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St.George Vertigo Platinum Rainbow Credit Card

1 review

Apply by 2 October 2019

St.George Vertigo Platinum Rainbow Credit Card

Purchase rate

12.99% p.a.

Balance transfer

0% 18 months
0% Complete (success)
reverts to 21.49% p.a. No BT fee

Annual fee

$49 first year
49% Complete (success)
then $99

Pros

0% on balance transfer for 18 months. No BT fee.

Pay a $49 annual fee the first year. $99 annual fee thereafter

Low purchase rate of 12.99% p.a.

Complimentary overseas travel insurance

Visa Platinum Concierge 24/7

3 additional cardholders at no extra cost

Complimentary price guarantee cover

Complimentary purchase cover insurance

Complimentary extended warranty insurance

Cons

Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.

Can't transfer loan balances - only balances from credit cards and store cards

St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. 0% for 18 months on balance transfers. No balance transfer fee applies and the rate reverts to cash advance rate after the introductory period. Pay a reduced $49 annual fee the first year. The annual fee is $99 thereafter. Comes with St George’s lowest credit card purchase rate at 12.99% p.a. and comes with an annual card fee of $99. Get up to 3 additional cardholders at no extra cost. Offer ends 2 October 2019. New cards only.

Key features

  • Limited rainbow design edition so you can show your support for the LGBTQI community.
  • 0% p.a. for the first 18 months on balance transfers. No BT fee. Reverts to cash advance rate.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • Purchase Insurance
  • Pay a reduced annual fee of $49 the first year. $99 annual card fee thereafter
  • Lowest St George purchase rate of 12.99% p.a.
  • Up to 55 days interest free on purchases
  • Visa Platinum Concierge - Can help you with booking concert tickets. Research and book a holiday. Plan a special occasion and much more.
  • 3 additional cardholders at no extra cost
  • Apply online in 10 minutes. 5 mins for existing St George customers
100% of customers who have rated this card would recommend it
  • Rates
    95%
  • Fees
    77%
  • Rewards
    N/A
  • Customer Service
    90%
  • Value
    87%
Overall user rating 87%
1 reviews
Interest Rates
Purchase rate 12.99% p.a.
Cash advance rate 21.49% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 18 months
Balance transfer fee No fee
Balance transfer revert rate 21.49% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Melbourne ,BankSA ,St.George
Credit limits
Minimum credit limit $6,000
Maximum credit limit $40,000
Fees & repayments
Annual fee $99 p.a.
Annual fee first year $49
Additional cardholder fee Up to 3 at no extra cost
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2%
Late payment fee $15
Credit card type Visa
Complimentary insurance
Overseas travel insurance yes - up to 6 months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Rainbow card design

The St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Low rate credit card with extra benefits like overseas travel insurance for trips up to 6 months. Long 0% on balance transfers for 18 months. Reverts to cash advance rate.

3 questions (showing the latest 10 Q&As)

Sara

Sara

29 May 2019
I've notice below someone has asked for the minimum spend requirement and you replied no minimum spend requirement. Why does it say $6000 is the minimum spend? what does that mean?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 May 2019
    Hi Sara, this is $6,000 minimum credit limit. That is, the lowest credit limit you can get with the card, if approved, is $6,000.
Mark

Mark

2 March 2019
Does this card have a minimum spend requirement ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Mark, this card has no minimum spend requirement.
Nicole Smith

Nicole Smith

11 December 2018
Am I able to transfer my existing credit card to this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 December 2018
    Hi Nicole, what is your existing credit card? A balance transfer must be between different banks e.g. CBA to St George.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $15,000 p.a.
  • You have your personal details ready to complete the online application
St.George Vertigo Platinum Rainbow Credit Card
St.George Vertigo Platinum Rainbow Credit Card

St.George Vertigo Platinum Rainbow Credit Card

Updated 1 July 2019

Apply by 2 October 2019

Purchase Rate (p.a)

12.99%

Balance Transfer (p.a)

0% for 18 months No BT fee. reverts to 21.49% p.a.

