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Frequent Flyer Diners Club + World Mastercard
Frequent Flyer Diners Club + World Mastercard

Diners Club Cards

Frequent Flyer Diners Club + World Mastercard

Updated 26 November 2019

Points Earn Rate (per $1 spent)

1.25

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Over 700 airport lounges accessible with the Diner Card
  • The Diners Club Frequent Flyer Dual Card is a charge card so it has no pre-set limit and no interest charges
  • You can earn 1.25 QFF points for every $1 spent with your Diners Club Card
  • You can earn 0.5 QFF points for every $1 spent with your Mastercard
  • Free 12 month Regus Gold Businessworld membership that gives you domestic and international access to Regus Business Lounges. A professional and quiet location to host your business meetings.

  • Annual supplementary card holder fee of $50

Creditcard.com.au review

Editor Review

Frequent Flyer Diners Club + World Mastercard

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

The Frequent Flyer Diners Club Card + World Mastercard

Providing access to an extensive array of both Diners Club and World Mastercard Privileges, the Frequent Flyer Diners Club Card + World Mastercard is a fantastic option for cardholders who want accessibility combined with extras. Offering charge card flexibility, these cards earn Qantas Points under one Qantas Frequent Flyer account, with no points capping and no points expiry.

What we love...

Before we look at the extras this card offers, let’s first cover its rewards offering. The Frequent Flyer Diners Club Card + World Mastercard provides cardholders with two cards under one account, each earning uncapped Qantas Points that go directly to the primary cardholder’s Qantas Frequent Flyer account. The earn rate is as follows:

  • Earn 1.25 Qantas Points per $1 spent on the Frequent Flyer Diners Club Card
  • Earn 0.5 Qantas Points per $1 on the World Mastercard
  • Earn 1 additional Qantas Point on selected Qantas purchases

Within the Qantas program, you have a wide variety of redemption options. You can redeem points for flights, or you could upgrade your flight to enjoy additional benefits as you travel. You could redeem points for Qantas insurance or Qantas Wine goodies, or check out the Qantas Store for more than 3,000 items including tech, fashion, beauty and gift cards.

Now, let’s talk about those extras.

  • Lounge Access: As a Diners Club privilege, this feature offers cardholders free access to more than 700 Diners Club Member and Airport Lounges when they travel.
  • Diners Club Shipping: Another Diners Club feature, this offers discounted shipping to cardholders when buying from online merchants based in the US, as well as the discounted services of a Personal Shopper.
  • Diners Club Cellar Door: Cardholders can enjoy access to a range of quality wines at special prices, with no obligations or minimum purchases, complete with Australia-wide shipping.
  • Diners Club Privileges: Among the exceptional selection of offers and benefits on accommodation, dining and shopping, Diners Club Privileges now provides access to the Citibank Dining Program. This offers cardholders a complimentary bottle of wine when dining at a Dining Program partner restaurant.
  • Complimentary Insurance: Cardholders can take advantage of a full suite of insurances on both their Diners Club Card and their World Mastercard. Cover includes International Travel Insurance, Interstate Flight Inconvenience Insurance, Transit Accident Insurance, Extended Warranty Insurance, Purchase Cover Insurance and Guaranteed Pricing Scheme. Read the PDS for more.
  • World Privileged Access Program: Offered on the World Mastercard, this provides cardholders with VIP treatment and exclusive benefits at the best hotels, restaurants, events and stores.
  • Mastercard Epicurean Experiences: Foodie cardholders can delight in a variety of exquisite food and beverage offers around the world.
  • Mastercard Airport Concierge: With this feature, cardholders benefit from first-class service on the ground at more than 450 airports, with options that include having a dedicated VIP Meet and Greet agent escorting them through the airport.
  • Mastercard Golf Program: Offering access to some of the most celebrated and legendary golf properties in the world, this feature allows cardholders to get closer to the game like never before.

What’s not so great...

If you want to take advantage of all the lovely extras offered on the Frequent Flyer Diners Club Card + World Mastercard, first check out the card’s annual fee. While it is about standard for a rewards card with this many features, it’s best to calculate the value the card offers you, to then work out whether that annual fee is worth it.

Why should you choose this card?

One thing we should mention is that the Frequent Flyer Diners Club Card + World Mastercard is a charge card. Unlike a credit card, it doesn’t have a pre-set spending limit, and you must pay off your balance at the end of each statement period. To the right cardholder, this can offer excellent flexibility, while avoiding the temptation to let the card balance carry over to the following month.

