Compare No Annual Credit Cards
Are you tired of being lured into credit card offers with low interest or great-sounding rewards only to discover that the annual fees are so high they counteract any savings or rewards you would earn? If so, it's time to look for a no annual fee credit card, and our credit card comparison engine below can help you do just that! Stop paying for high annual fees with credit card companies. Don't you pay them enough already? Get a no annual fee credit card by applying online today.
| PURCHASE RATE (p.a.) | CASH ADVANCES | BALANCE TRANSFERS | INTEREST FREE DAYS (UP TO) |
ANNUAL FEE | SECURE ONLINE APPLICATION | |||
|---|---|---|---|---|---|---|---|---|
| Rate | Duration | |||||||
 |
American Express Gold Ascent Card No annual fee for life and the famous American Express rewards program rolled into one. A full rewards card without the annual fee. |
20.49% | 20.49% | N/A | N/A | 44 | $0 | ApplyMore Info |
 |
ANZ First Targeted to be your first credit card. If you haven't had a credit card before, this could be the one you get approved for. |
18.99% | 20.74% | 7.99% | 6 mths | 44 | $30 | ApplyMore Info |
 |
Bankwest Zero Platinum Card No annual fee with Platinum credit card benefits including 24/7 concierge service and 3.99% p.a. on balance transfers for 9 months. |
16.99% | 16.99% | 3.99% | 9 mths | 55 | $0 | ApplyMore Info |
 |
Coles Group Source MasterCard No annual fee, 0% p.a. balance transfer for the first 6 months plus savings on fuel and ability to earn FlyBuys. |
20.24% | 21.99% | 0% | 6 mths | 62 | $0 | ApplyMore Info |
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HSBC Credit Card No annual fee credit card from HSBC. If you dont ever want to pay an annual fee then this could be the card for you. |
16.99% | 20.75% | 0% | 6 mths | 55 | $0 | ApplyMore Info |
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Virgin No Annual Fee Card No fee ever, a great balance transfer with a decent rate on purchases. This virgin credit card includes a special bonus offer of 1000 Velocity Rewards points. |
16.95% | 20.99% | 2.90% | 6 mths | 44 | $0 | ApplyMore Info |
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Westpac 55 Day Classic Card 1.99% p.a. for up to 9 months on balance transfers, 0% on purchases for 5 months, $0 annual fee first year. |
0.00% | 21.24% | 1.99% | 9 mths | 55 | $30 | ApplyMore Info |
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Woolworths Everyday Money MasterCard $0 annual fee for the first 12 months ($49 after that) |
19.49% | 20.99% | 0% | 6 mths | 55 | $49 | ApplyMore Info |
Introductory Credit Card Offer
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Credit Card Annual Fee: ${data:annual_fee} p.a
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{data:special_offer}Stop Giving Credit Card Companies Money for Nothing!
Annual account fees are almost a case of double-dipping for credit card companies. They charge you an annual fee for the "privilege" of using their card and they still charge merchants for the "privilege" of accepting their cards. Wait a minute. That doesn't seem right, does it? Don't hand over extra money to a credit card company "just because." Make sure all fees you pay are for something you're getting in return (like a joining fee for access to a frequent flyer points programme). Let us help you find no annual credit cards today.
Use our credit card comparison engine to find no annual fee offers.
If you're ready to make the switch to a no annual fee credit card, use our credit card comparison engine above to help you compare offers side-by-side. Here's how:
- Scan the annual fee column in the chart above. These are all no annual fee credit cards. Some list annual fees though. Why? These are cards offering no annual fee for only the first year. The rate you see is the annual fee after that introductory period. Decide if you're willing to pay that fee after the first year. If not, rule out those cards.
- Compare purchase rates. Not having an annual fee isn't enough. All of these cards meet that requirement. Interest rates are also worth comparing, since they'll also influence how much you pay your credit card company.
- Place your mouse pointer over the "More Info" link to the right of any credit card you're still interested in after comparing fee offers and interest rates. There you'll find details on rewards programmes and perks. Use that information to help you find the best deal -- one where you'll get the most while spending the least.
If you are able to use the credit card comparison engine to narrow down your no annual fee credit card choices to a single card, you can apply online right from this page! Just click the "Apply" button to the right of the credit card details and you can access a secure online application form.
Why no annual fee credit cards matter:
While giving the credit card company money for nothing in particular is bad enough, there are other reasons to consider no annual fee credit cards.
- Annual fees can negate a low interest rate. In the end, you might pay just as much to the credit card company.
- High annual fees can make balance transfers irrelevant. A credit card with no annual fee won't immediately cost more than what you want to save in interest on the original card.
- Annual fees can make rewards useless (or at least devalue them). What's the point in earning $300 in rewards if you have a $200 annual fee? Why work that hard for rewards when you can do better?
Let us help you find the right no annual fee credit card. Put our credit card comparison engine to work for you, and you'll have easy access to all of the credit card offer details you need to make an educated decision before you apply online.
