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St.George Amplify Platinum Credit Card

2 reviews

Apply by 22 May 2019

points over 12 months Calculate your savings icon

Earn rate per $1

1 point
16.77% Complete (success)
Amplify Rewards

Bonus points

100,000 points
100,000% Complete (success)

Annual fee

$99
p.a.
99% Complete (success)

Pros

Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card

Earn 1 point for every dollar spent on eligible purchases

Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines

$99 annual card fee

One additional cardholder at no extra cost

Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family

Cons

3% foreign transaction fee

St.George Amplify Platinum Credit Card

Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card. With the St.George Amplify Platinum Visa card you can choose between two great rewards programs, Amplify Rewards program and the Amplify Qantas program depending on what type of rewards you want to receive. For each $1 you spend with Amplify Rewards you earn 1 point. Redeem entertainment, travel and merchandise rewards on this program. Your Amplify points can also be redeemed with several airline partners including Virgin Blue, Malaysian Airlines and Singapore Airlines. If you are interested in earning Qantas points instead please see the St.George Amplify Platinum Credit Card with Qantas Rewards.

Key features

  • Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card
  • Up to 3 months overseas travel insurance for you and your spouse and/or dependent children
  • $99 annual card fee
  • Earn 1 point for every dollar spent on eligible purchases
  • Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost
50% of customers who have rated this card would recommend it
  • Rates
    57%
  • Fees
    67%
  • Rewards
    60%
  • Customer Service
    48%
  • Value
    58%
Overall user rating 58%
2 reviews
Interest Rates
Purchase rate 19.74% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 6 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $80,000
Fees & repayments
Annual fee $99 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Rewards program
Rewards program Amplify Rewards Amplify Rewards
Bonus points 100,000 Amplify points
Annual points cap uncapped
Bonus points spend criteria Spend $6,000 p.a. over 2 years on eligible purchases
Earning points with this card
Amplify points 1 point per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to 3 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No

The St.George Amplify Platinum Credit Card with up to 100,000 Bonus Points

Do you love your credit card? While some cardholders put up with their card simply because it does the job, others love the various features and extras their card has to offer, saying thank you to their card every time it rewards them with a new travel adventure or some VIP treatment.

Providing some exceedingly pleasant platinum perks, the St.George Amplify Platinum Credit Card is a rewards card you could certainly learn to appreciate. With 100,000 bonus points on the table – and the opportunity to choose between two rewards programs – this is one platinum offering that we think is worth a closer look. If you want to earn Qantas points, click here to see the St.George Amplify Platinum Credit Card with Qantas Rewards.

What we love...

As usual, it’s the headline act that gets all the attention. In this case, that’s this card’s bonus points offer. If you apply for the St.George Amplify Platinum Credit Card you can earn 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card.

Whether you opt for the Amplify Rewards program or the Qantas Rewards program, that’s always going to be a nice chunk of points to play with.

As for your everyday earn rate, that will depend on which rewards program you opt for. If you choose the Qantas Rewards program, you could earn 0.5 Qantas Points per $1 spent on eligible purchases within Australia and overseas, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners.

On the other hand, if you opt for the Amplify Rewards program, you could earn 1 point per $1 spent, to be redeemed on gift cards, retail vouchers and merchandise, or used on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

And points earned on the Qantas program? They can be redeemed within the Qantas Store on more than 3,000 products, experiences and vouchers, or used for flights and upgrades with Qantas or one of its 35 partner airlines.

What’s not so great...

In order to get the most out of a credit card, it pays to read the small print. With the St.George Amplify Platinum Credit Card, be aware that purchases and cash advances attract a relatively high rate of interest, and there is a significant – but not ridiculous – annual fee to cover.

To take advantage of the bonus points offer, make sure you need to make the required $6,000 in purchases on your card each year over 2 years. There’s not much value in spending that amount of money if you don’t really need to, just to get bonus points in return.

Why should you choose this card?

The main reason for choosing this card is its rewards – and those bonus points. However, it does have some convenient platinum perks that you might find come in handy along the way.

