- 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate.
- 0% p.a. on purchases for 7 months. Low ongoing purchase rate of 13.99% p.a.
- Pay no annual fee first year. $55 annual card fee thereafter
- Free additional card holder
- Eligible with Apple Pay, Google Pay and Samsung Pay
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St.George Credit Cards
St.George Vertigo Rainbow Credit Card
Updated 7 July 2020
Limited rainbow design edition so you can show your support for the LGBTQI community. St.George Vertigo is currently offering 0% for 22 months on balance transfers. 1.5% balance transfer fee applies. Reverts to cash advance rate. Pay 0% p.a. on purchases for 7 months and a low ongoing purchase rate of 13.99% p.a. No annual fee first year, low $55 annual card fee thereafter. Benefit from one free additional cardholder, 24/7 Falcon Fraud monitoring, secure online shopping, and up to 55 days interest free on purchases.
T&Cs apply. Offer ends 30 September 2020
Purchase Rate (p.a)
0% p.a.
for 7 months. Reverts to 13.99% p.a.
Balance Transfer (p.a)
0% for 22 months 1.5% BT fee applies. reverts to 21.49% p.a.
Annual Fee (p.a)
$0 first year. Then $55 p.a.
Pros and cons
- Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.
- Can't transfer loan balances - only balances from credit cards and store cards
Creditcard.com.au review
Editor Review
St.George Vertigo Rainbow Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The St.George Vertigo Rainbow Credit Card
St.George has come out with a limited colourful rainbow design edition so you can show your support for the LGBTQI community. Get 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate. No annual fee first year, low $55 ongoing annual card fee and a great low rate on purchases of 13.99% p.a.
User reviews
Rates and fees
Interest rates
Purchase rate 13.99% p.a.
Introductory purchase rate 0% p.a. for 7 months
Cash advance rate 21.49% p.a.
Interest free period on purchases up to 55 days
Balance transfer
Balance transfer rate 0% p.a. for 22 months
Balance transfer revert rate 21.49% p.a.
Balance transfer from personal loan No
Balance transfer fee 1.5% one off
Balance transfer limit 80% of approved credit limit
Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George
Credit limits
Minimum credit limt $500
Maximum credit limit $40,000
Fees & repayments
Annual fee $55 p.a.
Additional card holder fee Up to 1 - $0 p.a.
Foreign transaction fee 3%
Minimum repayment 2%
Annual fee the first year $0
Cash advance fee 2%
Late payment fee $15
Additional features
Complimentary insurance
International Travel Insurance No
Flight Inconvenience Insurance No
Transit Accident Insurance No
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance No
Extras
Rainbow card design
Eligible with Apple Pay, Google Pay and Samsung Pay
Overview
St.George Vertigo Rainbow Credit Card
Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.
Key features
- St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community
- 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate.
- 0% p.a. on purchases for 7 months. Low ongoing purchase rate of 13.99% p.a.
- Pay no annual fee first year. $55 annual card fee thereafter
- Free extra card holder
- Up to 55 days interest free on purchases
- Eligible with Apple Pay, Google Pay and Samsung Pay
Minimum criteria to apply for this card
Be over 18 years old
Good Credit and have not applied for multiple credit cards recently
Resident or citizen of Australia. Temporary residents are eligible.
Minimum income of $15,000 p.a.
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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13 December 2019Roland
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