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Up to 80k 40,000 Points per month when you spend $3,500 or more on eligible transactions in the first 2 months
Virgin Australia Velocity High Flyer Credit Card
Virgin Australia Velocity High Flyer Credit Card

Virgin Money Credit Cards

Virgin Australia Velocity High Flyer Credit Card

Updated 6 March 2024

Receive up to 80,000 bonus Velocity Points (40,000 points each month) when you apply for a new Virgin Australia Velocity High Flyer Credit Card by 14 May 2024, be approved, and spend $3,500 or more on eligible transactions in the first 2 months from card approval. Plus, get a $129 Virgin Australia Gift Voucher each year. Save more with 0% p.a. on balance transfers for 12 months, no BT fee. New cards only.

Points Earn Rate (per $1 spent)

1 point

Capped at $8000, then 0.5 pts per $1 spent

Rewards Program

Velocity Frequent Flyer

Bonus Points

Up to 80k pts

40,000 Points per month when you spend $3,500 or more on eligible transactions in the first 2 months

Pros and cons

  • Earn up to 80,000 bonus Velocity Points – 40,000 Points per month when you spend $3,500 or more on eligible transactions in the first 2 months from card approval. Available to new cards who apply by 14 May 2024
  • Save on interest and pay down existing credit card debt faster with 0% p.a. on balance transfers for 12 months, no BT fee, reverts to cash advance rate. Offer ends 14 May 2024
  • Earn 1 Velocity Point per $1 spent on eligible transactions up to $8,000 per statement period, 0.5 Velocity Points per $1 spent thereafter
  • Get an exclusive $129 Virgin Australia Gift Voucher provided to you as a cardholder each year
  • Two complimentary Single Entry Lounge passes each year
  • Complimentary travel and retail insurance covers
  • Visa Signature benefits, including a Personal Concierge
  • Up to 44 days interest free on purchases
  • Eligible with Apple Pay and Samsung Pay

  • Annual card fee of $329
  • Additional cardholder fee of $89

Creditcard.com.au review

Editor Review

Virgin Australia Velocity High Flyer Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The Big Review: Virgin Australia Velocity High Flyer Credit Card

With the Virgin Australia Velocity High Flyer Credit Card you can enjoy high flying features, excellent rewards, and an extraordinarily appealing two-part introductory offer. As a cardholder, you can earn Velocity Points on your everyday spending, while taking advantage of an exclusive $129 Virgin Australia Gift Voucher each year, plus complimentary insurances. And, if you apply today, you could benefit from 0% p.a. on balance transfers for 12 months, plus up to 80,000 bonus Velocity Points.

  • Earn up to 80,000 bonus Velocity Points
  • 0% p.a. on balance transfers for 12 months, no BT fee, reverts to cash advance rate
  • Earn up to 1 Velocity Point per $1 spent
  • Exclusive $129 Virgin Australia Gift Voucher each year
  • Two complimentary Single Entry Lounge passes each year
  • Complimentary travel and retail insurance covers
  • Visa Signature benefits, including a Personal Concierge
  • Samsung Pay compatibility
  • Up to 44 days interest free on purchases
  • Annual Fee: $329
  • Additional Cardholder Fee: $89
  • Purchase Rate: 20.74% p.a. (variable)
  • Cash Advance Rate: 20.99% p.a. (variable)
  • Minimum Credit Limit: $15,000
  • Minimum Annual Income Requirement: $75,000
  • Bonus points offer available to cardholders who apply by 14 May 2024 and are approved. Cardholders will be credited with 40,000 bonus points each month they spend $3,500 on eligible purchases, for the first 2 months from card approval.
  • Any transferred balance left unpaid at the end of the 12 month introductory period reverts to the cash advance rate.

This Card: The Lowdown

Offering an array of extras, the Virgin Australia Velocity High Flyer Credit Card is the ideal option for cardholders who want to earn rewards points on the Velocity frequent flyer program, while taking advantage of fantastic features both at home and overseas.

