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BOQ Specialist Platinum Velocity Credit Card

1 review
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Velocity Frequent Flyer

Bonus points

N/A
% Complete (success)

Annual fee

$150
p.a.
150% Complete (success)

Pros

Earn 1 Velocity Point for every $2 spent on eligible purchases in Australia

Earn 1 Velocity Point for every $1 spent on eligible international purchases

Complimentary travel insurance

Cons

No airport lounge access

BOQ Specialist Platinum Velocity Credit Card

With BOQ Specialist Platinum Velocity Credit Card you can earn up to 1 Velocity point per $1 spent. Complimentary overseas travel insurance, access to Visa Concierge and Visa Front Line Access.

Key features

  • Earn 1 Velocity Point for every $2 spent on eligible purchases in Australia
  • Earn 1 Velocity Point for every $1 spent on eligible international purchases
  • Complimentary travel insurance
  • Concierge and Front Line Access provided by Visa
  • Up to 55 days interest free on purchases
100% of customers who have rated this card would recommend it
  • Rates
    42%
  • Fees
    41%
  • Rewards
    36%
  • Customer Service
    90%
  • Value
    53%
Overall user rating 52%
1 reviews
Interest Rates
Purchase rate 20.50% p.a.
Cash advance rate 20.50% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Credit limits
Minimum credit limit N/A
Maximum credit limit N/A
Fees & repayments
Annual fee $150 p.a.
Cash advance fee N/A
Credit card type Visa
Rewards program
Rewards program Velocity Frequent Flyer Velocity Frequent Flyer
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Velocity points 0.5 points per $1 spent
Overseas earn rate 1 point per $1 spent
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover No
Smartphone screen insurance No
Purchase protection insurance No
Extended warranty insurance No
Rental vehicle excess cover No

The BOQ Specialist Platinum Card with Velocity Points

A specialist card offered to doctors, dentists and vets, the BOQ Specialist Platinum Velocity Card provides an easy way to earn points on the Velocity program, while also enjoying a number of platinum perks. These include complimentary overseas travel insurance, discounted Visa Airport SpeedPass, and access to Visa Concierge, Visa Front Line Access and Visa Entertainment.

What we love...

As you would expect on a Velocity card, the BOQ Specialist Platinum Velocity Card rewards frequent travellers most of all. This can be seen in the features on offer, and also within its points-earning structure. While the card does offer a decent points earn on spending made at home in Australia, it offers an even higher points earn on purchases made overseas.

  • 1 Velocity Point for every $2 spent on eligible purchases in Australia
  • 1 Velocity Point for every $1 spent on eligible international purchases

This could, of course, benefit you if you travel overseas on a regular basis, but it may also come in handy if you like buying online from overseas merchants.

Is the Velocity Frequent Flyer program right for you? The Velocity program is one of the most popular frequent flyer programs in Australia, which means, as a member, you have lots of redemption options open to you. You may choose to get away from it all, booking a flight to somewhere unforgettable, or travel in style by upgrading to Business, or even First.

Alternatively, you could use your points within the Velocity Store to pick up something special, either for yourself or for someone who deserves a treat. Check out the options to choose from gadgets and homewares, fashion and jewellery, gift cards and experiences. Alternatively, you could fill up your car at BP to use your points for fuel or in-store purchases.

As a platinum card, the BOQ Specialist Platinum Velocity Card obviously has more to offer than just rewards. Another good feature for the frequent traveller is the card’s complimentary overseas travel insurance. This offers up to 90 days of cover for you, your spouse and dependent children when you pay for your return travel with your card.

Visa’s Concierge Service can be another handy feature for travellers, providing access to essential info on where to go and what to do, while also helping out with travel bookings, restaurant reservations and even gift buying. Meanwhile, Visa Entertainment and Visa Front Line Access offers exclusive access to tickets, events and offers not open to the general public.

What’s not so great...

Rewards and features almost always come at a cost. Choosing the BOQ Specialist Platinum Velocity Card means you will pay a fairly sizable annual fee – but, that annual fee could be worth it, as long as you get more back in extras and rewards. To do that, you will need to clear your balance each month to avoid the card’s high purchase rate, which will also allow you to benefit from up to 55 days interest free on purchases.

Why should you choose this card?

If you work within the medical, dental or veterinary fields and you want to earn Velocity Points on your business and personal spending, the BOQ Specialist Platinum Velocity Card may just be the card for you. Working especially well for frequent travellers, this is a card that focuses on travel-related features.

Aside from the features already mentioned, the card also provides a 15% discount on the Visa Airport SpeedPass, offering fast-track immigration at more than 280 international airports. There are also additional insurance products on offer which could help to protect purchases made on the card. For more on this – and the card’s travel cover – check the PDS.

As you might expect from a product that’s offered exclusively to professionals, the card also makes managing both business and personal finances easier, with split statements and separate credit cards for business and personal purposes available, as well as compatibility with financial accounting systems such as XERO and MYOB.

Overall Rating

Providing some very appealing platinum perks for the frequent traveller, the BOQ Specialist Platinum Velocity Card offers even more rewards in the form of Velocity Points earned on spending at home and overseas.

