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Last updated on 3 May 2013
If you have been shopping around for a credit card which is just right for you, you will have noticed by now that you can often find a good points earning card or a low fee credit card, but there are very few which will do both. Read More ›
That is where the Woolworths Qantas credit card comes in to fill that niche. The Woolworths Qantas credit card offers you the affordability and great value which mirrors a successful grocery run, while also giving you the great earn rate for Qantas Frequent Flyer points – i.e. 1 Qantas Frequent Flyer Point for every $1 spent everywhere Mastercard is accepted, at a relatively low annual fee of $89 (compared to most similar cards in the market).
This card is also especially good for people that shop at Woolworths or partner stores. This MasterCard competes directly against much higher annual fee rewards cards.
Earn Qantas Frequent Flyer points at a great rate. Use the Woolworths Qantas credit card everywhere you can to earn 1 Qantas Frequent Flyer point for every $1 you spend on most purchases. Shop, eat out, pay your bills and watch your Frequent Flyer points balance grow. There’s no points cap and points don’t expire while your Frequent Flyer account stays active.
The Woolworths Qantas Frequent Flyer card offers great rewards earning potential. The fact is you receive the benefits of the usual Woolworths reward program with additional points for using your credit card on transactions. Buying things like fuel, electronics and housewares can also earn you points when you shop at the partner stores, and bonus points on special in store offers in Woolworths. The 16,000 bonus QFF points offer at the moment means great value for money.
Read what others think and add your review for the Woolworths Qantas Frequent Flyer credit card below.
Good earning - 1 point for $1 spent everywhere. You dont need to just shop in Woolies but shopping there does get you extras. For a rewards card the annual fee is low as well. If trying to save points they dont expire and you dont get capped - awesome.
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Pay 0% p.a. on purchases, balance transfers and cash advances and for the first 6 months with ~half annual fee 1st year. Standard purchase rate of 11.99% p.a. (12.99% p.a. from 1 October).
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0% Balance Transfer for 6 Months and Interest Free purchases for up to 5 years at over leading 1,000 retailers in Australia mean this is one of the best no annual fee credit cards available.
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0% p.a. on purchases for the first 6 months. Awesome value on the introductory offer from Westpac on one of the top low interest rate credit cards in AU
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Dr H
May 13th, 2013 at 9:49pm
Hi – I have tried to sign up for this card a couple of time, but I get an error message saying that the Qantas FF details I entered do not match those on the number I provided. I have doubled checked this and they do, however, the application will not let me proceed without this step.
What is the contact number for this credit card? And is there another method of applying?
Cheers
Tom
May 15th, 2013 at 10:59am
Hi Dr H, you’ll need to call them and check up on that. The contact number is 1300 10 1234.
Ben Jays
May 8th, 2013 at 7:06pm
Hey Tom, thanks for that info. For the record, I contacted our bank today who said paying a mortgage with a credit card is illegal as you can’t pay credit with credit. In saying that, she did say that you could use the card and pay the monthly mortgage as a BPay payment instead. Would you still earn f/flyer points on a BPay payment?
Tom
May 9th, 2013 at 9:16am
Hi Ben, I’m told that you can earn the points this way – your bank needs to be set up and registered as a BPay biller in order to do so.
bruce williams
May 7th, 2013 at 10:09pm
I have had a wool everyday rewards card for less than 12 months. I have just received a dvice that this card will be cancelled. No reason given I assume it is due to paying work related ATO accounts to earn qFF points. Have you had this issue previously. What other card options are available with no cap.
Tom
May 8th, 2013 at 9:19am
Hi Bruce, we haven’t come across your problem – I’m afraid I can’t comment. You can look here to compare points earning opportunities by card
Ben Jays
May 6th, 2013 at 10:52pm
Where does the $89 annual fee come into it? I thought it was for the ‘platinum’ card only?
Tom
May 7th, 2013 at 2:55pm
Hi Ben, it is classed as a platinum card by Woolworths. The high annual fee is probably on account of the high flyer point earning ratio, 1 point per $1 dollar spent.
Ben Jays
May 6th, 2013 at 10:31pm
We would like to use this card to pay all of our monthly bills (utilities etc) as well as our monthly mortgage repayments. Do we earn f/flyer points by doing so? Thanks.
Tom
May 7th, 2013 at 3:09pm
Hi Ben, we believe you can earn points paying bills. Not government fees or charges however. The mortgage payments – you need to check if your home loan provider accepts card payments or not. You should be able to earn points doing both.
Lea Williams
April 29th, 2013 at 4:13pm
I wish to rejoin the use of this service.
Roland
April 29th, 2013 at 4:48pm
Hi Lea – that sounds great, you would just need to re-apply for a card. Do be aware that if you want to transfer a balance from another credit card you wouldn’t be able to get the same rate as advertised. Also if you have a current HSBC credit card you won’t be eligible for the balance transfer rate. It may depend on why you closed your other account whether or not you experience any issues with your application, so it could be worth checking your credit history and checking any issues with the bank before applying here.
Leanne Williams
April 29th, 2013 at 4:05pm
I was previously a member but required to cease using the card. I would like to regain the use of this card once again. I believe you would have all my info but would like to see if I can just pick up where I was. I paid the card in full at the time and I believe my credit rating is A1
Roland
April 29th, 2013 at 4:57pm
Hi Leanne – we do not capture personal information from application forms as you are taken directly to the bank’s secure application form when you click through. You could easily start another application though. Otherwise you would need to contact the bank directly.
sandy
April 22nd, 2013 at 9:30pm
If I apply for this credit card, can i link it to someone else’s everyday reward/qantas?
