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HSBC Platinum Credit Card

12 reviews

Apply by 30 April 2019

Purchase rate

19.99% p.a.

Balance transfer

0% 22 months
0% Complete (success)
reverts to 21.99% p.a. No BT fee

Annual fee

$129 p.a.
129% Complete (success)

Pros

0% p.a. balance transfer rate for 22 months

No annual fee when you meet the spend criteria

Earn 2 points per dollar on overseas purchases and 1 point per dollar for all other purchases

Two airport lounge passes every year

Free additional card holders

Works with Apple Pay

International travel insurance

Domestic travel insurance (inc rental car cover)

Extended Warranty, Purchase Protection, Guaranteed Pricing insurance

Cons

The balance transfer rate reverts to the cash advance rate

Points earn is capped at 10,000 per statement period

$30 Late payment fee is high

HSBC Platinum Credit Card

HSBC Platinum Credit Card is currently offering 0% p.a. on balance transfers for 22 months with No BT Fee (reverts to cash rate). Earn two points per dollar on overseas purchases and one point per dollar for all other purchases. This is capped at 10,000 per statement period. Complimentary domestic (inc rental car cover) and overseas travel insurance, enjoy 2 airport lounge passes every year. The annual fee of $129 is refunded each year for customers who spend $6,000 on eligible purchases in 12 months. Offer ends 30 April 2019.

You can also take advantage of 55 days interest free on purchases (if you pay your balance off in full each month and don’t have a BT active), extended warranty, a pricing guarantee scheme, and purchase protection. Choosing this card, you can enjoy Platinum Airport service, priority 24-hour customer service and access to entertainment packages, offers and invites. You can also enjoy hundreds of instant rewards with the HSBC home&Away Privilege Program.

Key features

  • 0% p.a. on Balance Transfer for 22 months from non HSBC credit cards (reverts to the variable cash advance rate), with No Balance Transfer Fee
  • Annual fee of $129 applies and is refunded each year for customers who spend $6,000 on eligible purchases in 12 months
  • Earn 2 points per dollar on overseas purchases and 1 point per dollar for all other purchases. This is capped at 10,000 per statement period.
  • Two complimentary airport lounge passes every year
  • Complimentary Domestic (inc rental car cover) and International travel insurance
  • Complimentary Purchase Protection, Extended Warranty and Guaranteed Pricing Scheme
  • Free additional card holders
  • Eligible with Apple Pay
custom Image

Annual fee refund

$129 annual fee applies which is refundable each year when you spend $6,000 on eligible purchases.

custom Image

Complimentary Insurances

Domestic and International Travel Insurance, Purchase Protection, Extended Warranty and Guaranteed Pricing Scheme.

custom Image

2 Airport Lounge passes every year

Your complimentary visit will be reset annually from January 1, each year. To gain complimentary lounge access the Primary cardholder must present their eligible HSBC Platinum Credit Card for validation and can admit 1 (one) accompanying guest.

  • Rates
    77%
  • Fees
    85%
  • Rewards
    90%
  • Customer Service
    95%
  • Value
    89%
100% of customers who have rated this card would recommend it
Overall customer rating 89%
12 reviews

86% Visitor | 27 March 2015

Free Travel Insurance is great but why have a 3% transaction fee on international purchases. The 28 degree card has 0%

Recommends this card

Interest Rates
Purchase rate 19.99% p.a.
Cash advance rate 21.99% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 22 months
Balance transfer fee No fee
Balance transfer revert rate 21.99% p.a.
Balance transfer limit 95% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from HSBC
Credit limits
Minimum credit limit $6,000
Maximum credit limit $25,000
Fees & repayments
Annual fee $129 p.a.
Additional cardholder fee $0 p.a.
Cash advance fee 3%
Foreign transaction fee 3%
Minimum repayment 3%
Late payment fee $30
Credit card type Visa
Rewards program
Rewards program Rewards Plus Rewards Plus
Annual points cap 120,000
Bonus points spend criteria N/A
Earning points with this card
Rewards Plus points 1 point per $1 spent
Overseas earn rate 2 points per $1 spent
Points cap per month Capped at 10,000
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover Yes
Extras
Eligible with Apple Pay and Google Pay
$129 annual fee is refunded with min. spend of $6,000 per year
2 Airport lounge passes every year with LoungeKey

The HSBC Platinum Card

Does the possibility of prestige and exclusivity make you giddy? Do you get a small thrill when indulging in something other people don’t have? Maybe just a little? Then perhaps a platinum card is for you.

