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ANZ Rewards Travel Adventures Card

6 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

1.5 points
16.77% Complete (success)
ANZ Rewards

Bonus points

40,000 points
40,000% Complete (success)

Annual fee

$225
p.a.
225% Complete (success)

Pros

40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval

One complimentary return domestic flight each year you hold the card with Virgin Australia*

No overseas transaction fee on purchases

Waived cash advance fee at overseas ATMs

Two complimentary single entry Virgin Australia lounge passes each year you hold the card*

Complimentary Overseas Travel & Medical Insurance

Rental excess cover

$225 annual fee for a high value rewards card

Cons

High purchase rate

ANZ Rewards Travel Adventures Card

Get 40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval. Enjoy one complimentary return domestic flight and two complimentary single entry lounge passes, both with Virgin Australia each year you hold the card. All you have to do is spend $500 on eligible purchases on your ANZ Rewards Travel Adventures card in the first three months. Eligibility criteria, T&Cs, fees and charges apply. Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. This card comes with complimentary Overseas Travel & Medical insurance and Rental excess cover. No overseas transaction fee on purchases. With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.

Eligibility criteria, T&Cs, fees and charges apply.

Key features

  • 40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval
  • No overseas transaction fee on purchases, including online from international websites
  • Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply.
  • Rental excess cover
  • One complimentary return domestic flight each year (incl. taxes and fees) with Virgin Australia until the card is cancelled. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • Two domestic Virgin lounge passes each year. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • Overseas Travel and Medical Insurance
  • $225 annual fee
  • Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period.
  • With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.
  • Rates
    48%
  • Fees
    52%
  • Rewards
    52%
  • Customer Service
    51%
  • Value
    52%
50% of customers who have rated this card would recommend it
Overall customer rating 52%
6 reviews

100% Visitor | 12 February 2018

Weird long name but great card for travel. I flew return Sydney to Perth with the free flight on Virgin. So worth the annual fee. Perfect for overseas travel with no foreign fees.

Recommends this card

26% Visitor | 3 November 2016

20 minutes waiting for customer service. Not good enough!!!!

Does not recommend this card

Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $6,000
Maximum credit limit N/A
Fees & repayments
Annual fee $225 p.a.
Additional cardholder fee Up to 9 - $65 p.a. each
Cash advance fee 2%
Foreign transaction fee 0%
Minimum repayment 2%
Late payment fee $20
Credit card type Visa
Rewards program
Rewards program ANZ Rewards ANZ Rewards
Bonus points 40,000 ANZ points
Annual points cap uncapped
Bonus points spend criteria Spend $500 in first 3 months
Earning points with this card
ANZ points 1.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month Capped at $2000, then 0.5 pts per $1 spent
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover Yes
Extras
Two Virgin lounge passes per year
Complimentary return domestic flight each year
No overseas transaction fee on purchases

The ANZ Rewards Travel Adventures Credit Card with 40,000 bonus Velocity Points

If you think of yourself as something of an adventure traveller, you may have considered applying for a travel rewards card to fund your voyages and explorations. Designed to let you do just that, the ANZ Rewards Travel Adventures Card may well be worth a closer look.

Providing a great introductory bonus points offer and an array of travel-related benefits, this card could help you earn points on your everyday purchases, to redeem against your next overseas adventure. Want to find out more?

What we love...

One of the things we love most about the ANZ Rewards Travel Adventures Card is its introductory offer. When you apply for this card and spend $500 on eligible purchases within the first three months of card approval, you will be credited with 40,000 bonus Velocity Points to spend as you like.

Travelling on Virgin Australia and its partner airlines – which include Virgin Atlantic, Virgin Samoa, Air New Zealand, Alitalia, Delta Air Lines and Virgin America – those 40,000 bonus points could really take you places. You could fly Economy from Melbourne to Hong Kong, Business Class from Sydney to Christchurch, or Economy Return from Perth to Bali. Not bad at all!

As for travel perks, this card has a few up its sleeve. As a cardholder, you can enjoy one complimentary return domestic flight and two complimentary single entry lounge passes, both with Virgin Australia each year. Simply spend $500 on eligible purchases on your card in the first three months to be qualified.

With this card you pay no overseas transaction fee on your overseas purchases, including online from international websites. Another thing which is very convenient and comforting to know is that if you need to withdraw cash from a branch or ATM located overseas using your ANZ Rewards Travel Adventures Card, you will not get charged a cash advance fee. ATM operator fees may apply.

And the card’s earn rate? Using the ANZ Rewards Travel Adventures Card, you could earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases thereafter. You could be jetting around the world on those points in no time!

What’s not so great...

Taking a look at the small print, it’s a good idea to check the terms, conditions and eligibility requirements for all offers and features before you apply.

