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David Jones American Express Platinum Credit Card
David Jones American Express Platinum Credit Card

David Jones American Express Platinum Credit Card

Updated 20 July 2022

Receive $450 back when you apply online by 13 July 2022, are approved and spend $1,500 outside David Jones on your new card within the first three months. Earn up to 4 Reward Points per $1 spent on eligible purchases, uncapped. Collect more points by adding up to four additional cards at no extra cost. Enjoy exclusive member benefits at David Jones plus complimentary travel insurance and card purchase covers and other platinum features. Offer is available to new David Jones American Express Platinum Card Members only.

T&Cs apply. Offer ends 13 July 2022

Points Earn Rate (per $1 spent)

1 point

Amex

Rewards Program

Amex Membership Rewards

Bonus Points

N/A

Pros and cons

  • Receive $450 back when you apply online by 13 July 2022, are approved and spend $1,500 outside David Jones on your new card within the first three months
  • Earn 4 Reward Points per $1 spent at David Jones, 3 Reward Points per $1 spent at major supermarkets and petrol stations, and 1 Reward Point per $1 spent on all other purchases
  • Complimentary priority delivery, priority appointments, alterations, gift wrapping and other exclusive card member benefits on eligible transactions at David Jones
  • Experience David Jones membership benefits such as invitations to exclusive season launch parades, fashion events and more
  • Choice of 12 months interest-free with no deposit when you spend $500 or more on your card, in one transaction; or 60 months interest-free with no deposit when you spend $1,000 or more on your card, in one transaction, across all departments in-store or online at David Jones
  • 3 Months Pay Later Option – allowing deferred payment for 3 months when you spend $50 or more on your card, in one transaction, across all departments in store or online at David Jones
  • Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • Enjoy two complimentary entries per year to the American Express Lounge located at Sydney International Airport or Melbourne International Airport
  • Complimentary International and Domestic Travel Insurance (including limited cover related to COVID-19, T&Cs apply)
  • Eligible for use with Google Pay, Apple Pay and Samsung Pay

  • High standard purchase rate of 20.74% p.a.

Creditcard.com.au review

Editor Review

David Jones American Express Platinum Credit Card

Pauline Hatch
Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. about this card.

Providing a fantastic opportunity to earn big on your David Jones shopping as well as supermarket and petrol purchases, the David Jones American Express Platinum Credit Card is a flexible card that offers points redemption on American Express Membership Rewards and Qantas Frequent Flyer.

Cardholders can enjoy an array of American Express and David Jones platinum benefits including American Express Lounge access, interest-free shopping, complimentary priority delivery, gift wrapping, alterations, and more. On top of that, new cardholders will receive $450 back.

  • Receive $450 back when you apply online by 13 July 2022, are approved and spend $1,500 outside David Jones on your new card within the first three months
  • Earn 4 Reward Points per $1 spent at David Jones
  • Earn 3 Reward Points per $1 spent at major supermarkets and petrol stations
  • Earn 1 Reward Point per $1 spent everywhere else
  • Choose either Membership Rewards or Qantas Frequent Flyer12 as your rewards program
  • No points cap
  • 1 Reward Point = 1 Membership Rewards Point
  • 1 Reward Point = 0.5 Qantas Frequent Flyer Points
  • Exclusive David Jones features, including complimentary alterations, priority delivery, and gift wrapping, priority appointments at Personal Shopping Suites and Shopping Bag Concierge, and invitations to fashion events and launches
  • Save on interest with a choice of 12 months interest-free with no deposit when you spend $500 or more on your card, in one transaction; or 60 months interest-free with no deposit when you spend $1,000 or more on your card, in one transaction, across all departments in-store or online at David Jones
  • 3 Months Pay Later Option – allowing deferred payment for 3 months when you spend $50 or more on your card, in one transaction, across all departments in store or online at David Jones
  • Two entries per year to the American Express Lounge at Sydney and Melbourne International Airports
  • Insurance covering travel and retail purchases
  • Add up to four additional cards at no extra fee
  • Annual Fee: $295
  • Interest Rate: 20.74% p.a. (variable)
  • Interest Free Period: Up to 44 days

This Card: The Lowdown

With one of the highest Qantas Points earn rates available on a mainstream card, the David Jones American Express Platinum Credit Card is an awesome option for anyone who wants to earn big on their shopping sprees at David Jones, while picking up points on their supermarket and petrol purchases.

