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American Express Westpac Altitude Black Card Bundle – Qantas

1 review

Apply by 2 April 2019

points over 12 months Calculate your savings icon

Earn rate per $1

0.75 points
16.77% Complete (success)
Qantas Frequent Flyer

Bonus points

120,000 points
120,000% Complete (success)

Annual fee

$499
p.a.
499% Complete (success)

Pros

Up to 120,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card

Higher points earn on overseas spend

Complimentary lounge visits

Complimentary insurances

Cons

No balance transfer offer

Spend criteria for bonus points offer is for each card adds up to $6,000 spend within the first 90 days of card approval

High annual fee of up to $499

American Express Westpac Altitude Black Card Bundle – Qantas

The American Express Westpac Altitude Black Qantas card two-card bundle comes with the benefit of both a Mastercard® and an American Express credit card. Receive up to 120,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card. Get 80,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new Mastercard within the first 90 days plus get 40,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new American Express. Offer ends 2 April 2019. Mastercard issued and serviced by Westpac, American Express card issued and serviced by American Express. If you want to earn Altitude Points instead, look at the American Express Westpac Altitude Black Card Bundle.

Key features

  • Receive 80,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval
  • Receive 40,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval
  • Two complimentary visits per year to the American Express Airport Lounge at either Sydney or Melbourne International Airports, with your American Express Westpac Altitude Black Card
  • Two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services
  • Altitude Qantas - Mastercard earn rate: 0.75 Qantas Points for every $1 spent on eligible purchases
  • Altitude Qantas - American Express earn rate: 2 Qantas Points for every $1 spent overseas, 1.25 Qantas Point for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • $499 annual fee (Mastercard $250 p.a. Plus $50 for Qantas rewards. American Express $199 p.a.)
  • Rates
    31%
  • Fees
    56%
  • Rewards
    92%
  • Customer Service
    87%
  • Value
    66%
100% of customers who have rated this card would recommend it
Overall customer rating 66%
1 reviews
Interest Rates
Purchase rate 20.24% p.a.
Cash advance rate 20.74*% p.a.
Interest free on purchases up to 45 days
Balance Transfer
Credit limits
Minimum credit limit $15,000
Maximum credit limit $75,000
Fees & repayments
Annual fee $499 p.a.
Additional cardholder fee Up to 1 - $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2.5%
Late payment fee $15
Credit card type American Express
Rewards program
Rewards program Qantas Frequent Flyer Qantas Frequent Flyer
Bonus points 120,000 Qantas points
Annual points cap uncapped
Bonus points spend criteria Spend $6,000 in first 90 days*
Earning points with this card
Qantas points 0.75 points per $1 spent
Overseas earn rate 2 points per $1 spent
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
Two Qantas Lounge passes per year
Two AMEX Lounge visits per year at either Sydney or Melbourne International Airport

American Express Westpac Altitude Black Card Bundle with up to 120,000 bonus Qantas Points

Huge bonus points offer of up to 120,000 bonus Qantas points. All you need to do is spend $3,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval and get 80,000 bonus Qantas Points. Plus receive 40,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. On top of this save $199 off the annual fee the first year. If you want to earn Altitude Points instead, look at the American Express Westpac Altitude Black Card Bundle.

What we love...

The earn rate using the Mastercard is 0.75 Qantas Points and up to 2 Qantas Points using the American Express card.

There is a 24/7 Platinum concierge service via app when you need help with flights, restaurant bookings, party planning and tickets to events. With this card you also get access to a range of complimentary insurances like Overseas travel insurance for up to 6 months, transit accident insurance and extended warranty.

Lounge access with two complimentary visits per year to the American Express International Airports in Australia with your American Express Westpac Altitude Black Card. You are eligible for two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services.

What’s not so great...

The annual fee of $499 (Mastercard $250 p.a. and American Express $199 p.a.) is high but if this premium rewards bundle is used right you can get great value.

Why should you choose this card?

Enjoy uncapped points earning and flexibility of having two cards, a Mastercard and an American Express. Huge introductory bonus points offer and lounge access. This is a bundle for big spenders that enjoy premium rewards and travel related benefits.

