- 0% p.a. on balance transfers for 15 months, 2% balance transfer fee applies. Reverts to cash advance rate
- 0% p.a. on purchases for 15 months. Reverts to variable retail purchase rate, currently 22.49% p.a.
- Earn 1 Citi reward Point per $1 spend on eligible Domestic Spend (up to $10,000 per statement period) and a separate 1 point on international spend
- Earn 1 Citi reward Point per $1 spend also on expenses including rent, taxes, education, property management fees, and childcare with Citi PayAll Spend
- Enjoy 15% discount (up to $250) Limited Time Lux Exclusive hotel offers when you use Promo Code: MYLUXPROMO and 10% off international tours (up to $250) with Promo Code: MYLUXTOURS10. Offer available until 1 March 2026.
- $10 Monthly Cashback with BINGE: Get $10 cashback each month until 31 October 2025 when you sign up for a Standard or Premium BINGE subscription. Catch the TV shows and movies everyone’s talking about.
- 5% Off International Flights with Trip.com: Save 5% on international flights from Australia with no blackout dates. Enter discount code AUSFLY5 at checkout. Book by 31 Dec 2025 and travel by 30 Sep 2026.
- Get 10% off selected hotels on Expedia or Wotif. Enter code EXP10TRVL for Expedia or WOT10TRVL for Wotif at checkout. Book by 31 January 2026 and complete your stay by 30 June 2026.
- Up to 44 days interest-free on retail purchases
- Enjoy monthly cashback offers from your favourite stores with My Cashback
- Complimentary mobile phone insurance
- Complimentary retail and travel insurance covers
robert vinson
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