranty Insurance
  • Guaranteed Pricing Scheme
  • Purchase Protection Insurance

You can also benefit from the assistance of a Personal Concierge, available 24/7 to help with anything from travel arrangements to restaurant reservations, plus access to exclusive entertainment and lifestyle offers through Visa Entertainment, and up to 55 days interest free on purchases.

Overall Rating

With a decent earn rate and an array of platinum features, the ANZ Frequent Flyer Platinum Credit Card allows you to earn Qantas Points on everyday purchases, while taking advantage of 50,000 bonus Qantas Points and $195 back on your card.

User reviews

ANZ Frequent Flyer Platinum Credit Card ( based on 4 Creditcard.com.au user reviews )

73% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value
65%

Cynthia

28 January 2013

Fairly easy to earn points plus you get a good start up bonus and free Qantas FF membership. You get the usual platinum benefits – insurances, concierge etc. Also no points capping.

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.24% p.a.

Cash advance rate 20.24% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional card holder fee Up to 9 - $65 p.a. each

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $20

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 50,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,000 in first 3 months

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month Capped at $3000, then 0.5 pts per $1 spent

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance Yes

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

$195 back to your card

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Overview

ANZ Frequent Flyer Platinum Credit Card

As a cardholder, you can enjoy free Qantas Frequent Flyer membership (a saving of $99.50), and the points you earn each month will be automatically credited to your account. Cardholders can also benefit from Visa PayWave, worldwide emergency card replacement, up to 9 additional cardholders, Interstate Flight Inconvenience Insurance, a concierge booking service, Guaranteed Pricing Scheme, and access to exclusive offers and privileges in travel, leisure, dining and shopping around the world with VISA Entertainment.

Key features

  • 50,000 bonus Qantas Points and $195 back to your new ANZ Frequent Flyer Platinum when you spend $2,000 on eligible purchases in the first 3 months
  • Earn 0.75 Qantas Points per $1 spent on eligible purchases up to and including $3,000 per statement period, then 0.5 Qantas Points per $1 spent on eligible purchases above $3,000 per statement period.
  • Complimentary Qantas Flyer program membership (save $99.50)
  • ANZ Falcon fraud monitoring + ANZ Fraud guarantee
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.
  • International Travel Insurance for up to 6 months for cardholders, their spouses and/or dependants
  • Extended Warranty Insurance, Purchase Protection Insurance
  • Guaranteed Pricing Scheme
  • Concierge service
  • Minimum credit limit of $6,000

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

23 questions (showing the latest 10 Q&As)

Ruth-Anne Manley

Ruth-Anne Manley

15 May 2019
How do I avail myself of the services of the personal concierge who is allegedly available 24/7 to help me make bookings for OS travel?
Sarah

Sarah

3 May 2019
Do you know if you can set a limit of $2,500 on the ANZ Frequent Flyer Platinum Credit Card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 May 2019
    Minimum credit limit is $6,000 - therefore that's as low as you can go for this card.
Sarah

Sarah

3 May 2019
Hi Roland, My question relates to the ANZ frequent flyer platinum card. Can I cancel as soon as I pay off the minimum $2k spend and the card fee and still receive the 50,000 qantas points? Also, can I set a $2,500 limit? Thanks!
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 May 2019
    Hi Sarah, you can cancel a credit card at any time you can pay it off. Though if you cancel to quickly. That is, before the bonus points are in your Qantas account. Then you are likely to lose them. I would suggest that you wait until that time. Then if the card is not beneficial to keep for the 2nd year annual fee. Then I would cancel it any time after the bonus points hit your Qantas Frequent Flyer account.

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