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Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer
Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer

Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer

Updated 22 November 2024

This card is no longer available for application. This information has been left for those who still have the card or were previously interested

Apply now, get approved, and save on interest charges with the Bank of Melbourne Vertigo Credit Card offer of 0% p.a. on your purchases for 18 months from account opening. Cut more costs as you pay no annual fee while enjoying the features in the first year, saving you $55 (offer ends 30 June 2022). This is a no-frills card that provides low ongoing interest rates, up to 55 days interest-free on purchases and free additional cardholder. New cards only.

Purchase Rate (p.a)

0% p.a.

for 18 months. Reverts to 13.99% p.a.

Annual Fee (p.a)

$0 first year. Then $55 p.a.

$0 over 0 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • Enjoy 0% p.a. on purchases for 18 months from card approval
  • $0 annual fee first year ($55 thereafter). Offer ends 30 June 2022
  • Low ongoing purchase rate of 13.99%
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

  • No complimentary insurances or rewards points

Creditcard.com.au review

Editor Review

Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. about this card.

Bank of Melbourne Vertigo Credit Card - Purchase Offer

Get the newest credit card offer from Bank of Melbourne’s Vertigo product. Prides itself as simple, cheap and has low to no interest charges! Currently, new approved applications will enjoy 18 months of 0% p.a. on purchases combined with no card fee in the first year.

What we love…

Bank of Melbourne introduces this new product through their Vertigo card as a means of helping its new customers manage their payments especially on big purchases. Bank of Melbourne Vertigo credit card specially offers a longer period of 0% p.a. interest on purchases. For 18 months, you can enjoy making purchases, big and small, using the card without getting charged.

The perk of taking advantage of this 0% intro purchase offer is to knock out all charges while shopping but the promotional interest-free period won't last forever, as the card's ongoing variable rate kicks in. Good thing, with Bank of Melbourne Vertigo credit card you don’t have to worry about it as this has one of the low ongoing interest rates in the market at 13.99 p.a.

Save a ton of money as the annual card fee is waived in the first year. This card is almost free in your first year of using it as long as your obligations on time. Offer ends 30 June 2022.

What’s not so great...

This card is simple and a money saver which is perfect for beginners and users that seek convenience in shopping. It does not offer rewards and points.

Why should you choose this card?

Credit card offering 0% interest on purchases is an attractive way to spread out the cost of big purchases and if you are in the market looking for the perfect product that provides such an offer, it’s best to apply now and get the Bank of Melbourne Vertigo Credit Card - Purchase Offer.

Added to its great value, Bank of Melbourne also provides up to 55 days interest free on purchase, low minimum credit limit, one free additional cardholder, 24/7 Fraud monitoring, secure online shopping, card block, allowing users to block their card for up to 15 days when they misplace it, and check the balance of up to two accounts at a glance on the Bank of Melbourne mobile banking app, without having to log in.

Overall Rating

Take control of your next big purchase with 0% p.a. for 18 months on purchases plus $0 card fee in the first year. Apply today and enjoy this great offer.

User reviews

Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer ( based on 0 Creditcard.com.au user reviews )

0% rating based on 0 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 13.99% p.a.

Introductory purchase rate 0% p.a. for 18 months

Cash advance rate 21.49% p.a.

Interest free period on purchases up to 55 days

Credit limits

Minimum credit limit $500

Maximum credit limit $80,000

Fees & repayments

Annual fee $55 p.a.

Additional cardholder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Annual fee the first year $0

Cash advance fee N/A

Late payment fee $15

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Card Block for 15 days or until reactivated

Eligible with Apple Pay, Google Pay and Samsung Pay

Overview

Discontinued: Bank of Melbourne Vertigo Credit Card – Purchase Offer

Disclaimer: The interest free period is the maximum number of days during which interest is not charged on new purchases. If your account has an interest free period for purchases, to be entitled to that interest free period, you need to pay off the “monthly payment balance” listed on your statement of account (not the full closing balance) by the relevant payment due date.

Key features

  • Enjoy 0% p.a. on purchases for 18 months from card approval, then reverts to a low ongoing rate of 13.99%
  • $0 annual fee first year ($55 thereafter). Offer ends 30 June 2022
  • Up to 55 days interest free on purchases
  • An additional cardholder at no extra cost
  • Eligible with Apple Pay, Google Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent resident in Australia/NZ OR; Non-resident or migrant that holds an acceptable Visa, with a minimum 1 year before expiry

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 9 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

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