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St.George Vertigo Rainbow Credit Card
1 review

St.George Vertigo Rainbow Credit Card

Apply by 2 October 2019

Purchase rate

13.99% p.a.

Balance transfer

0% 16 monthsreverts to 21.49% p.a. No BT fee

Annual fee

$55 p.a.

Pros

0% p.a. for 16 months balance transfer

Low purchase rate of 13.99% p.a.

$55 annual card fee

Free additional card holder

Cons

Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.

Can't transfer loan balances - only balances from credit cards and store cards

100% of customers who have rated this card would recommend it
  • Rates
    86%
  • Fees
    51%
  • Rewards
    N/A
  • Customer Service
    29%
  • Value
    55%
Overall user rating 55%
1 reviews
Interest Rates
Purchase rate 13.99% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 16 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $500
Maximum credit limit $40,000
Fees & repayments
Annual fee $55 p.a.
Additional cardholder fee Up to 1 - $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Rainbow card design

St.George Vertigo Rainbow Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

The St.George Vertigo Rainbow Credit Card

St.George has come out with a limited colourful rainbow design edition so you can show your support for the LGBTQI community. Get 0% p.a. for 16 months on balance transfers. Reverts to cash advance rate. Pay a low $55 annual card fee and a great low rate on purchases of 13.99% p.a.

Showing one question (showing the latest 10 Q&As)

Sarah Pietsch

Sarah Pietsch

11 August 2018
Hi Roland,I'm new to this balance transfer idea. If I am approved a card limit of $12,000 using the transfer The St.George Vertigo Rainbow Credit Card, and the amount owing on the card is 9,100 - what would be my minimum monthly repayment?Thankyou
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Sarah, with all credit cards you need to make minimum monthly payments. That is even if you are not paying any interest. The minimum monthly payments are 2% on this credit card. Therefore if you had a $9,100 balance that would be $182. A balance transfer makes sense as you can focus on paying down the debt rather than interest. Its a good idea to put a plan in place to pay the debt down in the 0% interest period.

St.George Vertigo Rainbow Credit Card

Limited rainbow design edition so you can show your support for the LGBTQI community. St.George Vertigo is currently offering 0% p.a. on balance transfers for 16 months. Variable cash advance rate applies after the promotional period. $55 annual card fee, low 13.99% p.a. purchase rate and great balance transfer offer. Benefit from one free additional cardholder, 24/7 Falcon Fraud monitoring, secure online shopping, and up to 55 days interest free on purchases. Offer ends 2 October 2019. New cards only.

Key features

  • St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community
  • Introductory balance transfer rate of 0% p.a. for 16 months. Reverts to cash advance rate.
  • Low purchase rate of 13.99% p.a.
  • $55 annual card fee
  • Visa Paywave
  • Free extra card holder
  • Up to 55 days interest free on purchases
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $15,000 p.a.
  • You have your personal details ready to complete the online application
St.George Vertigo Rainbow Credit Card
St.George Vertigo Rainbow Credit Card

St.George Vertigo Rainbow Credit Card

Updated 2 September 2019

Apply by 2 October 2019

Purchase Rate (p.a)

13.99%

Balance Transfer (p.a)

0% for 16 months No BT fee. reverts to 21.49% p.a.

Annual Fee (p.a)

$55

$0 over 16 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • 0% p.a. for 16 months balance transfer
  • Low purchase rate of 13.99% p.a.
  • $55 annual card fee
  • Free additional card holder

  • Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.
  • Can't transfer loan balances - only balances from credit cards and store cards

Creditcard.com.au review

Editor Review

St.George Vertigo Rainbow Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The St.George Vertigo Rainbow Credit Card

St.George has come out with a limited colourful rainbow design edition so you can show your support for the LGBTQI community. Get 0% p.a. for 16 months on balance transfers. Reverts to cash advance rate. Pay a low $55 annual card fee and a great low rate on purchases of 13.99% p.a.

User reviews

St.George Vertigo Rainbow Credit Card ( based on 1 Creditcard.com.au user review )

55% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 13.99% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 16 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $500

Maximum credit limit $40,000

Fees & repayments

Annual fee $55 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $15

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Rainbow card design

Overview

St.George Vertigo Rainbow Credit Card

Limited rainbow design edition so you can show your support for the LGBTQI community. St.George Vertigo is currently offering 0% p.a. on balance transfers for 16 months. Variable cash advance rate applies after the promotional period. $55 annual card fee, low 13.99% p.a. purchase rate and great balance transfer offer. Benefit from one free additional cardholder, 24/7 Falcon Fraud monitoring, secure online shopping, and up to 55 days interest free on purchases. Offer ends 2 October 2019. New cards only.

Key features

  • St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community
  • Introductory balance transfer rate of 0% p.a. for 16 months. Reverts to cash advance rate.
  • Low purchase rate of 13.99% p.a.
  • $55 annual card fee
  • Visa Paywave
  • Free extra card holder
  • Up to 55 days interest free on purchases

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $15,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

Sarah Pietsch

Sarah Pietsch

11 August 2018
Hi Roland,I'm new to this balance transfer idea. If I am approved a card limit of $12,000 using the transfer The St.George Vertigo Rainbow Credit Card, and the amount owing on the card is 9,100 - what would be my minimum monthly repayment?Thankyou
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Sarah, with all credit cards you need to make minimum monthly payments. That is even if you are not paying any interest. The minimum monthly payments are 2% on this credit card. Therefore if you had a $9,100 balance that would be $182. A balance transfer makes sense as you can focus on paying down the debt rather than interest. Its a good idea to put a plan in place to pay the debt down in the 0% interest period.

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