Providing the opportunity to earn up to 4 Membership Rewards points per $1, this card could help you rack up points pretty quickly indeed. But, of course, as with any rewards card, the rewards (and features) you get out of it - need to be higher value than the annual fee you put in.

While the David Jones American Express Platinum Credit Card may have a hefty $295 annual fee, cardholders could boost points by adding up to four additional cardholders at no extra cost, helping them to earn more points on day-to-day spending.

Fortunately, the David Jones American Express Platinum Credit Card also has plenty to offer in the way of features, which helps to add value as well. Aside from the luxury American Express extras – notably two passes each year to the American Express Lounge – the card also provides a host of perks to please avid David Jones shoppers.

Digging Deeper

With the basics covered, it’s time to dig a little deeper into what’s on offer with the David Jones American Express Platinum Credit Card, so you can decide whether this card is right for you.

This Card: As a Rewards Card

As a new cardholder, you can benefit from $450 credit. To be eligible for this credit, you need to apply online 13 July 2022, be approved and spend $1,500 outside David Jones on your new card within the first three months.

It’s also worth pointing out that cardholders who currently hold, or who have previously held another David Jones American Express Card in the past 18 months are ineligible for the offer.

Everyday Earning

Offering cardholders the potential to earn serious rewards, the David Jones American Express Platinum Credit Card provides the following earn rate:

  • Earn 4 Reward Points per $1 spent at David Jones
  • Earn 3 Reward Points per $1 spent at major supermarkets and petrol stations
  • Earn 1 Reward Point per $1 spent everywhere else

Supermarkets include Bi-Lo, Coles, Fishers, Food For Less, Fresh Provisions, Harris Farm Markets, IGA, Macro Wholefoods' Safeway, Supabarn, Thomas Dux and Woolworths. Petrol stations include Ampol, BP, Caltex Woolworths, Gull, Metro, Mobil, Peak, Safeway Petrol, Shell, United, Woolworths Petrol and 7 Eleven.

Not a frequent shopper at David Jones? You can still earn big points by doing your regular spending at any of the participating supermarkets and petrol stations listed above. And the best bit? No points capping! So you can earn as many points as you want.

Redeeming Points

  • American Express Membership Rewards
  • 1 Reward Point = 1 Membership Rewards Point

Offering fantastic flexibility, American Express Membership Rewards can be redeemed for both travel and retail purchases. You could redeem your points for gift cards for a wide range of retailers, or for tickets through Ticketmaster, Hoyts or Event Cinemas.

You could turn your points into a credit on your account, or you could use your card to Shop with Points online at davidjones.com, paying for your purchase using your Membership Rewards points, or a combination of Points + Pay.

As for travel, you could use your points to book flights, hotel stays, cruises or car rental with American Express Travel Online, or to book with Flight Centre or Helloworld Travel. Alternatively, you redeem points for flights with 9 leading airline partners.

If you are a member of Membership Rewards Ascent, your Membership Rewards Points could offer the following conversion rates:

  • 200 Membership Rewards Points = 1 Air New Zealand Airpoints Dollar
  • 2 Membership Rewards Points = 1 Cathay Pacific Asia Mile
  • 2 Membership Rewards Points = 1 Emirates Skywards Miles
  • 2 Membership Rewards Points = 1 Etihad Guest Mile
  • 2 Membership Rewards Points = 1 Singapore Airlines KrisFlyer Mile
  • 2 Membership Rewards Points = 1 Malaysia Airlines Enrich Mile
  • 2 Membership Rewards Points = 1 Thai Royal Orchid Plus Mile
  • 2 Membership Rewards Points = 1 Virgin Atlantic Flying Club Mile
  • Qantas Frequent Flyer
  • 1 Reward Point = 0.5 Qantas Points

Perhaps somewhat better known is the Qantas Frequent Flyer program. If you opt in for Qantas, you can redeem your Qantas Points for flights and upgrades with Qantas, and for travel with Qantas’s extensive range of partner airlines and affiliates. You may also redeem points for Qantas Club and Qantas Wine membership, or for merchandise and gift cards from the Qantas Store.