Okay, so we’re not talking black card exclusivity here, but platinum is still pretty awesome. There are plenty of platinum cards out there, each offering a variation on a theme. What will vary is the amount you pay in annual fees, the variety of features on offer, and whether any introductory offers are available.

If you’re looking for a stonking intro offer, a fantastic rewards program, and some pretty indulgent features, then the HSBC Platinum Card could be for you. With this little guy, you benefit not only from a 22 month 0% p.a. balance transfer offer, you can also enjoy a special annual fee offer and some lovely, lovely platinum perks.

Want to find out more? Let’s delve in.

What we love…

We can’t start in on what we love about this card without first talking intro offers. First up, there is the balance transfer offer. This gives you 0% p.a. on balance transfers for an amazing 22 months. Got a big balance? Why not pay it down on platinum?

The annual fee offer is slightly more intriguing. Yes, we see balance transfer offers everywhere. They’re very handy, especially when you want to pay down a debt. But this annual fee offer helps you save in a different way. If you spend $6,000 on eligible purchases within 12 months, your annual fee will be waived. Each and every year. That’s a saving of $129 a year.

Now onto the rewards program, as we love this too. The HSBC Platinum Card is not just a platinum card. It also happens to be a rewards card. When using the card, you can earn 1 Reward Point on every $1 you spend on eligible purchases and earn 2 points per dollar on overseas purchases. These points can be redeemed for a huge range of exclusive merchandise, gift cards and experiences. Points earn is capped at 10,000 per statement period.

Alternatively, you could choose to redeem your HSBC Rewards Plus points for Velocity Points. Just so you know, 2 HSBC Rewards Plus points equals 1 Velocity Point. Oh, and another thing we love? You can add additional cardholders for no extra cost. So you can have trusted friends and family earning points for you as they spend. Winner.

The primary card holder also gets 2 airport lounge passes every year.

What’s not so great…

As long as you understand this is a platinum card, there’s not much to complain about. The only thing we’d point out is that the balance transfer reverts to the cash advance rate, not the purchase rate. So it’s a good idea to pay off that transferred balance before interest starts accruing.

Why should you choose this card?

One of the best things about this card is its platinum perks. Travellers benefit from domestic and international travel insurance. Meanwhile, extended warranty, pricing guarantee and purchase protection cover everyday purchases.

Aside from its insurances, it also offers a Platinum Airport service, priority 24-hour customer service and access to HSBC Instant Savings, and the home&Away Privilege Program. Not bad at all.

Overall Rating

A platinum card with plenty of perks, the HSBC Platinum Card also has some amazing rewards and introductory offers on the table. Well worth it for the big spender seeking prestige features.

119 questions (showing the latest 10 Q&As)

Michael Moore

Michael Moore

15 March 2019
On other credit cards balance transfers do I have a monthly payment every month for 22 months?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 March 2019
    Hi Michael, on all credit cards you need to make the minimum monthly payments. This is the case if you have a 0% balance transfer. Even though it may be interest free. You still need to make minimum.
Angok

Angok

4 March 2019
Hi There, My Name is Angok, I want to apply for balance transfer credit card for bank of Melbourne card. I don't have any defaulting on my credit file but i need help to choose the best option available.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Angok, how much are you looking to transfer? This HSBC Platinum card will accept credit card debt from BOM. I like the offer as it has no balance transfer fee. Though if you are not transferring much it is not as important. Another option could be the Westpac low rate.
Elie

Elie

3 March 2019
I do have American Express card and I earn 120000$ per year I am I eligible to apply for the visa platinum card ???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Elie, you are well above the minimum income requirement. You can transfer AMEX credit card debt to this offer.
Frik Stuart

Frik Stuart

23 February 2019
I have a personal loan with Citibank that I would like to replace. Can I do a balance transfer from that loan instead of from a credit card? I have an excellent credit history
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Frik, unfortunately no. Citi are the only issuer in Australia that will accept personal loan debt as part of a credit card balance transfer. Though they will not accept Citi loans. You need to look at another option. How about a low rate personal loan? https://www.creditworld.com.au/hsbc-personal-loan.html. Later on (i suggest waiting 6 months between credit applications as a minimum) you could look to transfer the debt to a citi balance transfer (subject to credit approval).
Dennis Phomsouvanh

