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Bank of Queensland Platinum Credit Card

7 reviews

Apply by 30 September 2019

points over 12 months Calculate your savings icon

Earn rate per $1

2 points
16.77% Complete (success)
Q Rewards

Bonus points

N/A
% Complete (success)

Annual fee

$0 first year
0% Complete (success)
then $129

Pros

0% p.a. on balance transfers for 12 months

$0 annual fee your first year. $129 thereafter

2 Q reward points accrued per $1 spent

Extended warranty up to 12 months cover

International travel insurance

Cons

Balance transfer rate reverts to the cash advance rate after intro period

High standard interest rates so pay that balance off in full

Bank of Queensland Platinum Credit Card

Switch your current credit card debt to 0% pa. interest on balance transfers for up to 12 months with Platinum perks, take a look at the BOQ Platinum Visa. Balance transfers revert to the cash advance rate thereafter, currently 21.74%p.a. Get up to 55 days interest free on purchases and pay $0 annual fee in the first year (save $129). Earn 1,000 bonus Q Rewards® points when you spend $1,000 on Eligible Transactions every month for the first 12 months.

You can earn 2 points for each dollar you spend, and points can be redeemed on the Q Rewards program, which allows you to fly on most major airlines anytime with Take Flight. Benefits of the card also include a 24/7 Personal Concierge service, international travel insurance, purchase cover insurance, extended warranty, up to 55 days interest free on purchases, $1000 daily cash advance limit through ATMs, a guaranteed pricing scheme, and a priority customer service hotline.

Key features

  • 0% p.a. on balance transfers 12 months, reverting to the cash advance rate thereafter, currently 21.74%p.a.
  • $0 annual fee your first year. $129 thereafter
  • Purchase rate of 20.74% p.a.
  • Complimentary International Travel Insurance
  • Earn 2 Q Rewards points for every $1 spent
  • Use your rewards points to book flights on any airline
  • Complimentary Purchase Cover Insurance
  • 24/7 Platinum Concierge Service
  • Extended Warranty
71% of customers who have rated this card would recommend it
  • Rates
    75%
  • Fees
    53%
  • Rewards
    83%
  • Customer Service
    70%
  • Value
    70%
Overall user rating 70%
7 reviews

39% Visitor

Took too long for them to send me the card and even tried to contact them via telephone to check the progress of my application. The girl didn't seem to have a clue what she was talking about, and answered my questions by asking me questions. Honestly, don't waste your time on BOQ.

Does not recommend this card

Interest Rates
Purchase rate 20.74% p.a.
Cash advance rate 21.74% p.a.
Interest free on purchases up to 55 days
Balance Transfer
Balance transfer rate 0% p.a. for 12 months
Balance transfer fee No fee
Balance transfer revert rate 21.74% p.a.
Balance transfer limit 80% of your approved new credit limit
Balance transfer from personal loan No
Banks you can't balance transfer from Bank of Queensland ,Citi ,Coles ,IMB ,Qantas Money ,Suncorp ,Virgin Money
Credit limits
Minimum credit limit $6,000
Maximum credit limit $30,000
Fees & repayments
Annual fee $129 p.a.
Annual fee first year $0
Additional cardholder fee Up to 4 at no extra cost
Cash advance fee 3.5%
Foreign transaction fee 3.4%
Minimum repayment 2%
Late payment fee $10
Credit card type Visa
Rewards program
Rewards program Q Rewards Q Rewards
Annual points cap uncapped
Bonus points spend criteria N/A
Earning points with this card
Q Rewards points 2 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance Yes
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
1,000 bonus points every month you spend $1,000 per month for first 12 months
No annual fee ongoing if you spend a min. of $12,000 p.a.

The Bank of Queensland Platinum Credit Card

With the Bank of Queensland Platinum Credit Card, cardholders can enjoy a seriously rewarding experience. Currently, new cardholders will pay $0 annual fee for the first year, to then earn 1,000 bonus Q Rewards points every month for the first 12 months after meeting a minimum monthly spend of $1,000. Also on offer is a great everyday earn rate, plus a full suite of insurance covers and 0% p.a. on balance transfers for 12 months.

What we love...

