Hi, I’m the site founder and I will personally answer your question within a business day.
Earn rate per $1
1 point 
Bonus points
N/AAnnual fee
$200p.a.
Pros
Great uncapped points earning
Free company liability insurance
Itemised statements
Cons
High standard purchase rate
$75 per additional card holder per annum
ANZ Business Rewards Options Credit Card
The ANZ Business Rewards Options card bridges the gap between reward perks and practicality for small business, you earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments. With up to 40 days interest free on purchases, you can also maximise value with reward points for every dollar spent. It offers uncapped rewards points earning with the ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise including business accessories. This is combined with useful itemised statements broken down by card holder (including GST estimates) and company liability insurance on fraudulent transactions as standard.
Key features
- Earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments
- Unlimited Reward Point earning
- Reward Points can be redeemed for frequent flyer points or gift cards
- Monthly statements broken down by card holder and GST estimate
- Up to 40 days interest free on purchases
- Company liability insurance on purchases made
- Ability to set a monthly cap on spends by card holder
- Ability to upload your own logo or image on to the card
- Worldwide emergency card replacement
- Verified by Visa - free additional online security for transactions
- Rewards Fee of $75 per card p.a.
100% of customers who have rated this card would recommend it
| Interest Rates | |
| Purchase rate | 20.24% p.a. |
| Cash advance rate | 21.74% p.a. |
| Interest free on purchases | up to 40 days |
| Balance Transfer | |
| Credit limits | |
| Minimum credit limit | $1,000 |
| Maximum credit limit | N/A |
| Fees & repayments | |
| Annual fee | $200 p.a. |
| Additional cardholder fee | $75 p.a. each |
| Cash advance fee | 2% |
| Foreign transaction fee | 2.5% |
| Minimum repayment | 2% |
| Late payment fee | $35 |
| Credit card type | Visa |
| Rewards program | |
| Rewards program | ANZ Rewards |
| Annual points cap | uncapped |
| Bonus points spend criteria | N/A |
| Earning points with this card | |
| ANZ points | 1 point per $1 spent |
| Overseas earn rate | same as standard earn rate |
| Points cap per month | N/A |
| Complimentary insurance | |
| Flight inconvenience insurance | No |
| Transport accident cover | Yes |
| Smartphone screen insurance | No |
| Purchase protection insurance | No |
| Extended warranty insurance | No |
| Rental vehicle excess cover | No |
| Extras | |
| Unauthorised Transactions Insurance |
A great business card facility, designed with functionality in mind - such as the tailored statements. You earn 1 Reward point for every $1 spent on eligible purchases and 0.5 Reward points for every $1 spend on taxation payments. Get up to 40 days interest free on purchases. Ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise.
5 questions (showing the latest 10 Q&As)
- Be over 18 years old
- Good credit and not applied for multiple credit cards recently
- Resident or citizen of Australia
- You have your personal details ready to complete the online application
ANZ Business Rewards Options Credit Card
The ANZ Business Rewards Options card bridges the gap between reward perks and practicality for small business, you earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments. With up to 40 days interest free on purchases, you can also maximise value with reward points for every dollar spent. It offers uncapped rewards points earning with the ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise including business accessories. This is combined with useful itemised statements broken down by card holder (including GST estimates) and company liability insurance on fraudulent transactions as standard.
Key features
- Earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments
- Unlimited Reward Point earning
- Reward Points can be redeemed for frequent flyer points or gift cards
- Monthly statements broken down by card holder and GST estimate
- Up to 40 days interest free on purchases
- Company liability insurance on purchases made
- Ability to set a monthly cap on spends by card holder
- Ability to upload your own logo or image on to the card
- Worldwide emergency card replacement
- Verified by Visa - free additional online security for transactions
- Rewards Fee of $75 per card p.a.
Customer Reviews
Rates & Fees
Interest rates
Purchase rate 20.24% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 40 days
Credit limits
Minimum credit limt $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $200 p.a.
Additional card holder fee $75 p.a. each
Foreign transaction fee 2.5%
Minimum repayment 2%
Cash advance fee 2%
Late payment fee $35
Rewards & points
Rewards program
Rewards Program ANZ Rewards
Bonus points N/A
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
ANZ points 1 point
per $1 spent
Points cap per month N/A
Overseas earn rate same as standard earn rate
Additional features
Complimentary insurance
Overseas travel insurance No
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone Screen Insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Unauthorised Transactions Insurance
Our Review
Editor Review
A great business card facility, designed with functionality in mind - such as the tailored statements. You earn 1 Reward point for every $1 spent on eligible purchases and 0.5 Reward points for every $1 spend on taxation payments. Get up to 40 days interest free on purchases. Ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise.
Pros
- Great uncapped points earning
- Free company liability insurance
- Itemised statements
Cons
- High standard purchase rate
- $75 per additional card holder per annum
Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
Recently Asked Question
Something you need to know about this card? Ask a our credit card expert a question.
Ask a question5 questions (showing the latest 10 Q&As)
Do reward points convert to frequent flyer points 1:1 ? ie one frequent flyer point for every reward point?
Hi Janet, no they do not. These are custom ANZ Rewards Points. You can get to know the ANZ Rewards program more here - https://anzrewards.com/. NAB have a good option with the Qantas Business Signature credit card inc 100k bonus Qantas points. AMEX are champions when it comes to points earning. Have a look at the American Express Qantas Business Rewards Card. This is a charge card rather than credit but with all these rewards cards they are best to be paid off in full each month.
Hello, does this card earn points on paying GST and PAYG and business purchases and how many ANZ Reward points convert to 1 Kris Flyer(Singapore ) point. Thank you
Hi Richard, this card does not earn points for spends with the ATO. Check out the Westpac Altitude Business Platinum. Altitude Rewards terms explicitly specify points earn rates and that ATO transactions will earn points at those rates. Business transactions are included as this is a business card. 0.5 Altitude Rewards points per $ on Visa = 0.2 KrisFlyer / Asia Miles per $.
Like a credit card for 15000 limit for business
Hi Alan, no worries, you can apply online for this product. Go directly to http://www.anz.com/small-business/products-services/credit-cards/
Does Business One Card give 50,000 frequent flyer points for new customers?
Hi Edwina, currently there is no bonus points offer on this card like some other ANZ products atm.
Can you tell me how many points you earn per dollar on the rewards sytem and which rewards system it is
Hi Kylie, you earn 1 point for every dollar spent - redeemable through ANZ Rewards program. Points can be converted into frequent flyer points with Qantas, Virgin Velocity, Air NZ, Cathay Pacific or Singapore Airlines. See the ANZ Business Rewards site for more information.
Janet
28 September 2018Roland
28 September 2018Richard
28 April 2017Roland
1 May 2017Mr Alan Christie
15 May 2016Roland
16 May 2016Edwina
22 October 2014Roland
22 October 2014Kylie
8 October 2013Roland
8 October 2013