Queensland Country Visa Credit Card

Pauline Hatch

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt Ask Pauline a Question about this card.

Queensland Country Visa Credit Card

With a range of low rate credit card options available in the market, the Queensland Country Visa Credit Card is most definitely a best choice for those who want to cut back on their credit card costs. It features the same low rate of 12.95% p.a. on purchases and cash advances, low annual fee and interest free days on purchases.

What we love...

Low rates and low annual fees don’t always go together except for Queensland Country Visa Credit Card that has these money saving features. In terms of annual fees, you will pay $39 each year, which is pretty modest compared to some of the big boys, which run to $400 or $500 per year. As for interest, this is also super low, both on purchases and cash advances at 12.95% per year. If you want to save on everyday spending, you can take advantage of up to 55 days interest free on purchases. Whether buying big or small, this can help to save some cash as long as you understand how interest free days work.

What’s not so great...

The Queensland Country Visa Credit Card is a simple low rate card so it This card doesn't come with fancy extras such as complimentary travel insurance and a balance transfer offer. If you have an existing debt you need to move over you should look for a credit card with a 0% balance transfer offer.

Why should you choose this card?

Quite simply, this is a low cost card that can help you save money. If you choose to earn points for every dollar you spend and receive cashbacks, you can apply for its rewards program with a $58 Rewarder annual fee.

Overall Rating

A low cost card that acts as a real money-saver, providing the same low rate of 12.95% p.a. on purchases and cash advances, low annual fee and interest free days on purchases.