- Up to 100,000 bonus Qantas points - 70,000 Qantas points when you and spend $4,000 or more within 90 days from card approval and an extra 30,000 Qantas points in year 2. New cards only
- Tiered earn: 0.75 points per $1 on international spend, 0.5 points per $1 on everyday purchases, and 0.35 point per $1 on everything else (up to $5,000 per statement period, then 0.2 points per $1 thereafter). T&Cs apply.
- Complimentary International and Domestic Travel Insurance (including COVID-19 coverage effective 30 June 2022, T&Cs apply)
- Eligible with Apple Pay, Google Pay and Samsung Pay
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BankSA Credit Cards
BankSA Amplify Platinum Credit Card – Qantas
Updated 27 November 2025
Earn up to 100,000 bonus Qantas Points when you spend $4,000 within 90 days of card approval -- 70k Qantas points when you spend $4,000 within 90 days and an extra 30k Qantas points in year 2. Earn rates: 0.75 pt/$1 on international spend, 0.5 pt/$1 on everyday spend, 0.35 pt/$1 on all other purchases; after $5,000 spent in a statement cycle you’ll earn 0.2 pt/$1 on further eligible purchases. Get up to 3 months of complimentary overseas travel insurance.
New cards only. T&Cs apply.
Points Earn Rate (per $1 spent)
0.5 points
Capped at $5,000 per statement period, then 0.2 pts per $1 spent
Rewards Program
Qantas Frequent Flyer
Bonus Points
70,000 pts
If you spend over $4k within 90 days from card approval + 30,000 points in year 2
Pros and cons
- There are higher Qantas Frequent Flyer points earn rates on other cards
- $75 Annual Qantas Rewards Program fee
Creditcard.com.au review
Editor Review
BankSA Amplify Platinum Credit Card – Qantas
Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Ask Pauline a Question about this card.
The BankSA Amplify Platinum Credit Card - Qantas
Earning points on the Qantas Frequent Flyer program, the BankSA Amplify Platinum Credit Card offers great everyday earning and a nice selection of platinum perks, including complimentary insurance cover. Cardholders can enjoy all that, plus enticing introductory offer - up to 100,000 bonus Qantas points (70,000 Qantas points when you and spend $4,000 or more within 90 days from card approval and an extra 30,000 Qantas points in year 2).
What we love...
Looking first to the card’s introductory offer, the BankSA Amplify Platinum Credit Card is currently offering up to 100,000 bonus Qantas Points to new cardholders who apply and are approved. That's 70,000 Qantas points when you and spend $4,000 or more within 90 days from card approval and an extra 30,000 Qantas points in year 2.
Once you meet that minimum spend, your bonus points will be credited to your account within 12 weeks. You are then free to do as you like with them. Perhaps you want to jet away, redeeming 31,500 Qantas Points to fly from Perth to Singapore, one way. Or maybe it’s time for a shopping spree. For 51,850 Qantas Points, you could get your hands on a $250 digital gift card for JB Hi-Fi.
Putting bonus points aside, the BankSA Amplify Platinum Credit Card makes everyday earning easy. Allowing you to earn points on the incredibly popular Qantas program, the card uses tiered earn rates: 0.75 Qantas Points per $1 on international spend, 0.5 Qantas Points per $1 on everyday spend and 0.35 Qantas Points per $1 on all other purchases. Once you spend $5,000 in a statement cycle, you’ll earn 0.2 Qantas Points per $1 on further eligible purchases. You can also earn extra points on Qantas purchases – once with your card and once with the program partner.
With a host of Qantas rewards at your fingertips, you could choose to redeem your points for flights and upgrades with Qantas and its plentiful airline partners, pick up a tipple or two from Qantas Wine, or shop online at the Qantas Store, swapping those hard-earned points for kitchen appliances, sports equipment, tech or gift cards.
Last but not least, the annual fees: the standard annual card fee is $175 p.a. and a $75 Qantas Rewards Program fee applies.
What’s not so great...
While it may have an affordable annual fee, it’s worth pointing out that there are other cards that offer higher Qantas Frequent Flyer points earn rates and bonus points, or the selection of platinum extras. So if these offer value to you, that little bit extra in annual fees may be worthwhile.
In terms of interest, this card has a relatively high purchase rate, so it’s best to avoid interest payments altogether by clearing your balance month-to-month. You may also note that there is a 3% foreign transaction fee, so the value of any points you earn on overseas purchases may be reduced by that cost.
Why should you choose this card?
If you want a card that allows you to earn Qantas Points, but doesn’t cost over the odds in annual fees, the BankSA Amplify Platinum Credit Card may be for you. You can add one additional cardholder to earn points faster, and you can benefit from a number of excellent features.
These include extended warranty insurance, and travel insurance on trips up to three months, covering you, your spouse, and your dependent children. Of course, certain eligibility requirements apply, so be sure to read the PDS before you travel.
Overall Rating
Keeping it simple, the BankSA Amplify Platinum Credit Card offers a decent earn rate on the Qantas program, up to 100,000 bonus Qantas Points, and some great platinum perks, including complimentary insurance covers.
User reviews
Rates and fees
Interest rates
Purchase rate 20.99% p.a.
Cash advance rate 21.99% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $175 p.a.
Additional cardholder fee $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2% or $10, whichever is greater
Cash advance fee 3%
Late payment fee $15
Rewards and points
Rewards program
Rewards Program
Qantas Frequent Flyer
Bonus points 70,000 points
Annual points cap uncapped
Bonus points spend criteria If you spend over $4k within 90 days from card approval + 30,000 points in year 2
Earning points with this card
Qantas Rewards points 0.5 points per $1 spent
Points cap per month Capped at $5,000 per statement period, then 0.2 pts per $1 spent
Overseas earn rate 0.75 points per $1 spent
Additional features
Complimentary insurance
International Travel Insurance Yes - up to 3 months
Flight Inconvenience Insurance Yes
Transit Accident Insurance Yes
Smartphone Screen Insurance No
Purchase Protection Insurance Yes
Extended Warranty Insurance Yes
Rental Vehicle Excess In Australia Insurance Yes
Extras
Travel insurance underwritten by Allianz Global Assistance
Eligible with Apple Pay, Google Pay and Samsung Pay.
Overview
BankSA Amplify Platinum Credit Card – Qantas
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- Earn up to 100,000 bonus Qantas Points - 70,000 Qantas points when you spend $4,000 or more within 90 days from card approval and an extra 30,000 Qantas points in year 2
- Earn rates: 0.75 pt/$1 on international spend, 0.5 pt/$1 on everyday spend, 0.35 pt/$1 on all other purchases
- Capped at $5,000 per statement cycle; you’ll earn 0.2 pt/$1 thereafter on further eligible purchases
- Complimentary overseas travel insurance for trips up to 3 months
- Up to 55 days interest free on purchases
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
You have permanent residency in Australia/NZ OR; You’re a non-resident or migrant and hold an acceptable Visa, with a min 1 year before expiry
You have your personal details ready to complete the online application
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger
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