Minimum Credit Limits For Virgin Credit Cards

February 3rd, 2012

Virgin Money has a select range of credit cards that offer value for money, often standing out from the options provided by bigger credit card issuers.

With two frequent flyer options and one credit card with no annual fee, these products are worth consideration from almost anyone wanting a new credit card. Read the rest of this entry »

How To Use Credit Card Rewards: Top Three Options

February 2nd, 2012

Reward programs are one of the most popular extras you can get with a credit card but all too often people forget to actually make redemptions.

Most of these cards offer points per dollar spent, either as general reward points or frequent flyers that will expire after a certain amount of time.

While it could be a year or more before the points balance is reset, regularly redeeming points for benefits is essential to really get the most out of a rewards card. Read the rest of this entry »

The Best Low Fee Credit Cards In Australia

January 6th, 2012

Australians spend hundreds of dollars on credit card fees every year with individual card costs ranging from $30 up to $300 or more.

These costs can make an otherwise good credit card feel like a weight in your wallet, especially if there is a balance and interest rates to worry about.

But in a lot of cases the annual fee corresponds with how many features and extras a card is carrying, and many of the cards with no annual fee can seem bland compared to other options.

There is a compromise, however, in the form of cards with low annual fees and here is a look at four of the best cards for under $100. Read the rest of this entry »

Top 5 Credit Card Offers

January 5th, 2012

Comparing a current credit card with new credit offers is a great way to make sure you have the best deal for any situation.

These highly competitive deals change all the time, so it makes sense to regularly review what options are available and could add more benefits to using credit.

Unfortunately a lot of credit card offers advertised are of the introductory variety, which means the low rates or large amount of points you get upon signup could quickly be replaced with more expensive ongoing features. Read the rest of this entry »

How Do I Get An ANZ Gold Frequent Flyer Card?

December 23rd, 2011

Not only is ANZ one of the biggest banks in the country, it is also has some of the most competitive rewards cards available.

For people looking for a frequent flyer card, the ANZ Frequent Flyer comes with Visa and American Express cards to help maximise points.

In the past the two membership levels for this card were standard and gold, but in 2010 ANZ made a commitment to offer more benefits for cardholders and transitioned from the Gold Frequent Flyer to the Platinum Frequent Flyer. Read the rest of this entry »