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St.George Vertigo Credit Card – Purchase Offer
St.George Vertigo Credit Card – Purchase Offer

St.George Credit Cards

St.George Vertigo Credit Card – Purchase Offer

Updated 20 January 2022

With the aim of helping you manage the payments of your shopping sprees, St.George Vertigo Card offers 0% p.a. on purchases for 18 months from card approval, then reverts to a low ongoing rate of 13.99%. Plus, enjoy all benefits and extras while paying no annual fee in the first year (saving you $55). New cards only.

T&Cs apply. Offer ends 24 February 2022

Purchase Rate (p.a)

0% p.a.

for 18 months. Reverts to 13.99% p.a.

Balance Transfer (p.a)

N/A  

Annual Fee (p.a)

$0 first year. Then $55 p.a.

$0 over 0 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • Enjoy 0% p.a. on purchases for 18 months from card approval
  • $0 annual fee first year ($55 thereafter)
  • Low ongoing purchase rate of 13.99%
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • No complimentary insurances or rewards points

Creditcard.com.au review

Editor Review

St.George Vertigo Credit Card – Purchase Offer

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt about this card.

St.George Vertigo Card - Purchase Offer

St.George Vertigo Credit Card has been offering attractive promotions to its consumers such as the 0% p.a. for 32 months on balance transfers combined with 0% p.a. interest on purchases for 6 months. And this time, St.George launched its new offer through its Vertigo credit card - 0% p.a. on purchases for the first 18 months plus no annual fee in the first year.

What we love…

Unlike the usual 6 months promotional period on purchases, St.George added more to Vertigo’s great value with a longer offer period. Apply for a new St.George Vertigo Credit Card by 24 February 2022, get approved, and enjoy 0% p.a. on purchases for 18 months from card approval. That’s more than a year of savings as you make small to big everyday purchases without getting charged with interest.

Aside from the savings you can get, this offer could give you more flexibility in managing your purchases when it comes to payments. You could use the 18-month interest-free offer on a big-ticket purchase or for everyday spending as long as you pay it all off within the introductory period and stay within your credit limit. After the introductory period ends, you can still enjoy a stress-free shopping experience while using the card as the ongoing standard purchase rate is friendly and low at 13.99% p.a.

Additionally, you can enjoy all this card’s offers, benefits, and extras without worrying about the annual card fee in the first year. And this reverts to an ongoing card fee of $55 which is pretty worth it for this card’s value.

What’s not so great...

If you are looking for cards that offer rewards and points, St.George Vertigo Credit Card is not for you. This is a straightforward facility that lets you save a lot from your everyday transactions.

Why should you choose this card?

If you are into buying things, big and small, and at the same time want to save a lot of money, better choose this version of St.George Vertigo Credit Card. You could also manage your payments according to your needs and capabilities which reduces your stress. Aside from the introductory offer, you can also benefit from up to 55 days interest free on purchases when you pay the closing balance on time.

This has also a low minimum credit limit which is perfect for beginners and those who struggle with spending temptations. Other features include one free additional cardholder, 24/7 Fraud monitoring, secure online shopping, and card block and quick balance, allowing them to block their card for up to 15 days when they misplace it, and check the balance of up to two accounts at a glance on the St.George mobile banking app, without having to log in.

Overall Rating

A no-frills card that charges you low ongoing interest rates and provides awesome introductory offers - 0% p.a. for 18 months on purchases and no annual card fee for the first year.

User reviews

St.George Vertigo Credit Card – Purchase Offer ( based on 0 Creditcard.com.au user reviews )

0% rating based on 0 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 13.99% p.a.

Introductory purchase rate 0% p.a. for 18 months

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $500

Maximum credit limit $80,000

Fees & repayments

Annual fee $55 p.a.

Additional cardholder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2% or $10, whichever is greater

Annual fee the first year $0

Cash advance fee 3%

Late payment fee $15

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Eligible with Apple Pay, Google Pay and Samsung Pay

Card Block for 15 days or until reactivated

Overview

St.George Vertigo Credit Card – Purchase Offer

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • Enjoy 0% p.a. on purchases for 18 months from card approval, then reverts to a low ongoing rate of 13.99%
  • $0 annual fee first year ($55 thereafter)
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

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