Overall Rating

This great offer ends 2 April 2019. Fantastic bonus Qantas points offer and dual cards.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • Minimum income of $75,000 p.a.
  • You have your personal details ready to complete the online application
American Express Westpac Altitude Black Card Bundle – Qantas
American Express Westpac Altitude Black Card Bundle – Qantas

American Express Credit Cards

American Express Westpac Altitude Black Card Bundle – Qantas

14 March 2019

Apply by 2 April 2019

Points Earn Rate (per $1 spent)

0.75

points

Qantas

Rewards Program

Qantas Frequent Flyer

Bonus Points

120,000 pts

Spend $6,000 in first 90 days*

0 points over 12 months spend

My monthly card spend

American Express Westpac Altitude Black Card Bundle – Qantas

The American Express Westpac Altitude Black Qantas card two-card bundle comes with the benefit of both a Mastercard® and an American Express credit card. Receive up to 120,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card. Get 80,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new Mastercard within the first 90 days plus get 40,000 bonus Qantas Points when you spend $3,000 on eligible purchases on your new American Express. Offer ends 2 April 2019. Mastercard issued and serviced by Westpac, American Express card issued and serviced by American Express. If you want to earn Altitude Points instead, look at the American Express Westpac Altitude Black Card Bundle.

Key features

  • Receive 80,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval
  • Receive 40,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval
  • Two complimentary visits per year to the American Express Airport Lounge at either Sydney or Melbourne International Airports, with your American Express Westpac Altitude Black Card
  • Two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services
  • Altitude Qantas - Mastercard earn rate: 0.75 Qantas Points for every $1 spent on eligible purchases
  • Altitude Qantas - American Express earn rate: 2 Qantas Points for every $1 spent overseas, 1.25 Qantas Point for every $1 spent in Australia and 0.5 Qantas Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • $499 annual fee (Mastercard $250 p.a. Plus $50 for Qantas rewards. American Express $199 p.a.)

Customer Reviews

American Express Westpac Altitude Black Card Bundle – Qantas

66% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates & Fees

Interest rates

Purchase rate 20.24% p.a.

Cash advance rate 20.74*% p.a.

Interest free on purchases up to 45 days

Credit limits

Minimum credit limt $15,000

Maximum credit limit $75,000

Fees & repayments

Annual fee $499 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5%

Cash advance fee 2%

Late payment fee $15

Rewards & points

Rewards program

Rewards Program Qantas Frequent Flyer Qantas Frequent Flyer

Bonus points 120,000 Qantas points

Annual points cap uncapped

Bonus points spend criteria Spend $6,000 in first 90 days*

Earning points with this card

Qantas pointsQantas points 0.75 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate 2 points per $1 spent

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone Screen Insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

Two Qantas Lounge passes per year

Two AMEX Lounge visits per year at either Sydney or Melbourne International Airport

Our Review

Editor Review

American Express Westpac Altitude Black Card Bundle with up to 120,000 bonus Qantas Points

Huge bonus points offer of up to 120,000 bonus Qantas points. All you need to do is spend $3,000 on eligible purchases on your new Westpac Altitude Black Mastercard® within 90 days of card approval and get 80,000 bonus Qantas Points. Plus receive 40,000 bonus Qantas Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Black Card within 90 days of Card approval. On top of this save $199 off the annual fee the first year. If you want to earn Altitude Points instead, look at the American Express Westpac Altitude Black Card Bundle.

What we love...

The earn rate using the Mastercard is 0.75 Qantas Points and up to 2 Qantas Points using the American Express card.

There is a 24/7 Platinum concierge service via app when you need help with flights, restaurant bookings, party planning and tickets to events. With this card you also get access to a range of complimentary insurances like Overseas travel insurance for up to 6 months, transit accident insurance and extended warranty.

Lounge access with two complimentary visits per year to the American Express International Airports in Australia with your American Express Westpac Altitude Black Card. You are eligible for two complimentary Qantas Lounge invitations per year after your first Altitude Black Mastercard spend on selected Qantas products and services.

What’s not so great...

The annual fee of $499 (Mastercard $250 p.a. and American Express $199 p.a.) is high but if this premium rewards bundle is used right you can get great value.

Why should you choose this card?

Enjoy uncapped points earning and flexibility of having two cards, a Mastercard and an American Express. Huge introductory bonus points offer and lounge access. This is a bundle for big spenders that enjoy premium rewards and travel related benefits.

Overall Rating

This great offer ends 2 April 2019. Fantastic bonus Qantas points offer and dual cards.

Pros

  • Up to 120,000 bonus Qantas Points when you apply, are approved and meet the minimum spend criteria for each card
  • Higher points earn on overseas spend
  • Complimentary lounge visits
  • Complimentary insurances

Cons

  • No balance transfer offer
  • Spend criteria for bonus points offer is for each card adds up to $6,000 spend within the first 90 days of card approval
  • High annual fee of up to $499
Roland B Bleyer

Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Question

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(showing the latest 10 Q&As)

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