Dennis Phomsouvanh

16 February 2019
Hi, just wondering if you can balance Transfer from a personal loan to this credit card? Thanks
binoy

binoy

10 February 2019
can i do balance transfer from credit card issued in another country in europe.please reply
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Binoy, no. A balance transfer must be between banks of the same country. You cannot transfer any non-Australian balances to an Australian balance transfer offer.
Shaik Mohammed Ajaz

Shaik Mohammed Ajaz

9 February 2019
Hi sir, Maam My self Shaik Mohammed Ajaz. I wanna apply for credit card 💳 thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Shaik, you just need to meet the minimum requirements to apply. Who can apply: Must be over 18 and be an Australian resident, earn at least $40,000 p.a. and have a good credit rating. Information needed: Identification, Address details, Income and employment. What to expect: Apply securely online in 10 minutes, Get an instant response in 60 seconds and Upload extra documentation where required.
Anil

Anil

9 February 2019
I need to transfer $20.000 can I do
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Anil, that is possible with this offer. The maximum credit limit is $25,000. You can transfer up to 95% of your approved limit. Therefore you would need to be approved for around a $21,075 limit to be able to transfer the whole amount.
Emma

Emma

8 February 2019
Is it possible to balance transfer from a New Zealand credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Emma, no it is not. An Australian balance transfer offer can only take Australian debt.
Colleen

Colleen

12 October 2018
Retired, i live off my super pension plus income from funds invested in investment platform plus c.250K cash in savings accounts. Would this be acceptable for the annual income requirement.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 October 2018
    Hi Colleen, yes this can be seen as income by the banks.HSBC also see the age pension as income so this can contribute even if its a part pension.
chantelle thomas

chantelle thomas

9 October 2018
what is an eligible purchase?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 October 2018
    Hi Chantelle, For the HSBC Platinum credit card, eligible purchases exclude interest free promotions, balance transfers, cash transfer, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge.
mark

mark

9 September 2018
Hi, am a 457 visa holder and am looking for a suitable platinum card with zero annual fees and Qantas points. Spends > 6k a year, easily. leaning more towards the traditional card rather than Amex. Also clears all balance by due date. Any advice?
Jo

Jo

20 August 2018
Are current card holders entitled to x2 complimentry lounge passes each year?
Ed

Ed

29 July 2018
I've decided to apply for this as my first credit card (mainly for the free insurances, lounge access and the annual fee waiver + points). I'm not in a hurry to get it though, does HSBC usually offers bonus points with this one? if so i can wait
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 July 2018
    Hi Ed, this current offer of the annual fee waiver first year ends today. I have not seen any bonus points offer with the HSBC Platinum credit card. If you are after bonus points this is something more that cards like the HSBC Platinum Qantas deliver. https://www.creditcard.com.au/hsbc-platinum-qantas-credit-card/. In the end it just depends what type of rewards you are after and how much you will spend on a card each month. This will decide then what card can be best for you. Naturally the features you mention such as insurance etc also are important.
Mojtaba Noroozi

Mojtaba Noroozi

27 June 2018
Hi there Last week I applied for a credit card but I haven’t received any letter or email from you!! Please let me know about next step. Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 June 2018
    Hi Mojtbaba, you can give HSBC credit card customer service a call on 132 152. It typically takes 5-10 working days to process an application.
Pushparoy

Pushparoy

26 June 2018
Is the travel insurance covers partner and kids, Is every thing covered Could I have the policy
Ray

Ray

21 June 2018
I am a self funded retiree receiving $13,000 from WA Super, $28,000 from self managed super fund (Leased shop) and $55,000 from rented houses. All income quoted is after payment of all expenses relating to the entity. Would this income satisfy the income requirements for a credit card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 June 2018
    Hi Ray, yes I believe it would. They naturally will want proof of income. Though if you can supply I think this will be find on a income side.
tabs

tabs

18 June 2018
Hi I have just one personal loan of $14,000 . Can I get a balance transfer with you if my annual income is $80 k per annum
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 June 2018
    Hi Tabs, Citi are the only issuer that will accept personal loan debt for a balance transfer. Therefore check out the Citi Rewards Platinum as an option. As long as the loan is non-Citi, then it should be possible.
Vikas Arora

Vikas Arora

14 June 2018
Hi there. I am just curious to know if the lounge access is for amex lounges or others? And are these international lounges, eg. At Singapore international airport?
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia. Temporary residents are eligible.
  • Minimum income of $40,000 p.a.
  • You have your personal details ready to complete the online application
HSBC Platinum Credit Card
HSBC Platinum Credit Card

HSBC Credit Cards

HSBC Platinum Credit Card

14 March 2019

Apply by 30 April 2019

Purchase Rate (p.a)

19.99%

Balance Transfer (p.a)

0% for 22 months No BT fee. reverts to 21.99% p.a.