When you compare rewards cards, you need to determine each card’s value to decide whether it’s right for you. One thing that makes a card more valuable is a no annual fee offer, such as the one currently offered on the Bank of Queensland Platinum Credit Card. As a new cardholder, you will pay $0 annual fee for the first year, and no ongoing annual fee as long as you spend a minimum of $12,000 per year on retail purchases.

As long as you meet these requirements and clear your balance before it starts accruing interest, you are essentially earning rewards for free with this card. Meeting that minimum spend has another bonus as well. Each month you spend at least $1,000 on eligible transactions during the first 12 months of having the card, you will receive a bonus 1,000 Q Rewards points. That means, your monthly spend of $1,000 would give you 3,000 points each month for the first year, while you pay nothing in annual fees.

In terms of everyday earning, you will earn 2 Q Rewards points for every $1 you spend on eligible transactions. There is no points capping and no points expiry, so you can take as long as you like to stack up points for that perfect reward. As for points redemption options, these are wide-ranging within the Q Rewards program, including travel, merchandise, gift cards and conversion to flybuys points. You may also redeem points to cover eligible purchases or your annual fee.

Aside from the intro offers we have already mentioned, this card also has a pretty nice balance transfer offer, providing 0% p.a. on balance transfers for 12 months. Bear in mind, while the card typically offers up to 55 days interest free on purchases to cardholders who clear their balance each month, there are no interest free days on accounts with a balance transfer. To be eligible for the offer, you must apply and be approved by 30 September 2019, and you may transfer up to 80% of your approved credit limit, from non Citi-issued cards.

What’s not so great...

Rewards cards, in general, tend to have higher interest rates. The Bank of Queensland Platinum Credit Card is no exception. If you want to see real value on this card, clear the balance before it starts accruing interest. Also, if you don’t meet the minimum spend, you will pay the standard annual fee, which isn’t high, but will reduce the value you see from your rewards.

Why should you choose this card?

If you want an alternative to other, perhaps better-known rewards programs, the Bank of Queensland Platinum Credit Card may be a worthy option. You can earn points on the very flexible Q Rewards program, while enjoying some very appealing extras. Aside from the extras already mentioned, you can take advantage of these travel and purchase insurance covers:

  • International Travel Insurance: Cover for you and your family for medical expenses, trip cancellation due to unexpected circumstances, loss or theft of personal items and more.
  • Interstate Flight Inconvenience Insurance: Cover for events like flight delays, cancellations, baggage delays and personal item damage for domestic travel within Australia.
  • Transit Accident Insurance: Cover for you, your spouse and or/dependent children for specific injuries sustained while on a trip, which has been paid for on your card.
  • Purchase Cover Insurance: Covers products lost, stolen or damaged anywhere in the world within 90 days of purchase.
  • Extended Warranty Insurance: Provides extended warranty on eligible items.
  • Guaranteed Pricing Scheme: Offers a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price.

Terms and conditions apply, so be sure to read the PDS for full info.

On top of that, you can benefit from access to a personal concierge service, available 24/7, helping you with everything from organising your next travel adventure to buying the perfect gift for your mum on her birthday. Another nice extra allows you to add up to 4 additional cardholders to the account at no extra cost, helping you to earn points even faster.

Overall Rating

Offering plenty of reasons to choose this card, the Bank of Queensland Platinum Credit Card provides an excellent everyday earn rate on top of 1,000 bonus points each month you spend $1,000 during the first 12 months. There is no annual fee for the first year, no annual fee each year you meet the minimum spend, plus 0% p.a. on balance transfers for 12 months.

19 questions (showing the latest 10 Q&As)

Elaine

Elaine

10 August 2019
Can’t seem to load the boq credit card to my iPhone wallet, please advise instructions.. Thanks
Kevin Briggs

