Woolworths Team Bank Visa Credit Card

Pauline Hatch

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The Woolworths Team Bank Visa Credit Card

Exclusively for Woolworths Team Bank members — employees of Woolworths (Aust) Limited group of companies and their immediate families — the Woolworths Team Bank Visa Credit Card is a simple, low-cost option designed to help cardholders save. With a $2 monthly card fee and a low variable interest rate, it keeps things straightforward, offering up to 55 days interest-free on purchases.

What we love...

The Woolworths Team Bank Visa Credit Card focuses on simplicity and affordability. Rather than offering complicated features or rewards, it provides real value through low interest rates and a modest $2 monthly card fee, helping members reduce everyday costs.

Its low variable rate on both purchases and cash advances can benefit cardholders who occasionally carry a balance, making it easier to manage repayments and limit interest charges. Meanwhile, those who pay off their balance in full each month can take advantage of up to 55 days interest-free, perfect for keeping costs at zero on everyday or larger planned purchases.

This card’s appeal lies in its practicality — it’s an accessible, budget-friendly option that delivers the essentials without unnecessary extras.

What’s not so great...

Membership is limited to Woolworths Team Bank members — employees of the Woolworths Group and their immediate families — meaning not everyone will be eligible to apply.

Why should you choose this card?

The main reason to choose the Woolworths Team Bank Visa Credit Card is to save money. So, let’s take a quick look at who would most benefit from a card such as this.

Cardholders who are new to credit: As long as they meet eligibility requirements, this simple card could provide a great stepping stone into the world of credit, keeping interest costs down should they overspend.

Cardholders who want to save: With a low interest rate and just a $2 monthly card fee, it could be a perfect match for those who want to save money as they enjoy access to credit.

Cardholders who don’t use their card much: Those who want to keep a card ‘just in case’ usually don’t want to spend heaps in annual fees. A card such as the Woolworths Team Bank Visa Credit Card could provide the ideal solution.

Cardholders who like simple: Not everyone is interested in features and extras that take days reading the small print to understand. As a no frills option, this card has no complex features to worry about.

Overall Rating

A low-cost, no-frills option, the Woolworths Team Bank Visa Credit Card offers a $2 monthly card fee, low ongoing interest, and up to 55 days interest-free on purchases — available exclusively to Woolworths Team Bank members.