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American Express Westpac Altitude Platinum Card Bundle – Velocity
1 review

American Express Westpac Altitude Platinum Card Bundle – Velocity

Apply by 15 October 2019

points over 12 months Calculate your savings icon

Earn rate per $1

0.5 points Velocity Frequent Flyer

Bonus points

75,000 points Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

Annual fee

$249 p.a.

Pros

Up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card

Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval

Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval

Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)

2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases

Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO

Complimentary International Travel Insurance

Cons

No lounge access

100% of customers who have rated this card would recommend it
  • Rates
    62%
  • Fees
    60%
  • Rewards
    51%
  • Customer Service
    60%
  • Value
    71%
Overall user rating 61%
1 reviews
Interest Rates
Purchase rate 20.49% p.a.
Cash advance rate 21.49*% p.a.
Interest free on purchases up to 45 days
Balance Transfer
Credit limits
Minimum credit limit $6,000
Maximum credit limit $50,000
Fees & repayments
Annual fee $249 p.a.
Additional cardholder fee Up to 1 - $0 p.a.
Cash advance fee 2%
Foreign transaction fee 3%
Minimum repayment 2.5% or $30. Full closing balance for the Amex Platinum Charge Card
Late payment fee $15
Credit card type American Express
Rewards program
Rewards program Velocity Frequent Flyer Velocity Frequent Flyer
Bonus points 75,000 Velocity points
Annual points cap uncapped
Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days
Earning points with this card
Velocity points 0.5 points per $1 spent
Overseas earn rate same as standard earn rate
Points cap per month N/A
Complimentary insurance
Overseas travel insurance yes - up to months
Flight inconvenience insurance No
Transport accident cover Yes
Smartphone screen insurance No
Purchase protection insurance Yes
Extended warranty insurance Yes
Rental vehicle excess cover No
Extras
24/7 platinum concierge service
2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

American Express Westpac Altitude Platinum Card Bundle – Velocity

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au.

American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Velocity Points

Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Velocity points.

What we love...

First up is the introductory bonus points offer of 75,000 Velocity points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Velocity Points. To get a further 15,000 bonus Velocity Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

The annual fee is $249. Broken down, that is $150 p.a. is for the Mastercard, plus $50 Velocity Rewards Fee and $49 p.a. is for the Amex card.

What’s not so great...

High interest rate and no balance transfer offer.

Why should you choose this card?

Great introductory bonus Velocity points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

Overall Rating

Dual credit cards for added flexibility and an excellent bonus points offer.

(showing the latest 10 Q&As)

American Express Westpac Altitude Platinum Card Bundle – Velocity

This card bundle is available to earn Altitude Points or Qantas Points. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Key features

  • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)
  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
  • Complimentary International Travel Insurance
  • Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
  • Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • Be over 18 years old
  • Good credit and not applied for multiple credit cards recently
  • Resident or citizen of Australia
  • Minimum income of $50,000 p.a.
  • You have your personal details ready to complete the online application
American Express Westpac Altitude Platinum Card Bundle – Velocity
American Express Westpac Altitude Platinum Card Bundle – Velocity

American Express Credit Cards

American Express Westpac Altitude Platinum Card Bundle – Velocity

Updated 17 September 2019

Receive up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new American Express. The American Express Westpac Altitude Platinum Velocity card two-card bundle comes with the benefit of both a Mastercard and an American Express credit card.

T&Cs apply. Offer ends 15 October 2019

Points Earn Rate (per $1 spent)

0.5 points

Velocity

Rewards Program

Velocity Frequent Flyer

Bonus Points

75,000 pts

Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card
  • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)
  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
  • Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
  • Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • Complimentary International Travel Insurance

  • No lounge access

Creditcard.com.au review

Editor Review

American Express Westpac Altitude Platinum Card Bundle – Velocity

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Velocity Points

Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fanatastic bonus points offer with 75,000 Velocity points.

What we love...

First up is the introductory bonus points offer of 75,000 Velocity points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Velocity Points. To get a further 15,000 bonus Velocity Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

The annual fee is $249. Broken down, that is $150 p.a. is for the Mastercard, plus $50 Velocity Rewards Fee and $49 p.a. is for the Amex card.

What’s not so great...

High interest rate and no balance transfer offer.

Why should you choose this card?

Great introductory bonus Velocity points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

Overall Rating

Dual credit cards for added flexibility and an excellent bonus points offer.

User reviews

American Express Westpac Altitude Platinum Card Bundle – Velocity ( based on 1 Creditcard.com.au user review )

61% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 20.49% p.a.

Cash advance rate 21.49*% p.a.

Interest free on purchases up to 45 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $249 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5% or $30. Full closing balance for the Amex Platinum Charge Card

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Velocity Frequent Flyer Velocity Frequent Flyer

Bonus points 75,000 Velocity points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

Earning points with this card

Velocity pointsVelocity points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rateOverseas earn rate same as standard earn rate

Additional features

Complimentary insurance

Overseas travel insurance yes

Flight inconvenience insurance No

Transport accident cover Yes

Smartphone screen insurance No

Purchase protection insurance Yes

Extended warranty insurance Yes

Rental vehicle excess cover No

Extras

24/7 platinum concierge service

2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

Overview

American Express Westpac Altitude Platinum Card Bundle – Velocity

This card bundle is available to earn Altitude Points or Qantas Points. The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Key features

  • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Annual fee: Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a.)
  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
  • Complimentary International Travel Insurance
  • Altitude Velocity - Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
  • Altitude Velocity - American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $50,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

Recently Asked Questions

Something you need to know about this card? Ask a our credit card expert a question.

(showing the latest 10 Q&As)

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