As long as you are aware of the annual fee, and you know that you are getting more back from the card than you are putting in, the Virgin Australia Velocity High Flyer Credit Card could be a very rewarding choice. And, while the bonus points offer does require a fairly high spend to qualify, as long as you’re spending that much on the card anyway, it’s a pretty decent sweetener.

  • You can earn up to 80,000 bonus Velocity Points, with 40,000 Velocity Points credited to your account each month you spend $3,500 on eligible purchases in the first 2 months from card approval.
  • You could save on interest and pay down existing credit card debt faster with 0% p.a. on balance transfers for 12 months, no BT fee, reverts to cash advance rate
  • Earn 1 Velocity Point per $1 spent up to $8,000 per statement period, and 0.5 Velocity Points per $1 spent thereafter.
  • Get away for less with an exclusive $129 Virgin Australia Gift Voucher provided to you as a cardholder each year.
  • As a cardholder, you will have access to a superb range of Visa Signature benefits, including exclusive privileges and offers on travel and entertainment, and the services of a Personal Concierge, available 24/7.
  • If you have a Samsung device, you can sync it with your card to utilise Apple Pay and Samsung Pay for a more convenient shopping experience.
  • You can save on everyday interest with up to 44 days interest free on purchases.

With the Virgin Australia Velocity High Flyer Credit Card, you can also benefit from a range of complimentary insurance covers. These include:

  • International Travel Insurance
  • Domestic Travel Insurance
  • Extended Warranty Insurance
  • Purchase Protection Insurance
  • Rental Vehicle Excess Insurance in Australia

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the Virgin Australia Velocity High Flyer Credit Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

First and foremost, the Virgin Australia Velocity High Flyer Credit Card is a rewards card. So, what does it have to offer in the way of rewards?

Bonus Points Introductory Offer

Enticing new cardholders to apply, the Virgin Australia Velocity High Flyer Credit Card is currently offering up to 80,000 bonus Velocity Points to those who apply by 14 May 2024 and are approved. However, the points are only available in increments, once a minimum spend on the card has been made.

As long as you spend $3,500 on eligible transactions each month for the first 2 months, you will be credited with 40,000 bonus Velocity Points each month, up to a total of 80,000 bonus Velocity Points. Points will then be credited to your account within 60 days of the qualifying spend being met.

While you may need to check the small print for more info, most everyday purchases are classed as ‘eligible’. Excluded purchases include cash advances, balance transfers, special promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges, and government-related transactions.

To be eligible for the offer – aside from meeting the card’s standard eligibility requirements – you must apply through the specific Virgin Australia Velocity High Flyer Credit Card page or call them direct, indicating that you would like the High Flyer Card 80,000 bonus Velocity Points offer.

It is worth pointing out that the eligible spend criteria on this card is fairly high. Plenty of rewards cards offer bonus points with an eligible spend criteria, but that usually involves a one-off amount to be spent over a period of three months or so.

With the Virgin Australia Velocity High Flyer Credit Card, you have to spend at least $3,500 each month for two months to take home the bonus points. All good, if you plan on spending that amount anyway, but not so good if you don’t want to – or can’t afford to – spend that much on your card each and every month.

Everyday Earning

As an everyday earner, the Virgin Australia Velocity High Flyer Credit Card makes it easy to earn Velocity Points on your day-to-day purchases. The earn structure is as follows:

  • Earn 1 Velocity Point per $1 spent up to $8,000 each statement period,
  • Earn 0.5 Velocity Points per $1 spent thereafter.

You can earn points when booking travel with Virgin Australia and its airline partners, plus you can earn bonus points when booking with a Velocity accommodation, car hire or holiday and travel partner. If you are a Platinum, Gold or Silver Velocity member, you can earn even more bonus points, helping to increase that points total further.