Kevin Briggs

16 May 2019
We booked a sunset cruise with Makani catamaran in Honolulu & were told to catch the bus at a certain location but it’s so confusing because there are just so many come along &zone bus driver said we were on the wrong side of the road & the bus that came along had sunset cruises on so we thought that was the one but it wasn’t so we missed our bus. So went back to the hotel to ring them & give them the story & a refund but because we cancelled they said they were going to charge us $30 on our credit card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 May 2019
    Hi Kevin, if you want to dispute the $30 they charge for the cancellation fee. Then reach out to BOQ when you are back from your holiday. You could do so now if you are keen.
lynn

lynn

6 February 2019
hi, what's a balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 February 2019
    You currently have credit card, store card or personal loan debt. You are approved for a new balance transfer credit card. Your new bank makes a payment on your behalf off your old card The debt is transferred from your old card to your new card. You receive a special interest rate, typically 0% for up to 2 years. It must be between different banks - Commbank debt to Westpac. You can only transfer your own debt – not your partners or family. The simple process to apply takes around 10-15 mins to apply online.
Maria

Maria

1 February 2019
Does my platinum credit card cover cruise
neville cain

neville cain

29 November 2018
has it been aproved
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 November 2018
    Hi Neville, you will need to reach out to Bank of Queensland Platinum credit card customer service to check on how your application is going. This is the number for Gold and Platinum cards - 1300 72 31 34. Typically credit card applications take 5-10 working days to process.
James

James

26 June 2018
Thanks for the swift reply Roland, but it seems that BoQ is not one of the banks supported in Australia by Google Pay.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 June 2018
    Hi James, that sux, as the card is issued through Citi you would think it should be possible. I know that Citi cards work with Google Pay. Though this must not have passed down to BOQ.
James

James

26 June 2018
How do I store my card on an Android phone and enable Visa PayWave? Thanks in advance.
David Ho

David Ho

19 November 2017
Hi I bought an Acer notebook computer from JB hi fi in Jan17 using my BOQ platinum Visa card . One of the key fell off and the touch pad doesn’t work intermittently. Acer refused to honour the warranty which I believe is a breach of consumer law. Can I claim on the extended warranty provided by VISA ? Thanks
Ron

Ron

11 October 2017
Does your card cover Australia travel insurance, and car hire excess
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 October 2017
    Hi Ron, there is no domestic travel insurance with this Bank of Queensland Platinum credit card. There are a very limited amount of cards that do other domestic cover but from memory they tend to be AMEX. Additionally the ANZ Travel Adventures card does have domestic car hire excess as one of its features.
Diane Piwinski

Diane Piwinski

12 September 2017
If I purchased tickets for a domestic cruise in Qld - does the credit card provide automatic travel insurance and if so what does this cover
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2017
    Hi Diane, this card does not come with any domestic travel insurance. You will need to purchase insurance separately for your trip. Have a great time.
Glen

Glen

5 July 2017
I asked a simple question & you have not given me an answer. For $100 how many points do I need? Do I need 20,000 Or 100,000 please give me a straight answer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 July 2017
    Hi Glen, I do not have a BOQ card. I provided you a link to the rewards program where you can see what you redeem. Speak to BOQ directly in regards to this question if you are not happy with the information that I have provided. All answers are only view able on our desktop / tablet version. 1800 077 024. I'm sorry I could not be more help.
Glen

Glen

3 July 2017
I will ask another way. For $100 how many points do I need
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 July 2017
    Hi Glen, I have found this website that details what you can redeem for and how many points it takes - http://www.boqrewards.com/. I had trouble loading the site when I tried but it should work when you try fingers crossed.
brian cassingham

brian cassingham

9 May 2016
re your letter April 29 who is the new insurance provider for my platinum visa card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 May 2016
    Hi Brian, this is what I have been able to grab. This insurance cover is provided automatically to cardholders under a Group Policy issued to Citigroup Pty Limited, ABN 88 004 325 080, AFS Licence No 238098 of 2 Park Street, Sydney, NSW 2000 (“Citibank”) by AGA Assistance Australia Pty Ltd, ABN 52 097 227 177, AFS Licence No 245631 trading as Allianz Global Assistance of 74 High Street, Toowong, QLD 4066 (“Allianz Global Assistance”) under a binder from the underwriter, Allianz Australia Insurance Limited, ABN 15 000 122 850, AFS Licence No. 234708,of 2 Market Street, Sydney, NSW 2000 (“Allianz”).The insurance cover described in this booklet is provided for your benefit under a Group Policy entered into between Allianz, Allianz Global Assistance and Citibank. Citibank is the policy owner. As an eligible cardholder, you have the benefit of insurance cover as a third party beneficiary.http://www.boq.com.au/uploadedFiles/Ancillary_content/BOQ0007_(0416)%20Insurance%20cover%20BOQ%20Platinum%20Gold%20Blue%20Card.pdf
brian cassingham

