- Low interest rate of 12.95% p.a. on purchases and cash advances
- $39 annual card fee
- Up to 55 days interest free on purchases
- Additional cardholders for free
- Option to join the Great Rewarder program for a $58 annual fee. Lets you earn points per dollar spend and get money in return
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Bendigo Bank Low Rate Credit Card
0% for 18 months on Balance Transfers*
*Reverts to 11.99% p.a. $45 Annual Fee.
Pros and cons
- $70 late payment fee
Creditcard.com.au review
Editor Review
Queensland Country Visa Credit Card
Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. Ask Roland a Question about this card.
The Queensland Country Visa Credit Card features the same low rate of 12.95% p.a. on purchases and cash advances, low annual fee and interest free days on purchases. It doesn't come with a balance transfer offer so if you have an existing debt you need to move over you should look for a credit card with a 0% offer.
User reviews
Rates and fees
Interest rates
Purchase rate 12.95% p.a.
Cash advance rate 12.95% p.a.
Interest free period on purchases up to 55 days
Credit limits
Minimum credit limt $500
Maximum credit limit N/A
Fees & repayments
Annual fee $39 p.a.
Additional card holder fee N/A
Foreign transaction fee 3.65%
Minimum repayment
Cash advance fee N/A
Late payment fee $70
Additional features
Complimentary insurance
International Travel Insurance No
Flight Inconvenience Insurance No
Transit Accident Insurance No
Smartphone Screen Insurance No
Purchase Protection Insurance No
Extended Warranty Insurance No
Rental Vehicle Excess In Australia Insurance No
Extras
Option for join rewards program for $58 p.a.
Overview
Queensland Country Visa Credit Card
The Queensland Country Visa Credit card has a great low interest rate on purchases and cash advances at 12.95% p.a. and a low annual fee of $39. You have the option to sign up for Queensland Country’s own Rewarder program for $58 per year, that lets you earn points for ever dollar you spend – which are then returned to you in real money.
Key features
- Low interest rate of 12.95% p.a. on purchases and cash advances
- $39 annual card fee
- Up to 55 days interest free on purchases
- Additional cardholders for free
- Option to join the Great Rewarder program for a $58 annual fee. Lets you earn points per dollar spend and get money in return
Minimum criteria to apply for this card
-
Be over 18 years old
-
Good Credit and have not applied for multiple credit cards recently
-
Resident or citizen of Australia
You have your personal details ready to complete the online application
Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.
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