The American Express Business Explorer Credit Card
Looking for massive bonus points earn? Then this new card from American Express could be the card for you and your business.
This card stands out from other business credit card offers on the market. On top of the 100,000 Membership Rewards Bonus Points, it allows for an annual bonus loyalty points earn. It means that every 12 months from your Card approval date your business spend $100,000 - you’ll receive 50,000 Membership Rewards Bonus Points.
Points can be transferred to up to 8 airline partner programs: Asia Miles™, Emirates Skywards, Etihad Guest, Malaysian Airlines Enrich, Singapore Airlines KrisFlyer, THAI Royal Orchid Plus, Velocity Frequent Flyer and Air New Zealand Airpoints™.
100,000 Membership Rewards Points equates to 75,000 Velocity Points. That's enough Velocity Points for a return Economy Classic Flight Reward from Melbourne to London (From 75,000 Points +$114.71 AUD Taxes, Carrier Charges& Fees)
Let’s take a look at the points earn. Earn 2 Membership Rewards points per $1 spent on all purchases except government bodies in Australia where you will earn 1 point per $1 spent. Points are not capped and don’t expire.
Pay no annual fee the first year. The ongoing annual fee is $395 and may be tax deductible when your Card is used solely for business purposes. Not to mention the value you get for the annual fee.
What we love...
Apart from the obvious bonus points and annual loyalty bonus points, the card comes with a low interest rate on purchases at 16.99% p.a. and up to 55 days interest free to help free up cash flow. Complimentary travel insurance for peace of mind knowing that you’ll have extensive protection for you, your partner, any dependent children under the age of 22 and any employees who have a Supplementary Card when the Card is used to pay for your business travel.
Another interesting extra for business travellers is the card’s special airport lounge access. Cardholders can live it up with two complimentary entries per year to the American Express Lounge, located at Sydney International Airport or Melbourne International Airport.
What’s not so great...
The card doesn’t come with an introductory balance transfer offer. This is only worth considering if you need to transfer an existing business credit card debt from another bank or issuer.
Why should you choose this card?
As a business credit card, the Business Explorer offers plenty of premium features and fantastic bonus point offers that keeps on giving. So much value packed in for the $395 annual fee.
The American Express Business Explorer Credit Card is a business card with amazing value and premium features. Well worth a closer look for you and your business. Offer ends 3 July 2019.