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American Express Westpac Altitude Platinum Card Bundle – Velocity
American Express Westpac Altitude Platinum Card Bundle – Velocity

American Express Credit Cards

American Express Westpac Altitude Platinum Card Bundle – Velocity

Updated 22 October 2019

Receive up to 75,000 bonus Velocity Points when you apply, are approved and meet the minimum spend criteria for each card. Get 60,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new Mastercard® within the first 90 days plus get 15,000 bonus Velocity Points when you spend $3,000 on eligible purchases on your new American Express. Reduced annual fee first year.

T&Cs apply. Offer ends 31 March 2020

Points Earn Rate (per $1 spent)

0.5 points

Velocity

Rewards Program

Velocity Frequent Flyer

Bonus Points

75,000 pts

Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

0 points over 12 months spend

My monthly card spend

Pros and cons

  • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a. - waived first year)
  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
  • Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
  • American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • Complimentary International Travel Insurance
  • Choose your rewards program: Altitude Velocity, Altitude Rewards or Altitude Qantas

  • No lounge access

Creditcard.com.au review

Editor Review

American Express Westpac Altitude Platinum Card Bundle – Velocity

Roland Bleyer
Credit Card Expert with over 15 years card experience and the founder of Creditcard.com.au. about this card.

American Express Westpac Altitude Platinum Card Bundle with up to 75,000 bonus Velocity Points

Dual card power and excellent points earning potential - one Mastercard issued by Westpac and one American Express card issued and serviced by American Express. Fantastic bonus points offer with up to 75,000 Velocity points.

What we love...

First up is the introductory bonus points offer of up to 75,000 Velocity points. The American Express Westpac Altitude Platinum Bundle require a spend criteria to be met on each card to be eligible for this offer. After you have applied and been approved for this two-card bundle offer, before the first 90 days of card approval you need to have spent $3,000 on the Westpac Altitude Platinum Mastercard on eligible purchases to get 60,000 bonus Velocity Points. To get a further 15,000 bonus Velocity Points you need to spend $3,000 on the American Express® Westpac Altitude Platinum Card within 90 days of Card approval.

Points earn with this two-card bundle:

Earn Rate Mastercard:

  • Earn 0.5 Qantas or Velocity Points per $1 spent on eligible purchases in Australia and overseas

Earn Rate Amex:

  • Earn 1.5 Qantas or Velocity Points per $1 spent on eligible purchases in foreign currency
  • Earn 1 Qantas or Velocity Point per $1 on eligible purchases in Australia
  • Earn 0.5 Qantas or Velocity points on Government Spend.

The annual fee is $249. Broken down, that is $150 p.a. is for the Mastercard, plus $50 Velocity Rewards Fee and $49 p.a. is for the Amex card. The annual fee for the Amex card is $0 first year.

What’s not so great...

This card bundle does not come with lounge access. If you are looking for lounge access, check out the American Express Westpac Altitude Black Card Bundle - Velocity

Why should you choose this card?

Great introductory bonus Velocity points offer and a reasonable annual fee with the flexibility of a Mastercard and American Express card. No points cap on spend and a range of complimentary insurances.

Overall Rating

Dual credit cards for added flexibility and an excellent bonus points offer.

User reviews

American Express Westpac Altitude Platinum Card Bundle – Velocity ( based on 1 Creditcard.com.au user review )

61% rating based on 1 review

Rates
Fees
Rewards
Customer Service
Value

Rates and fees

Interest rates

Purchase rate 20.49% p.a.

Cash advance rate 21.49*% p.a.

Interest free on purchases up to 45 days

Credit limits

Minimum credit limt $6,000

Maximum credit limit $50,000

Fees & repayments

Annual fee $249 p.a.

Additional card holder fee Up to 1 - $0 p.a.

Foreign transaction fee 3%

Minimum repayment 2.5% or $30. Full closing balance for the Amex Platinum Charge Card

Annual fee the first year $200

Cash advance fee 2%

Late payment fee $15

Rewards and points

Rewards program

Rewards Program Velocity Frequent Flyer Velocity Frequent Flyer

Bonus points 75,000 points

Annual points cap uncapped

Bonus points spend criteria Spend $3,000 (Mastercard) and $3,000 (Amex) within 90 days

Earning points with this card

Velocity Rewards points 0.5 points per $1 spent

Points cap per month N/A

Overseas earn rate same as standard earn rate

Additional features

Complimentary insurance

International Travel Insurance Yes

Flight Inconvenience Insurance No

Transit Accident Insurance Yes

Smartphone Screen Insurance No

Purchase Protection Insurance Yes

Extended Warranty Insurance Yes

Rental Vehicle Excess In Australia Insurance No

Extras

24/7 platinum concierge service

2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard

Overview

American Express Westpac Altitude Platinum Card Bundle – Velocity

The Mastercard is issued and serviced by Westpac, American Express card issued and serviced by American Express. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Key features

  • Receive 60,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new Westpac Altitude Platinum Mastercard within 90 days of card approval
  • Receive 15,000 bonus Velocity Points when you apply, are approved and spend $3,000 on eligible purchases on your new American Express® Westpac Altitude Platinum Card within 90 days of Card approval
  • Annual fee of $249 p.a. for the Altitude Platinum Bundle (Mastercard $150 p.a. Plus $50 p.a. for Velocity rewards. American Express $49 p.a. - waived first year)
  • 2 complimentary Economy X seat upgrade vouchers each year to use on selected domestic flights. Available when you spend with Virgin Australia on your Mastercard
  • Complimentary International Travel Insurance
  • Mastercard earn rate: 0.5 Velocity Points for every $1 spent on eligible purchases
  • American Express earn rate: 1.5 Velocity Points for every $1 spent overseas, 1 Velocity Point for every $1 spent in Australia and 0.5 Velocity Points for every $1 spent at government bodies in Australia such as Australia Post & the ATO
  • Choose your rewards program: Altitude Velocity, Altitude Rewards or Altitude Qantas

Minimum criteria to apply for this card

  • Be over 18 years old

  • Good Credit and have not applied for multiple credit cards recently

  • Resident or citizen of Australia

  • Minimum income of $50,000 p.a.

  • You have your personal details ready to complete the online application

Roland B Bleyer

Roland B Bleyer founded Creditcard.com.au in 2005 and has extensive knowledge about credit cards. He personally answers all questions and write the editor reviews for each card here. Always keen to share his passion to educate consumers and help you select better suited credit cards.

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