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American Express Westpac Altitude Platinum Card Bundle – Velocity
points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points
16.77% Complete (success)
Velocity Frequent Flyer

Bonus points

75,000 points
75,000% Complete (success)

Annual fee

$249
p.a.
249% Complete (success)

Pros

Up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card

Higher points earn on overseas spend

  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

    Cons

    No lounge access

  • American Express Westpac Altitude Platinum Card Bundle – Velocity

    Receive up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new American Express. Offer ends 15 October 2019. The American Express Westpac Altitude Platinum Velocity card two-card bundle comes with the benefit of both a Mastercard and an American Express credit card. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express.

    Key features

    • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
    • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
    • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)
    • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
    • Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
    • Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
    100% of customers who have rated this card would recommend it
    • Rates
      62%
    • Fees
      60%
    • Rewards
      51%
    • Customer Service
      60%
    • Value
      71%
    Overall user rating 61%
    1 reviews
    Interest Rates
    Purchase rate 20.49% p.a.
    Cash advance rate 21.49*% p.a.
    Interest free on purchases up to 45 days
    Balance Transfer
    Credit limits
    Minimum credit limit $6,000
    Maximum credit limit $50,000
    Fees & repayments
    Annual fee $249 p.a.
    Additional cardholder fee Up to 1 - $0 p.a.
    Cash advance fee 2%
    Foreign transaction fee 3%
    Minimum repayment 2.5%
    Late payment fee $15
    Credit card type American Express
    Rewards program
    Rewards program Velocity Frequent Flyer Velocity Frequent Flyer
    Bonus points 75,000 Velocity points
    Annual points cap uncapped
    Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days
    Earning points with this card
    Velocity points 0.5 points per $1 spent
    Overseas earn rate same as standard earn rate
    Points cap per month N/A
    Complimentary insurance
    Overseas travel insurance yes - up to months
    Flight inconvenience insurance No
    Transport accident cover Yes
    Smartphone screen insurance No
    Purchase protection insurance Yes
    Extended warranty insurance Yes
    Rental vehicle excess cover No
    Extras
    24/7 platinum concierge service
    2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

    American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Velocity Points

    Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Velocity points.

    What we love...

    First up is the introductory bonus points offer of 75,000 Velocity points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Velocity Points. To get a further 15,000 bonus Velocity Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

    The annual fee is $249. Broken down, that is $150 p.a. is for the Mastercard, plus $50 Velocity Rewards Fee and $49 p.a. is for the Amex card.

    What’s not so great...

    High interest rate and no balance transfer offer.

    Why should you choose this card?

    Great introductory bonus Velocity points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

    Overall Rating

    Dual credit cards for added flexibility and an excellent bonus points offer.

    (showing the latest 10 Q&As)

    • Be over 18 years old
    • Good credit and not applied for multiple credit cards recently
    • Resident or citizen of Australia
    • Minimum income of $50,000 p.a.
    • You have your personal details ready to complete the online application
    American Express Westpac Altitude Platinum Card Bundle – Velocity
    American Express Westpac Altitude Platinum Card Bundle – Velocity

    American Express Credit Cards

    American Express Westpac Altitude Platinum Card Bundle – Velocity

    Updated 24 June 2019

    Apply by 15 October 2019

    Points Earn Rate (per $1 spent)

    0.5

    points

    Velocity

    Rewards Program

    Velocity Frequent Flyer

    Bonus Points

    75,000 pts

    Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

    0 points over 12 months spend

    My monthly card spend

    Pros and cons

    • Up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card
    • Higher points earn on overseas spend
    • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

    • No lounge access

    Creditcard.com.au review

    Editor Review

    American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Velocity Points

    Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Velocity points.

    What we love...

    First up is the introductory bonus points offer of 75,000 Velocity points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Velocity Points. To get a further 15,000 bonus Velocity Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

    The annual fee is $249. Broken down, that is $150 p.a. is for the Mastercard, plus $50 Velocity Rewards Fee and $49 p.a. is for the Amex card.

    What’s not so great...

    High interest rate and no balance transfer offer.

    Why should you choose this card?

    Great introductory bonus Velocity points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

    Overall Rating

    Dual credit cards for added flexibility and an excellent bonus points offer.

    User reviews

    American Express Westpac Altitude Platinum Card Bundle – Velocity ( based on 1 Creditcard.com.au user review )

    61% rating based on 1 review

    Rates
    Fees
    Rewards
    Customer Service
    Value

    Rates and fees

    Interest rates

    Purchase rate 20.49% p.a.

    Cash advance rate 21.49*% p.a.

    Interest free on purchases up to 45 days

    Credit limits

    Minimum credit limt $6,000

    Maximum credit limit $50,000

    Fees & repayments

    Annual fee $249 p.a.

    Additional card holder fee Up to 1 - $0 p.a.

    Foreign transaction fee 3%

    Minimum repayment 2.5%

    Cash advance fee 2%

    Late payment fee $15

    Rewards and points

    Rewards program

    Rewards Program Velocity Frequent Flyer Velocity Frequent Flyer

    Bonus points 75,000 Velocity points

    Annual points cap uncapped

    Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

    Earning points with this card

    Velocity pointsVelocity points 0.5 points per $1 spent

    Points cap per month N/A

    Overseas earn rateOverseas earn rate same as standard earn rate

    Additional features

    Complimentary insurance

    Overseas travel insurance yes

    Flight inconvenience insurance No

    Transport accident cover Yes

    Smartphone screen insurance No

    Purchase protection insurance Yes

    Extended warranty insurance Yes

    Rental vehicle excess cover No

    Extras

    24/7 platinum concierge service

    2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

    Overview

    American Express Westpac Altitude Platinum Card Bundle – Velocity

    Receive up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new American Express. Offer ends 15 October 2019. The American Express Westpac Altitude Platinum Velocity card two-card bundle comes with the benefit of both a Mastercard and an American Express credit card. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express.

    Key features

    • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
    • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
    • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)
    • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
    • Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
    • Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO

    Minimum criteria to apply for this card

    • Be over 18 years old

    • Good Credit and have not applied for multiple credit cards recently

    • Resident or citizen of Australia

    • Minimum income of $50,000 p.a.

    • You have your personal details ready to complete the online application

    Roland B Bleyer

    Roland B Bleyer founded creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

    Recently Asked Questions

    Something you need to know about this card? Ask a our credit card expert a question.

    (showing the latest 10 Q&As)

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