brian cassingham

6 May 2016
who is the new insurance provider for my platinum visa card
David

David

24 March 2016
How do I sign up
jmartin

jmartin

22 July 2015
What are the age limits for the travel insurance?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 July 2015
    Hi Joyce, I couldn't find the specific age. Check out their PDF on complimentary insurance products. Zurich are the provider of the insurance so it may be best to contact them or check with BOQ directly. Typically the limit is around 80.
Laurel Godwin

Laurel Godwin

6 July 2015
Please send some info on international travel insurance. I have a platinum card
Kylie

Kylie

6 July 2015
What is the maximum amount you can balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 July 2015
    Hi Kylie - BOQ is issued through Citi - therefore the maximum you can transfer is 80% of your approved credit limit. These limits are defined by your credit history and personal situation. A strong balance transfer offer with high limits is the St George Vertigo Platinum at 0% for 20 months. May be worth checking out. Best of luck with your application either way.
kim

kim

21 April 2015
if my card has a limit of $9000 and I owe roughly $5800, how much will be transferred over if I choose this BOQ balance transfer? can I have the whole remaining balance transferred over?thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 April 2015
    Hi Kim - its possible but would be subject to credit approval. BOQ are issued through Citibank, therefore you cannot transfer any Citi issued debt. It has a minimum credit limit of 6k with up to 80% available for balance transfer. Therefore if you are approved for over 7.5k then you can transfer the whole amount. Best of luck with your application. This is the best balance transfer offer that BOQ have come out with.
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Minimum income of $35000 p.a.
  • You have your personal details ready to complete the online application
Bank of Queensland Platinum Credit Card
Bank of Queensland Platinum Credit Card

Bank of Queensland Credit Cards

Bank of Queensland Platinum Credit Card

Updated 18 June 2019

Apply by 30 September 2019

Points Earn Rate (per $1 spent)

2

points

Q Rewards

Rewards Program

Q Rewards

Bonus Points

N/A

0 points over 12 months spend

My monthly card spend

Pros and cons

  • 0% p.a. on balance transfers for 12 months
  • $0 annual fee your first year. $129 thereafter
  • 2 Q reward points accrued per $1 spent
  • Extended warranty up to 12 months cover
  • International travel insurance

  • Balance transfer rate reverts to the cash advance rate after intro period
  • High standard interest rates so pay that balance off in full

Creditcard.com.au review

Editor Review

The Bank of Queensland Platinum Credit Card

With the Bank of Queensland Platinum Credit Card, cardholders can enjoy a seriously rewarding experience. Currently, new cardholders will pay $0 annual fee for the first year, to then earn 1,000 bonus Q Rewards points every month for the first 12 months after meeting a minimum monthly spend of $1,000. Also on offer is a great everyday earn rate, plus a full suite of insurance covers and 0% p.a. on balance transfers for 12 months.

What we love...

When you compare rewards cards, you need to determine each card’s value to decide whether it’s right for you. One thing that makes a card more valuable is a no annual fee offer, such as the one currently offered on the Bank of Queensland Platinum Credit Card. As a new cardholder, you will pay $0 annual fee for the first year, and no ongoing annual fee as long as you spend a minimum of $12,000 per year on retail purchases.

As long as you meet these requirements and clear your balance before it starts accruing interest, you are essentially earning rewards for free with this card. Meeting that minimum spend has another bonus as well. Each month you spend at least $1,000 on eligible transactions during the first 12 months of having the card, you will receive a bonus 1,000 Q Rewards points. That means, your monthly spend of $1,000 would give you 3,000 points each month for the first year, while you pay nothing in annual fees.

In terms of everyday earning, you will earn 2 Q Rewards points for every $1 you spend on eligible transactions. There is no points capping and no points expiry, so you can take as long as you like to stack up points for that perfect reward. As for points redemption options, these are wide-ranging within the Q Rewards program, including travel, merchandise, gift cards and conversion to flybuys points. You may also redeem points to cover eligible purchases or your annual fee.