Annual Fee (p.a)

$49 first year. Then $99 p.a.

$0 over 18 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • 0% on balance transfer for 18 months. No BT fee.
  • Pay a $49 annual fee the first year. $99 annual fee thereafter
  • Low purchase rate of 12.99% p.a.
  • Complimentary overseas travel insurance
  • Visa Platinum Concierge 24/7
  • 3 additional cardholders at no extra cost
  • Complimentary price guarantee cover
  • Complimentary purchase cover insurance
  • Complimentary extended warranty insurance

  • Customers with an existing credit card balance on a St George, Bank SA or Bank of Melbourne credit card cannot apply for the balance transfer.
  • Can't transfer loan balances - only balances from credit cards and store cards

Creditcard.com.au review

Editor Review

The St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. Low rate credit card with extra benefits like overseas travel insurance for trips up to 6 months. Long 0% on balance transfers for 18 months. Reverts to cash advance rate.

User reviews

St.George Vertigo Platinum Rainbow Credit Card ( based on 1 Creditcard.com.au user review )

87% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 12.99% p.a.

Cash advance rate 21.49% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 18 months

Balance transfer revert rate 21.49% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Melbourne, BankSA, St.George

Credit limits

Minimum credit limt $6,000

Maximum credit limit $40,000

Fees & repayments

Annual fee $99 p.a.

Additional card holder fee Up to 3 at no extra cost

Foreign transaction fee 3%

Minimum repayment 2%

Annual fee the first year $49

Cash advance fee 2%

Late payment fee $15

Additional features

Complimentary insurance

Overseas travel insurance yes - up to 6 months

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Rainbow card design

Overview

St.George Vertigo Platinum Rainbow Credit Card

St.George has come out with a limited rainbow design edition so you can show your support for the LGBTQI community. 0% for 18 months on balance transfers. No balance transfer fee applies and the rate reverts to cash advance rate after the introductory period. Pay a reduced $49 annual fee the first year. The annual fee is $99 thereafter. Comes with St George’s lowest credit card purchase rate at 12.99% p.a. and comes with an annual card fee of $99. Get up to 3 additional cardholders at no extra cost. Offer ends 2 October 2019. New cards only.

Key features

  • Limited rainbow design edition so you can show your support for the LGBTQI community.
  • 0% p.a. for the first 18 months on balance transfers. No BT fee. Reverts to cash advance rate.
  • Overseas travel insurance - up to 6 months. Available if you are a permanent resident and pay for at least $500 of your prepaid travel costs to your Vertigo Platinum card. Covers unlimited hospital and medical expenses incurred overseas. Up to $30,000 for lost or damaged personal property. Up to $3,750 for alternative transport to a special event.
  • Purchase Insurance
  • Pay a reduced annual fee of $49 the first year. $99 annual card fee thereafter
  • Lowest St George purchase rate of 12.99% p.a.
  • Up to 55 days interest free on purchases
  • Visa Platinum Concierge - Can help you with booking concert tickets. Research and book a holiday. Plan a special occasion and much more.
  • 3 additional cardholders at no extra cost
  • Apply online in 10 minutes. 5 mins for existing St George customers

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $15,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

3 questions (showing the latest 10 Q&As)

Sara

Sara

29 May 2019
I've notice below someone has asked for the minimum spend requirement and you replied no minimum spend requirement. Why does it say $6000 is the minimum spend? what does that mean?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    29 May 2019
    Hi Sara, this is $6,000 minimum credit limit. That is, the lowest credit limit you can get with the card, if approved, is $6,000.
Mark

Mark

2 March 2019
Does this card have a minimum spend requirement ?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Mark, this card has no minimum spend requirement.
Nicole Smith

Nicole Smith

11 December 2018
Am I able to transfer my existing credit card to this card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 December 2018
    Hi Nicole, what is your existing credit card? A balance transfer must be between different banks e.g. CBA to St George.

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