Sydney Mutual Bank Credit Cards

Pauline Hatch     

Sydney Mutual Bank is under the umbrella of Australian Mutual Bank as of 2019. This information has been left for those who still have the card or were previously interested.

Established in 1963, Sydney Mutual Bank (formally SCU) has been serving the people with their finances for over 50 years now. Sydney Mutual Bank began as a financial institution for Sydney City Council employees. Sydney Mutual Bank now offers banking and financial services to employees from a further 12 councils, industries seeking protection for employees and other credit unions.

As well as a Visa credit card and Visa Debit card, Sydney Mutual Bank offers everyday banking accounts, financial planning products and products for businesses. Its philosophy is one of ‘More Generous Banking’ according to its website.

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Sydney Mutual Bank Low Rate Credit Card

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Sydney Mutual Bank is a credit union with strong community ties and a range of products and services to meet personal and business banking needs.

Sydney Mutual Bank Credit Cards

Sydney Mutual Bank offers a low rate Visa credit card, which comes with a comparatively low interest rate but does not have any additional features and a rewards program attached. It does have the ability to balance transfer to it fee-free, and approvals for the credit cards can be made within 48 hours.

The Sydney Mutual Bank credit card also received a Blue Ribbon reward from Smart Investor in 2011.

About Sydney Mutual Bank

One interesting fact about Sydney Mutual Bank is that it merged with a Ukrainian credit union, called the Karpaty Foundation, in January 2010. You can view more about the Karpaty Foundation on the Sydney Mutual Bank website.

Sydney Mutual Bank's History

Sydney Mutual Bank (SCU) was established in 1963 and the directors then wanted to start a company to protect and promote the financial wellbeing of employees of the City of Sydney Council. Borrowing funds from the banks was restrictive according to them, so they resolved to offer Sydney Mutual Bank members a new and competitive solution.

In the beginning only personal loans or lending and basic call savings were available with Sydney Mutual Bank, but today the all personal retail banking services are available to members.

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3 questions (showing the latest 10 Q&As)

Sarah Bombaywala

Sarah Bombaywala

26 July 2023
I wanted to know if the following site is legitimate as I can’t find them online anywhere they say on their website that they are a retail online banking despite saying this there’s nothing anything you can help and find out I was told the address or the building that the guy went there for me was 25mins drive from Los Angeles in the US That’s the address they say it’s a post office but there is their team there working there
    Pauline -


    26 July 2023
    Hi Sarah, you’re right there is an SCU Credit Union in America, but there also was one in Australia. In 2019 it was bought by the Australian Mutual Bank. We’ve kept this page up as a reference point for anyone who is interested. Apologies for any confusion from this page.
Tanya Redapth

Tanya Redapth

11 October 2022
where are your banches located?
    Pauline -


    13 October 2022
    Hi Tanya, you’ve actually landed on SCU Credit Union actually has a few branches(Foxboro, Sharon, Mansfield, etc.). You can check their official page for a list of locations or reach out to them directly at 1-877-661-3300. If you’re looking for the old “Sydney Credit Union” who rebranded to Australian Mutual Bank, you can find them in Bankstown Central Shopping Centre.


17 February 2016
Can somone from SCU please contact me as I would like to apply for a credit card for travel but have a credit report question Thanks Wayne
    Roland B Bleyer - Founder


    18 February 2016
    Hi Wayne, we are not SCU so you will need to get in contact with them directly. Give them a buzz on 13 61 91.
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