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BankSA Vertigo Credit Card – Purchase Offer
BankSA Vertigo Credit Card – Purchase Offer

BankSA Credit Cards

BankSA Vertigo Credit Card – Purchase Offer

Updated 15 December 2021

BankSA Vertigo offers all the top features you would expect of a great low rate credit card. Apply by 24 February 2021 and take advantage of 0% p.a. interest on purchases for 18 months from account opening. This reverts to a friendly rate of 13.99% p.a. Plus, pay no annual fee in the first year and save $55. Add one cardholder at no extra cost. Easy, secure, and fast way to pay with Apple Pay, Google Pay, and Samsung Pay.

T&Cs apply. Offer ends 24 February 2022

Purchase Rate (p.a)

0% p.a.

for 18 months. Reverts to 13.99% p.a.

Balance Transfer (p.a)

N/A  

Annual Fee (p.a)

$0 first year. Then $55 p.a.

$0 over 0 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • Enjoy 0% p.a. on purchases for 18 months from card approval
  • $0 annual fee first year ($55 thereafter)
  • Low ongoing purchase rate of 13.99%
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • No complimentary insurances or rewards points

Creditcard.com.au review

Editor Review

BankSA Vertigo Credit Card – Purchase Offer

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt about this card.

BankSA Vertigo Credit Card – Purchase Offer

It's the time of the year where you get to spend a lot of time together eating, drinking, making merry and shopping for gifts. And of course, all these happy events require stacks of money. And now, BankSA Vertigo Credit Card is here to help you avoid breaking the bank and lets you save a lot of money plus avoid the stress on your purchase journey. Offering to new cardholders a combo of 0% p.a. interest on purchases for 18 months plus 0% annual card fee in the first year.

What we love…

BankSA Vertigo Credit Card got the perfect timing in launching its new offer especially during this month when people are always spending. If you apply and get approved today, you'll get to enjoy 18 months of interest-free when making purchases, big and small. Using this card without getting charged is a big burden removed from your expenses. This also helps you manage payments and spread the costs of your items according to your preferences and capabilities. During this process, you'll surely save tons.

Another money-saving offer is the $0 annual fee in the first year. Take advantage of the combo offer and enjoy your first year of using it almost for free.

What’s not so great...

As a money saver, it does not have complimentary perks, rewards, and points. Pick this card if you need nothing more than cutting off some of your expenses.

Why should you choose this card?

Do it right and BankSA Vertigo Credit Card – Purchase Offer will save you a lot of money plus provide convenience on your purchases. Though it has one of the lowest puchase rates in the market, it's still best to clear off balances before the intro period ends.

Since this is compatible with digital payment channels such as Apple Pay, Google Pay, and Samsung Pay, you can ensure your transactions to be safe, fast, and easy.

This simple and no-frills card is wrapped with great features that you surely need such as up to 55 days interest-free on purchases, low minimum credit limit, one free additional cardholder, 24/7 Fraud monitoring, secure online shopping, card block, allowing users to block their card for up to 15 days when they misplace it, and check the balance of up to two accounts at a glance on the Bank of Melbourne mobile banking app, without having to log in.

Overall Rating

Apply now and get instant convenience in managing your expenses and save heaps of bucks! The 0% p.a. for 18 months on purchases plus the $0 card fee in the first year combo is offered until 24 February 2021.

User reviews

BankSA Vertigo Credit Card – Purchase Offer ( based on 0 Creditcard.com.au user reviews )

0% rating based on 0 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 13.99% p.a.

Introductory purchase rate 0% p.a. for 18 months

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $500

Maximum credit limit $80,000

Fees & repayments

Annual fee $55 p.a.

Additional cardholder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2% or $10, whichever is greater

Annual fee the first year $0

Cash advance fee 3%

Late payment fee $15

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Card Block for 15 days or until reactivated

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

BankSA Vertigo Credit Card – Purchase Offer

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • Enjoy 0% p.a. on purchases for 18 months from card approval, then reverts to a low ongoing rate of 13.99%
  • $0 annual fee first year ($55 thereafter)
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

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