It’s also worth bearing in mind that with both the bonus points offer and complimentary flight and lounge passes, there is a significant spend required to be eligible. However, if you were planning on spending on the card anyway, those extras can simply be thought of as a nice perk.

In addition, you should also look at the annual fees and rates of interest on purchases and cash advances to work out how much you will pay out on the card.

Why should you choose this card?

Aside from its earn rate and offers, there are plenty of other reasons why you might want to apply for the ANZ Rewards Travel Adventures Card. For example, you could benefit from complimentary overseas travel and medical insurance, rental excess cover and no transaction fee on overseas purchases.

In terms of everyday use, the card also offers up to 55 days interest free on purchases, and compatibility with Apple Pay®, Google Pay™ and Samsung Pay™.

Overall Rating

A great example of a travel rewards card with a good earn rate, great travel-related perks, no overseas transaction fee on purchases and an excellent introductory bonus points offer.

43 questions (showing the latest 10 Q&As)

Michael

Michael

3 March 2019
I'm confused, does cash withdraw from overseas incur any cash advance fee or ATM fee? Your recent reply on 25 Feb 2019 is no but it states that cash advance fee is 2%
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Michael, when you are overseas (using an o/s atm) then the cash advance fee will be waived. If you cash advance in Australia then the fee still applies. ATM operator fees may apply.
Chris

Chris

26 February 2019
Does the free Virgin flight include flights to and from Hobart?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 February 2019
    Hi Chris, from Hobart there are 3 return destinations included: Melbourne, Sydney and Brisbane.
Bong

Bong

22 February 2019
I am trying to decide between getting ANZ Rewards Travel Adventures or 28 Degrees Mastercard which has no annual fee for my upcoming Europe trip. Both has no foreign transaction fees. There's free global wifi for 28 Degrees card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Bong, the 28 Degrees free wifi is not amazing but still is a feature. Overall it depends on the features you will use plus the bonus points. With the Travel Adventures you will get complimentary overseas travel insurance. You earn points on your spend. Plus you can pull out cash overseas without any cash advance fees. The 28 Degrees does not provide many features but the focus is on no foreign fees. I like the ANZ card based on the all round features of the card. With the free return domestic flight each year. It more than pays for the annual fee. In the end you will need to decide for yourself.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
ANZ Rewards Travel Adventures Card
ANZ Rewards Travel Adventures Card

ANZ Credit Cards

ANZ Rewards Travel Adventures Card

22 March 2019

Points Earn Rate (per $1 spent)

1.5

points

ANZ

Rewards Program

ANZ Rewards

Bonus Points

40,000 pts

Spend $500 in first 3 months

0 points over 12 months spend

My monthly card spend

ANZ Rewards Travel Adventures Card

Get 40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval. Enjoy one complimentary return domestic flight and two complimentary single entry lounge passes, both with Virgin Australia each year you hold the card. All you have to do is spend $500 on eligible purchases on your ANZ Rewards Travel Adventures card in the first three months. Eligibility criteria, T&Cs, fees and charges apply. Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. This card comes with complimentary Overseas Travel & Medical insurance and Rental excess cover. No overseas transaction fee on purchases. With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.

Eligibility criteria, T&Cs, fees and charges apply.

Key features

  • 40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval
  • No overseas transaction fee on purchases, including online from international websites
  • Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply.
  • Rental excess cover
  • One complimentary return domestic flight each year (incl. taxes and fees) with Virgin Australia until the card is cancelled. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • Two domestic Virgin lounge passes each year. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • Overseas Travel and Medical Insurance
  • $225 annual fee
  • Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period.
  • With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.

Customer Reviews

ANZ Rewards Travel Adventures Card

52% rating based on 6 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 21.74% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $225 p.a.

Additional card holder fee Up to 9 - $65 p.a. each

Foreign transaction fee 0%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $20

Rewards & points

Rewards program

Rewards Program ANZ Rewards ANZ Rewards

Bonus points 40,000 ANZ points

Annual points cap uncapped

Bonus points spend criteria Spend $500 in first 3 months

Earning points with this card

ANZ pointsANZ points 1.5 points per $1 spent

Points cap per month Capped at $2000, then 0.5 pts per $1 spent

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover No

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover Yes

Extras

Two Virgin lounge passes per year

Complimentary return domestic flight each year

No overseas transaction fee on purchases

Our Review

Editor Review

The ANZ Rewards Travel Adventures Credit Card with 40,000 bonus Velocity Points

If you think of yourself as something of an adventure traveller, you may have considered applying for a travel rewards card to fund your voyages and explorations. Designed to let you do just that, the ANZ Rewards Travel Adventures Card may well be worth a closer look.

Providing a great introductory bonus points offer and an array of travel-related benefits, this card could help you earn points on your everyday purchases, to redeem against your next overseas adventure. Want to find out more?

