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20,000 Use card ten times in the first two months
BOQ Specialist Signature Qantas Credit Card
BOQ Specialist Signature Qantas Credit Card

BOQ Specialist Credit Cards

BOQ Specialist Signature Qantas Credit Card

Updated 7 December 2023

Exclusive for medical, dental and veterinary professionals as well as the students and graduates within these fields, BOQ Specialist Signature Credit Card offers uncapped Frequent Flyer Points on spend. Earn 1 Frequent Flyer Point for every $1 spent on eligible purchases in Australia and 1.5 Frequent Flyer Points for every $1 spent on eligible international purchases. Plus, enjoy 20,000 bonus Qantas Points when you make 10 eligible purchases within the first two months. New cards only. T&Cs apply.

Points Earn Rate (per $1 spent)

1 point

Capped at 10,000, then 0.5 pts per $1

Rewards Program

Qantas Frequent Flyer

Bonus Points

20,000 pts

Use card ten times in the first two months

Pros and cons

  • 20,000 bonus Qantas Points when you make 10 eligible purchases on your card within the first 2 months of opening your account
  • Earn 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10 000 points per month and 0.5 points per $1 thereafter
  • Earn 1.5 Qantas Points for every $1 spent on eligible international purchases
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary travel insurance
  • Visa Luxury Hotel Collection

  • Annual fee of $400 p.a.

Creditcard.com.au review

Editor Review

BOQ Specialist Signature Qantas Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

The BOQ Specialist Signature Card with Qantas Points

Currently offering new cardholders 20,000 bonus Qantas Points, the BOQ Specialist Signature Qantas Card is a specialist card designed to reward professionals within the medical, dental and veterinary fields. Providing excellent everyday points-earning potential, the card also offers a host of features including overseas travel insurance, Priority Pass lounge access and Visa Luxury Hotel Collection membership.

What we love...

Let’s look at that bonus points offer first. As a new cardholder, you can take advantage of 20,000 bonus Qantas Points, as long as you use your card to make 10 eligible purchases within 60 days of opening your account. Unlike other cards that require a minimum spend, this card makes it much easier to obtain those bonus points, which can then be spent as you like.

In terms of everyday points earning, the BOQ Specialist Signature Qantas Card is a pretty good points earner – although there is a points cap to watch out for.

  • 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10,000 points per month, and 0.5 points per $1 thereafter.
  • 1.5 Qantas Points for every $1 spent on eligible international purchases.
  • 1 additional Qantas Point per $1 spent on selected Qantas products and services in Australia.

If you are not yet a member, you will receive complimentary Qantas Frequent Flyer membership as a BOQ Specialist credit cardholder. Your points will automatically be credited to your Qantas Frequent Flyer account, so you can then redeem them within the Qantas program for flights and upgrades, for Qantas Wine goodies, or for gift cards and merchandise at the Qantas Store.

Another appealing feature on BOQ Specialist’s Signature card is membership to the Visa Luxury Hotel Collection. That means, as a cardholder, you can enjoy the following benefits at more than 900 luxury hotels around the world:

  • Best available rate guarantee
  • Automatic room upgrade on arrival, where available
  • Complimentary in-room Wi-Fi, where available
  • Complimentary breakfast for two
  • US$25 food or beverage credit
  • VIP Guest status
  • Late check-out upon request, where available

Also offered on the Signature card is one complimentary Priority Pass Standard Membership for the primary cardholder. This provides unlimited visits to Priority Pass lounges, with the opportunity to bring one guest per visit free of charge. Providing even more value, Priority Pass also offers food and beverage discounts when dining at selected airport outlets.

What’s not so great...

The BOQ Specialist Signature Qantas Card is a premium card with premium features, which means cardholders can expect to pay a premium price tag. The card has a pretty sizable annual fee, and a relatively high purchase rate. However, you can avoid interest charges by clearing your balance each month – to take advantage of up to 55 days interest free on purchases – and as long as you find value in the features and rewards on offer, then that annual fee could be worth it.

Why should you choose this card?

If you want a Qantas card with higher earning power and a nice bonus points offer, the BOQ Specialist Signature Qantas Card could be for you. This is a card that suits cardholders who don’t mind paying more in annual fees to enjoy more back in features. Its features are premium, and would work well for cardholders who travel frequently.

