Westpac Low Fee Platinum credit card
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.
The Westpac Low Fee Platinum credit card
Trust us, we know credit cards. We know that some people simply need a low cost card with minimal features, just as we know that for some folks, only platinum will do.
If you love platinum plastic with plenty of prestige features, the Westpac Low Fee Platinum Credit Card may well be worth a second look. Not only does it currently have a no annual fee offer, it also provides a dizzying array of features and extras designed to tickle your platinum-loving fancy.
Want to find out more? Let’s take a closer look to see if this platinum offering from Westpac is indeed for you.
What we love...
When it comes to platinum cards, you expect a few platinum extras. Happily, this card is packed with them. First up, you have access to a complimentary platinum concierge, who will act as your very own personal assistant, available 24/7, worldwide.
On top of that is the full suite of complimentary insurances on offer. These include overseas travel insurance, purchase security insurance and extended warranty insurance, plus some other extras that we’ll get to a bit later.
With all that, you’d expect to pay big in annual fees. Not so with this card. In fact, if you apply now, you will pay no annual fee in the first year, saving you $90. While $90 is certainly acceptable within the platinum card range, it’s nice to know that you can have it waived when you spend $10,000 or more on purchases each year.
What’s not so great...
Some cardholders may also not be too enamoured with the card’s purchase rate, but this can be avoided by paying off the balance in full each month.
Why should you choose this card?
The main reasons for choosing the Westpac Low Fee Platinum Credit Card would have to be its introductory offer on annual fee and purchase offer, plus its host of platinum features.
But, if you’re not quite sold yet, here’s what else is on offer. As a cardholder, you can enjoy up to 55 days interest free on purchases, one free additional card holder, and a high maximum credit limit of $100,000, subject to eligibility.
A platinum card with impressive features, currently offering no annual fee for the first year. 0% p.a. on purchases for up to 9 months from card approval. Offer ends 15 October 2019.