Annual Fee (p.a)

$129

$0 over 22 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

HSBC Platinum Credit Card

HSBC Platinum Credit Card is currently offering 0% p.a. on balance transfers for 22 months with No BT Fee (reverts to cash rate). Earn two points per dollar on overseas purchases and one point per dollar for all other purchases. This is capped at 10,000 per statement period. Complimentary domestic (inc rental car cover) and overseas travel insurance, enjoy 2 airport lounge passes every year. The annual fee of $129 is refunded each year for customers who spend $6,000 on eligible purchases in 12 months. Offer ends 30 April 2019.

You can also take advantage of 55 days interest free on purchases (if you pay your balance off in full each month and don’t have a BT active), extended warranty, a pricing guarantee scheme, and purchase protection. Choosing this card, you can enjoy Platinum Airport service, priority 24-hour customer service and access to entertainment packages, offers and invites. You can also enjoy hundreds of instant rewards with the HSBC home&Away Privilege Program.

Key features

  • 0% p.a. on Balance Transfer for 22 months from non HSBC credit cards (reverts to the variable cash advance rate), with No Balance Transfer Fee
  • Annual fee of $129 applies and is refunded each year for customers who spend $6,000 on eligible purchases in 12 months
  • Earn 2 points per dollar on overseas purchases and 1 point per dollar for all other purchases. This is capped at 10,000 per statement period.
  • Two complimentary airport lounge passes every year
  • Complimentary Domestic (inc rental car cover) and International travel insurance
  • Complimentary Purchase Protection, Extended Warranty and Guaranteed Pricing Scheme
  • Free additional card holders
  • Eligible with Apple Pay

Customer Reviews

HSBC Platinum Credit Card

89% rating based on 12 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 19.99% p.a.

Cash advance rate 21.99% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 22 months

Balance transfer revert rate 21.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 95% of approved credit limit

Banks you can't balance transfer from HSBC

Credit limits

Minimum credit limt $6,000

Maximum credit limit $25,000

Fees & repayments

Annual fee $129 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment 3%

Cash advance fee 3%

Late payment fee $30

Rewards & points

Rewards program

Rewards Program Rewards Plus Rewards Plus

Bonus points N/A

Annual points cap 120,000

Bonus points spend criteria N/A

Earning points with this card

Rewards Plus pointsRewards Plus points 1 point per $1 spent

Points cap per month Capped at 10,000

Overseas earn rateOverseas earn rate 2 points per $1 spent

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover Yes

Extras

Eligible with Apple Pay and Google Pay

$129 annual fee is refunded with min. spend of $6,000 per year

2 Airport lounge passes every year with LoungeKey

Our Review

Editor Review

The HSBC Platinum Card

Does the possibility of prestige and exclusivity make you giddy? Do you get a small thrill when indulging in something other people don’t have? Maybe just a little? Then perhaps a platinum card is for you.

Okay, so we’re not talking black card exclusivity here, but platinum is still pretty awesome. There are plenty of platinum cards out there, each offering a variation on a theme. What will vary is the amount you pay in annual fees, the variety of features on offer, and whether any introductory offers are available.

If you’re looking for a stonking intro offer, a fantastic rewards program, and some pretty indulgent features, then the HSBC Platinum Card could be for you. With this little guy, you benefit not only from a 22 month 0% p.a. balance transfer offer, you can also enjoy a special annual fee offer and some lovely, lovely platinum perks.

Want to find out more? Let’s delve in.

What we love…

We can’t start in on what we love about this card without first talking intro offers. First up, there is the balance transfer offer. This gives you 0% p.a. on balance transfers for an amazing 22 months. Got a big balance? Why not pay it down on platinum?

The annual fee offer is slightly more intriguing. Yes, we see balance transfer offers everywhere. They’re very handy, especially when you want to pay down a debt. But this annual fee offer helps you save in a different way. If you spend $6,000 on eligible purchases within 12 months, your annual fee will be waived. Each and every year. That’s a saving of $129 a year.

