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St.George Vertigo Rainbow Credit Card

Updated 22 March 2021

Limited rainbow design edition so you can show your support for the LGBTQI community. St.George Vertigo is currently offering 0% for 28 months on balance transfers. No balance transfer fee. Reverts to cash advance rate. A low $55 annual card fee. Benefit from one free additional cardholder, 24/7 Fraud monitoring, secure online shopping, and up to 55 days interest free on purchases.

T&Cs apply. Offer ends 28 September 2021

find out more Go to offer

Purchase Rate (p.a)

13.99%

Balance Transfer (p.a)

0% for 28 months No balance transfer fee.
Reverts to 21.49% p.a.

Annual Fee (p.a)

$55

Interest Free Period (up to)

55 days on eligible purchases

$0 over 28 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Your savings

over 28 months

Pros and cons

0% p.a. for 28 months on balance transfers requested at card application. No balance transfer fee.
Low purchase rate of 13.99% p.a.
A low $55 annual card fee
Free additional card holder
Eligible with Apple Pay, Google Pay and Samsung Pay

Balance transfer rate switches to 21.49% p.a. after 12 months.
Can't transfer loan balances - only balances from credit cards and store cards

Creditcard.com.au review

St.George Vertigo Rainbow Credit Card

Roland Bleyer

Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.

The St.George Vertigo Rainbow Credit Card

St.George has come out with a limited colourful rainbow design edition so you can show your support for the LGBTQI community. Get 0% p.a. for 28 months on balance transfers requested at card application. No balance transfer fee applies. Reverts to cash advance rate. A low $55 ongoing annual card fee and a great low rate on purchases of 13.99% p.a.

User reviews

St.George Vertigo Rainbow Credit Card ( based on 2 Creditcard.com.au user reviews )

93%

Rates

75%

Fees

N/A

Rewards

65%

Customer Service

78%

Value

78%

100% of users who have rated this card would recommend it

78%

overall user rating (2 reviews )

100% of users who have rated this card would recommend it

Rates and fees

Interest rates

Purchase rate 13.99% p.a.

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 28 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limit $500

Maximum credit limit $80,000

Fees & repayments

Annual fee $55 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2% or $10, whichever is greater

Cash advance fee 2% or $2.50, whichever is greater

Late payment fee $15

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Rainbow card design

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

St.George Vertigo Rainbow Credit Card

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community
0% p.a. for 28 months on balance transfers requested at card application. No balance transfer fee. Reverts to cash advance rate.
Low purchase rate of 13.99% p.a.

A low $55 annual card fee
Free extra card holder
Up to 55 days interest free on purchases
Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Resident or citizen of Australia. Temporary residents are eligible.
You have your personal details ready to complete the online application

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Ask a question

2 questions (showing the latest 10 Q&As)

Katie

13 December 2019

Hi, I am on a de facto visa and my permanent residency kicks in from feb 2020. Am I best to wait for the PR to kick in before applying? Thanks

Roland

18 December 2019

Hi Katie, generally speaking I would say you might as well wait. Being towards the end of a Visa can cause some issues for approval.

Sarah Pietsch

11 August 2018

Hi Roland, I'm new to this balance transfer idea. If I am approved a card limit of $12,000 using the transfer The St.George Vertigo Rainbow Credit Card, and the amount owing on the card is 9,100 - what would be my minimum monthly repayment? Thankyou

Roland

13 August 2018

Hi Sarah, with all credit cards you need to make minimum monthly payments. That is even if you are not paying any interest. The minimum monthly payments are 2% on this credit card. Therefore if you had a $9,100 balance that would be $182. A balance transfer makes sense as you can focus on paying down the debt rather than interest. Its a good idea to put a plan in place to pay the debt down in the 0% interest period.

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Purchase Rate (p.a)

Balance Transfer (p.a)

Annual Fee (p.a)

Interest Free Period (up to)

$0 over 28 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Your savings

St.George Vertigo Rainbow Credit Card

The St.George Vertigo Rainbow Credit Card

Rates

Fees

Rewards

Customer Service

Value

100% of users who have rated this card would recommend it

100% of users who have rated this card would recommend it

St.George Vertigo Rainbow Credit Card

Key features

Recently Asked Questions

2 questions (showing the latest 10 Q&As)

Katie

Roland

Sarah Pietsch

Roland

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