Daily Bulletin - Is this the end of cash in Australia?

Is this the end of cash in Australia?

Article published 1 May, 2020 in Daily Bulletin

Roland Bleyer

Founder of Creditcard.com.au. Roland has extensive knowledge about credit cards in Australia. Known as a credit card expert, he has been featured on tv and in various publications. Some popular offers on our site right now include the ANZ Low Rate. Ever popular with no annual fee first year, low purchase rate and 0% balance transfer. Have a look also at the 0% balance transfer HSBC offer with no balance transfer fee, plus an annual fee waiver each year you meet a spend criteria.

You might be interested in

Tips & Guides

Can You Pay Off One Credit Card With Another?

Debt

Best 0% Balance Transfer Credit Card Deals for October

News

Top 5 frequent flyer credit card deals for October – 130,000 Bonus Qantas Points

Featured Balance Transfer Credit Cards

Go to offer

Citi Rewards Credit Card

7 reviews

Credit Limit up to 100k

0% balance transfer for 30 months. Transfer up to 3 non-Citi personal loans, store and/or credit cards. Great for debt consolidation. Citi Reward program. Overseas travel insurance.

Transfer Personal Loans, Store and Credit Cards

$0 saved over 30 months

Citi are the only issuer in Australia that accept personal loan debt as part or all of the balance transfer e.g. car loans. 1.5% BT fee added on balance transfer amount and attracts no interest for 30 months. Transfer up to 3 non-Citi issued personal loans, store and/or credit cards. Apply by 30 Nov 20

21.49%

p.a

Purchase rate

21.49% p.a.

30 months

reverts to 22.24% p.a. 1.5% fee applies

Balance transfer

0% 30 months

reverts to 22.24% p.a.1.5% fee applies

first year

then $199 p.a.

Annual fee

$0 first year

then $199 p.a.

saved over 30 months

Go to offer

save card more info

save card

Go to offer

ANZ Low Rate Credit Card – 0% Balance Transfer

61 reviews

No annual fee first year

0% p.a. first 25 months on balance transfers. 1.5% BT fee. Reverts to 20.24% p.a. Low purchase rate of 12.49% p.a. and low $58 annual card fee. Up to 3 free additional card holders.

$0 saved over 25 months

Low purchase rate of 12.49% p.a. and $58 annual fee. Up to 3 free additional card holders. Any unpaid balance transfer at the end of the 25 months reverts to 20.24% p.a. 1.5% Balance Transfer Fee applies.

12.49%

p.a

Purchase rate

12.49% p.a.

25 months

reverts to 20.24% p.a. 1.5% fee applies

Balance transfer

0% 25 months

reverts to 20.24% p.a.1.5% fee applies

first year

then $58 p.a.

Annual fee

$0 first year

then $58 p.a.

saved over 25 months

Go to offer

save card more info

save card

Go to offer

Westpac Low Rate Credit Card

304 reviews

$200 cashback with $1k min. spend

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. eligible spend in first 90 days. Free additional cardholder. Low annual fee of $59 makes this a nice package.

Low Rate Package

$0 saved over 20 months

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. spend. Free additional cardholder. Low annual fee of $59 makes this a nice package Apply by 2 Dec 20

13.74%

p.a

Purchase rate

13.74% p.a.

20 months

reverts to 21.49% p.a. 1% fee applies

Balance transfer

0% 20 months

reverts to 21.49% p.a.1% fee applies

$59

p.a.

Annual fee

$59 p.a.

saved over 20 months

Go to offer

save card more info

save card

Featured Rewards Credit Cards

Go to offer

Qantas Premier Platinum Credit Card

13 reviews

100,000 bonus Qantas Points

Earn uncapped Qantas points. Complimentary lounge access, travel insurance, discounted companion fares and concierge. Reduced annual fee first year - save $100. 75 bonus Status Credits when you make an eligible purchase by 31/01/2021.

points earned over 12 months

1 pt

Qantas

Capped at $10,000 per statement, then 0.5 pts per $1

Earn rate per $1

1 point

Qantas Frequent Flyer

Capped at $10,000 per statement, then 0.5 pts per $1

100,000

points

Bonus points

100,000

points

$199

first year

then $299 p.a.

Annual fee

$199

first year

then $299 p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

Go to offer

ANZ Frequent Flyer Black Credit Card

9 reviews

120,000 bonus Qantas Points + $200 back

When you spend $3,000 on eligible purchases in the first 3 months. Two Qantas Lounge invites per year. International Travel Insurance.

points earned over 12 months

120,000 bonus Qantas Points and $200 back to your new card when you spend $3,000 on eligible purchases in the first 3 months. Two Qantas Lounge invites per year. International Travel Insurance.

1 pt

Qantas

Capped at $7500, then 0.5 pts per $1 spent

Earn rate per $1

1 point

Qantas Frequent Flyer

Capped at $7500, then 0.5 pts per $1 spent

120,000

points

Bonus points

120,000

points

$425

p.a.

Annual fee

$425

p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

Go to offer

Westpac Altitude Black Credit Card

8 reviews

150,000 bonus Altitude points

When you spend $4,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 1.25 Altitude points per $1 spent. 2x lounge passes per year. 150k bonus points currently gets you $500 in cashback or up to $700 in e-Gift cards with Altitude Rewards. T&Cs apply.

points earned over 12 months

150,000 bonus Altitude points when you spend $4,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Two lounge passes per year. 150k bonus points currently gets you $500 in cashback or up to $700 in e-Gift cards with Altitude Rewards. T&Cs apply.

1.25 pts

Altitude

Earn rate per $1

1.25 points

Altitude Rewards

150,000

points

Bonus points

150,000

points

$250

p.a.

Annual fee

$250

p.a.

pts

over 12 months spend

Go to offer

save card more info

save card

Featured in

Help us improve

My credit card is not listed

Latest Articles

Latest Articles

Latest Articles

Popular Articles

Popular Articles

Popular Articles

Is this the end of cash in Australia?

Roland Bleyer

Tips & Guides

Debt

News

Transfer Personal Loans, Store and Credit Cards

Purchase rate

Balance transfer

Annual fee

Purchase rate

Balance transfer

Annual fee

Low Rate Package

Purchase rate

Balance transfer

Annual fee

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee