People who frequently travel abroad often carry a separate credit card for this purpose, one carefully selected for overseas use. But when selecting a credit card for overseas travel, what are the most desirable features?
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What features make a credit card suitable for overseas travel?
August 28th, 2010Credit cards when there’s a poor credit rating
August 26th, 2010Credit can be very difficult for some applicants to receive, especially those with a poor credit rating. Their poor credit rating may not be due to any fault of their own; there may have been a job loss, a divorce, or an unexpected emergency requiring money that could not be repaid. Whatever the reason, poor credit makes it difficult to get a credit card. However there are ways around this and credit cards for those with poor credit scores are available.
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How to earn a credit record using credit cards
August 25th, 2010Not having a credit record can be almost as bad as having a poor credit record.
There are an increasing number of life events that rely on a good credit record. Credit records not only control access to credit, including mortgages and unsecured loans as well as credit cards, but they can also make the difference in other areas such as renting a house or shop space as well as receiving a job offer.
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Tips for travelling abroad with credit cards
August 23rd, 2010Credit cards are useful instruments for those who travel abroad frequently, either on business or on holiday. They pay merchants and service providers in the local currency and charge the holder’s domestic account in dollars, exchanging currencies seamlessly for the user. Credit cards are also widely accepted, with those branded by Visa or MasterCard accepted throughout the world at more than 30 million locations. However, there are certain factors that cross-currency travellers should be aware of when paying by credit card.
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