Opting in for Qantas will provide an earn rate of 0.5 points per $1. Bear in mind, you must be a Qantas Frequent Flyer member to earn and redeem Qantas Points, which may come with a membership fee of $99.50.

Another feature that’s worth pointing out here gives cardholders the opportunity to add up to four additional cardholders at no extra charge. While you will be liable for their spending, additional cardholders could help you earn points faster as they use their cards day-to-day. This could be a real bonus, given there’s no points cap on this card.

This Card: As a Retail Rewards Card

As a retail rewards card, the David Jones American Express Platinum Credit Card focuses on providing cardholders with David Jones extras, on top of some functional money-saving features.

  • Complimentary Alterations: You can benefit from complimentary alterations on men’s and women’s apparel purchases made instore on your card, excluding David Jones Bridal. If you like a tailored look, or you don’t fit average sizes, this could save you huge amounts of money on everyday tailoring.
  • Exclusive David Jones Events: As long as you opt in to receive marketing communications and spend regularly on your card, you will receive invitations to exclusive Season Launch Parades, fashion events and more, allowing you to see and be seen at David Jones’s biggest events.
  • Priority Delivery: You will receive complimentary next day delivery for items purchased instore using your card. Items are limited to 25kg, and 1m x 1m x 1.5m, excluding orders placed online, gift cards, hampers and fresh food, Wine Club, and Gift Registry purchases. While this feature would be more useful if offered for online purchases, it could still help you when you’re sending gifts to others, or getting items home when travelling by public transport.
  • Enhanced David Jones Shopping Experience: Giving you the ultimate David Jones shopping experience, you will receive priority appointments at Personal Shopping Suites, and the use of Shopping Bag Concierge. If you’ve got a big day of shopping ahead of you, it’s nice to know you can leave your shopping bags at the Customer Service Centre at David Jones stores, freeing up your hands for even more retail therapy.
  • Complimentary Gift Wrapping: A handy feature at Christmas, all items purchased instore or online using your card can benefit from the skilled hands in charge of David Jones’s gift wrapping service.
  • Interest-Free Shopping: Helping to save on interest, there's a choice of 12 months interest-free with no deposit when you spend $500 or more on your Card, in one transaction; or 60 months interest-free with no deposit when you spend $1,000 or more on your Card, in one transaction, across all departments instore or online at David Jones. Bear in mind that while there is no deposit required, you will be expected to pay a $35 establishment fee and a $2.95 monthly account keeping fee.
  • 3 Months Pay Later Option: Allowing deferred payment for 3 months when you spend $50 or more on your Card, in one transaction, across all departments instore or online at David Jones.

This Card: Extras on Offer

While it may not be a travel rewards card, the David Jones American Express Platinum Credit Card has some handy travel rewards. Cardholders can also benefit from protection on their retail purchases, and the world-renowned American Express customer service and support.

Travel Perks

With the David Jones American Express Platinum Credit Card in your wallet, you will receive two complimentary entries per year to the American Express Lounge, either at Sydney International Airport or Melbourne International Airport.

Used by the primary cardholder or additional cardholders, this feature provides two entries to the lounge per year. As a nice touch for families, complimentary access is also provided to cardholders’ children, aged between 2-17.

In addition, cardholders can benefit from complimentary travel insurance when travel is booked using their card. While you should always check the PDS for full details on the cover provided, this could help save you money on your overseas trip.

Retail Protection

As a cardholder, you have Card Refund Cover and Card Purchase Cover on your side, as well as an Online Fraud Protection Guarantee, protecting you against any unauthorised charges.

Support

You can access account assistance from Global Card Support at any time of the day or night, and thanks to American Express’s global network of offices, they will usually get a replacement card to you within 48 hours, virtually anywhere in the world.

As for tech compatibility, the David Jones American Express Platinum Credit Card can be synced with Apple Pay, Samsung Pay and Google Pay.

This Card: The Essentials

With no points cap and up to four free additional cardholders, this card offers the potential to earn seriously valuable rewards – and it’s no slouch in the features department either. With a relatively high purchase rate, however, carrying a balance is not recommended. To get the most out of the rewards and features on offer, it’s best to clear your balance by the monthly due date.