Aside from the intro offers we have already mentioned, this card also has a pretty nice balance transfer offer, providing 0% p.a. on balance transfers for 12 months. Bear in mind, while the card typically offers up to 55 days interest free on purchases to cardholders who clear their balance each month, there are no interest free days on accounts with a balance transfer. To be eligible for the offer, you must apply and be approved by 30 September 2019, and you may transfer up to 80% of your approved credit limit, from non Citi-issued cards.

What’s not so great...

Rewards cards, in general, tend to have higher interest rates. The Bank of Queensland Platinum Credit Card is no exception. If you want to see real value on this card, clear the balance before it starts accruing interest. Also, if you don’t meet the minimum spend, you will pay the standard annual fee, which isn’t high, but will reduce the value you see from your rewards.

Why should you choose this card?

If you want an alternative to other, perhaps better-known rewards programs, the Bank of Queensland Platinum Credit Card may be a worthy option. You can earn points on the very flexible Q Rewards program, while enjoying some very appealing extras. Aside from the extras already mentioned, you can take advantage of these travel and purchase insurance covers:

  • International Travel Insurance: Cover for you and your family for medical expenses, trip cancellation due to unexpected circumstances, loss or theft of personal items and more.
  • Interstate Flight Inconvenience Insurance: Cover for events like flight delays, cancellations, baggage delays and personal item damage for domestic travel within Australia.
  • Transit Accident Insurance: Cover for you, your spouse and or/dependent children for specific injuries sustained while on a trip, which has been paid for on your card.
  • Purchase Cover Insurance: Covers products lost, stolen or damaged anywhere in the world within 90 days of purchase.
  • Extended Warranty Insurance: Provides extended warranty on eligible items.
  • Guaranteed Pricing Scheme: Offers a refund of the price difference when you purchase in-store and then see the same product advertised at a lower price.

Terms and conditions apply, so be sure to read the PDS for full info.

On top of that, you can benefit from access to a personal concierge service, available 24/7, helping you with everything from organising your next travel adventure to buying the perfect gift for your mum on her birthday. Another nice extra allows you to add up to 4 additional cardholders to the account at no extra cost, helping you to earn points even faster.

Overall Rating

Offering plenty of reasons to choose this card, the Bank of Queensland Platinum Credit Card provides an excellent everyday earn rate on top of 1,000 bonus points each month you spend $1,000 during the first 12 months. There is no annual fee for the first year, no annual fee each year you meet the minimum spend, plus 0% p.a. on balance transfers for 12 months.

User reviews

Bank of Queensland Platinum Credit Card ( based on 7 Creditcard.com.au user reviews )

70% rating based on 7 reviews

Rates
Fees
Rewards
Customer Service
Value
39%

Creditcard.com.au Visitor

6 August 2013

Took too long for them to send me the card and even tried to contact them via telephone to check the progress of my application. The girl didn't seem to have a clue what she was talking about, and answered my questions by asking me questions. Honestly, don't waste your time on BOQ.

Does not recommend this card

Rates and fees

Interest rates

Purchase rate 20.74% p.a.

Cash advance rate 21.74% p.a.

Interest free on purchases up to 55 days

Balance transfer

Balance transfer rate 0% p.a. for 12 months

Balance transfer revert rate 21.74% p.a.

Balance transfer from personal loan No

Balance transfer fee No fee.

Balance transfer limit 80% of approved credit limit

Banks you can't balance transfer from Bank of Queensland, Citi, Coles, IMB, Qantas Money, Suncorp, Virgin Money

Credit limits

Minimum credit limt $6,000

Maximum credit limit $30,000

Fees & repayments

Annual fee $129 p.a.

Additional card holder fee Up to 4 at no extra cost

Foreign transaction fee 3.4%

Minimum repayment 2%

Annual fee the first year $0

Cash advance fee 3.5%

Late payment fee $10

Rewards and points

Rewards program

Rewards Program Q Rewards Q Rewards

Bonus points N/A

Annual points cap uncapped

Bonus points spend criteria N/A

Earning points with this card

Q Rewards pointsQ Rewards points 2 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance Yes

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

1,000 bonus points every month you spend $1,000 per month for first 12 months

No annual fee ongoing if you spend a min. of $12,000 p.a.