Finding out more about how the Velocity frequent flyer program works is a must if you’re new to it all. Checking out their website provides easy ways you can earn more points using your card, simply by choosing to make purchases at certain partners, such as BP service stations, Virgin Active and EnergyAustralia.

Redeeming Points

Much like its competitor, the Qantas frequent flyer program, Velocity offers cardholders an amazing range of ways in which they can spend their points. As a Velocity member, you can use your points for flights to over 600 destinations worldwide, you can upgrade your flight status, or you can redeem your points for holiday packages, accommodation and car hire.

If you want to treat yourself to a bit of retail therapy, you can use your points in the Velocity Rewards Store to pick up anything from the latest gadget to a designer handbag, or alternatively, you can redeem your points for fuel or in-store at participating BP service stations. If you’re short on points but have your eye on something special, you can purchase points to get there sooner.

This Card: As a Travel Rewards Card

As a Virgin Australia credit card, the Virgin Australia Velocity High Flyer Credit Card can easily be classed as a travel rewards card, providing cardholders with a selection of travel-related features perfect for the frequent traveller.

Virgin Australia Gift Voucher

Balancing out its annual fee somewhat, the Virgin Australia Velocity High Flyer Credit Card offers cardholders an exclusive $129 Virgin Australia Gift Voucher each year. To benefit from this feature, all you need to do is make a retail purchase on the card within two months prior to requesting your voucher.

The voucher can then be used when booking Virgin Australia flights on any fare type (including sale fares), or on selected Virgin Australia Holidays’ packages any time within six months of the voucher issue date. Take note that this voucher is only provided to primary cardholders, not to additional cardholders, and you must be a Velocity Frequent Flyer Member to be eligible.

Lounge Access

Another appealing feature of the Virgin Australia Velocity High Flyer Credit Card is its complimentary lounge access. As a cardholder, you will receive two Single Entry Virgin Australia domestic Lounge passes each year, allowing you to relax and enjoy some time out before your flight.

These passes will automatically appear in your Velocity account each year as an anniversary present, and are valid until your next card anniversary. Again, these passes are only given out to the primary accountholder, not additional cardholders.

International Travel Insurance

As part of the Virgin Australia Velocity High Flyer Credit Card’s suite of complimentary insurance covers, its international travel insurance provides peace of mind when travelling abroad. To benefit from this cover, simply use your card to pay for your and your family’s overseas flights, and you’ll receive international travel insurance for you, your spouse and any dependent children, provided they travel with you.

The cover provided includes medical expenses for illness or injury, loss or theft of personal items, legal liability and more, but be sure to read the card’s Complimentary Insurance Terms and Conditions to make sure it offers all the cover you need.

This Card: Extras on Offer

Prestige cards such as the Virgin Australia Velocity High Flyer Credit Card are often sold on their extras. Aside from its rewards program and travel-related features, this card also offers some handy extras that may bring real value to cardholders.

Balance Transfer Offer

Allowing you to save on interest while you pay down more of your balance, a balance transfer offer can provide an excellent way to clear existing credit card debt. With the Virgin Australia Velocity High Flyer Credit Card, you can take advantage of 0% p.a. on balance transfers for 12 months, giving you a nice long time to chip away at that debt. Offer is valid until 14 May 2024.

If you’re interested in this offer, know that you can transfer up to 80% of your approved credit limit, and at the end of the introductory period, any balance left unpaid will revert to the card’s cash advance rate. Happily, there is no balance transfer fee, but all balance transfers must be requested at the time of application.

Extended Warranty Insurance

When using your card to buy items under warranty, you can benefit from an extension of the manufacturer’s warranty with this extended warranty insurance. With the cover, the manufacturer’s warranty period is generally doubled, for up to 12 months, giving you some added protection should the item fail within that extended period.

Purchase Cover

Another retail-related cover perfect for everyday spending, this purchase cover provides 90 days free insurance against loss, theft or accidental damage on a wide range of new personal goods purchased anywhere in the world using your card.

