Ask Roland a Question

Hi, I’m the site founder and I will personally answer your question within a business day.

By submitting this question you agree to our privacy policy.

Frequent Flyer Diners Club + World Mastercard

2 reviews
points over 12 months Calculate your savings icon

Earn rate per $1

1.25 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

N/A
% Complete (success)

Annual fee

$260
p.a.
260% Complete (success)

Pros

A charge card with no pre-set limit - however it does not mean unlimited spending

You can earn rewards points on your purchases

Over 700 airport lounges accessible with the Diner Card

Cons

Frequent Flyer Diners Club + World Mastercard

This card is a charge card that has no pre-set spending limits and no interest charges, which means you can make the most of your cash flow. Diners Club is back with a Frequent Flyer offering that allows you to take advantage of the Qantas Frequent Flyer program and the convenience of Mastercard, with two cards in one package. The Diners Club card can be used wherever Diners Club cards are accepted including restaurants, hotels and retailers for maximum points, while the Mastercard (in conjunction with Citi) can be used wherever Mastercard is accepted – so the options are not as limited as they used to be.

The main benefit of the Diners Club dual card is the points earning potential – you can earn 1.25 points per $1 spent on the Diners card and 0.5 points per $1 spent on the Mastercard with no overall points cap or expiry on points earned.

The Diner’s card also enables access to over 700 member lounges worldwide, a complimentary membership to Regus Business world lounges, a broad range of free insurance including international travel insurance, interstate flight inconvenience insurance, transit accident insurance, extended warranty insurance, purchase cover insurance and a guaranteed pricing scheme.

Key features

  • Over 700 airport lounges accessible with the Diner Card
  • The Diners Club Frequent Flyer Dual Card is a charge card so it has no pre-set limit and no interest charges
  • It comes with 24/7 customer service
  • 37 days to pay
  • Annual card fee of $260
  • Annual supplementary card holder fee of $50
  • You can earn 1.25 QFF points for every $1 spent with your Diners Club Card
  • You can earn 0.5 QFF points for every $1 spent with your Mastercard
  • Free 12 month Regus Gold Businessworld membership that gives you domestic and international access to Regus Business Lounges. A professional and quiet location to host your business meetings.
  • Rates
    0%
  • Fees
    84%
  • Rewards
    94%
  • Customer Service
    84%
  • Value
    65%
100% of customers who have rated this card would recommend it
Overall customer rating 65%
2 reviews
Interest Rates
Purchase rate N/A
Cash advance rate N/A
Interest free on purchases up to 37 days
Balance Transfer
Credit limits
Minimum credit limit N/A
Maximum credit limit N/A
Fees & repayments
Annual fee $260 p.a.
Additional cardholder fee $50 p.a.
Cash advance fee N/A
Late payment fee $3
Credit card type Diners Club
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Qantas points 1.25 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Free access to over 700 airline lounges worldwide
This card offers excellent flyer point earning and great airport lounge access considering the relatively low annual fee in the flyer point market.

3 questions (showing the latest 10 Q&As)

Aidan

Aidan

9 July 2018
Some cards allow the user to make mortgage repayments as a 'purchase' that grants QFF points. Does this card allow that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 July 2018
    Hi Aidan, I think it will depend on the home loan itself and also if there are fees in paying with a card. If there are no fees from the bank that you have the mortgage with. Then I would say most credit cards should see a mortgage payment as an eligible purchase and you could earn points. You do not earn points on any fees from the bank you have the card with though.
Peita Small

Peita Small

19 August 2013
Am I right that in Australia, there is no club lounge to access?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 August 2013
    Hi Peita - it appears you are correct, there is no Australia on the country list for the network of lounges. The lounge access is geared towards overseas travellers rather than domestic flights it would seem. When flying domestically there is always the option of single entry into the Qantas lounges at some airports etc too don't forget. Prices can start from just $20-$30. Check out which cards offer complimentary lounge access and where they can be used on this table.
Bruce

Bruce

1 July 2013
Access to airport lounges appears to be a very attractive feature. Is entry to eg Qantas Club lounge just a matter of showing the card ? Are there other entry conditions, such as boarding pass or airline ticket, can my flight companion/spouse also enter on my card ? Can you direct me to PDS or similar ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 July 2013
    Hi Bruce, there does not seem to be any requirement besides being a cardholder. Entry is to Diners Club lounges within airports at 460 locations all over the world. You would also be able to add an additional cardholder to cover your spouse while travelling. The terms and conditions are available here.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
Frequent Flyer Diners Club + World Mastercard
Frequent Flyer Diners Club + World Mastercard

Diners Club Cards

Frequent Flyer Diners Club + World Mastercard

16 December 2018

Points Earn Rate (per $1 spent)

1.25

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Frequent Flyer Diners Club + World Mastercard

This card is a charge card that has no pre-set spending limits and no interest charges, which means you can make the most of your cash flow. Diners Club is back with a Frequent Flyer offering that allows you to take advantage of the Qantas Frequent Flyer program and the convenience of Mastercard, with two cards in one package. The Diners Club card can be used wherever Diners Club cards are accepted including restaurants, hotels and retailers for maximum points, while the Mastercard (in conjunction with Citi) can be used wherever Mastercard is accepted – so the options are not as limited as they used to be.