Also on offer on this card is complimentary overseas travel insurance, providing up to 90 days of cover for you, your spouse and dependent children when you pay for your return travel on the card. You can also benefit from a 15% discount on Visa Airport SpeedPass, offering fast-track immigration at more than 280 international airports, as well as access to Visa’s Concierge Service, Visa Front Line Access and Visa Entertainment.

The card also offers split statements and the option of separate credit cards for business and personal purposes under one account, as well as compatibility with financial accounting systems such as XERO and MYOB. Of course, this is all backed by all the accessibility and security features you would expect from a premium Visa card, including Verified by Visa and Visa payWave.

Overall Rating

A great everyday earner, the BOQ Specialist Signature Qantas Card allows cardholders to earn Qantas Points day-to-day, with a 20,000 bonus point boost, and access to enticing features such as Priority Pass membership and the Visa Luxury Hotel Collection.

User reviews

BOQ Specialist Signature Qantas Credit Card ( based on 4 Creditcard.com.au user reviews )

52% rating based on 4 reviews

Rates
Fees
Rewards
Customer Service
Value
100%

James Fielding

8 February 2021

Just took out 130K qantas bonus offer on this card. Features are great and ongoing earn rate is strong. Super easy set up process as well

Recommends this card

Rates and fees

Interest rates



Purchase rate 20.50% p.a.

Cash advance rate 20.50% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $15,000

Maximum credit limit N/A

Fees & repayments

Annual fee $400 p.a.

Additional cardholder fee Up to 9 - $0 p.a.

Foreign transaction fee 3.2%

Minimum repayment 2% or $20, whichever is greater

Cash advance fee N/A

Late payment fee $0

Rewards and points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 20,000 points

Annual points cap uncapped

Bonus points spend criteria Use card ten times in the first two months

Earning points with this card

Qantas Rewards points 1 point per $1 spent

Points cap per month Capped at 10,000, then 0.5 pts per $1

Overseas earn rate 1.5 points per $1 spent

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Priority Pass airport lounge access

Visa Luxury Hotel Collection

Complimentary access to the Qantas Frequent Flyer program

Overview

BOQ Specialist Signature Qantas Credit Card

With BOQ Specialist Signature Qantas Credit Card you can earn up to 1.5 Qantas points per $1 spent. Complimentary travel insurance and access to Visa Luxury Hotel Collection.

Key features

  • 20,000 bonus Qantas Points when you make 10 eligible purchases on your card within the first 2 months of opening your account
  • Earn 1 Qantas Point for every $1 spent on eligible purchases in Australia up to 10 000 points per month and 0.5 points per $1 thereafter
  • Earn 1.5 Qantas Points for every $1 spent on eligible international purchases
  • Complimentary Qantas Frequent Flyer membership
  • Complimentary travel insurance
  • Visa Luxury Hotel Collection
  • Up to 55 days interest free on purchases

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Resident or Australian Citizen

  • Minimum income of $120,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Matt

Matt

6 June 2020
"Also offered on the Signature card is one complimentary Priority Pass Standard Membership for the primary cardholder. This provides unlimited visits to Priority Pass lounges, with the opportunity to bring one guest per visit free of charge. Providing even more value, Priority Pass also offers food and beverage discounts when dining at selected airport outlets." This is not true. Priority Pass Standard membership does not include any free lounge visits for the cardholder, nor for a guest. Visits are charged at USD32/visit. Regarding the food & beverage discounts, you would need to pay USD32 to get an AUD36 voucher at participating airport restaurants - that's not a discount at all, in fact you'd be paying more to get less.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    9 June 2020
    Hi Matt, checking the terms on the BOQ site. This is what they are stating which is definitely inc some free visits. One complimentary Priority Pass™ Standard Membership for the primary cardholder is a special feature of the BOQ Specialist Signature credit card. Signature cardholders will automatically be enrolled for the Priority Pass™ Standard membership. Please allow up to 15 working days for your Priority Pass™ card to arrive in the mail. The primary cardholder is entitled to four complimentary visits to Priority Pass lounges and may bring one guest per visit free of charge per calendar year. Any additional guests will be charged directly to you by Priority Pass™ at their ordinary price, currently US$27 per person per visit. Membership is subject to the Conditions of Use available at www.prioritypass.com.
Roger Rothfield

Roger Rothfield

20 June 2019
Does the BOQ Specialist Signature Visa card give you Qantas FF points on ATO payments? Thanks for you help.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 June 2019
    Hi Roger, very few cards actually give points for ATO spent. BOQ are not one of those providers. AMEX cards give points plus some business cards with other banks.

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