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St.George Vertigo Platinum Rainbow Credit Card

1 review

Apply by 22 May 2019

Purchase rate

12.74% p.a.

Balance transfer

0% 26 months
0% Complete (success)
reverts to 19.49% p.a. 2% fee applies

Annual fee

$0 first year
0% Complete (success)
then $99

Pros

0% on balance transfer for 26 months

Pay $0 annual fee the first year. $99 annual fee thereafter

Low purchase rate of 12.74% p.a.

Complimentary overseas travel insurance

Visa Platinum Concierge 24/7

3 additional cardholders at no extra cost

Complimentary price guarantee cover

Complimentary purchase cover insurance

Complimentary extended warranty insurance

Cons

Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.

CANNOT transfer loan balances - only balances from credit cards and store cards

You can balance transfer up to 80% of your approved credit limit

2% balance transfer fee applies

Balance transfers reverts to the high cash advance rate after the promotional period ends

St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. 0% for 26 months on balance transfers. A 2% balance transfer fee applies and the rate reverts to cash advance rate after the introductory period. Pay no annual fee the first year – save $99. The annual fee is $99 thereafter. Comes with St George’s lowest credit card purchase rate at 12.74% p.a. and comes with an annual card fee of $99. Get up to 3 additional cardholders at no extra cost. Offer ends 22 May 2019. New cards only.

Key features

  • Limited rainbow design edition so you can show your support for the LGBTQI community.
  • 0% p.a. for the first 26 months on balance transfers. A 2% balance transfer fee. Reverts to cash advance rate.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • Purchase Insurance
  • Pay $0 annual fee the first year. $99 annual card fee thereafter
  • Lowest St George purchase rate of 12.74% p.a.
  • Up to 55 days interest free on purchases
  • Visa Platinum Concierge - Can help you with booking concert tickets. Research and book a holiday. Plan a special occasion and much more.
  • 3 additional cardholders at no extra cost
  • Apply online in 10 minutes. 5 mins for existing St George customers
  • Rates
    95%
  • Fees
    77%
  • Rewards
    N/A
  • Customer Service
    90%
  • Value
    87%
100% of customers who have rated this card would recommend it
Overall customer rating 87%
1 reviews
Interest Rates
Purchase rate 12.74% p.a.
Cash advance rate 19.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 26 months
Balance transfer fee 2% one off
Balance transfer revert rate 19.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $40,000
Fees & repayments
Annual fee $99 p.a.
Annual fee first year $0
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Rainbow card design

The St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Low rate credit card with extra benefits like overseas travel insurance for trips up to 6 months. Long 0% on balance transfers for 26 months. A one off 2% fee applies to balance transfers. Reverts to cash advance rate.

2 questions (showing the latest 10 Q&As)

Mark

Mark

2 March 2019
Does this card have a minimum spend requirement ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Mark, this card has no minimum spend requirement.
Nicole Smith

Nicole Smith

11 December 2018
Am I able to transfer my existing credit card to this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 December 2018
    Hi Nicole, what is your existing credit card? A balance transfer must be between different banks e.g. CBA to St George.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $15,000 p.a.
  • You have your personal details ready to complete the online application
St.George Vertigo Platinum Rainbow Credit Card
St.George Vertigo Platinum Rainbow Credit Card

St.George Credit Cards

St.George Vertigo Platinum Rainbow Credit Card

14 March 2019

Apply by 22 May 2019

Purchase Rate (p.a)

12.74%

Balance Transfer (p.a)

0% for 26 months 2% BT fee applies. reverts to 19.49% p.a.

Annual Fee (p.a)

$0 first year. Then $99 p.a.

$0 over 26 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. 0% for 26 months on balance transfers. A 2% balance transfer fee applies and the rate reverts to cash advance rate after the introductory period. Pay no annual fee the first year – save $99. The annual fee is $99 thereafter. Comes with St George’s lowest credit card purchase rate at 12.74% p.a. and comes with an annual card fee of $99. Get up to 3 additional cardholders at no extra cost. Offer ends 22 May 2019. New cards only.

Key features

  • Limited rainbow design edition so you can show your support for the LGBTQI community.
  • 0% p.a. for the first 26 months on balance transfers. A 2% balance transfer fee. Reverts to cash advance rate.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • Purchase Insurance
  • Pay $0 annual fee the first year. $99 annual card fee thereafter
  • Lowest St George purchase rate of 12.74% p.a.
  • Up to 55 days interest free on purchases
  • Visa Platinum Concierge - Can help you with booking concert tickets. Research and book a holiday. Plan a special occasion and much more.
  • 3 additional cardholders at no extra cost
  • Apply online in 10 minutes. 5 mins for existing St George customers

Customer Reviews

St.George Vertigo Platinum Rainbow Credit Card

87% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 12.74% p.a.

Cash advance rate 19.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 26 months

Balance transfer revert rate 19.49% p.a.

Balance transfer from personal loan No

Balance transfer fee 2% one off

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $40,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $0

Cash advance fee 2%

Late payment fee $15

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Rainbow card design

Our Review

Editor Review

The St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Low rate credit card with extra benefits like overseas travel insurance for trips up to 6 months. Long 0% on balance transfers for 26 months. A one off 2% fee applies to balance transfers. Reverts to cash advance rate.

Pros

  • 0% on balance transfer for 26 months
  • Pay $0 annual fee the first year. $99 annual fee thereafter
  • Low purchase rate of 12.74% p.a.
  • Complimentary overseas travel insurance
  • Visa Platinum Concierge 24/7
  • 3 additional cardholders at no extra cost
  • Complimentary price guarantee cover
  • Complimentary purchase cover insurance
  • Complimentary extended warranty insurance

Cons

  • Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.
  • CANNOT transfer loan balances - only balances from credit cards and store cards
  • You can balance transfer up to 80% of your approved credit limit
  • 2% balance transfer fee applies
  • Balance transfers reverts to the high cash advance rate after the promotional period ends
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

2 questions (showing the latest 10 Q&As)

Mark

Mark

2 March 2019
Does this card have a minimum spend requirement ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Mark, this card has no minimum spend requirement.
Nicole Smith

Nicole Smith

11 December 2018
Am I able to transfer my existing credit card to this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 December 2018
    Hi Nicole, what is your existing credit card? A balance transfer must be between different banks e.g. CBA to St George.

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