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Community First Low Rate Blue Credit Card
Community First Low Rate Blue Credit Card

Community First Credit Cards

Community First Low Rate Blue Credit Card

Updated 2 June 2020

Purchase Rate (p.a)

8.99%

Balance Transfer (p.a)

0% for 6 months No BT fee. reverts to 8.99% p.a.

Annual Fee (p.a)

$40

$0 over 6 months

My transfer amount

Balance transfer from:

My annual fee

My interest rate

Pros and cons

  • 8.99% p.a. on purchases and cash advances
  • 0% p.a. on balance transfers for the first 6 months
  • Free Additional cardholder
  • Half the card’s annual fee ($20) will be donated to the Prostate Cancer Foundation of Australia, each year you hold the card. The money raised goes towards the PCFA's important work in reducing the impact of prostate cancer on Australian men, their partners and families.

  • Nothing really

Creditcard.com.au review

Editor Review

Community First Low Rate Blue Credit Card

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.
Coming soon

User reviews

Community First Low Rate Blue Credit Card ( based on 1 Creditcard.com.au user review )

80% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 8.99% p.a.

Cash advance rate 8.99% p.a.

Interest free period on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 6 months

Balance transfer revert rate 8.99% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee

Balance transfer limit N/A

Banks you can't balance transfer from Community First

Credit limits

Minimum credit limt $500

Maximum credit limit $15,000

Fees & repayments

Annual fee $40 p.a.

Additional card holder fee $0 p.a.

Foreign transaction fee 3%

Minimum repayment

Cash advance fee N/A

Late payment fee $25

Additional features

Complimentary insurance

International Travel Insurance No

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance No

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Help to support the work of the Prostate Cancer Foundation of Australia (PCFA)

Eligible with Apple Pay

Overview

Community First Low Rate Blue Credit Card

Key features

  • 8.99% p.a. on purchases, cash advances and balance transfers
  • Free Additional cardholder
  • 0% p.a. on balance transfers for the first 6 months
  • Half the card’s annual fee ($20) will be donated to the Prostate Cancer Foundation of Australia, each year you hold the card. The money raised goes towards the PCFA's important work in reducing the impact of prostate cancer on Australian men, their partners and families.

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia. Temporary residents are eligible.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

Showing one question (showing the latest 10 Q&As)

Christine Brain

Christine Brain

15 May 2020
Hello, I have a GoMasteredit card which has approx $5,000 interest free on it and approx $5,000 of other purchases on it. The interest rate on the otherpuchases is 22.74% so I would like to transfer the balance over but I'm not sure if I am able to transfer the interest free purchases without incurring a penalty. Do you know anything about this side of things? Many thanks, Chris
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    15 May 2020
    Hi Chris, you would need to check with Go Mastercard directly on this. I would assume that there is no penalty for paying out all purchases inc 0% early. I believe the fee is in the setup so should be all good.

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