Compare Rewards Credit Cards
Credit card companies make plenty of money from merchants when you choose to shop with a credit card. Shouldn't you get a little "something extra" in return for being their loyal customer and helping them make that money then? If you want extra perks and a chance to earn rewards like cash back and merchandise just for making purchases you would make anyway, you want a rewards card. Let our credit card comparison engine help you find the best rewards cards available today.
| PURCHASE RATE (p.a.) | CASH ADVANCES | BALANCE TRANSFERS | INTEREST FREE DAYS (UP TO) |
ANNUAL FEE | SECURE ONLINE APPLICATION | |||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | |||||||
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ANZ Balance Visa 0% p.a. on balance transfers for 6 months plus Earn 1 Reward Point for every $1 you repay to your balance with a low rate on purchases. ANZ's best overall credit card offer. |
14.24% | 21.49% | 0% | 6 mths | 55 | $79 | ApplyMore Info |
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Bank of Queensland Gold Earn 1.75 Q Rewards Points for every $1 spent |
20.24% | 20.74% | 1.90% | 9 mths | 55 | $120 | ApplyMore Info |
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Bank of Queensland Platinum 3.9% p.a. for life of balances transferred with platinum features including Rewards and Extended warranty. |
20.24% | 20.74% | 3.90% | For Life | 55 | $199 | ApplyMore Info |
 |
Citi Select Credit Card Citi Select Credit Card. The first to launch on the Visa Signature program. Is this the best rewards credit card on the market. We think so! Check out the features the card offers. It will blow you away! Min 120k income required to apply. |
20.74% | 21.24% | 4.90% | For Life | 55 | $700 | ApplyMore Info |
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Citibank BP MasterCard Special offer of 1.9% p.a. on balance transfers for 12 months. Get 5% Cash Back when you spend at BP. This card can really save you money. |
20.89% | 20.89% | 1.90% | 12 mths | 55 | $79 | ApplyMore Info |
 |
Citibank Gold Visa 1.9% p.a. on balance transfers for 12 months. Enjoy the legendary rewards program that Citibank Gold credit card delivers. |
20.74% | 21.24% | 1.90% | 12 mths | 55 | $149 | ApplyMore Info |
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Coles Group Source MasterCard No annual fee, 0% p.a. balance transfer for the first 6 months plus savings on fuel and ability to earn FlyBuys. |
20.24% | 21.99% | 0% | 6 mths | 62 | $0 | ApplyMore Info |
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CUA Rewards Credit Card A rewards card that charges slightly less interest than most but being a rewards card its still very high. Silver card option has low $45 annual fee. |
19.24% | 19.99% | 2.90% | 9 mths | 55 | $85 | ApplyMore Info |
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David Jones American Express Card |
19.99% | 19.99% | 0% | 0 mths | 56 | $99 | ApplyMore Info |
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Emirates Citibank Platinum MasterCard A must have card for Emirates and/or Virgin Blue Flyers. Earn 3 Skywards Miles per $1 spent with a MasterCard! Can redeem Skywards Miles on Virgin Blue flights. Top Rewards Card. |
20.74% | 20.74% | 1.90% | 12 mths | 55 | $229 | ApplyMore Info |
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NAB Gold Special insurances for Gold cardholders including complimentary National Gold Overseas Travel Insurance. |
19.49% | 19.49% | N/A | N/A | 44 | $90 | ApplyMore Info |
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St.George Platinum 15.74% p.a. on purchases, 3.99% p.a. on balance transfers for 6 months |
15.74% | 21.24% | 3.99% | 6 mths | 55 | $89 | ApplyMore Info |
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Suncorp Gold Enjoy a low 1.9% p.a. for 15 months on balance transfers. |
19.75% | 19.75% | 1.90% | 15 mths | 55 | $99 | ApplyMore Info |
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Suncorp Platinum 3.9% on balance transfers for life, totally amazing plus 24hr Personal Concierge, Suncorp Take Flight and Extended Warranty. For balance transfers, this card really delivers. |
19.99% | 19.99% | 3.90% | For Life | 55 | $205 | ApplyMore Info |
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Westpac Altitude Credit Card 1.99% p.a. on balance transfers for 9 months, 19.64%p.a. on purchases |
19.64% | 21.24% | 1.99% | 9 mths | 45 | $100 | ApplyMore Info |
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Woolworths Everyday Money MasterCard $0 annual fee for the first 12 months ($49 after that) |
19.49% | 20.99% | 0% | 6 mths | 55 | $49 | ApplyMore Info |
Introductory Credit Card Offer
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{data:special_offer}What's in it for you?
If you're tired of paying, and paying, and paying money to your credit card company, maybe it's time to get something in return. Rewards credit cards work just like any other -- you use them to make purchases. The difference is that you'll earn rewards points that you can redeem for various bonuses. It's like earning back a percentage of everything you spend!
Types of rewards you can earn:
Rewards credit cards can be a little more difficult to compare side-by-side than other types of credit cards. That's because their similarities (the rewards) can be very different. For example, when comparing low rate credit cards you would obviously look at the purchase interest rate. One purchase rate can be directly compared to another. That's not true with all rewards cards.
Rewards vary quite a bit. One card might offer you a chance to save on purchases you make often (like petrol savings) with a specific retailer. Another might offer you cash back on all of your purchases you make anywhere. Others will give you a chance to earn travel rewards. Still other rewards cards will let you earn points that you can redeem for merchandise or shopping vouchers. Then there's the issue of annual fees for access to the rewards programme. It's not a clear-cut comparison, and that's not even accounting for any perks offered in addition to rewards points.
How to compare rewards credit cards:
Our credit card comparison engine above can help you sort through the confusion when comparing rewards cards. Here's how:
- First compare purchase rates and annual fees for the different rewards cards in the credit card comparison engine above. Find deals that you can live with (in the sense of what the cards will cost you) to narrow down your options before comparing actual rewards. Paying too much in interest or annual fees can defeat the purpose of earning rewards anyway.
- Place your mouse pointer over the "More Info" link for any credit cards you're still interested in. Details for that credit card will be displayed automatically -- you don't have to click and leave the page.
- Review the additional details for information like how many rewards points can be earned per dollar spent, and what types of rewards you can redeem your points for. You can also find details about other perks (like free insurance) offered by some rewards cards here.
- When you narrow down your options to a single credit card that offers rewards you want with rates you can live with, click the "Apply" button to access a secure online application form and apply right away!
We might not be able to tell you what type of rewards programme is best for you, but we give you all of the information you need to make that decision for yourself. Our credit card comparison engine not only gives you details to make more informed credit card choices, but we make it easier than ever to compare all of the best offers available in one place.
It's time to get something back when you use your credit cards. Let our credit card comparison engine match you with a new rewards card today!