The main benefit of the Diners Club dual card is the points earning potential – you can earn 1.25 points per $1 spent on the Diners card and 0.5 points per $1 spent on the Mastercard with no overall points cap or expiry on points earned.

The Diner’s card also enables access to over 700 member lounges worldwide, a complimentary membership to Regus Business world lounges, a broad range of free insurance including international travel insurance, interstate flight inconvenience insurance, transit accident insurance, extended warranty insurance, purchase cover insurance and a guaranteed pricing scheme.

Key features

  • Over 700 airport lounges accessible with the Diner Card
  • The Diners Club Frequent Flyer Dual Card is a charge card so it has no pre-set limit and no interest charges
  • It comes with 24/7 customer service
  • 37 days to pay
  • Annual card fee of $260
  • Annual supplementary card holder fee of $50
  • You can earn 1.25 QFF points for every $1 spent with your Diners Club Card
  • You can earn 0.5 QFF points for every $1 spent with your Mastercard
  • Free 12 month Regus Gold Businessworld membership that gives you domestic and international access to Regus Business Lounges. A professional and quiet location to host your business meetings.

Customer Reviews

Frequent Flyer Diners Club + World Mastercard

65% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate N/A

Cash advance rate N/A

Interest free on purchases up to 37 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $260 p.a.

Additional card holder fee $50 p.a.

Foreign transaction fee N/A

Minimum repayment

Cash advance fee N/A

Late payment fee $3

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Qantas pointsQantas points 1.25 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Free access to over 700 airline lounges worldwide

Our Review

Editor Review

This card offers excellent flyer point earning and great airport lounge access considering the relatively low annual fee in the flyer point market.

Pros

  • A charge card with no pre-set limit - however it does not mean unlimited spending
  • You can earn rewards points on your purchases
  • Over 700 airport lounges accessible with the Diner Card

Cons

    Roland B Bleyer

    Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

    Recently Asked Question

    Something you need to know about this card? Ask a our credit card expert a question.

    3 questions (showing the latest 10 Q&As)

    Aidan

    Aidan

    9 July 2018
    Some cards allow the user to make mortgage repayments as a 'purchase' that grants QFF points. Does this card allow that?
      Roland B Bleyer - CreditCard.com.au Founder

      Roland

      10 July 2018
      Hi Aidan, I think it will depend on the home loan itself and also if there are fees in paying with a card. If there are no fees from the bank that you have the mortgage with. Then I would say most credit cards should see a mortgage payment as an eligible purchase and you could earn points. You do not earn points on any fees from the bank you have the card with though.
    Peita Small

    Peita Small

    19 August 2013
    Am I right that in Australia, there is no club lounge to access?
      Roland B Bleyer - CreditCard.com.au Founder

      Roland

      19 August 2013
      Hi Peita - it appears you are correct, there is no Australia on the country list for the network of lounges. The lounge access is geared towards overseas travellers rather than domestic flights it would seem. When flying domestically there is always the option of single entry into the Qantas lounges at some airports etc too don't forget. Prices can start from just $20-$30. Check out which cards offer complimentary lounge access and where they can be used on this table.
    Bruce

    Bruce

    1 July 2013
    Access to airport lounges appears to be a very attractive feature. Is entry to eg Qantas Club lounge just a matter of showing the card ? Are there other entry conditions, such as boarding pass or airline ticket, can my flight companion/spouse also enter on my card ? Can you direct me to PDS or similar ?
      Roland B Bleyer - CreditCard.com.au Founder

      Roland

      2 July 2013
      Hi Bruce, there does not seem to be any requirement besides being a cardholder. Entry is to Diners Club lounges within airports at 460 locations all over the world. You would also be able to add an additional cardholder to cover your spouse while travelling. The terms and conditions are available here.

    Similar Credit Cards

    Help us improve

    By submitting this feedback you agree to our privacy policy.

    My credit card is not listed

    By submitting this form you agree to our privacy policy.