Problems with credit cards often begin with fees. Annual fees, ATM fees, late fees and so on – they can really add up if you let them. And if you travel or shop online frequently, you will often get hit with currency conversion fees, international transaction fees and overseas cash withdrawal fees as well.
As the winner of the 2015 for best credit card for international travel (Australian Business Traveller Awards 2015), the 28 Degrees MasterCard has got to be one of the best options for cardholders who travel a lot, or who use their card for overseas online shopping.
This travel credit card is described as “the perfect credit card for globehoppers and globeshoppers”.
When you travel overseas, that last thing you want to think about is how often you are using the ATM to withdraw cash. With the 28 Degrees MasterCard, they will not charge you for making ATM withdrawals, and you also won’t have to worry about a conversion fee.
When it comes to online shopping, those little currency conversion fees for each transaction may seem small, but they can really stack up. With the 28 Degrees MasterCard, you don’t have to worry about currency conversion fees or international transaction fees, plus you get the security of fraud protection on your card.
Cardholders can also save money on annual fees – as the 28 Degrees Platinum MasterCard has no annual fee ever.
When it comes to interest, cardholders can take advantage of up to 55 days interest free on purchases. However, with a purchase rate of 20.99%, it’s a good idea to pay off your balance at the end of the month to stop interest accruing and debt building.
Want to apply?
To apply for the 28 Degrees Platinum MasterCard, you need to be a permanent resident of Australia and at least 18 years of age. If you think you could benefit from one of the best travel credit cards on the market, apply now for the 28 Degrees MasterCard.
Founder of Creditcard.com.au. Roland has extensive knowledge about credit cards in Australia. Known as a credit card expert, he has been featured on tv and in various publications. Some popular offers on our site right now include the ANZ Low Rate. Ever popular with no annual fee first year, low purchase rate and 0% balance transfer. Have a look also at the 0% balance transfer HSBC offer with no balance transfer fee, plus an annual fee waiver each year you meet a spend criteria.