Bank of Sydney Credit Cards

Pauline Hatch     

While it may not have the longest history here in Australia, Bank of Sydney is a bank that prides itself on prioritising real human connection. It offers a wide range of personal and business products and has won a number of prestigious awards for its products and service.

3 reviews for 2 cards listed as seen on
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Bank of Sydney Platinum Mastercard

2 reviews
$0 saved over 6 months

Discontinued: Bank of Sydney Classic Mastercard

1 review
$0 saved over 6 months

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Bank of Sydney

Bank of Sydney

With a vision to be Australia's leading people-focused bank, Bank of Sydney’s mission is to build long-lasting relationships with its customers through its various products, services and its people. But, that’s not all. This is a bank that’s dedicated to assisting the communities it serves. It prides itself on its commitment to diversity, inclusiveness and education, which can be seen through its record of supporting local initiatives across a variety of sectors.

As an Australian deposit-taking institution, the bank is, of course, regulated in the same way as all the big banks in Australia that you see every day. That also means, as a customer, you can enjoy the protection that comes with banking with an ADI, which includes a Government Guarantee on your deposits up to $250,000. While this may not affect you as a credit cardholder with Bank of Sydney, if you decide to move your everyday banking here, it pays to know who you're banking with.

What does Bank of Sydney have to offer?

While we focus on credit cards here at, we still take an interest in what each provider has to offer in the form of other financial products and services. In some cases we find applying for more than one product with the same provider can offer discounts or other perks, which is why it’s a good idea to see what’s on offer before you apply.

It seems Bank of Sydney is an award-winner within a range of categories. Its Term Deposit (online) and Everyday Saver were awarded the nation’s best-value deposit accounts at the 2019 Mozo Experts Choice Awards thanks to their competitive interest rates and no monthly service fees. This placed the products within the top 10% of the market, rated for delivering exceptional benefits to customers around Australia.

This award came not long after the bank enjoyed recognition at Money magazine’s Best of Best awards, picking up wins within the ‘Cheapest Home Loan Package – Bank’ category for its ‘Expect More Variable – Package only $100k+’, as well as for its ‘Best Term Deposit Short Term – Bank’.

And its credit cards? While its credit cards may not be award-winners yet, they may gain their own recognition within the industry given time. The bank focuses its attentions on two cards, with one classic card and one platinum card. As you would expect, the classic card is a card that offers low rates and a low annual fee, providing cardholders with access to credit, with a few select features thrown into the mix, including the opportunity to earn cashback rewards.

Offering more in the form of perks, the platinum offering from Bank of Sydney would appeal to cardholders wanting to earn even more back on their credit card spending. This includes cashback credited directly into the cardholder’s linked Bank of Sydney savings account, access to ‘priceless’ experiences through Mastercard’s Priceless Cities, and concierge services via Mastercard Travel and Lifestyle Services, as well as overseas travel insurance.

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