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American Express Westpac Altitude Platinum Card Bundle – Qantas

1 review
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

75,000 points
75,000% Complete (success)

Annual fee

$99 first year
99% Complete (success)
then $249

Pros

Up to 75,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card

Higher points earn on overseas spend

$99 annual fee for the first year ($249 p.a. thereafter)

Cons

No balance transfer offer

Spend criteria for bonus points offer is for each card and adds up to $6,000 spend within the first 90 days of card approval

American Express Westpac Altitude Platinum Card Bundle – Qantas

Receive up to 75,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new American Express. $99 Annual Card fee in the first year ($249 p.a. thereafter). Offer ends 2 April 2019. The American Express Westpac Altitude Platinum Qantas card two-card bundle comes with the benefit of both a Mastercard and an American Express credit card. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express. If you are looking to earn Altitude Rewards Points, take a look at the American Express Westpac Altitude Platinum Card Bundle.

Key features

  • Receive 60,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • $99 Annual Card fee in the first year. Ongoing standard annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Qantas rewards. American Express $49 p.a.)
  • Altitude Qantas - Mastercard earn rate: 0.5 Qantas Points for every $1 spent on eligible purchases
  • Altitude Qantas - American Express earn rate: 1.5 Qantas Points for every $1 spent overseas, 1 Qantas Point for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • Rates
    28%
  • Fees
    54%
  • Rewards
    91%
  • Customer Service
    91%
  • Value
    66%
100% of customers who have rated this card would recommend it
Overall customer rating 66%
1 reviews
Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 20.74*% p.a.
Interest free on purchases up to 45 days
Balance Transfer
Credit limits
Minimum credit limit $6,000
Maximum credit limit $50,000
Fees & repayments
Annual fee $249 p.a.
Annual fee first year $99
Additional cardholder fee Up to 1 - $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2.5%
Late payment fee $15
Credit card type American Express
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 75,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days
Earning points with this card
Qantas points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
24/7 platinum concierge service

American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Qantas Points

Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Qantas points. If you are looking to earn Altitude Rewards Points, take a look at the American Express Westpac Altitude Platinum Card Bundle.

What we love...

First up is the introductory bonus points offer of 75,000 Qantas points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Qantas Points. To get a further 15,000 bonus Qantas Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

The current offer is $99 annual card fee the first year. From the second year the annual fee is $249. Broken down that is $150 p.a. is for the Mastercard, plus $50 Qantas Rewards Fee and $49 p.a. is for the Amex card.

What’s not so great...

High interest rate and no balance transfer offer.

If you are looking for lounge access, check out the American Express Westpac Altitude Black Card Bundle - Qantas

Why should you choose this card?

Great introductory bonus Qantas points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

Overall Rating

Dual credit cards for added flexibility, $99 annual fee first year and an excellent bonus points offer.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • Minimum income of $30,000 p.a.
  • You have your personal details ready to complete the online application
American Express Westpac Altitude Platinum Card Bundle – Qantas
American Express Westpac Altitude Platinum Card Bundle – Qantas

American Express Credit Cards

American Express Westpac Altitude Platinum Card Bundle – Qantas

14 March 2019

Points Earn Rate (per $1 spent)

0.5

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

75,000 pts

Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

0 points over 12 months spend

My monthly card spend

American Express Westpac Altitude Platinum Card Bundle – Qantas

Receive up to 75,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new American Express. $99 Annual Card fee in the first year ($249 p.a. thereafter). Offer ends 2 April 2019. The American Express Westpac Altitude Platinum Qantas card two-card bundle comes with the benefit of both a Mastercard and an American Express credit card. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express. If you are looking to earn Altitude Rewards Points, take a look at the American Express Westpac Altitude Platinum Card Bundle.

Key features

  • Receive 60,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • $99 Annual Card fee in the first year. Ongoing standard annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Qantas rewards. American Express $49 p.a.)
  • Altitude Qantas - Mastercard earn rate: 0.5 Qantas Points for every $1 spent on eligible purchases
  • Altitude Qantas - American Express earn rate: 1.5 Qantas Points for every $1 spent overseas, 1 Qantas Point for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO

Customer Reviews

American Express Westpac Altitude Platinum Card Bundle – Qantas

66% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 20.74*% p.a.

Interest free on purchases up to 45 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $249 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5%

Annual fee the first year $99

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 75,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

Earning points with this card

Qantas pointsQantas points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

24/7 platinum concierge service

Our Review

Editor Review

American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Qantas Points

Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Qantas points. If you are looking to earn Altitude Rewards Points, take a look at the American Express Westpac Altitude Platinum Card Bundle.

What we love...

First up is the introductory bonus points offer of 75,000 Qantas points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Qantas Points. To get a further 15,000 bonus Qantas Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

The current offer is $99 annual card fee the first year. From the second year the annual fee is $249. Broken down that is $150 p.a. is for the Mastercard, plus $50 Qantas Rewards Fee and $49 p.a. is for the Amex card.

What’s not so great...

High interest rate and no balance transfer offer.

If you are looking for lounge access, check out the American Express Westpac Altitude Black Card Bundle - Qantas

Why should you choose this card?

Great introductory bonus Qantas points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

Overall Rating

Dual credit cards for added flexibility, $99 annual fee first year and an excellent bonus points offer.

Pros

  • Up to 75,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card
  • Higher points earn on overseas spend
  • $99 annual fee for the first year ($249 p.a. thereafter)

Cons

  • No balance transfer offer
  • Spend criteria for bonus points offer is for each card and adds up to $6,000 spend within the first 90 days of card approval
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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(showing the latest 10 Q&As)

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