Is The Aussie Credit Card The Best Balance Transfer Deal?

December 22nd, 2011

While many different credit cards offer balance transfer deals, the Aussie credit card has a reputation for longer low rate options.

Unlike other credit card providers, who may decide to change the rates or length of a balance transfer offer throughout the year, Aussie has opted for more consistency.

For years this MasterCard option has provided low introductory rates on balances and purchases for the first 12 months, before reverting to a low ongoing rate that is applied to both balances and new charges. Read the rest of this entry »

The Best Rewards Credit Card Options

December 16th, 2011

Credit card rewards programs have been around for years but now that they are more established, different providers are coming up with new ways to add value to their cards.

Whether it is frequent flyer points, provider reward programs or even cash back offers, there are a range of different rewards people can choose from to add value to using their credit card.

To give you an idea of how valuable a rewards card could be, here is a look at three of the best cards for earning and redeeming rewards. Read the rest of this entry »

What Bank Is Best For Credit Card Choices?

December 15th, 2011

When it comes to managing personal finances, the easiest option can often be getting accounts and credit cards through the one bank.

But not all banks offer a range of credit cards that will appeal to everyone, which is why it pays off to look for the bank that offers the most credit card choices.

It probably won’t come as a surprise to know that one of the Big Four Banks currently offer the most different credit card options, with Westpac’s 13 card options leading the way, followed by 10 cards from Citibank and 8 from both the Commonwealth Bank and NAB. Read the rest of this entry »

Benefits Of The Commbank Low Rate Credit Card

December 9th, 2011

Low rates are one of the most popular features to look for in a credit card, and while there are always a number of different cards to consider it definitely pays off to look at popular options in more detail.

The Commonwealth Bank, also known as Commbank, is one of the biggest banks in the country, which makes its Low Rate card a great place to start the credit card comparison.

This card features an ongoing purchase rate of 13.49% p.a., which matches similar offers from both Westpac and NAB.

What makes the Commbank Low Rate stand out, however, is Read the rest of this entry »

What Is The Best Credit Card To Have For Travel?

December 5th, 2011

Whether it is an interstate trip or an adventure overseas, one of the main concerns for a lot of people is how to access money.

Not only is there the option to convert cash to another currency before you leave, or while overseas, there are also pre-paid card options, debit cards and credit cards.

But out of these different card choices, credit cards have the most potential convenience, offering access to additional security and funds. Read the rest of this entry »