The Citi Clear Platinum Credit Card
This is a good value everyday card. The purchase rate is low, you get a platinum concierge to help you make arrangements and bookings, Citi world privileges program meaning discounts worldwide on hotels, restaurants etc + you get a free bottle of wine at restaurants on Citi's partner program. A few meals a year and the annual fee is covered.
What we love…
The card features a relatively low rate of 12.99% p.a. on purchases, 0% for the first 14 months on balance transfer with no balance transfer fee. The annual fee is waived the first year and you can add up to 4 additional cardholders at no extra cost. For the $99 ongoing annual fee you get access to a platinum concierge and Citi Dining Program, where you can enjoy a free bottle of wine at participating restaurants when you pay with your Citi card.
In terms of insurance, the card comes with complimentary Transit Accident Insurance, Purchase Cover Insurance, Extended Warranty Insurance and Guaranteed Pricing Scheme.
What’s not so great…
The annual fee is quite high for a low rate credit card but the card comes with platinum benefits.
Why should you choose this card?
The balance transfer offer of 0% p.a. for the first 14 months with no balance transfer fee is handy if you need to transfer over some debt and pay off. The annual fee is waived for the first year, saving you $99.
If you would like to take advantage of the Citibank Dining Program and are looking for a card with a low purchase rate, then this card might be suitable for you.
A low rate everyday credit card with access to a Platinum Concierge and Citibank Dining Program. Take advantage of 0% balance transfer offer and no annual fee the first year.