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St.George Vertigo Rainbow Credit Card
St.George Vertigo Rainbow Credit Card

St.George Credit Cards

St.George Vertigo Rainbow Credit Card

Updated 1 October 2020

Limited rainbow design edition so you can show your support for the LGBTQI community. St.George Vertigo is currently offering 0% for 22 months on balance transfers. 1.5% balance transfer fee applies. Reverts to cash advance rate. Pay 0% p.a. on purchases for 7 months and a low ongoing purchase rate of 13.99% p.a. No annual fee first year, low $55 annual card fee thereafter. Benefit from one free additional cardholder, 24/7 Falcon Fraud monitoring, secure online shopping, and up to 55 days interest free on purchases.

T&Cs apply. Offer ends 9 February 2021

Purchase Rate (p.a)

0% p.a.

for 7 months. Reverts to 13.99% p.a.

Balance Transfer (p.a)

0% for 22 months 1.5% balance transfer fee applies.
Reverts to 21.49% p.a.

Annual Fee (p.a)

$0 first year. Then $55 p.a.

$0 over 22 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate.
  • 0% p.a. on purchases for 7 months. Low ongoing purchase rate of 13.99% p.a.
  • Pay no annual fee first year. $55 annual card fee thereafter
  • Free additional card holder
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.
  • Can't transfer loan balances - only balances from credit cards and store cards

Creditcard.com.au review

Editor Review

St.George Vertigo Rainbow Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The St.George Vertigo Rainbow Credit Card

St.George has come out with a limited colourful rainbow design edition so you can show your support for the LGBTQI community. Get 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate. No annual fee first year, low $55 ongoing annual card fee and a great low rate on purchases of 13.99% p.a.

User reviews

St.George Vertigo Rainbow Credit Card ( based on 2 Creditcard.com.au user reviews )

78% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 13.99% p.a.

Introductory purchase rate 0% p.a. for 7 months

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 22 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee 1.5% one off

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $500

Maximum credit limit $40,000

Fees & repayments

Annual fee $55 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $0

Cash advance fee 2%

Late payment fee $15

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Rainbow card design

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

St.George Vertigo Rainbow Credit Card

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community
  • 0% p.a. for 22 months on balance transfers requested at card application. 1.5% balance transfer fee applies. Reverts to cash advance rate.
  • 0% p.a. on purchases for 7 months. Low ongoing purchase rate of 13.99% p.a.
  • Pay no annual fee first year. $55 annual card fee thereafter
  • Free extra card holder
  • Up to 55 days interest free on purchases
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $15,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Katie

Katie

13 December 2019
Hi, I am on a de facto visa and my permanent residency kicks in from feb 2020. Am I best to wait for the PR to kick in before applying? Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    18 December 2019
    Hi Katie, generally speaking I would say you might as well wait. Being towards the end of a Visa can cause some issues for approval.
Sarah Pietsch

Sarah Pietsch

11 August 2018
Hi Roland, I'm new to this balance transfer idea. If I am approved a card limit of $12,000 using the transfer The St.George Vertigo Rainbow Credit Card, and the amount owing on the card is 9,100 - what would be my minimum monthly repayment? Thankyou
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 August 2018
    Hi Sarah, with all credit cards you need to make minimum monthly payments. That is even if you are not paying any interest. The minimum monthly payments are 2% on this credit card. Therefore if you had a $9,100 balance that would be $182. A balance transfer makes sense as you can focus on paying down the debt rather than interest. Its a good idea to put a plan in place to pay the debt down in the 0% interest period.

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