Overview

Bank of Queensland Platinum Credit Card

Switch your current credit card debt to 0% pa. interest on balance transfers for up to 12 months with Platinum perks, take a look at the BOQ Platinum Visa. Balance transfers revert to the cash advance rate thereafter, currently 21.74%p.a. Get up to 55 days interest free on purchases and pay $0 annual fee in the first year (save $129). Earn 1,000 bonus Q Rewards® points when you spend $1,000 on Eligible Transactions every month for the first 12 months.

You can earn 2 points for each dollar you spend, and points can be redeemed on the Q Rewards program, which allows you to fly on most major airlines anytime with Take Flight. Benefits of the card also include a 24/7 Personal Concierge service, international travel insurance, purchase cover insurance, extended warranty, up to 55 days interest free on purchases, $1000 daily cash advance limit through ATMs, a guaranteed pricing scheme, and a priority customer service hotline.

Key features

  • 0% p.a. on balance transfers 12 months, reverting to the cash advance rate thereafter, currently 21.74%p.a.
  • $0 annual fee your first year. $129 thereafter
  • Purchase rate of 20.74% p.a.
  • Complimentary International Travel Insurance
  • Earn 2 Q Rewards points for every $1 spent
  • Use your rewards points to book flights on any airline
  • Complimentary Purchase Cover Insurance
  • 24/7 Platinum Concierge Service
  • Extended Warranty

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Minimum income of $35000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

19 questions (showing the latest 10 Q&As)

Elaine

Elaine

10 August 2019
Can’t seem to load the boq credit card to my iPhone wallet, please advise instructions.. Thanks
Kevin Briggs

Kevin Briggs

16 May 2019
We booked a sunset cruise with Makani catamaran in Honolulu & were told to catch the bus at a certain location but it’s so confusing because there are just so many come along &zone bus driver said we were on the wrong side of the road & the bus that came along had sunset cruises on so we thought that was the one but it wasn’t so we missed our bus. So went back to the hotel to ring them & give them the story & a refund but because we cancelled they said they were going to charge us $30 on our credit card.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    17 May 2019
    Hi Kevin, if you want to dispute the $30 they charge for the cancellation fee. Then reach out to BOQ when you are back from your holiday. You could do so now if you are keen.
lynn

lynn

6 February 2019
hi, what's a balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    7 February 2019
    You currently have credit card, store card or personal loan debt. You are approved for a new balance transfer credit card. Your new bank makes a payment on your behalf off your old card The debt is transferred from your old card to your new card. You receive a special interest rate, typically 0% for up to 2 years. It must be between different banks - Commbank debt to Westpac. You can only transfer your own debt – not your partners or family. The simple process to apply takes around 10-15 mins to apply online.
Maria

Maria

1 February 2019
Does my platinum credit card cover cruise
neville cain

neville cain

29 November 2018
has it been aproved
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    30 November 2018
    Hi Neville, you will need to reach out to Bank of Queensland Platinum credit card customer service to check on how your application is going. This is the number for Gold and Platinum cards - 1300 72 31 34. Typically credit card applications take 5-10 working days to process.
James

James

26 June 2018
Thanks for the swift reply Roland, but it seems that BoQ is not one of the banks supported in Australia by Google Pay.
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    27 June 2018
    Hi James, that sux, as the card is issued through Citi you would think it should be possible. I know that Citi cards work with Google Pay. Though this must not have passed down to BOQ.
James

James

26 June 2018
How do I store my card on an Android phone and enable Visa PayWave? Thanks in advance.
David Ho

David Ho

19 November 2017
Hi I bought an Acer notebook computer from JB hi fi in Jan17 using my BOQ platinum Visa card . One of the key fell off and the touch pad doesn’t work intermittently. Acer refused to honour the warranty which I believe is a breach of consumer law. Can I claim on the extended warranty provided by VISA ? Thanks
Ron