Visa Signature Benefits

Unique Visa privileges are provided to Virgin Australia Velocity High Flyer Credit Card holders in the form of Visa Signature Benefits. As a cardholder, you can enjoy holiday offers on hotels and resorts around the world and up to 30% discount on green fees at some of the most prestigious golf clubs around the world.

With Visa Entertainment, you’ll have access to the hottest entertainment offers, and with Visa Concierge, you can make use of your very own personal assistant, available 24 hours a day, seven days a week.

This Card: The Essentials

Having covered everything the Virgin Australia Velocity High Flyer Credit Card has to offer, now it’s time to look at what you can expect to pay to keep it in your wallet. As it is a feature-packed rewards card, the Virgin Australia Velocity High Flyer Credit Card has a relatively high annual fee, charging $329 for the primary cardholder, and $89 for each additional cardholder.

Both the purchase rate and cash advance rate on the card are not particularly low, so it’s best to avoid cash advances whenever possible, and also clear your statement month to month to avoid interest accruing. Be aware that to be eligible for card approval, you need to earn at least $75,000 per year, and you can expect a minimum credit limit on the card of $15,000.

Decision Time

The Virgin Australia Velocity High Flyer Credit Card markets itself as ‘seriously rewarding’ – and for the most part, it is. You can earn Velocity Points on everyday spending, with the opportunity to earn bonus points with Velocity partners. You can also enjoy a fantastic selection of travel-related features and extras, plus up to 80,000 bonus Velocity Points, $129 Virgin Australia Gift Voucher each year and 0% p.a. on balance transfers for 12 months.

User reviews

Virgin Australia Velocity High Flyer Credit Card ( based on 34 Creditcard.com.au user reviews )

65% rating based on 34 reviews

Rates
Fees
Rewards
Customer Service
Value
58%

Creditcard.com.au Visitor

28 January 2013

If you travel a lot on virgin this would be a good card to get. You get some good perks – similar to a platinum card, you earn points and can get good rewards. I like th fact that you get the buy one seat get one free on four domestic flights in a year. Comes in handy. Interest rate is pretty high, but it’s worth it if you pay off all your balance each month.

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.74% p.a.

Cash advance rate 20.99% p.a.

Interest free period on purchases up to 44 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 20.99% p.a.

Balance transfer from personal loan Yes

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Brands you can't balance transfer from Bank of Queensland, Coles, IMB, NAB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limit $15,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $329 p.a.

Additional cardholder fee Up to 4 - $89 p.a. each

Foreign transaction fee 3.3%

Minimum repayment $30 or 2%, whichever is greater

Cash advance fee 2.7% or $2.70 whichever is greater (domestic) ; $5 (international)

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Velocity Frequent Flyer Velocity Frequent Flyer

Bonus points Up to 80k points

Annual points cap uncapped

Bonus points spend criteria 40,000 Points per month when you spend $3,500 or more on eligible transactions in the first 2 months

Earning points with this card

Velocity Rewards points 1 point per $1 spent

Points cap per month Capped at $8000, then 0.5 pts per $1 spent

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes - up to 6 months

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

$129 Virgin Australia Gift Voucher each year

Eligible with Apple Pay and Samsung Pay

Overview

Virgin Australia Velocity High Flyer Credit Card

As a new cardholder, you can benefit from Virgin Australia Velocity High Flyer Credit Card’s excellent introductory offer – up to 80,000 bonus Velocity Points, 40,000 points each month when you meet the minimum spend requirements within the first 2 months from card approval. Available to new cards who apply by 14 May 2024.

The Virgin Australia Velocity High Flyer card also features special offers on Virgin products, 24/7 Visa Platinum Concierge, entertainment privileges with Visa Front Line Access, Visa Airport Meet & Assist, FraudShield, and Visa Zero Liability.

