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ANZ Business Rewards Options Credit Card

2 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

1 point
16.77% Complete (success)
ANZ Rewards

Bonus points

N/A
% Complete (success)

Annual fee

$200
p.a.
200% Complete (success)

Pros

Great uncapped points earning

Free company liability insurance

Itemised statements

Cons

High standard purchase rate

$75 per additional card holder per annum

ANZ Business Rewards Options Credit Card

The ANZ Business Rewards Options card bridges the gap between reward perks and practicality for small business, you earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments. With up to 40 days interest free on purchases, you can also maximise value with reward points for every dollar spent. It offers uncapped rewards points earning with the ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise including business accessories. This is combined with useful itemised statements broken down by card holder (including GST estimates) and company liability insurance on fraudulent transactions as standard.

Key features

  • Earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments
  • Unlimited Reward Point earning
  • Reward Points can be redeemed for frequent flyer points or gift cards
  • Monthly statements broken down by card holder and GST estimate
  • Up to 40 days interest free on purchases
  • Company liability insurance on purchases made
  • Ability to set a monthly cap on spends by card holder
  • Ability to upload your own logo or image on to the card
  • Worldwide emergency card replacement
  • Verified by Visa - free additional online security for transactions
  • Rewards Fee of $75 per card p.a.
  • Rates
    52%
  • Fees
    72%
  • Rewards
    63%
  • Customer Service
    78%
  • Value
    66%
100% of customers who have rated this card would recommend it
Overall customer rating 66%
2 reviews
Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 40 days
Balance Transfer
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $200 p.a.
Additional cardholder fee $75 p.a. each
Cash advance fee 2%
Foreign transaction fee 2.5%
Minimum repayment 2%
Late payment fee $35
Credit card type Visa
Rewards program
Rewards program ANZ Rewards ANZ Rewards
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
ANZ points 1 point per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Unauthorised Transactions Insurance

A great business card facility, designed with functionality in mind - such as the tailored statements. You earn 1 Reward point for every $1 spent on eligible purchases and 0.5 Reward points for every $1 spend on taxation payments. Get up to 40 days interest free on purchases. Ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise.

5 questions (showing the latest 10 Q&As)

Janet

Janet

28 September 2018
Do reward points convert to frequent flyer points 1:1 ? ie one frequent flyer point for every reward point?
Richard

Richard

28 April 2017
Hello, does this card earn points on paying GST and PAYG and business purchases and how many ANZ Reward points convert to 1 Kris Flyer(Singapore ) point. Thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    1 May 2017
    Hi Richard, this card does not earn points for spends with the ATO. Check out the Westpac Altitude Business Platinum. Altitude Rewards terms explicitly specify points earn rates and that ATO transactions will earn points at those rates. Business transactions are included as this is a business card. 0.5 Altitude Rewards points per $ on Visa = 0.2 KrisFlyer / Asia Miles per $.
Mr Alan Christie

Mr Alan Christie

15 May 2016
Like a credit card for 15000 limit for business
Edwina

Edwina

22 October 2014
Does Business One Card give 50,000 frequent flyer points for new customers?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 October 2014
    Hi Edwina, currently there is no bonus points offer on this card like some other ANZ products atm.
Kylie

Kylie

8 October 2013
Can you tell me how many points you earn per dollar on the rewards sytem and which rewards system it is
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 October 2013
    Hi Kylie, you earn 1 point for every dollar spent - redeemable through ANZ Rewards program. Points can be converted into frequent flyer points with Qantas, Virgin Velocity, Air NZ, Cathay Pacific or Singapore Airlines. See the ANZ Business Rewards site for more information.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
ANZ Business Rewards Options Credit Card
ANZ Business Rewards Options Credit Card

ANZ Credit Cards

ANZ Business Rewards Options Credit Card

13 December 2018

Points Earn Rate (per $1 spent)

1

point

ANZ

Rewards Program

ANZ Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

ANZ Business Rewards Options Credit Card

The ANZ Business Rewards Options card bridges the gap between reward perks and practicality for small business, you earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments. With up to 40 days interest free on purchases, you can also maximise value with reward points for every dollar spent. It offers uncapped rewards points earning with the ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise including business accessories. This is combined with useful itemised statements broken down by card holder (including GST estimates) and company liability insurance on fraudulent transactions as standard.

Key features

  • Earn 1 Reward point for every $1 spent on eligible purchases. Earn 0.5 Reward points for every $1 spend on taxation payments
  • Unlimited Reward Point earning
  • Reward Points can be redeemed for frequent flyer points or gift cards
  • Monthly statements broken down by card holder and GST estimate
  • Up to 40 days interest free on purchases
  • Company liability insurance on purchases made
  • Ability to set a monthly cap on spends by card holder
  • Ability to upload your own logo or image on to the card
  • Worldwide emergency card replacement
  • Verified by Visa - free additional online security for transactions
  • Rewards Fee of $75 per card p.a.

Customer Reviews

ANZ Business Rewards Options Credit Card

66% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 21.74% p.a.

Interest free on purchases up to 40 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $200 p.a.

Additional card holder fee $75 p.a. each

Foreign transaction fee 2.5%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $35

Rewards & points

Rewards program

Rewards Program ANZ Rewards ANZ Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

ANZ pointsANZ points 1 point per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Unauthorised Transactions Insurance

Our Review

Editor Review

A great business card facility, designed with functionality in mind - such as the tailored statements. You earn 1 Reward point for every $1 spent on eligible purchases and 0.5 Reward points for every $1 spend on taxation payments. Get up to 40 days interest free on purchases. Ability to convert points to Qantas, Velocity, Cathay Pacific or Singapore Kris Flyer miles, or simply redeem the points for gifts and merchandise.

Pros

  • Great uncapped points earning
  • Free company liability insurance
  • Itemised statements

Cons

  • High standard purchase rate
  • $75 per additional card holder per annum
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

5 questions (showing the latest 10 Q&As)

Janet

Janet

28 September 2018
Do reward points convert to frequent flyer points 1:1 ? ie one frequent flyer point for every reward point?
Richard

Richard

28 April 2017
Hello, does this card earn points on paying GST and PAYG and business purchases and how many ANZ Reward points convert to 1 Kris Flyer(Singapore ) point. Thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    1 May 2017
    Hi Richard, this card does not earn points for spends with the ATO. Check out the Westpac Altitude Business Platinum. Altitude Rewards terms explicitly specify points earn rates and that ATO transactions will earn points at those rates. Business transactions are included as this is a business card. 0.5 Altitude Rewards points per $ on Visa = 0.2 KrisFlyer / Asia Miles per $.
Mr Alan Christie

Mr Alan Christie

15 May 2016
Like a credit card for 15000 limit for business
Edwina

Edwina

22 October 2014
Does Business One Card give 50,000 frequent flyer points for new customers?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 October 2014
    Hi Edwina, currently there is no bonus points offer on this card like some other ANZ products atm.
Kylie

Kylie

8 October 2013
Can you tell me how many points you earn per dollar on the rewards sytem and which rewards system it is
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    8 October 2013
    Hi Kylie, you earn 1 point for every dollar spent - redeemable through ANZ Rewards program. Points can be converted into frequent flyer points with Qantas, Virgin Velocity, Air NZ, Cathay Pacific or Singapore Airlines. See the ANZ Business Rewards site for more information.

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