Now onto the rewards program, as we love this too. The HSBC Platinum Card is not just a platinum card. It also happens to be a rewards card. When using the card, you can earn 1 Reward Point on every $1 you spend on eligible purchases and earn 2 points per dollar on overseas purchases. These points can be redeemed for a huge range of exclusive merchandise, gift cards and experiences. Points earn is capped at 10,000 per statement period.

Alternatively, you could choose to redeem your HSBC Rewards Plus points for Velocity Points. Just so you know, 2 HSBC Rewards Plus points equals 1 Velocity Point. Oh, and another thing we love? You can add additional cardholders for no extra cost. So you can have trusted friends and family earning points for you as they spend. Winner.

The primary card holder also gets 2 airport lounge passes every year.

What’s not so great…

As long as you understand this is a platinum card, there’s not much to complain about. The only thing we’d point out is that the balance transfer reverts to the cash advance rate, not the purchase rate. So it’s a good idea to pay off that transferred balance before interest starts accruing.

Why should you choose this card?

One of the best things about this card is its platinum perks. Travellers benefit from domestic and international travel insurance. Meanwhile, extended warranty, pricing guarantee and purchase protection cover everyday purchases.

Aside from its insurances, it also offers a Platinum Airport service, priority 24-hour customer service and access to HSBC Instant Savings, and the home&Away Privilege Program. Not bad at all.

Overall Rating

A platinum card with plenty of perks, the HSBC Platinum Card also has some amazing rewards and introductory offers on the table. Well worth it for the big spender seeking prestige features.

Pros

  • 0% p.a. balance transfer rate for 22 months
  • No annual fee when you meet the spend criteria
  • Earn 2 points per dollar on overseas purchases and 1 point per dollar for all other purchases
  • Two airport lounge passes every year
  • Free additional card holders
  • Works with Apple Pay
  • International travel insurance
  • Domestic travel insurance (inc rental car cover)
  • Extended Warranty, Purchase Protection, Guaranteed Pricing insurance

Cons

  • The balance transfer rate reverts to the cash advance rate
  • Points earn is capped at 10,000 per statement period
  • $30 Late payment fee is high

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • Minimum income of $40,000 p.a.

  • You have your personal details ready to complete the online application

Customer reviews

86%

CreditCard.com.au Visitor

27 March 2015

Free Travel Insurance is great but why have a 3% transaction fee on international purchases. The 28 degree card has 0%

Recommends this card
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

Something you need to know about this card? Ask a our credit card expert a question.

119 questions (showing the latest 10 Q&As)

Michael Moore

Michael Moore

15 March 2019
On other credit cards balance transfers do I have a monthly payment every month for 22 months?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 March 2019
    Hi Michael, on all credit cards you need to make the minimum monthly payments. This is the case if you have a 0% balance transfer. Even though it may be interest free. You still need to make minimum.
Angok

Angok

4 March 2019
Hi There, My Name is Angok, I want to apply for balance transfer credit card for bank of Melbourne card. I don't have any defaulting on my credit file but i need help to choose the best option available.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Angok, how much are you looking to transfer? This HSBC Platinum card will accept credit card debt from BOM. I like the offer as it has no balance transfer fee. Though if you are not transferring much it is not as important. Another option could be the Westpac low rate.
Elie

Elie

3 March 2019
I do have American Express card and I earn 120000$ per year I am I eligible to apply for the visa platinum card ???
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 March 2019
    Hi Elie, you are well above the minimum income requirement. You can transfer AMEX credit card debt to this offer.
Frik Stuart

Frik Stuart

23 February 2019
I have a personal loan with Citibank that I would like to replace. Can I do a balance transfer from that loan instead of from a credit card? I have an excellent credit history
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 February 2019
    Hi Frik, unfortunately no. Citi are the only issuer in Australia that will accept personal loan debt as part of a credit card balance transfer. Though they will not accept Citi loans. You need to look at another option. How about a low rate personal loan? https://www.creditworld.com.au/hsbc-personal-loan.html. Later on (i suggest waiting 6 months between credit applications as a minimum) you could look to transfer the debt to a citi balance transfer (subject to credit approval).
Dennis Phomsouvanh