With a Frequent Flyer Diners Club Card and a World Mastercard under one account, it could be a good option for cardholders who want to use the Diners Club card for the majority of their purchases – to earn more in rewards – while keeping the Mastercard on hold to use where Diners isn’t accepted.

Overall Rating

A card duo that really packs a punch, the Frequent Flyer Diners Club Card + World Mastercard offers Qantas Points earning alongside a wide range of Diners Club and World Mastercard benefits.

User reviews

Frequent Flyer Diners Club + World Mastercard ( based on 2 Creditcard.com.au user reviews )

65% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate N/A

Cash advance rate N/A

Interest free period on purchases up to 37 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $260 p.a.

Additional card holder fee $50 p.a.

Foreign transaction fee N/A

Minimum repayment

Cash advance fee N/A

Late payment fee $3

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Qantas Rewards points 1.25 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance Yes

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

Free access to over 700 airline lounges worldwide

Overview

Frequent Flyer Diners Club + World Mastercard

This card is a charge card that has no pre-set spending limits and no interest charges, which means you can make the most of your cash flow. Diners Club is back with a Frequent Flyer offering that allows you to take advantage of the Qantas Frequent Flyer program and the convenience of Mastercard, with two cards in one package. The Diners Club card can be used wherever Diners Club cards are accepted including restaurants, hotels and retailers for maximum points, while the Mastercard (in conjunction with Citi) can be used wherever Mastercard is accepted – so the options are not as limited as they used to be.

The main benefit of the Diners Club dual card is the points earning potential – you can earn 1.25 points per $1 spent on the Diners card and 0.5 points per $1 spent on the Mastercard with no overall points cap or expiry on points earned.

The Diner’s card also enables access to over 700 member lounges worldwide, a complimentary membership to Regus Business world lounges, a broad range of free insurance including international travel insurance, interstate flight inconvenience insurance, transit accident insurance, extended warranty insurance, purchase cover insurance and a guaranteed pricing scheme.

Key features

  • Over 700 airport lounges accessible with the Diner Card
  • The Diners Club Frequent Flyer Dual Card is a charge card so it has no pre-set limit and no interest charges
  • It comes with 24/7 customer service
  • 37 days to pay
  • Annual card fee of $260
  • Annual supplementary card holder fee of $50
  • You can earn 1.25 QFF points for every $1 spent with your Diners Club Card
  • You can earn 0.5 QFF points for every $1 spent with your Mastercard
  • Free 12 month Regus Gold Businessworld membership that gives you domestic and international access to Regus Business Lounges. A professional and quiet location to host your business meetings.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

4 questions (showing the latest 10 Q&As)

Stan

Stan

21 May 2019
Roland, will additional cardholders get complimentary access to the airport lounges same as the primary cardholder?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 May 2019
    Hi Stan, I believe that only the primary cardholder will get these benefits.
Aidan

Aidan

9 July 2018
Some cards allow the user to make mortgage repayments as a 'purchase' that grants QFF points. Does this card allow that?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 July 2018
    Hi Aidan, I think it will depend on the home loan itself and also if there are fees in paying with a card. If there are no fees from the bank that you have the mortgage with. Then I would say most credit cards should see a mortgage payment as an eligible purchase and you could earn points. You do not earn points on any fees from the bank you have the card with though.
Peita Small

Peita Small

19 August 2013
Am I right that in Australia, there is no club lounge to access?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 August 2013
    Hi Peita - it appears you are correct, there is no Australia on the country list for the network of lounges. The lounge access is geared towards overseas travellers rather than domestic flights it would seem. When flying domestically there is always the option of single entry into the Qantas lounges at some airports etc too don't forget. Prices can start from just $20-$30. Check out which cards offer complimentary lounge access and where they can be used on this table.
Bruce

Bruce

1 July 2013
Access to airport lounges appears to be a very attractive feature. Is entry to eg Qantas Club lounge just a matter of showing the card ? Are there other entry conditions, such as boarding pass or airline ticket, can my flight companion/spouse also enter on my card ? Can you direct me to PDS or similar ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    2 July 2013
    Hi Bruce, there does not seem to be any requirement besides being a cardholder. Entry is to Diners Club lounges within airports at 460 locations all over the world. You would also be able to add an additional cardholder to cover your spouse while travelling. The terms and conditions are available here.

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