These include a 24/7 concierge service, travel insurance on trips up to three months for you and your spouse and/or dependent children, extended warranty insurance on purchases, and one additional cardholder at no extra cost.

Overall Rating

A very appealing rewards card with a good earn rate over two rewards programs, up to 100,000 bonus points and some handy platinum extras.

12 questions (showing the latest 10 Q&As)

Jun

Jun

19 April 2018
What is Purchase Rate and Cash Advance Rate?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 April 2018
    Hi Jun, the cash rate is applied when you take money out of an ATM or going into the branch and request cash. The cash rate is also used typically on any balance amount that is not paid off in the intro period. The purchase rate is applied when you do not pull out cash but spend at stores and the alike (non cash).
Michael

Michael

23 June 2017
Can I have the points go to velocity frequent flyer (Virgin Australia) or have the transferred monthly
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 June 2017
    Hi Michael, you can transfer your Amplify points to Velocity. You can transfer the points automatically though there is a points fee cost for this. This is what I have been able to find. *For Velocity Auto-Redemption only, you will receive 1 Velocity Point for every 2 Amplify Points and a minimum balance of 2 Amplify Points is required before a transfer is made to Velocity. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the Amplify Rewards Terms and Conditions and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points
sharon

sharon

8 December 2016
How much do we spend on our holiday to get the free travel insurance?Per card holder... Thankyou,Sharon
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 December 2016
    To be eligible for this complimentary overseas travel insurance, before leaving Australia on an overseas journey, you must have a return overseas travel ticket, and need to have prepaid at least A$500 of your travel costs using your eligible card. Travel costs include: Return overseas travel tickets, Airport/departure taxes, Prepaid overseas accommodation, Prepaid overseas itinerary items.
Emily

Emily

4 December 2016
Can I transfer a loan to this credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 December 2016
    Hi Emily, no you cannot. Only Citi issued cards can accept non-Citi loan debt. Have a look at the Virgin Flyer card will 0% for 18 months on balance transfer.
Vincent

Vincent

28 November 2016
I don't have Qantas Frequent flyer membership. If I am approved for this credit card, could I get the joining fee waived?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 November 2016
    Hi Vincent, the Qantas joining fee is not waived with this card. Though it still is a great offer with nice points.
Dwight

Dwight

25 October 2016
Can I do three different cards on to this one. All would be balance transfer
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 October 2016
    Hi Dwight - you can transfer up to 3 non-St George issued cards to this offer. Best of luck with your application.
Mic

Mic

11 October 2016
Hey. With the $2,500 spend to get points does that also include balance transfers. Like $2,500 balance transfer.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 October 2016
    Hi Mic, no it doesn't, the $2,500 needs to be eligible purchases (non-balance transfer or cash advance).
Steven Sartain

Steven Sartain

6 October 2016
Is there a charge for additional cards?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2016
    Hi Steven, $0 for an additional card holder.
Kristy

Kristy

19 August 2016
I am currently on Maternity leave. Would I be eligible to apply for a Balance transfer? I am currently receiving a government maternity payment (18weeks) but no payments from my employer since May? Will this be an issue regarding proof of income?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 August 2016
    Hi Kristy, you would need to make sure that you meet the minimum requirements for the offer. Therefore you have good credit, 35k minimum income, over 18 and an Australian permanent resident. Even if you do, then I am just not sure whether the fact you are not work now will impact the application. Maybe the bank could think that you will not go back to work. If you are keen, I would have a go at an application and see how it works out. Please let me know how you go and best of luck with your application.
Anthony D'Souza

Anthony D'Souza

25 July 2016
Who do I call to check on my FREQUENT FLYER POINTS. I would like to know how many points I have to-date and how I could transfer them to my daughter in Queensland Await your reply Regards Anthony
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 July 2016
    Hi Anthony, Frequent flyer points are part of the Qantas program. To check points and to make bookings you can login to https://www.qantas.com/fflyer/dyn/program/welcome.The St George Amplify has 2 points programs, you either earn Amplify points which can be converting into a range of goods or transferred to various airlines - https://amplify.stgeorge.com.au/ or you have opted in to earn Qantas points directly. I am not sure which program you are part of but give St George Credit Card customer service a call if you are unsure - 1800 028 208
Paulette Watt

