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ANZ Rewards Travel Adventures Card
ANZ Rewards Travel Adventures Card

ANZ Credit Cards

ANZ Rewards Travel Adventures Card

Updated 6 November 2019

75,000 bonus Velocity Points if you spend $2,500 on eligible purchases within the first 3 months of approval. Australian's spend over $1 million a day just on foreign credit card fees. This card has none. Great for travellers plus people that buy online in other currencies. Also no cash advance fees when overseas. With a complimentary return economy domestic flight operated by Virgin Australia, each year until the card is cancelled. This card can pay for itself.

New card. Limited time. Spend and eligibility criteria, T&Cs, fees and charges apply (including annual fee currently $225).

Points Earn Rate (per $1 spent)

1.5 points

Capped at $2000, then 0.5 pts per $1 spent per statement

Rewards Program

ANZ Rewards

Bonus Points

75,000 pts

Spend $2,500 in the first three months

0 points over 12 months spend

My monthly card spend

Pros and cons

  • No overseas transaction fee on purchases, including online from international websites
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases within the first 3 months of approval
  • Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply.
  • Rental Vehicle Excess In Australia Insurance
  • Complimentary return economy domestic flight operated by Virgin Australia, each year until the card is cancelled. Spend $500 on eligible purchases in the first three months and book your flights at least 60 days before you travel. Eligibility criteria, T&Cs, fees and charges apply.
  • Two domestic Virgin lounge passes each year. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • Complimentary International Travel Insurance
  • $225 annual fee
  • Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent
  • Redeem your ANZ Reward Points for Velocity Frequent Flyer Points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer miles or Asia Miles. Or you can redeem ANZ Reward Points for ANZ Cashback and Gift Cards.
  • 1 Reward Point = 0.5 Velocity Points. You can set-up Auto-Redemption.
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

  • High purchase rate

Creditcard.com.au review

Editor Review

ANZ Rewards Travel Adventures Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The ANZ Rewards Travel Adventures Credit Card

If you think of yourself as something of an adventure traveller, you may have considered applying for a travel rewards card to fund your voyages and explorations. Designed to let you do just that, the ANZ Rewards Travel Adventures Card may well be worth a closer look.

Providing a great introductory bonus points offer and an array of travel-related benefits, this card could help you earn points on your everyday purchases, to redeem against your next overseas adventure. Want to find out more?

What we love...

One of the things we love most about the ANZ Rewards Travel Adventures Card is its introductory offer. If you apply for this card and spend $2,500 on eligible purchases within the first three months of card approval, you will be credited with 75,000 bonus Velocity Points to spend as you like.

Travelling on Virgin Australia and its partner airlines – which include Virgin Atlantic, Virgin Samoa, Air New Zealand, Alitalia, Delta Air Lines and Virgin America – those 75,000 bonus points could really take you places.

As for travel perks, this card has a few up its sleeve. As a cardholder, you can enjoy one complimentary return economy domestic flight and two complimentary single entry lounge passes, both with Virgin Australia each year. Simply spend $500 on eligible purchases on your card in the first three months to be qualified.

With this card you pay no overseas transaction fee on your overseas purchases, including online from international websites. Another thing which is very convenient and comforting to know is that if you need to withdraw cash from a branch or ATM located overseas using your ANZ Rewards Travel Adventures Card, you will not get charged a cash advance fee. ATM operator fees may apply.

And the card’s earn rate? Using the ANZ Rewards Travel Adventures Card, you could earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases thereafter. You could be jetting around the world on those points in no time!

What’s not so great...

Taking a look at the small print, it’s a good idea to check the terms, conditions and eligibility requirements for all offers and features before you apply.

It’s also worth bearing in mind that with both the complimentary flight and lounge passes, there is a significant spend required to be eligible. However, if you were planning on spending on the card anyway, those extras can simply be thought of as a nice perk.

In addition, you should also look at the annual fees and rates of interest on purchases and cash advances to work out how much you will pay out on the card.

Why should you choose this card?

Aside from its earn rate and offers, there are plenty of other reasons why you might want to apply for the ANZ Rewards Travel Adventures Card. For example, you could benefit from complimentary International Travel Insurance, Rental Vehicle Excess In Australia Insurance and no transaction fee on overseas purchases.

In terms of everyday use, the card also offers up to 55 days interest free on purchases, and compatibility with Apple Pay®, Google Pay™ and Samsung Pay™.

Overall Rating

A great example of a travel rewards card with a good earn rate, great travel-related perks, no overseas transaction fee on purchases and an excellent introductory bonus points offer.