In terms of eligibility, you must be aged 18 or over to apply, with no history of bad debt or payment default, and an annual income of $65,000 or more. You must be an Australian citizen or permanent resident, or hold a long term visa. Long term means at least 12 months and does not include student visas.

Decision Time

Providing amazing flexibility, the David Jones American Express Platinum Credit Card allows cardholders to opt in to American Express Membership Rewards or Qantas Frequent Flyer. A big points earner, the card offers a great earn rate on David Jones purchases and supermarket and fuel purchases, with $450 credit available after spending $1,500 non-David Jones transactions in the first three months. With features and extras aplenty, this card may well be worth the annual fee.

User reviews

David Jones American Express Platinum Credit Card ( based on 2 Creditcard.com.au user reviews )

60% rating based on 2 reviews

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates



Purchase rate 20.74% p.a.

Introductory purchase rate 0% p.a. for 12 months

Cash advance rate N/A

Interest free period on purchases up to 44 days

Credit limits

Minimum credit limit $2,000

Maximum credit limit N/A

Fees & repayments

Annual fee $295 p.a.

Additional cardholder fee Up to 4 at no extra cost

Foreign transaction fee 3%

Minimum repayment

Cash advance fee N/A

Late payment fee $30

Rewards and points

Rewards program

Rewards Program Amex Membership Rewards Amex Membership Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Amex Rewards points 1 point per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance No

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance No

Rental Vehicle Excess In Australia Insurance No

Extras

Complimentary DJ gift wrapping and priority delivery

Eligible with Apple Pay, Samsung Pay and Google Pay

Two entries per year to the AMEX Lounge at Sydney or Melbourne International Airport

Overview

David Jones American Express Platinum Credit Card

With a David Jones American Express Platinum Card, you can earn Membership Rewards Points for every dollar you spend on everyday items such as groceries and petrol. You can choose from the AMEX rewards program or earn Qantas points (1 Reward Point = 0.5 Qantas Points). Receive $450 back when you apply online by 13 July 2022, are approved and spend $1,500 outside David Jones on your new card within the first three months of becoming a Card Member. Earn up to 4 Rewards Points per dollar spent and get up to 4 supplementary cards at no extra fee. Enjoy platinum benefits such as complimentary priority delivery, alterations, and invitations to fashion events.

Key features

  • Receive $450 back when you apply online by 13 July 2022, are approved and spend $1,500 outside David Jones on your new card within the first three months
  • Earn 4 Reward Points per $1 spent at David Jones, 3 Reward Points per $1 spent at major supermarkets and petrol stations, and 1 Reward Point per $1 spent on all other purchases
  • Complimentary priority delivery, priority appointments, alterations, gift wrapping and other exclusive card member benefits on eligible transactions at David Jones
  • Experience David Jones membership benefits such as invitations to exclusive season launch parades, fashion events and more
  • Complimentary International and Domestic Travel Insurance (including limited cover related to COVID-19, T&Cs apply)
  • Choice of 12 months interest-free with no deposit when you spend $500 or more on your card, in one transaction; or 60 months interest-free with no deposit when you spend $1,000 or more on your card, in one transaction, across all departments in-store or online at David Jones
  • 3 Months Pay Later Option – allowing deferred payment for 3 months when you spend $50 or more on your card, in one transaction, across all departments in store or online at David Jones
  • Choose either Membership Rewards or Qantas Frequent Flyer as your rewards program
  • Enjoy two complimentary entries per year to the American Express Lounge located at Sydney International Airport or Melbourne International Airport
  • Eligible for use with Google Pay, Apple Pay and Samsung Pay

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Australian citizen or permanent resident or hold a long term visa. Long term means at least 12 months and does not include student visas.

  • Minimum income of $65,000 p.a.