Key features

  • Earn up to 80,000 bonus Velocity Points – 40,000 Points per month when you spend $3,500 or more on eligible transactions in the first 2 months from card approval. Available to new cards who apply by 14 May 2024
  • Low balance transfer rate of 0% p.a. for the first 12 months, no BT fee, reverts to cash advance rate. Offer ends 14 May 2024
  • Earn 1 Velocity Points per $1 spent up to $8,000 per month, then 0.5 Velocity Points thereafter.
  • Two complimentary Single Entry Lounge passes each year
  • Get a $129 Virgin Australia Gift Voucher, each year. Just make a retail purchase on your card within 2 months prior to requesting your voucher to unlock your benefit.
  • 24/7 Visa Platinum Concierge Service
  • International travel insurance
  • Purchase cover and extended warranty
  • Annual fee of $329
  • Additional cardholder fee of $89
  • Eligible with Apple Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $75,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask our credit card expert a question.

38 questions (showing the latest 10 Q&As)

Michael

Michael

15 September 2023
I had my application rejected and wanted to appeal. can you please provide the email address to send the additional information?
    Pauline - CreditCard.com.au

    Pauline

    18 September 2023
    Hi Michael, I’m sorry to hear that. If you’re looking to send supporting documents, you can send it to their official email address at [email protected]. You can also give Virgin Money a call directly at 13 37 39.
Wayne

Wayne

19 March 2023
Hi, do I have to spend $3500 each month for four months, or $3500 over four months to qualify for the bonus velocity points?
    Pauline - CreditCard.com.au

    Pauline

    20 March 2023
    Hi Wayne, that’s a good question! To receive the 25,000 bonus Velocity Points for the first 4 months, you must spend a minimum of $3500 each month. Therefore, if you are approved for the card in March and spend only $4000 in the first month, you will receive the bonus points for the first month. However, if you spend $2000 in the second month, you won’t receive the 25,000 bonus points for that month. But, if in month 3 you spend $3750 you’ll get the points. It’s not the most simple bonus points system, so I hope this helps!
john marriott

john marriott

20 February 2023
Do you cover travel insurance if the trip is booked through a travel agent? I have a Virgin high flyer credit card thanks, John
    Pauline - CreditCard.com.au

    Pauline

    21 February 2023
    Hi John, the PDS says that you must obtain the overseas travel ticket by either charging the cost of the travel ticket to your card, redeeming Velocity Points or redeeming a Virgin Australia Gift Voucher. It doesn’t say you can’t use a travel agent, but does specify that travel agent charges aren’t counted as part of your travel costs and can’t be claimed if you need to use your travel insurance. You can read all the details in the PDS (which I highly recommend, just so you know what you’re covered for). Virgin Money’s insurance is underwritten by Allianz Global Assistance, so you can always give them a call on 1800 072 791 if you want to double check. Thanks John!
mark

mark

2 February 2023
is the annual fee up front on opening the account
    Pauline - CreditCard.com.au

    Pauline

    3 February 2023
    Hi Mark, I checked this for you however, there's no specific information regarding the timing of the annual fee for the Virgin Money High Flyer card. Usually, it's charged when you activate the account and then again on the card account's anniversary date..
Carol

Carol

11 January 2023
How do I apply for the $129 virgin Australia Gift Voucher and the 2 complimentary Lounge passes?
    Pauline - CreditCard.com.au

    Pauline

    12 January 2023
    Hi Carol, to be able to receive the $129 Virgin Australia Gift Voucher, you must meet certain requirements, such as making a purchase as the primary cardholder within 2 months before requesting the voucher, ensuring that your account is active and in good standing, and being a member of the Velocity Frequent Flyer program. If you meet all the necessary qualifications, you can submit your request for the gift voucher on the website - virginmoney.com.au/giftvoucher. Regarding the complimentary lounge passes, you can redeem them by showing your Velocity membership card and your flight itinerary for domestic flights with Virgin Australia.
Elizabeth Hield

