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American Express Westpac Altitude Black Card Bundle – Qantas
American Express Westpac Altitude Black Card Bundle – Qantas

American Express Credit Cards

American Express Westpac Altitude Black Card Bundle – Qantas

Updated 19 November 2019

Receive up to 100,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card. Get 80,000 bonus Qantas Points when you spend $4,000 on eligible purchases on your new Mastercard within the first 90 days plus get 20,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new American Express.

T&Cs apply. Offer ends 31 March 2020

Points Earn Rate (per $1 spent)

0.75 points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

100,000 pts

Spend $7,000 in first 90 days*

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Receive 80,000 bonus Qantas Points when you apply, are approved and spend $4,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval
  • Receive 20,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval
  • Two complimentary visits per year to the American Express Airport Lounge at either Sydney or Melbourne International Airports, with your American Express Westpac Altitude Black Card
  • Two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services
  • Mastercard earn rate: 0.75 Qantas Points for every $1 spent on eligible purchases
  • American Express earn rate: 2 Qantas Points for every $1 spent overseas, 1.25 Qantas Points for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • $499 annual fee (Mastercard $250 p.a. Plus $50 for Qantas rewards. American Express $199 p.a.). Reduced annual fee of $99 for the Amex card in the first year.
  • Choose your rewards program: Altitude Qantas, Altitude Rewards or Altitude Velocity.

  • High annual fee of $499 p.a.

Creditcard.com.au review

Editor Review

American Express Westpac Altitude Black Card Bundle – Qantas

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

American Express Westpac Altitude Black Card Bundle with up to 100,000 bonus Qantas Points

Huge bonus points offer of up to 100,000 bonus Qantas points. All you need to do is spend $4,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval and get 80,000 bonus Qantas Points. Plus receive 20,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval.

What we love...

The earn rate using the Mastercard is 0.75 Qantas Points and up to 2 Qantas Points using the American Express card.

  • Mastercard earn rate: 0.75 Qantas Points for every $1 spent on eligible purchases
  • American Express earn rate: 2 Qantas Points for every $1 spent overseas, 1.25 Qantas Points for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO

There is a 24/7 Platinum concierge service via app when you need help with flights, restaurant bookings, party planning and tickets to events. With this card you also get access to a range of complimentary insurances like Overseas travel insurance for up to 6 months, transit accident insurance and extended warranty.

Lounge access with two complimentary visits per year to the American Express International Airports in Australia with your American Express Westpac Altitude Black Card. You are eligible for two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services.

What’s not so great...

The annual fee of $499 (Mastercard $250 p.a. and American Express $199 p.a.) is high but if this premium rewards bundle is used right you can get great value.

Why should you choose this card?

Enjoy uncapped points earning and flexibility of having two cards, a Mastercard and an American Express. Huge introductory bonus points offer and lounge access. This is a bundle for big spenders that enjoy premium rewards and travel related benefits.

Overall Rating

Fantastic bonus Qantas points offer and dual cards.

User reviews

American Express Westpac Altitude Black Card Bundle – Qantas ( based on 1 Creditcard.com.au user review )

66% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 20.49% p.a.

Cash advance rate 21.49*% p.a.

Interest free period on purchases up to 45 days

Credit limits

Minimum credit limt $15,000

Maximum credit limit $75,000

Fees & repayments

Annual fee $499 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5% or $30. Full closing balance for the Amex Platinum Charge Card

Annual fee the first year $399

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 100,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $7,000 in first 90 days*

Earning points with this card

Qantas Rewards points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rate 2 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

Two Qantas Lounge passes per year

Two AMEX Lounge visits per year at either Sydney or Melbourne International Airport

Overview

American Express Westpac Altitude Black Card Bundle – Qantas

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Mastercard issued and serviced by Westpac, American Express card issued and serviced by American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Key features

  • Receive 80,000 bonus Qantas Points when you apply, are approved and spend $4,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval
  • Receive 20,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval
  • Two complimentary visits per year to the American Express Airport Lounge at either Sydney or Melbourne International Airports, with your American Express Westpac Altitude Black Card
  • Two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services
  • Mastercard earn rate: 0.75 Qantas Points for every $1 spent on eligible purchases
  • American Express earn rate: 2 Qantas Points for every $1 spent overseas, 1.25 Qantas Points for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • $499 annual fee (Mastercard $250 p.a. Plus $50 for Qantas rewards. American Express $199 p.a.). Reduced annual fee of $99 for the Amex card in the first year.
  • Choose your rewards program: Altitude Qantas, Altitude Rewards or Altitude Velocity.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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