Paulette Watt

5 August 2015
Please can you explain rewards system. Eg: Every time I spend $2000 I get a gift card or something. I am in the market for a new credit card but I won't be spending more than $2000 a month.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 August 2015
    Hi Paulette, with rewards card, the points are credited to your account, generally each month, based on the amount you have spent. If you are spending $2000 with this card a month, that will give you 2000 points.You can then redeem these points for rewards at any time based on the points you have. If you check out the rewards site - https://amplify.stgeorge.com.au/ - you can get a clear idea of what type of rewards you can get for your points. On your spend that is about 24,000 points a year.In some cases it may be best to look at a no annual fee rewards offering so that the annual fee doesn't get in the way of reducing the overall value of the points. There are other benefits of cards as well to take into account i you use travel insurance and the alike. Check out HSBC Platinum or some of the AMEX offerings for Qantas or Velocity if you like to fly Virgin or Qantas.Best of luck with your decision - reward cards are definitely a bit confusing with all the different programs available and what each offer. Hit me up with any further questions.
Michealsmith

Michealsmith

23 July 2015
What is balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 July 2015
    Hi Mick - A balance transfer is when you currently have credit card, store card and/or loan debt, you move this to another bank and receive a special rate for a period of time. Check out our 2 minute video that gives a good general run through / explanation.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $35,000 p.a.
  • You have your personal details ready to complete the online application
St.George Amplify Platinum Credit Card
St.George Amplify Platinum Credit Card

St.George Credit Cards

St.George Amplify Platinum Credit Card

Updated 24 April 2019

Apply by 22 May 2019

Points Earn Rate (per $1 spent)

1

point

Amplify

Rewards Program

Amplify Rewards

Bonus Points

100,000 pts

Spend $6,000 p.a. over 2 years on eligible purchases

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card
  • Earn 1 point for every dollar spent on eligible purchases
  • Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines
  • $99 annual card fee
  • One additional cardholder at no extra cost
  • Complimentary Overseas Travel Insurance for trips up to 3 months for you and your family

  • 3% foreign transaction fee

Creditcard.com.au review

Editor Review

The St.George Amplify Platinum Credit Card with up to 100,000 Bonus Points

Do you love your credit card? While some cardholders put up with their card simply because it does the job, others love the various features and extras their card has to offer, saying thank you to their card every time it rewards them with a new travel adventure or some VIP treatment.

Providing some exceedingly pleasant platinum perks, the St.George Amplify Platinum Credit Card is a rewards card you could certainly learn to appreciate. With 100,000 bonus points on the table – and the opportunity to choose between two rewards programs – this is one platinum offering that we think is worth a closer look. If you want to earn Qantas points, click here to see the St.George Amplify Platinum Credit Card with Qantas Rewards.

What we love...

As usual, it’s the headline act that gets all the attention. In this case, that’s this card’s bonus points offer. If you apply for the St.George Amplify Platinum Credit Card you can earn 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card.

Whether you opt for the Amplify Rewards program or the Qantas Rewards program, that’s always going to be a nice chunk of points to play with.

As for your everyday earn rate, that will depend on which rewards program you opt for. If you choose the Qantas Rewards program, you could earn 0.5 Qantas Points per $1 spent on eligible purchases within Australia and overseas, with the opportunity to earn double points on purchases with Qantas Frequent Flyer Program partners.

On the other hand, if you opt for the Amplify Rewards program, you could earn 1 point per $1 spent, to be redeemed on gift cards, retail vouchers and merchandise, or used on frequent flyer programs such as Virgin Australia’s Velocity, Malaysia Airlines’ Enrich and Singapore Airlines’ KrisFlyer.

