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ANZ Business 55 Interest Free Days

2 reviews

Purchase rate

17.74% p.a.

Balance transfer

N/A

Annual fee

$150 p.a.
150% Complete (success)

Pros

Get up to 55 days interest free on purchases

Control cardholder spending by setting a spending cap

Company Liability and Transit Accident Insurance

Cons

The annual fee is quite high at $150 p.a.

ANZ Business 55 Interest Free Days

The ANZ Business 55 Interest Free Days card gives your business breathing space around repayments, with up to 55 days interest free on purchases. That’s the obvious difference with this option, as many business credit cards or charge cards don’t offer any interest free days at all. You don’t miss out on any of the standard business credit card features you’d expect either. You’ll still have the option to set credit limits for additional cardholders, insurances, easy to follow single statements and the convenience of Visa access.

Key features

  • $150 Annual card fee
  • Set a monthly cap for each cardholder to match your budget. You can choose to restrict cash access on some or all cards depending on your requirements.
  • Up to 55 days interest free period
  • ANZ Falcon Security
  • Simple monthly statement that summarises all fees, charges and payments with transactions conveniently sorted by cardholder.
  • Company liability insurance protects your business against fraudulent misuse for up to $37,500 per cardholder, and $200,000 per annum for the total card facility
  • Transit accident insurance to cover the cardholder, their spouse and/or children in case a covered accident occurs
  • Rates
    70%
  • Fees
    89%
  • Rewards
    N/A
  • Customer Service
    96%
  • Value
    79%
100% of customers who have rated this card would recommend it
Overall customer rating 79%
2 reviews
Interest Rates
Purchase rate 17.74% p.a.
Cash advance rate 19.24% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $1,000
Maximum credit limit N/A
Fees & repayments
Annual fee $150 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 2%
Foreign transaction fee 2.5%
Minimum repayment 2%
Late payment fee $35
Credit card type Visa
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Unauthorised Transactions Insurance

For an option to purchase for your business without paying interest immediately, the ANZ Business 55 Interest Free Days card certainly ticks all the boxes, and comes with the convenience of Visa access so you know you can use it anywhere. In times of cashflow shortage those 55 days to pay can really make a difference, so that’s the main reason to go for a card like this. The purchase rate itself is high, so if you can’t pay the balance by the time the interest free days expire it would be recommended to use another card with a lower rate.

The insurances that come with this card are also valuable and will protect your business if the credit card is misused by an employee (up to a pre-determined limit) or if they have an accident on the way to or from work when they used the card to pay for the journey.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
ANZ Business 55 Interest Free Days
ANZ Business 55 Interest Free Days

ANZ Credit Cards

ANZ Business 55 Interest Free Days

13 December 2018

Purchase Rate (p.a)

17.74%

Balance Transfer (p.a)

N/A  

Annual Fee (p.a)

$150

$0 over 0 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

ANZ Business 55 Interest Free Days

The ANZ Business 55 Interest Free Days card gives your business breathing space around repayments, with up to 55 days interest free on purchases. That’s the obvious difference with this option, as many business credit cards or charge cards don’t offer any interest free days at all. You don’t miss out on any of the standard business credit card features you’d expect either. You’ll still have the option to set credit limits for additional cardholders, insurances, easy to follow single statements and the convenience of Visa access.

Key features

  • $150 Annual card fee
  • Set a monthly cap for each cardholder to match your budget. You can choose to restrict cash access on some or all cards depending on your requirements.
  • Up to 55 days interest free period
  • ANZ Falcon Security
  • Simple monthly statement that summarises all fees, charges and payments with transactions conveniently sorted by cardholder.
  • Company liability insurance protects your business against fraudulent misuse for up to $37,500 per cardholder, and $200,000 per annum for the total card facility
  • Transit accident insurance to cover the cardholder, their spouse and/or children in case a covered accident occurs

Customer Reviews

ANZ Business 55 Interest Free Days

79% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 17.74% p.a.

Cash advance rate 19.24% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $1,000

Maximum credit limit N/A

Fees & repayments

Annual fee $150 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 2.5%

Minimum repayment 2%

Cash advance fee 2%

Late payment fee $35

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Unauthorised Transactions Insurance

Our Review

Editor Review

For an option to purchase for your business without paying interest immediately, the ANZ Business 55 Interest Free Days card certainly ticks all the boxes, and comes with the convenience of Visa access so you know you can use it anywhere. In times of cashflow shortage those 55 days to pay can really make a difference, so that’s the main reason to go for a card like this. The purchase rate itself is high, so if you can’t pay the balance by the time the interest free days expire it would be recommended to use another card with a lower rate.

The insurances that come with this card are also valuable and will protect your business if the credit card is misused by an employee (up to a pre-determined limit) or if they have an accident on the way to or from work when they used the card to pay for the journey.

Pros

  • Get up to 55 days interest free on purchases
  • Control cardholder spending by setting a spending cap
  • Company Liability and Transit Accident Insurance

Cons

  • The annual fee is quite high at $150 p.a.
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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