What we love...

One of the things we love most about the ANZ Rewards Travel Adventures Card is its introductory offer. When you apply for this card and spend $500 on eligible purchases within the first three months of card approval, you will be credited with 40,000 bonus Velocity Points to spend as you like.

Travelling on Virgin Australia and its partner airlines – which include Virgin Atlantic, Virgin Samoa, Air New Zealand, Alitalia, Delta Air Lines and Virgin America – those 40,000 bonus points could really take you places. You could fly Economy from Melbourne to Hong Kong, Business Class from Sydney to Christchurch, or Economy Return from Perth to Bali. Not bad at all!

As for travel perks, this card has a few up its sleeve. As a cardholder, you can enjoy one complimentary return domestic flight and two complimentary single entry lounge passes, both with Virgin Australia each year. Simply spend $500 on eligible purchases on your card in the first three months to be qualified.

With this card you pay no overseas transaction fee on your overseas purchases, including online from international websites. Another thing which is very convenient and comforting to know is that if you need to withdraw cash from a branch or ATM located overseas using your ANZ Rewards Travel Adventures Card, you will not get charged a cash advance fee. ATM operator fees may apply.

And the card’s earn rate? Using the ANZ Rewards Travel Adventures Card, you could earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases thereafter. You could be jetting around the world on those points in no time!

What’s not so great...

Taking a look at the small print, it’s a good idea to check the terms, conditions and eligibility requirements for all offers and features before you apply.

It’s also worth bearing in mind that with both the bonus points offer and complimentary flight and lounge passes, there is a significant spend required to be eligible. However, if you were planning on spending on the card anyway, those extras can simply be thought of as a nice perk.

In addition, you should also look at the annual fees and rates of interest on purchases and cash advances to work out how much you will pay out on the card.

Why should you choose this card?

Aside from its earn rate and offers, there are plenty of other reasons why you might want to apply for the ANZ Rewards Travel Adventures Card. For example, you could benefit from complimentary overseas travel and medical insurance, rental excess cover and no transaction fee on overseas purchases.

In terms of everyday use, the card also offers up to 55 days interest free on purchases, and compatibility with Apple Pay®, Google Pay™ and Samsung Pay™.

Overall Rating

A great example of a travel rewards card with a good earn rate, great travel-related perks, no overseas transaction fee on purchases and an excellent introductory bonus points offer.

Pros

  • 40,000 bonus Velocity Points when you spend $500 on eligible purchases within the first 3 months of approval
  • One complimentary return domestic flight each year you hold the card with Virgin Australia*
  • No overseas transaction fee on purchases
  • Waived cash advance fee at overseas ATMs
  • Two complimentary single entry Virgin Australia lounge passes each year you hold the card*
  • Complimentary Overseas Travel & Medical Insurance
  • Rental excess cover
  • $225 annual fee for a high value rewards card

Cons

  • High purchase rate

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-Australian permanent resident with more than 9 months remaining on your Visa

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Customer reviews

100%

CreditCard.com.au Visitor

12 February 2018

Weird long name but great card for travel. I flew return Sydney to Perth with the free flight on Virgin. So worth the annual fee. Perfect for overseas travel with no foreign fees.

Recommends this card
26%

CreditCard.com.au Visitor

3 November 2016

20 minutes waiting for customer service. Not good enough!!!!

Does not recommend this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

43 questions (showing the latest 10 Q&As)

Michael

Michael

3 March 2019
I'm confused, does cash withdraw from overseas incur any cash advance fee or ATM fee? Your recent reply on 25 Feb 2019 is no but it states that cash advance fee is 2%
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Michael, when you are overseas (using an o/s atm) then the cash advance fee will be waived. If you cash advance in Australia then the fee still applies. ATM operator fees may apply.
Chris

Chris

26 February 2019
Does the free Virgin flight include flights to and from Hobart?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 February 2019
    Hi Chris, from Hobart there are 3 return destinations included: Melbourne, Sydney and Brisbane.
Bong

Bong

22 February 2019
I am trying to decide between getting ANZ Rewards Travel Adventures or 28 Degrees Mastercard which has no annual fee for my upcoming Europe trip. Both has no foreign transaction fees. There's free global wifi for 28 Degrees card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Bong, the 28 Degrees free wifi is not amazing but still is a feature. Overall it depends on the features you will use plus the bonus points. With the Travel Adventures you will get complimentary overseas travel insurance. You earn points on your spend. Plus you can pull out cash overseas without any cash advance fees. The 28 Degrees does not provide many features but the focus is on no foreign fees. I like the ANZ card based on the all round features of the card. With the free return domestic flight each year. It more than pays for the annual fee. In the end you will need to decide for yourself.

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