And points earned on the Qantas program? They can be redeemed within the Qantas Store on more than 3,000 products, experiences and vouchers, or used for flights and upgrades with Qantas or one of its 35 partner airlines.

What’s not so great...

In order to get the most out of a credit card, it pays to read the small print. With the St.George Amplify Platinum Credit Card, be aware that purchases and cash advances attract a relatively high rate of interest, and there is a significant – but not ridiculous – annual fee to cover.

To take advantage of the bonus points offer, make sure you need to make the required $6,000 in purchases on your card each year over 2 years. There’s not much value in spending that amount of money if you don’t really need to, just to get bonus points in return.

Why should you choose this card?

The main reason for choosing this card is its rewards – and those bonus points. However, it does have some convenient platinum perks that you might find come in handy along the way.

These include a 24/7 concierge service, travel insurance on trips up to three months for you and your spouse and/or dependent children, extended warranty insurance on purchases, and one additional cardholder at no extra cost.

Overall Rating

A very appealing rewards card with a good earn rate over two rewards programs, up to 100,000 bonus points and some handy platinum extras.

User reviews

St.George Amplify Platinum Credit Card ( based on 2 Creditcard.com.au user reviews )

58% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 19.74% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $80,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Amplify Rewards Amplify Rewards

Bonus points 100,000 Amplify points

Annual points cap uncapped

Bonus points spend criteria Spend $6,000 p.a. over 2 years on eligible purchases

Earning points with this card

Amplify pointsAmplify points 1 point per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 3 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Overview

St.George Amplify Platinum Credit Card

Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card. With the St.George Amplify Platinum Visa card you can choose between two great rewards programs, Amplify Rewards program and the Amplify Qantas program depending on what type of rewards you want to receive. For each $1 you spend with Amplify Rewards you earn 1 point. Redeem entertainment, travel and merchandise rewards on this program. Your Amplify points can also be redeemed with several airline partners including Virgin Blue, Malaysian Airlines and Singapore Airlines. If you are interested in earning Qantas points instead please see the St.George Amplify Platinum Credit Card with Qantas Rewards.

Key features

  • Receive 50,000 bonus Amplify Points in year 1 plus a further 50,000 in year 2 when you spend at least $6,000 each year on eligible purchases on your new Amplify Platinum card
  • Up to 3 months overseas travel insurance for you and your spouse and/or dependent children
  • $99 annual card fee
  • Earn 1 point for every dollar spent on eligible purchases
  • Amplify Rewards points can be linked to Virgin Australia, Singapore Airlines or Malaysia Airlines
  • Up to 12 months extended warranty insurance
  • One additional cardholder at no extra cost

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $35,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

12 questions (showing the latest 10 Q&As)

Jun

Jun

19 April 2018
What is Purchase Rate and Cash Advance Rate?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    20 April 2018
    Hi Jun, the cash rate is applied when you take money out of an ATM or going into the branch and request cash. The cash rate is also used typically on any balance amount that is not paid off in the intro period. The purchase rate is applied when you do not pull out cash but spend at stores and the alike (non cash).
Michael

Michael

23 June 2017
Can I have the points go to velocity frequent flyer (Virgin Australia) or have the transferred monthly
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 June 2017
    Hi Michael, you can transfer your Amplify points to Velocity. You can transfer the points automatically though there is a points fee cost for this. This is what I have been able to find. *For Velocity Auto-Redemption only, you will receive 1 Velocity Point for every 2 Amplify Points and a minimum balance of 2 Amplify Points is required before a transfer is made to Velocity. All transfer of points will occur on your statement date. Velocity Auto-Redemption is a variation to the Amplify Rewards Terms and Conditions and allows you to automatically convert your Amplify Points to Velocity Points for less than 3,000 Amplify Points
sharon

sharon

8 December 2016
How much do we spend on our holiday to get the free travel insurance?Per card holder... Thankyou,Sharon
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 December 2016
    To be eligible for this complimentary overseas travel insurance, before leaving Australia on an overseas journey, you must have a return overseas travel ticket, and need to have prepaid at least A$500 of your travel costs using your eligible card. Travel costs include: Return overseas travel tickets, Airport/departure taxes, Prepaid overseas accommodation, Prepaid overseas itinerary items.
Emily