User reviews

ANZ Rewards Travel Adventures Card ( based on 6 Creditcard.com.au user reviews )

90% rating based on 6 reviews

Rates
Fees
Rewards
Customer Service
Value
100%

Creditcard.com.au Visitor

12 February 2018

Weird long name but great card for travel. I flew return Sydney to Perth with the free flight on Virgin. So worth the annual fee. Perfect for overseas travel with no foreign fees.

Recommends this card

Rates and fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 20.24% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit N/A

Fees & repayments

Annual fee $225 p.a.

Additional card holder fee Up to 9 - $65 p.a. each

Foreign transaction fee 0%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $20

Rewards and points

Rewards program

Rewards Program ANZ Rewards ANZ Rewards

Bonus points 75,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $2,500 in the first three months

Earning points with this card

ANZ Rewards points 1.5 points per $1 spent

Points cap per month Capped at $2000, then 0.5 pts per $1 spent per statement

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance Yes

Extras

Two Virgin lounge passes per year

Complimentary return domestic flight each year

No overseas transaction fee on purchases

Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Overview

ANZ Rewards Travel Adventures Card

Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period. This card comes with complimentary International Travel Insurance and Rental Vehicle Excess In Australia Insurance. No overseas transaction fee on purchases. With Apple Pay®, Google Pay™ and Samsung Pay™, you can use your compatible device to tap and pay using your ANZ Rewards Travel Adventures card.

Key features

  • No overseas transaction fee on purchases, including online from international websites
  • 75,000 bonus Velocity Points if you spend $2,500 on eligible purchases within the first 3 months of approval
  • Waived cash advance fee at overseas ATMs when you use your ANZ Rewards Travel Adventures account to withdraw actual cash from a branch or ATM located overseas. A cash advance fee will apply to any other cash advances on your account. ATM operator fees may apply.
  • Rental Vehicle Excess In Australia Insurance
  • A complimentary return economy domestic flight operated by Virgin Australia, each year until the card is cancelled. Spend $500 on eligible purchases in the first three months and book your flights at least 60 days before you travel. Eligibility criteria, T&Cs, fees and charges apply.
  • Two domestic Virgin lounge passes each year. Spend $500 on eligible purchases in the first 3 months. Eligibility criteria, T&Cs, fees and charges apply.
  • International Travel Insurance
  • $225 annual fee
  • Earn 1.5 Reward Points per $1 spent on eligible purchases up to $2,000 per statement period, then 0.5 Reward Points per $1 spent on eligible purchases above $2,000 per statement period.
  • Eligible with Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, and Garmin Pay.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Australian resident or non-permanent resident with more than 9 months remaining on your Visa

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

54 questions (showing the latest 10 Q&As)

Joe

Joe

1 November 2019
does this card allow me to take my wife with me in the virgin lounge or is it just the card holder.
Bill Thomas

Bill Thomas

27 October 2019
Do they offer balance transfer deal and if so what’s the rate ? What is 1 ANZ point worth in Velocity points ? I note they of no foreign transaction fees but am I likely to see an inferior exchange rate on the purchases ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 October 2019
    Hi Bill, no balance transfer offer on this card. Bottom line is its very rare to get a balance transfer offer on a rewards card. Virgin are one of the providers that do tend to offer this. Conversion rate is 1 ANZ Rewards point = 0.5 Velocity points. Though the bonus points are straight Velocity not ANZ. Foreign rate is typically very good as its using the Visa Exchange rate - https://www.visa.com.au/travel-with-visa/exchange-rate-calculator.html. This is one of the best in the world.
Christine

Christine

3 October 2019
Hi Ronald, Apologies this might be long but I'm looking specifically at 28 degrees vs ANZ Rewards Travel cards. From what I understand the fees to be: ATM cash withdrawal overseas-- - Cash advance fee: 28 deg has but not ANZ - Cash advance interest rate: both cards will charge unless the account is in debit? Correct? - ATM operator fee: again both cards will/may charge this Credit Card purchase overseas-- - International transaction fees: no fees for both cards - Currency conversion rate: no fees for 28 deg but unsure about ANZ I recently acquired the 28 degrees mastercard for a 6 week trip and consciously used it to make purchases only. However I was slapped with a cash advance fee as apparently the merchant put that transaction through as a cash purchase? Not that I fully realised since I didn't read that language. It was also unhelpful I could not withdraw foreign currency without all the additional fees. I am concerned that if I decide to apply for a ANZ card, since my 28 degree card is new, I will be rejected. To me, I would like to choose either for travel purposes and the ANZ card was not available during my previous time frame. What are your thoughts?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 October 2019
    Hi Christine, ATM cash advance all correct. Both foreign fees on both the ANZ and 28 Degrees. I like the ANZ card as it earns points plus has overseas travel insurance and other features. Weird on the cash advance, I am not sure why this would occur. Sounds like a mistake from the overseas merchant. I hear you on approval for the ANZ card. Typically I suggest 6 months between applications. Though if you have good credit and everything else stacks up. Then this should not be a problem. ANZ have good systems for approval. If any issues, they tend not to decline straight away and refer for more information. The bonus points on the ANZ right now are also a great bonus. You could cancel your 28 Degrees before applying for the ANZ. Read through our credit card application tips.
kathy

