Founder of Creditcard.com.au. Roland has extensive knowledge about credit cards in Australia. Known as a credit card expert, he has been featured on tv and in various publications. Some popular offers on our site right now include the St.George Vertigo. Ever popular with a low annual fee, purchase rate and 0% balance transfer. For those wanting a long balance transfer period. Have a look at the 0% balance transfer Virgin Flyer offer with no balance transfer fee, points earning plus $129 Virgin Australia Gift Voucher each year.