Ron

11 October 2017
Does your card cover Australia travel insurance, and car hire excess
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    11 October 2017
    Hi Ron, there is no domestic travel insurance with this Bank of Queensland Platinum credit card. There are a very limited amount of cards that do other domestic cover but from memory they tend to be AMEX. Additionally the ANZ Travel Adventures card does have domestic car hire excess as one of its features.
Diane Piwinski

Diane Piwinski

12 September 2017
If I purchased tickets for a domestic cruise in Qld - does the credit card provide automatic travel insurance and if so what does this cover
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    13 September 2017
    Hi Diane, this card does not come with any domestic travel insurance. You will need to purchase insurance separately for your trip. Have a great time.
Glen

Glen

5 July 2017
I asked a simple question & you have not given me an answer. For $100 how many points do I need? Do I need 20,000 Or 100,000 please give me a straight answer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    5 July 2017
    Hi Glen, I do not have a BOQ card. I provided you a link to the rewards program where you can see what you redeem. Speak to BOQ directly in regards to this question if you are not happy with the information that I have provided. All answers are only view able on our desktop / tablet version. 1800 077 024. I'm sorry I could not be more help.
Glen

Glen

3 July 2017
I will ask another way. For $100 how many points do I need
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    4 July 2017
    Hi Glen, I have found this website that details what you can redeem for and how many points it takes - http://www.boqrewards.com/. I had trouble loading the site when I tried but it should work when you try fingers crossed.
brian cassingham

brian cassingham

9 May 2016
re your letter April 29 who is the new insurance provider for my platinum visa card
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    10 May 2016
    Hi Brian, this is what I have been able to grab. This insurance cover is provided automatically to cardholders under a Group Policy issued to Citigroup Pty Limited, ABN 88 004 325 080, AFS Licence No 238098 of 2 Park Street, Sydney, NSW 2000 (“Citibank”) by AGA Assistance Australia Pty Ltd, ABN 52 097 227 177, AFS Licence No 245631 trading as Allianz Global Assistance of 74 High Street, Toowong, QLD 4066 (“Allianz Global Assistance”) under a binder from the underwriter, Allianz Australia Insurance Limited, ABN 15 000 122 850, AFS Licence No. 234708,of 2 Market Street, Sydney, NSW 2000 (“Allianz”).The insurance cover described in this booklet is provided for your benefit under a Group Policy entered into between Allianz, Allianz Global Assistance and Citibank. Citibank is the policy owner. As an eligible cardholder, you have the benefit of insurance cover as a third party beneficiary.http://www.boq.com.au/uploadedFiles/Ancillary_content/BOQ0007_(0416)%20Insurance%20cover%20BOQ%20Platinum%20Gold%20Blue%20Card.pdf
brian cassingham

brian cassingham

6 May 2016
who is the new insurance provider for my platinum visa card
David

David

24 March 2016
How do I sign up
jmartin

jmartin

22 July 2015
What are the age limits for the travel insurance?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    23 July 2015
    Hi Joyce, I couldn't find the specific age. Check out their PDF on complimentary insurance products. Zurich are the provider of the insurance so it may be best to contact them or check with BOQ directly. Typically the limit is around 80.
Laurel Godwin

Laurel Godwin

6 July 2015
Please send some info on international travel insurance. I have a platinum card
Kylie

Kylie

6 July 2015
What is the maximum amount you can balance transfer?
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    6 July 2015
    Hi Kylie - BOQ is issued through Citi - therefore the maximum you can transfer is 80% of your approved credit limit. These limits are defined by your credit history and personal situation. A strong balance transfer offer with high limits is the St George Vertigo Platinum at 0% for 20 months. May be worth checking out. Best of luck with your application either way.
kim

kim

21 April 2015
if my card has a limit of $9000 and I owe roughly $5800, how much will be transferred over if I choose this BOQ balance transfer? can I have the whole remaining balance transferred over?thank you
    Roland B Bleyer - CreditCard.com.au Founder

    Roland

    21 April 2015
    Hi Kim - its possible but would be subject to credit approval. BOQ are issued through Citibank, therefore you cannot transfer any Citi issued debt. It has a minimum credit limit of 6k with up to 80% available for balance transfer. Therefore if you are approved for over 7.5k then you can transfer the whole amount. Best of luck with your application. This is the best balance transfer offer that BOQ have come out with.

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