Bank of Queensland Credit Cards

28 February 2019

With branches in every State and Territory in Australia, Bank of Queensland is a bank that knows what it's doing when it comes to financial services. With a strong focus on understanding customer needs, Bank of Queensland offers a range of credit cards to suit almost everybody, from low rate options to Platinum perks and rewards.

Bank of Queensland Low Rate Credit Card

Bank of Queensland Low Rate Credit Card

10 reviews

Apply by 31 Mar 19

More info
$0 saved over 14 months
Your savings
$ saved over 14 months
Calculate your savings icon

1 review

Apply by 31 Mar 19

More info
points earned over 12 months
1 point
16.77% Complete (success)
Q Rewards
N/A
-1% Complete (success)
Q Rewards
$60
p.a.
16.77% Complete (success)
Your points
$120,000 saved over 12 months
Calculate your savings icon

7 reviews

Apply by 31 Mar 19

More info
points earned over 12 months
2 points
16.77% Complete (success)
Q Rewards
N/A
-1% Complete (success)
Q Rewards
$0
first year
16.77% Complete (success)
then $129 p.a.
Your points
$120,000 saved over 12 months
Calculate your savings icon

BOQ in Queensland and beyond

Bank of Queensland’s credit cards are issued by CitiGroup (Citibank) in order to use their existing credit card infrastructure. Citi manages the processing which enables BOQ to focus on what they do best – customer service and value.

About Bank of Queensland Credit Cards

Bank of Queensland is a Queensland focused bank but operates across Australia. It represents a strong alternative to the ‘big 4’ banking groups and also foreign banks strengthening in Australia.

History

Bank of Queensland as a name was introduced in 1970, but the original banking group was established in1874 as the Brisbane Permanent Benefit Building and Investment Society. BOQ remains an independent bank despite being a public company.

They have over 260 branches across Australia (2012) with the primary focus in Queensland. BOQ also retains community investment and sponsorship in Queensland as a main focus.

With each branch proudly owned and run by owner-managers, Bank of Queensland is an organisation that is close to its customers and understands what they need.

Credit cards

If you want to save money on your credit card, try the BOQ Low Rate Visa for a no frills card with low ongoing interest rates that will save you money if you tend to carry a balance each month.

If you want to be rewarded for your spending, there are two great choices: the basic BOQ Blue low rate Visa then BOQ Platinum, set apart by tiered rewards earning. Extra perks are available with Platinum, such as a premium Concierge and a range of complimentary insurances.

Recently Asked Questions

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7 questions (showing the latest 10 Q&As)

Charmayne

Charmayne

23 July 2018
I have never had a credit card before, I have a visa debit card through BOQ. What would you suggest?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    24 July 2018
    Hi Charmayne, it will depend on what you want to get out of it, in terms of rewards. Like Qantas points or items for the home. Also if you can pay it off in full each month. The amount you will spend each month will also have a big impact. Generally I would start off with a low rate card with a low credit limit and see how it works for you. Something like the ANZ Low Rate could work.
Joshua Gray

Joshua Gray

20 July 2018
If I invested $1,000 into a credit card and $1,000 into a debit card. Which one would give me a better return and by how much?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 July 2018
    Hi Joshua, a credit card does not pay interest. Therefore you cannot earn on a credit card. Some provide cash back for reward points. A debit card can provide some interest bearing on the funds but this tends to be light. Have a look for online high interest savings accounts.
Frank Hillman

Frank Hillman

20 March 2017
Going to the USA end of year,is my credit card,low rate visa, suitable for travel purchases ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 March 2017
    Hi Frank, it is suitable for use in the USA though it does charge FX fees. That is you will pay 3.4% on all overseas purchases as a straight fee. You could look at a card like the ANZ Travel Adventure that has no FX fees. Additionally the overseas travel insurance and other features of the card suit people that like to travel.
michael bevis

michael bevis

2 November 2016
cni have a credit card I am a pensioner 500per week been with q bank for 10 years
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    3 November 2016
    Hi Michael, it can be tricky to be approved for a credit card when yo are a pensioner, though it can happen. Give BOQ customer service a call or go into a branch and discuss your needs for a credit card. Best of luck with your application.
Barbara

Barbara

14 September 2016
If I already have NAB visa platinum and American Express cards that are attracting frequent flyer points is there any advantage in me cancelling them and getting a bank of Queensland Platinum card. the only reason I have for thinking about this is that I have transferred all my cash to Bank of Queensland because of the interest rate I was able to get on my investment.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 September 2016
    Hi Barbara, if you are happy with your current NAB card(s) then there is no need to cancel or change them. Credit cards should be independent from other banking services and targeted towards whatever is best for you. I have a card with Citi but my deposits are with CBA and NAB. In the end all financial products should be decided on their personal merit and benefits.
Jasper Maass

Jasper Maass

12 September 2016
I want to transfer my reward points to velocity frequent flyer. Please give me a boq phone number to contact.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2016
    Hi Jasper - Gold and platinum card enquiries - 1300 72 31 34. American Express® - 1300 366 220
Mike

Mike

8 December 2015
How may I earn Qantas frequent flier points on a BOQ credit card?
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