kathy

29 September 2019
1. What is minimum income for applying ANZ Rewards Travel Adventures Card 2. What is eligible purchases? Is visa application fee (pay to immigration office ) a eligible purchase?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 September 2019
    Hi Kathy, there is no guidance now provided from ANZ in regards to minimum income. I would say around 40k minimum income to apply as a guide. Eligible purchases are described in this booklet. Sounds like IMMI payments could be eligible - https://www.anz.com.au/content/dam/anzcomau/documents/pdf/anz-rewards-program-terms-conditions.pdf. You will not earn Rewards Points on interest charges, premiums paid for ANZ Credit Card Insurance (ANZ Credit Card Insurance not available for new customers from March 17th, 2018), government charges, bank fees, payments made to the Australian Taxation Office or other taxation payments or duties, card account adjustments resulting from disputed transactions or otherwise, balance transfers or cash advances (as defined in the ANZ Credit Cards Conditions of Use) or transactions which are identified to ANZ by the relevant merchant or any intermediary financial institution as falling into one of these categories. Bonus Reward Points will not be earned in the Bonus Points Mall on the purchase of gift cards, GST or delivery and shipping charges.
Vlad

Vlad

18 September 2019
Hi there. For "ANZ Rewards Travel Adventures" under "Rewards and points" Bonus points it's - 75,000 VELOCITY Points, not ANZ points..
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 September 2019
    Hi Vlad, that is correct. The bonus points are Velocity. Though the card itself earns ANZ Reward points. Though you can have setup that it will automatically convert your ANZ points to Velocity as well.
smarine

smarine

20 August 2019
hi team I can transfer my point to Qantas points ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 August 2019
    Hi Smarine, you can not transfer from ANZ Rewards to Qantas points with this card. You can transfer to Velocity Points, Air New Zealand Airpoints Dollars, Singapore Airlines KrisFlyer Miles and Asia Miles.
Jessica

Jessica

25 July 2019
How long do you have to use the complimentary return flight?
Cathy

Cathy

18 June 2019
I'm going overseas soon and need travel insurance. Who do I contact about my Rewards Travel Adventure complimentry Travel Insurance?
Jessica

Jessica

25 May 2019
If I added 2 additional cards and pid $65 fees for each card. Would the additional cardholder received the same benefits as the primary cardholder. Ie: free domestic flight etc. Regards Jessica
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 May 2019
    Hi Jessica, no they would not. Only the primary card holder would require those benefits.
AILEEN COLLINS

AILEEN COLLINS

26 April 2019
What is regarded as "eligible" in regard to the $500 spend in the first 3 months?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 April 2019
    Hi Aileen, grabbing the terms from ANZ. Eligible Purchase excludes interest charges, transactions for gambling or gaming purposes, balance transfers, premiums paid for ANZ Credit Card Insurance (ANZ Credit Card Insurance not available for new customers from March 17th, 2018); government charges; bank fees; cash advances (as defined in the ANZ Credit Cards Conditions of Use), cash equivalent transactions and card account adjustments resulting from refunds, reversals or disputed transactions.
Oksana

Oksana

24 April 2019
hi, can i use this travel insurance with this card if I have already purchased my airtickets with my other anz card?
Chris

Chris

18 April 2019
Hi Roland I spoke to ANZ and was led to believe the card is ‘back online’? Are you aware of any change to availability? Tks Chris
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 April 2019
    Hi Chris, yes this card is still unavailable for new applications. We have not received any news on when. The problem became delivery times for the bank that was leading to a bad customer experience. They should have cleared the back log by now. Actually I see it is back now. I will place this online now on our site also.
Leah

Leah

9 April 2019
Hi Roland! I have this card and am going overseas soon. If I take cash out from the card while overseas will I pay a cash-advance interest rate on those funds?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 April 2019
    Hi Leah, nice on the overseas trip. If you are in credit, then you will pay interest on your cash advance. There are no actual cash advance fees when overseas. What you can do is load some more money on to pull out as cash. Or if you do a cash advance. You need to pay that back ASAP as you would start paying interest from day 1 on that amount. Enjoy your travels.
andy

andy

2 April 2019
i cant see the ANZ rewards travel offer anywhere on anz
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 April 2019
    Hi Andy, it has temporary being removed from the market. ANZ have had an issue with a delay in delivery of the card. They are now working through the backlog and will accept new applications over the coming weeks. Check back on the site at the end of the month. The ANZ Rewards Travel Adventure is a great card for travelers.

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