  • You have your personal details ready to complete the online application

Pauline

Pauline is a personal finance expert at CreditCard.com.au, with 8 years in money, budgeting and property reporting under her belt. Pauline is passionate about seeing Aussies win by making their money – and their credit cards – work smarter, harder and bigger

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

12 questions (showing the latest 10 Q&As)

Brett

Brett

14 July 2022
Hi ... I have a platinum Amex card and checking if I buy o/s flights for myself and girlfriend , on my Amex , will I get travel insurance for both of us or just the card holder
    Pauline - CreditCard.com.au

    Pauline

    15 July 2022
    Hi Brett, that’s a great question! If you’re referring to having an American Express David Jones Platinum card, it looks like you and your girlfriend may be eligible for coverage. This is provided if you’ve met the criteria for coverage (e.g. spend at least $500 on accommodation, pay the full amount for your trip using your card, etc.). You can check the official David Jones American Express Platinum card insurance PDF or give them a call at 1300 368 989 for further information. Safe travels!
Marjorie

Marjorie

29 April 2022
What are David Jones American Express points worth? Ie How many thousand points equate to 100 AUD, please?
    Pauline - CreditCard.com.au

    Pauline

    2 May 2022
    Hi Marjorie, I checked this for you and according to American Express David Jones’ terms, 1 Reward point is equivalent to 1 Membership Reward point. When it comes to redemption, it depends on what option you’d select. Also, I see that 100,000 Reward points is roughly equivalent to AU$500, so approximately $100AUD is 20,000 points. You can check on American Express David Jones’ official reward points terms and conditions for more information.
Kath

Kath

6 December 2020
I’m purchasing skin care for $1000.00 and will place it on deferred payment- do I receive the points immediately or only once payment has been made?
savan

savan

8 April 2020
Hi I have a American Express Platinum DJ. Can i use the pints to pay off my annual card payment
Lynne

Lynne

2 April 2020
I have a david jones amexth platinum credit card compare with the main platinum amex
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 April 2020
    Hi Lynne, the Platinum is the premium card for AMEX. It has the highest reward point earning and suits big spenders. It is a charge card rather than credit. That means, you have to pay off the balance in full each period. On the good side there is no interest. If you are a big spender on AMEX. Then the Platinum card makes sense. Have a look at more details information on the extra features that may make this card more suitable. https://www.creditcard.com.au/american-express-platinum-charge-credit-card/
Judith

Judith

10 September 2019
I am the primary holder of David Jones Platinum card, my husband is secondary. If I pay for airline tickets for overseas travel with the card, are we both covered by travel insurance. Also any restrictions on age.
Reginald

Reginald

26 June 2019
When applying in-store for this card at David Jones, can my wife give you my details or do I need to be in-store with her to apply in person? Thank you.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 June 2019
    Hi Reginald, I suggest that you apply online for the fastest processing. If you have an offline application form and complete it. Then you should be able to have your wife submit it. You would need to provide identity proof but that should be able to be done online.
rose

rose

9 May 2019
Is the travel insurance on a platinum card extended to my husband and son if i use the card to buy the tickets and accommodation using the card? For example if my husband will have an emergency such as accident while travelling with me, will the hospital coverage under his name will be covered? considering that he is not the card holder or extension of my platinum card? Thank you.
Linda

Linda

20 November 2018
HI, I'm wondering if I have extended warranty on a Miele washing machine that I purchased just over 2 years ago, with I think this card. If so, how much longer? How do I claim that with Miele? Thanks Linda
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 November 2018
    Hi Linda, I am not completely sure. I would give David Jones credit card customer service a call on 1300 368 989. They will be able to tell you the best way forward with your claim. Best of luck with sorting it out.
Gary R Morris

Gary R Morris

13 December 2017
If i use this card on purchases overseas - how many points are earned per dollar spent? Ykank you
Jeanne

Jeanne

22 May 2015
Do points apply to Bpay and PAO internet payments too?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 May 2015
    Hi Jeanne - I am not sure what PAO interest payments are, i have never heard of them. I have found the terms + conditions PDF that is worth your reviewing. This products full rewards on the David Jones rewards. In regards to when you don't earn points, this is the clause which details that: 3.5 No Reward Points will accrue in respect of: • Cash Advances and other cash services; • American Express Travellers Cheque purchases; • Interest charges; • Fees and charges, including annual Card fees; • Charges for the pay portion of a Points + Pay Membership Rewards redemption; • Charges in relation to promotional offers which we exclude from Reward Points accrual; • Charges for which we do not receive payment in full for any reason; and • Balance Transfers from other credit card accounts and the David Jones Storecard. However, we reserve the right to offer Reward Points on Balance Transfers as part of specific promotions and subject to any conditions we think fit.
Jeanne

Jeanne

22 May 2015
Is there a cap on points that can be earned?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    25 May 2015
    Hi Jeanne - points are uncapped

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