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Queensland Country Visa Credit Card

1 review

Purchase rate

13.20% p.a.

Balance transfer

N/A

Annual fee

$39 p.a.
39% Complete (success)

Pros

Same low rate on purchases and cash advances

Low annual fee

Cons

High late payment fees

Queensland Country Visa Credit Card

The Queensland Country Visa Credit card has a great low interest rate on purchases and cash advances at 13.20% p.a. and a low annual fee of $39. You have the option to sign up for Queensland Country’s own Rewarder program for $58 per year, that lets you earn points for ever dollar you spend – which are then returned to you in real money.

Key features

  • Low interest rate of 13.20% p.a. on purchases and cash advances
  • $39 annual card fee
  • Up to 55 days interest free on purchases
  • Additional cardholders for free
  • Option to join the Great Rewarder program for a $58 annual fee. Lets you earn points per dollar spend and get money in return
0% of customers who have rated this card would recommend it
  • Rates
    68%
  • Fees
    74%
  • Rewards
    N/A
  • Customer Service
    47%
  • Value
    49%
Overall user rating 49%
1 reviews
Interest Rates
Purchase rate 13.20% p.a.
Cash advance rate 13.20% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit $500
Maximum credit limit N/A
Fees & repayments
Annual fee $39 p.a.
Cash advance fee N/A
Foreign transaction fee 3.65%
Late payment fee $70
Credit card type Visa
Complimentary insurance
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No
Extras
Option for join rewards program for $58 p.a.

The Queensland Country Visa Credit Card features the same low rate of 13.20% p.a. on purchases and cash advances, low annual fee and interest free days on purchases. It doesn't come with a balance transfer offer so if you have an existing debt you need to move over you should look for a credit card with a 0% offer.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • You have your personal details ready to complete the online application
Queensland Country Visa Credit Card
Queensland Country Visa Credit Card

Queensland Country Visa Credit Card

Updated 18 June 2019

Purchase Rate (p.a)

13.20%

Balance Transfer (p.a)

N/A  

Annual Fee (p.a)

$39

$0

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • Same low rate on purchases and cash advances
  • Low annual fee

  • High late payment fees

Creditcard.com.au review

Editor Review

The Queensland Country Visa Credit Card features the same low rate of 13.20% p.a. on purchases and cash advances, low annual fee and interest free days on purchases. It doesn't come with a balance transfer offer so if you have an existing debt you need to move over you should look for a credit card with a 0% offer.

User reviews

Queensland Country Visa Credit Card ( based on 1 Creditcard.com.au user review )

49% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 13.20% p.a.

Cash advance rate 13.20% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt $500

Maximum credit limit N/A

Fees & repayments

Annual fee $39 p.a.

Additional card holder fee N/A

Foreign transaction fee 3.65%

Minimum repayment

Cash advance fee N/A

Late payment fee $70

Additional features

Complimentary insurance

Overseas travel insurance No

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Extras

Option for join rewards program for $58 p.a.

Overview

Queensland Country Visa Credit Card

The Queensland Country Visa Credit card has a great low interest rate on purchases and cash advances at 13.20% p.a. and a low annual fee of $39. You have the option to sign up for Queensland Country’s own Rewarder program for $58 per year, that lets you earn points for ever dollar you spend – which are then returned to you in real money.

Key features

  • Low interest rate of 13.20% p.a. on purchases and cash advances
  • $39 annual card fee
  • Up to 55 days interest free on purchases
  • Additional cardholders for free
  • Option to join the Great Rewarder program for a $58 annual fee. Lets you earn points per dollar spend and get money in return

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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(showing the latest 10 Q&As)

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