(showing the latest 10 Q&As)

  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Permanent Resident or Australian Citizen
  • You have your personal details ready to complete the online application
BOQ Specialist Platinum Velocity Credit Card
BOQ Specialist Platinum Velocity Credit Card

BOQ Specialist Credit Cards

BOQ Specialist Platinum Velocity Credit Card

Updated 18 June 2019

Points Earn Rate (per $1 spent)

0.5

points

Velocity

Rewards Program

Velocity Frequent Flyer

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Earn 1 Velocity Point for every $2 spent on eligible purchases in Australia
  • Earn 1 Velocity Point for every $1 spent on eligible international purchases
  • Complimentary travel insurance

  • No airport lounge access

Creditcard.com.au review

Editor Review

The BOQ Specialist Platinum Card with Velocity Points

A specialist card offered to doctors, dentists and vets, the BOQ Specialist Platinum Velocity Card provides an easy way to earn points on the Velocity program, while also enjoying a number of platinum perks. These include complimentary overseas travel insurance, discounted Visa Airport SpeedPass, and access to Visa Concierge, Visa Front Line Access and Visa Entertainment.

What we love...

As you would expect on a Velocity card, the BOQ Specialist Platinum Velocity Card rewards frequent travellers most of all. This can be seen in the features on offer, and also within its points-earning structure. While the card does offer a decent points earn on spending made at home in Australia, it offers an even higher points earn on purchases made overseas.

  • 1 Velocity Point for every $2 spent on eligible purchases in Australia
  • 1 Velocity Point for every $1 spent on eligible international purchases

This could, of course, benefit you if you travel overseas on a regular basis, but it may also come in handy if you like buying online from overseas merchants.

Is the Velocity Frequent Flyer program right for you? The Velocity program is one of the most popular frequent flyer programs in Australia, which means, as a member, you have lots of redemption options open to you. You may choose to get away from it all, booking a flight to somewhere unforgettable, or travel in style by upgrading to Business, or even First.

Alternatively, you could use your points within the Velocity Store to pick up something special, either for yourself or for someone who deserves a treat. Check out the options to choose from gadgets and homewares, fashion and jewellery, gift cards and experiences. Alternatively, you could fill up your car at BP to use your points for fuel or in-store purchases.

As a platinum card, the BOQ Specialist Platinum Velocity Card obviously has more to offer than just rewards. Another good feature for the frequent traveller is the card’s complimentary overseas travel insurance. This offers up to 90 days of cover for you, your spouse and dependent children when you pay for your return travel with your card.

Visa’s Concierge Service can be another handy feature for travellers, providing access to essential info on where to go and what to do, while also helping out with travel bookings, restaurant reservations and even gift buying. Meanwhile, Visa Entertainment and Visa Front Line Access offers exclusive access to tickets, events and offers not open to the general public.

What’s not so great...

Rewards and features almost always come at a cost. Choosing the BOQ Specialist Platinum Velocity Card means you will pay a fairly sizable annual fee – but, that annual fee could be worth it, as long as you get more back in extras and rewards. To do that, you will need to clear your balance each month to avoid the card’s high purchase rate, which will also allow you to benefit from up to 55 days interest free on purchases.

Why should you choose this card?

If you work within the medical, dental or veterinary fields and you want to earn Velocity Points on your business and personal spending, the BOQ Specialist Platinum Velocity Card may just be the card for you. Working especially well for frequent travellers, this is a card that focuses on travel-related features.

Aside from the features already mentioned, the card also provides a 15% discount on the Visa Airport SpeedPass, offering fast-track immigration at more than 280 international airports. There are also additional insurance products on offer which could help to protect purchases made on the card. For more on this – and the card’s travel cover – check the PDS.

As you might expect from a product that’s offered exclusively to professionals, the card also makes managing both business and personal finances easier, with split statements and separate credit cards for business and personal purposes available, as well as compatibility with financial accounting systems such as XERO and MYOB.

Overall Rating

Providing some very appealing platinum perks for the frequent traveller, the BOQ Specialist Platinum Velocity Card offers even more rewards in the form of Velocity Points earned on spending at home and overseas.

User reviews

BOQ Specialist Platinum Velocity Credit Card ( based on 1 Creditcard.com.au user review )

52% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 20.50% p.a.

Cash advance rate 20.50% p.a.

Interest free on purchases up to 55 days

Credit limits

Minimum credit limt N/A

Maximum credit limit N/A

Fees & repayments

Annual fee $150 p.a.

Additional card holder fee N/A

Foreign transaction fee N/A

Minimum repayment

Cash advance fee N/A

Late payment fee N/A

Rewards and points

Rewards program

Rewards Program Velocity Frequent Flyer Velocity Frequent Flyer

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Velocity pointsVelocity points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate 1 point per $1 spent

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover No

Smartphone screen insurance No

Purchase protection insurance No

Extended warranty insurance No

Rental vehicle excess cover No

Overview

BOQ Specialist Platinum Velocity Credit Card

With BOQ Specialist Platinum Velocity Credit Card you can earn up to 1 Velocity point per $1 spent. Complimentary overseas travel insurance, access to Visa Concierge and Visa Front Line Access.

Key features

  • Earn 1 Velocity Point for every $2 spent on eligible purchases in Australia
  • Earn 1 Velocity Point for every $1 spent on eligible international purchases
  • Complimentary travel insurance
  • Concierge and Front Line Access provided by Visa
  • Up to 55 days interest free on purchases

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Permanent Resident or Australian Citizen

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

(showing the latest 10 Q&As)

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