- No annual fee the first year - $49 p.a. thereafter
- 0% p.a. on balance transfers for the first 20 months with no balance transfer fee
- Up to 9 additional cardholders at no extra cost
- Low purchase rate of 11.99% p.a.
- Up to 55 days interest free on purchases
- Eligible with Apple Pay and Google Pay
Cynthia
28 January 2013The difference with this low rate card is the purchase insurance - if you use your card alot you can get some really good value on the protection thrown in - theft, loss or damage up to 90 days after you\'ve bought something
Recommends this card