Elizabeth Hield

29 December 2022
We have a Velocity High Flyer Credit Card with Virgin. We have previously had cover with this card for Excess on Car Hire. Is this still available?
Chelsea

Chelsea

1 March 2022
Can you confirm that if I use the balance transfer option, it means that interest will activate on any purchases made on the card straight away?
    Pauline - CreditCard.com.au

    Pauline

    2 March 2022
    Hi Chelsea, good question! It states in Virgin Australia Velocity High Flyer credit card’s terms that if you have a balance transferred, you are not entitled to the interest-free days You are correct, all transactions made will be charged interest at the ongoing purchase rate. In this case, currently, it’s 20.74% p.a.
Tony

Tony

20 September 2021
What is 'eligible travel' in the conditions for international travel insurance ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 September 2021
    Hi Tony, according to Virgin you'll need to pay for you and your family’s overseas flights on the card. As with all insurance policies it's best to check the PDS before using the insurances. Other cards have different activation criteria and there's a wide range of cards with free travel insurance you can compare. Hope you have a great trip!
Bob

Bob

10 June 2021
How do I apply for this cr card? Virgin Australia high flyer cr card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 June 2021
    Hi Bob, thanks for your interest. Whilst we don’t have direct access to this card, you can go directly to the Virgin site to apply. Thanks!
Adrian

Adrian

27 February 2020
I am an existing card holder, do I have travel insurance coverage as the card seems to only apply this for 6 months
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 February 2020
    Hi Adrian, there are always limits on overseas travel insurance terms with credit cards. Up to 6 months consecutive trip sounds about right. Here is a link to a PDF on the Virgin site that details the insurance. You can also reach out directly to the insurer with any questions. https://my.virginmoney.com.au/global_docs/pdf/CreditCard_Insurance.pdf
Hannah Mackinley

Hannah Mackinley

16 December 2019
Hi! I’d like to transfer from my credit platinum MasterCard to this credit card. I am a frequent flyer with virgin! I have a question though, I am leaving Perth on Thursday and was wondering if there is anywhere I would be able to pick the new card up by then? Or is that too soon? I am happy to pay a fee if this is possible! Thank you very much, kind regards, Hannah Mackinley
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 December 2019
    Hi Hannah, there is no way to get approved and receive your card within that period of time. What bank is the card you wish to transfer from? I would apply for the Virgin card ASAP to get it in your wallet ASAP. Though the process with Christmas is likely to take 5-10 working days.
Kaye

Kaye

20 November 2019
Can I apply to have a zero interest balance transfer credit card to pay off someone else's credit card - e.g. me open a credit card and pay off someone else's credit cards?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 November 2019
    Hi Kaye, no you can not. A balance transfer must be between the same legal person. What you can look to do is get a low rate personal loan. Pay out the other persons debt, thus taking it on yourself. Then later on look to get a 0% balance transfer for the loan. Citi will accept non-Citi loans as for a balance transfer.
David

David

21 August 2019
What are the spending restrictions for the Virgin High Flyer Visa, some cards do not allow to make purchases with gov agencies, dept of transport etc,
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 August 2019
    Hi David, nearly all cards (accept AMEX and business) earn points on government spend now. I have grabbed from the terms what an eligible transaction is, as far for the Virgin High Flyer. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi–government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs).
Taylor

Taylor

10 July 2019
second question, about card and savings account, as Virgin dont have a savings account linked to an everyday card, can you look at a BQQ account for an everyday savings? because if they are affiliated you will get real time money transfers? thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 July 2019
    Hi Taylor, it is true that Virgin Money is owned by BOQ. Though I do not think this makes the payments real time between the 2.
Taylor