Emily

4 December 2016
Can I transfer a loan to this credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 December 2016
    Hi Emily, no you cannot. Only Citi issued cards can accept non-Citi loan debt. Have a look at the Virgin Flyer card will 0% for 18 months on balance transfer.
Vincent

Vincent

28 November 2016
I don't have Qantas Frequent flyer membership. If I am approved for this credit card, could I get the joining fee waived?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 November 2016
    Hi Vincent, the Qantas joining fee is not waived with this card. Though it still is a great offer with nice points.
Dwight

Dwight

25 October 2016
Can I do three different cards on to this one. All would be balance transfer
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 October 2016
    Hi Dwight - you can transfer up to 3 non-St George issued cards to this offer. Best of luck with your application.
Mic

Mic

11 October 2016
Hey. With the $2,500 spend to get points does that also include balance transfers. Like $2,500 balance transfer.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 October 2016
    Hi Mic, no it doesn't, the $2,500 needs to be eligible purchases (non-balance transfer or cash advance).
Steven Sartain

Steven Sartain

6 October 2016
Is there a charge for additional cards?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 October 2016
    Hi Steven, $0 for an additional card holder.
Kristy

Kristy

19 August 2016
I am currently on Maternity leave. Would I be eligible to apply for a Balance transfer? I am currently receiving a government maternity payment (18weeks) but no payments from my employer since May? Will this be an issue regarding proof of income?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 August 2016
    Hi Kristy, you would need to make sure that you meet the minimum requirements for the offer. Therefore you have good credit, 35k minimum income, over 18 and an Australian permanent resident. Even if you do, then I am just not sure whether the fact you are not work now will impact the application. Maybe the bank could think that you will not go back to work. If you are keen, I would have a go at an application and see how it works out. Please let me know how you go and best of luck with your application.
Anthony D'Souza

Anthony D'Souza

25 July 2016
Who do I call to check on my FREQUENT FLYER POINTS. I would like to know how many points I have to-date and how I could transfer them to my daughter in Queensland Await your reply Regards Anthony
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    26 July 2016
    Hi Anthony, Frequent flyer points are part of the Qantas program. To check points and to make bookings you can login to https://www.qantas.com/fflyer/dyn/program/welcome.The St George Amplify has 2 points programs, you either earn Amplify points which can be converting into a range of goods or transferred to various airlines - https://amplify.stgeorge.com.au/ or you have opted in to earn Qantas points directly. I am not sure which program you are part of but give St George Credit Card customer service a call if you are unsure - 1800 028 208
Paulette Watt

Paulette Watt

5 August 2015
Please can you explain rewards system. Eg: Every time I spend $2000 I get a gift card or something. I am in the market for a new credit card but I won't be spending more than $2000 a month.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 August 2015
    Hi Paulette, with rewards card, the points are credited to your account, generally each month, based on the amount you have spent. If you are spending $2000 with this card a month, that will give you 2000 points.You can then redeem these points for rewards at any time based on the points you have. If you check out the rewards site - https://amplify.stgeorge.com.au/ - you can get a clear idea of what type of rewards you can get for your points. On your spend that is about 24,000 points a year.In some cases it may be best to look at a no annual fee rewards offering so that the annual fee doesn't get in the way of reducing the overall value of the points. There are other benefits of cards as well to take into account i you use travel insurance and the alike. Check out HSBC Platinum or some of the AMEX offerings for Qantas or Velocity if you like to fly Virgin or Qantas.Best of luck with your decision - reward cards are definitely a bit confusing with all the different programs available and what each offer. Hit me up with any further questions.
Michealsmith

Michealsmith

23 July 2015
What is balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 July 2015
    Hi Mick - A balance transfer is when you currently have credit card, store card and/or loan debt, you move this to another bank and receive a special rate for a period of time. Check out our 2 minute video that gives a good general run through / explanation.

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