Dennis Phomsouvanh

16 February 2019
Hi, just wondering if you can balance Transfer from a personal loan to this credit card? Thanks
binoy

binoy

10 February 2019
can i do balance transfer from credit card issued in another country in europe.please reply
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Binoy, no. A balance transfer must be between banks of the same country. You cannot transfer any non-Australian balances to an Australian balance transfer offer.
Shaik Mohammed Ajaz

Shaik Mohammed Ajaz

9 February 2019
Hi sir, Maam My self Shaik Mohammed Ajaz. I wanna apply for credit card 💳 thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Shaik, you just need to meet the minimum requirements to apply. Who can apply: Must be over 18 and be an Australian resident, earn at least $40,000 p.a. and have a good credit rating. Information needed: Identification, Address details, Income and employment. What to expect: Apply securely online in 10 minutes, Get an instant response in 60 seconds and Upload extra documentation where required.
Anil

Anil

9 February 2019
I need to transfer $20.000 can I do
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Anil, that is possible with this offer. The maximum credit limit is $25,000. You can transfer up to 95% of your approved limit. Therefore you would need to be approved for around a $21,075 limit to be able to transfer the whole amount.
Emma

Emma

8 February 2019
Is it possible to balance transfer from a New Zealand credit card?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 February 2019
    Hi Emma, no it is not. An Australian balance transfer offer can only take Australian debt.
Colleen

Colleen

12 October 2018
Retired, i live off my super pension plus income from funds invested in investment platform plus c.250K cash in savings accounts. Would this be acceptable for the annual income requirement.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 October 2018
    Hi Colleen, yes this can be seen as income by the banks.HSBC also see the age pension as income so this can contribute even if its a part pension.
chantelle thomas

chantelle thomas

9 October 2018
what is an eligible purchase?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 October 2018
    Hi Chantelle, For the HSBC Platinum credit card, eligible purchases exclude interest free promotions, balance transfers, cash transfer, business expenses, cash advances, fees or charges, any disputed transactions, BPAY® and any government fee or charge.
mark

mark

9 September 2018
Hi, am a 457 visa holder and am looking for a suitable platinum card with zero annual fees and Qantas points. Spends > 6k a year, easily. leaning more towards the traditional card rather than Amex. Also clears all balance by due date. Any advice?
Jo

Jo

20 August 2018
Are current card holders entitled to x2 complimentry lounge passes each year?
Ed

Ed

29 July 2018
I've decided to apply for this as my first credit card (mainly for the free insurances, lounge access and the annual fee waiver + points). I'm not in a hurry to get it though, does HSBC usually offers bonus points with this one? if so i can wait
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 July 2018
    Hi Ed, this current offer of the annual fee waiver first year ends today. I have not seen any bonus points offer with the HSBC Platinum credit card. If you are after bonus points this is something more that cards like the HSBC Platinum Qantas deliver. https://www.creditcard.com.au/hsbc-platinum-qantas-credit-card/. In the end it just depends what type of rewards you are after and how much you will spend on a card each month. This will decide then what card can be best for you. Naturally the features you mention such as insurance etc also are important.
Mojtaba Noroozi

Mojtaba Noroozi

27 June 2018
Hi there Last week I applied for a credit card but I haven’t received any letter or email from you!! Please let me know about next step. Thanks
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    28 June 2018
    Hi Mojtbaba, you can give HSBC credit card customer service a call on 132 152. It typically takes 5-10 working days to process an application.
Pushparoy

Pushparoy

26 June 2018
Is the travel insurance covers partner and kids, Is every thing covered Could I have the policy
Ray

Ray

21 June 2018
I am a self funded retiree receiving $13,000 from WA Super, $28,000 from self managed super fund (Leased shop) and $55,000 from rented houses. All income quoted is after payment of all expenses relating to the entity. Would this income satisfy the income requirements for a credit card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    22 June 2018
    Hi Ray, yes I believe it would. They naturally will want proof of income. Though if you can supply I think this will be find on a income side.
tabs

tabs

18 June 2018
Hi I have just one personal loan of $14,000 . Can I get a balance transfer with you if my annual income is $80 k per annum
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    19 June 2018
    Hi Tabs, Citi are the only issuer that will accept personal loan debt for a balance transfer. Therefore check out the Citi Rewards Platinum as an option. As long as the loan is non-Citi, then it should be possible.
Vikas Arora

Vikas Arora

14 June 2018
Hi there. I am just curious to know if the lounge access is for amex lounges or others? And are these international lounges, eg. At Singapore international airport?

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