Taylor

10 July 2019
on average i spend around $3000 per month with Westpac, i'm looking at home loan and credit card through you and if i'm $200 short on the 3k spend one month what is to stop me buying then returning a few days later to spend that addiitonal amount. as im sure one in the three months i may fall short? is there any stipulation to stop you making a 'temporary purchase'
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    12 July 2019
    Hi Talyor, it needs to be an eligible purchase to count towards the bonus points. If you do credit back a purchase. Then this amount would be removed. Interestingly though as you state, if you made a purchase that month it should count. Then you cancel that purchase in the next month. It should go against that next months activity.
Jack

Jack

8 July 2019
Can I access this card whilst on a Sponsored Business Visa? I have 2 years to run on my visa so am stable from a timing perspective plus I meet all the other criteria
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 July 2019
    Hi Jack, as far as I know, you cannot apply for this card as a temporary resident. Have a look at Westpac, AMEX and ANZ cards as an option for you.
steve

steve

29 May 2019
Hi Roland, I previously had a Virgin Flyer Card that I cancelled in January. If I apply for the High Flyer Card am I eligible for the bonus points offer? I know some card providers make you wait 18 months to be eligible for bonus offers again, but I can't find any documentation on the policy for the Virgin cards? Cheers
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 May 2019
    Hi Steve, from the terms, it just references new High Flyer card holders. Therefore I don't think that you having cancelled a flyer card in Jan will affect your eligibility. Its long winded but here are the terms on the bonus points. 90,000 bonus Velocity Points offer is available to new approved Virgin Australia Velocity High Flyer Card account holders who apply by 30 June 2019. 30,000 bonus Velocity Points will be awarded for every month $3,000 or more is spent on Eligible Transactions for 3 months from card approval. Eligible Transaction means any purchase excluding (but not limited to) Cash Advances, Balance Transfers, Special Promotions, BPAY payments, purchases of foreign currency and travellers cheques, transactions made in operating a business, bank fees and charges such as interest and ATM charges and government related transactions. Government related transactions include transactions with government or semi-government entities, or relating to services provided by or in connection with government (for example but not limited to transactions made at Australia Post, payments to the Australian Taxation Office, council rates, motor registries, tolls, parking stations and meters, fares on public transport, fines and court related costs). See Rewards Program for High Flyer and Flyer Cardholders Terms and Conditions for full details and definition. Please note that if you have a balance transfer, you will be charged interest on any spend you make. Credit Card application must be submitted through this page or by calling 1300 771 634 and indicating that you would like the High Flyer Card 90,000 Velocity Points offer. Points will be credited to the Primary Cardholders Velocity Account up to 60 days after the qualifying purchases. To earn and redeem Velocity Points there must be an active Velocity Frequent Flyer Membership linked to the Virgin Australia Velocity High Flyer Card account. Velocity membership and Points earn and redemption are subject to the member Terms and Conditions, as amended from time to time. This offer can't be used in conjunction with other Virgin Australia Velocity High Flyer Point promotions or offers. Offer is not available to existing Virgin Money Credit Card holders (including upgrades).
Kit

Kit

19 February 2018
Hi Roland, we dont have any credit cards but would like to get one to start collecting travel points as we would like to travel more and I will be doing a few domestic flights every year and we will take overseas flights as a family of four every year too. which is the best card for this?we intend to pay of the balance every month and not have debt. Which card would you recommend? we earn 100000
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 February 2018
    Hi Kit, it will depend on what points you are trying to earn. Though since you don't have cards then I say getting maximum bonus points is a good start. This Virgin High Flyer card has good bonus points. You just need to make sure that you spend 3k each month for the first 5 months to get the full 80k. Points earning halves in at 8k spend so if you are regularly spending more than this, it can be an issue. I myself have both Velocity and Qantas frequent flyer accounts. I would suggest (as well) the AMEX Qantas Ultimate with 100k in Qantas points. I just applied and was approved for this offer. 100k in Qantas points could definitely take care of a few domestic flights. Also the Ultimate has uncapped points earning so you can spend, spend, spend. Offers do come out with 100k Velocity bonus points but there is non in market that I know right now.
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