The St.George Vertigo Platinum Credit Card
So you want a card with a low purchase rate? Okay, that’s reasonable. You want platinum perks as well? That may be pushing it a little. Wait, you also want an awesome introductory offer on balance transfers? Now we know you’re dreaming!
Actually, no. Getting all of those things on one card is possible. Just check out the St.George Vertigo Platinum Credit Card. While platinum cards tend to have higher purchase rates, this platinum offering has a low variable rate of 12.99% p.a. – which just happens to be St.George’s lowest rate on purchases.
What else do you get? Well, there is a whole heap of platinum benefits and an amazing offer. This card offer 0% on balance transfers for 18 months (reverts to cash advance rate).
Interested? Let’s take a closer look.
What we love...
What’s not to love about that low purchase rate? In the long term, having a card with a low rate can certainly help you save money on interest. However, it also has another benefit.
Now, back to that introductory offer. If you have existing credit card debt, a balance transfer offer could provide you with a great opportunity to pay it down. With this card, you pay 0% on balance transfers, and you get 18 months to pay it all off. This is a nice long time.
What’s not so great...
We’ve spent some time talking about the St.George Vertigo Platinum Credit Card’s introductory offer. However, it is worth noting that customers with an existing credit card balance on a St.George, Bank SA or Bank of Melbourne credit card cannot apply for this balance transfer offer.
The introductory balance transfer rate revert to the card’s high cash advance rate. So make sure you pay off your debt before the 18 months.
It’s also worth pointing out the card’s annual fee is $99. While this is relatively low for a platinum card, it’s still quite a lot to pay out for a credit card. To make it worthwhile, just make sure you’re making the most of the platinum benefits – and that you’re paying off the balance of the card before interest starts accruing.
Why should you choose this card?
Want platinum perks? You got it! First up, you have access to your very own personal assistant using Visa Platinum Concierge. Need to book a flight? Want to know which restaurants near you rate the highest? Want to reserve theatre tickets? The card’s platinum concierge service is on hand 24/7 to help you with all of that, and everything in between.
The card also provides you with a whole host of complimentary insurance covers perfect for the frequent traveller – and the frequent shopper. In terms of travel cover, the card provides overseas travel insurance, domestic flight inconvenience insurance and transit accident insurance. As for retail cover, the card offers price guarantee cover, purchase cover insurance and extended warranty insurance.
Anything else? Sure. You can enjoy up to 55 days interest free on purchases, and up to three additional cardholders at no extra cost.
As a low rate platinum card this card combines a fantastic low purchase rate, platinum perks and an excellent introductory offer on balance transfers.