Daily Bulletin - Is this the end of cash in Australia?

Is this the end of cash in Australia?

Article published 1 May, 2020 in Daily Bulletin

Roland Bleyer

Founder of Creditcard.com.au. Roland has extensive knowledge about credit cards in Australia. Known as a credit card expert, he has been featured on tv and in various publications. Some popular offers on our site right now include the CUA Low Rate. Ever popular with no annual fee first year, low purchase rate and 0% balance transfer. If you are looking for a longer balance transfer period. Have a look at the 0% balance transfer HSBC offer with no balance transfer fee, plus an annual fee waiver each year you meet a spend criteria.

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ANZ Low Rate Credit Card – 0% Balance Transfer

60 reviews

No annual fee first year

0% p.a. first 22 months on balance transfers. 1.5% BT fee. Reverts to 20.24% p.a. Low purchase rate of 12.49% p.a. and low $58 annual card fee. Up to 3 free additional card holders.

$0 saved over 22 months

Low purchase rate of 12.49% p.a. and $58 annual fee. Up to 3 free additional card holders. Any unpaid balance transfer at the end of the 22 months reverts to 20.24% p.a. 1.5% Balance Transfer Fee applies.

12.49%

p.a

Purchase rate

12.49% p.a.

22 months

reverts to 20.24% p.a. 1.5% fee applies

Balance transfer

0% 22 months

reverts to 20.24% p.a.1.5% fee applies

first year

then $58 p.a.

Annual fee

$0 first year

then $58 p.a.

saved over 22 months

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Westpac Low Rate Credit Card

304 reviews

$200 cashback with $1k min. spend

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. eligible spend in first 90 days. Free additional cardholder. Low annual fee of $59 makes this a nice package.

Low Rate Package

$0 saved over 20 months

Strong 0% balance transfer offer from Westpac. Reverts to cash advance rate. Plus, $200 cashback with $1k min. spend. Free additional cardholder. Low annual fee of $59 makes this a nice package Apply by 2 Dec 20

13.74%

p.a

Purchase rate

13.74% p.a.

20 months

reverts to 21.49% p.a. 1% fee applies

Balance transfer

0% 20 months

reverts to 21.49% p.a.1% fee applies

$59

p.a.

Annual fee

$59 p.a.

saved over 20 months

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St.George Vertigo Credit Card

19 reviews

Popular low rate card

Ever popular St.George Vertigo low rate credit card. Free extra card holder. 0% purchase and balance transfer offer.

Popular low rate card

$0 saved over 22 months

Ever popular St.George Vertigo low rate credit card. Free extra card holder. 0% purchase and balance transfer offer. Apply by 30 Sep 20

7 months

reverts to 13.99% p.a.

Purchase rate

7 months

reverts to 13.99% p.a.

22 months

reverts to 21.49% p.a. 1.5% fee applies

Balance transfer

0% 22 months

reverts to 21.49% p.a.1.5% fee applies

first year

then $55 p.a.

Annual fee

$0 first year

then $55 p.a.

saved over 22 months

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Featured Rewards Credit Cards

ANZ Frequent Flyer Black Credit Card

10 reviews

100,000 bonus Qantas Points + 75 bonus Status Credits and $150 back

When you spend $3,000 on eligible purchases in the first 3 months. Plus get 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months. Two Qantas Lounge invites per year. International Travel Insurance.

points earned over 12 months

100,000 bonus Qantas Points and $150 back to your new card when you spend $3,000 on eligible purchases in the first 3 months. Plus get 75 bonus Status Credits and an additional 30,000 bonus Qantas Points when you keep your card for over 12 months. Two Qantas Lounge invites per year. International Travel Insurance.

1 pt

Qantas

Capped at $7500, then 0.5 pts per $1 spent

Earn rate per $1

1 point

Qantas Frequent Flyer

Capped at $7500, then 0.5 pts per $1 spent

100,000

points

Bonus points

100,000

points

$425

p.a.

Annual fee

$425

p.a.

pts

over 12 months spend

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American Express Qantas Business Rewards Card

5 reviews

150,000 Bonus Qantas Points

Min. spend applies. Earn 1.25 Qantas points per $1 spent. $0 Supplementary Cards (up to 99). 2x Domestic Qantas Club lounge passes per year. Complimentary Travel Insurance.

points earned over 12 months

150,000 bonus Qantas Points. Min. spend applies. Earn 1.25 Qantas points per $1 spent. $0 Supplementary Cards (up to 99). 2x Domestic Qantas Club lounge passes per year. Complimentary Travel Insurance.

1.25 pts

Qantas

Earn rate per $1

1.25 points

Qantas Frequent Flyer

150,000

points

Bonus points

150,000

points

$450

p.a.

Annual fee

$450

p.a.

pts

over 12 months spend

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Westpac Altitude Black Credit Card

8 reviews

150,000 bonus Altitude points

When you spend $4,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Earn 1.25 Altitude points per $1 spent. 2x lounge passes per year. 150k bonus points currently gets you $500 in cashback or up to $700 in e-Gift cards with Altitude Rewards. T&Cs apply.

points earned over 12 months

150,000 bonus Altitude points when you spend $4,000 on eligible purchases within 90 days. Complimentary overseas travel insurance. Two lounge passes per year. 150k bonus points currently gets you $500 in cashback or up to $700 in e-Gift cards with Altitude Rewards. T&Cs apply.

1.25 pts

Altitude

Earn rate per $1

1.25 points

Altitude Rewards

150,000

points

Bonus points

150,000

points

$250

p.a.

Annual fee

$250

p.a.

pts

over 12 months spend

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Is this the end of cash in Australia?

Roland Bleyer

News

Tips & Guides

Debt

Purchase rate

Balance transfer

Annual fee

Low Rate Package

Purchase rate

Balance transfer

Annual fee

Popular low rate card

Purchase rate

Balance transfer

Annual fee

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee

Earn rate per $1

Bonus points

Annual fee