Roland
April 23rd, 2013 at 8:51am
Hi Sandy, you can become an additional cardholder on someone else’s existing Woolworths EDR or Qantas credit card, but this entitles you to redeem fuel saving vouchers only, not Qantas frequent flyer points or other benefits. You don’t need to apply here to become an additional cardholder, the primary account holder would need to request you be added with Woolworths/HSBC directly. If you wish to apply for this card and have someone else become an additional cardholder on your account you could certainly do that from here.
Karla
April 5th, 2013 at 5:41pm
Hi,
I can see you have answered a question saying business purchases are not eligible. Does that mean we can’t use this card to pay for business purchases or does that just mean we don’t earn frequent flyer points on these purchases? If so, what is the best rewards card we can use for business purposes? Thanks
Roland
April 8th, 2013 at 9:50am
Hi Karla – this only means that you won’t earn points on purchases which are ultimately business expenses (so, for example, paying a utility bill in the business’s name etc). These purchases are fine to make with the card, but won’t earn frequent flyer points. Your general expenses while away, for example dinner out or groceries, would not be counted as business expenses. If you are interested in a business credit card, you could check out the options on our business credit card page, or if it is still mainly for your personal use and you are interested in earning frequent flyer points, perhaps check out our frequent flyer table and see which card will help you earn more frequent flyer points
RGaness
March 26th, 2013 at 7:41pm
does this card offer complementary travel insurance?
Roland
March 27th, 2013 at 8:58am
Hi RGaness, this card does not offer travel insurance, but it does have card repayment protection insurance. This means you can have your repayments guaranteed if you are unable to pay them for a certain period of time or up to a certain amount.
Carly
March 11th, 2013 at 1:40pm
Can you check your balance anywhere and do you receive statements?
Roland
March 12th, 2013 at 9:23am
Hi Carly, you can login to your account on the Woolworths Money page once your account and card are set up. This lets you see your balance and statements, pay bills, setup direct debits, change your pin and access info and monitor transactions. Checking your balance at an ATM may incur a transaction fee.
Alison
March 7th, 2013 at 5:34pm
If I open this card and transfer a balance from Bankwest does the original card get automatically cancelled? with thanks
Roland
March 8th, 2013 at 8:42am
Hi Alison, no your original card will not be cancelled. You would need to allow the transfer to happen so the balance is on your new card, then make sure any applicable fees or charges etc are cleared up and request the card be closed with Bankwest. This usually involves a phone call and you may receive a final statement. Hope that helps!
Rebecca
March 7th, 2013 at 2:53pm
If you pay your credit card out within the 55 days to zero then make another purchase the next day still within that original 55 days is that new amount charged to the card part of a new 55 day period or can we not spend anything until after that original 55 day period is over?
Roland
March 7th, 2013 at 3:46pm
Hi Rebecca this depends on how close to the payment due date you paid off your balance. The longer into your statement period you make the purchase, the less interest free days you actually get. The 55-day period starts from the date you make a purchase, so if we’ve understood your example correctly the interest free days on the second purchase would expire on the payment due date, which could be one, two or three weeks from the transaction date depending. However long you have until payment is due would be the interest free period in this case.
Rebecca
March 7th, 2013 at 2:48pm
Hi!
Where it says you get an extra point per dollar spend over $30 at Woolworths – does that mean you get 31 points for $31 spent or 1 point for the point over $30?
Roland
March 7th, 2013 at 3:52pm
Hi Rebecca, it would actually be 32 points per $31 spend (you get the double point on that last dollar). Every dollar beyond the $30 earns you 2 points, as long as it’s a participating Woolies group store – and an eligible purchase, i.e not tobacco or gambling products, not BigW goft cards and not some online purchases, DVD Kiosk purchases or freight charges. That’s all spelled out in the terms and conditions when you click through to the card’s own page. Hope that makes sense?
Frank
March 7th, 2013 at 10:52am
Are BPAY transactions and government agencies payments excluded from earning points?
Roland
March 7th, 2013 at 4:02pm
Hi Frank, according to the terms and conditions on the page for this card points can’t be earned on business expenses, government charges, interest charges and nterest free promotions, balance transfers and cash advances. You can see more about ineligible transactions on p.64 of the conditions of use document. Hope that helps!
Dawn
March 5th, 2013 at 8:55pm
Do you earn qantas frequent flyer points each time you use your credit card or do you only earn points when you shop at woolworths?
Roland
March 6th, 2013 at 9:12am
Hi Dawn, points are earned on eligible purchases anywhere, not just at Woolworths, but you do get extra points for shopping with partner retailers and on in-store promotions etc. Our customer reviews under this card also discuss this. Hope that helps!
Polly
February 26th, 2013 at 8:05pm
Hi, understand this is a Qantas Frequent Flyer card but does that mean we have to purchase Qantas flights or are the points eligible to use on other airlines?
Roland
February 27th, 2013 at 9:33am
Hi Polly, Qantas Frequent Flyer points can be redeemed with Qantas flights, Jetstar flights or 30 other partner airlines in their network. You can check which airlines are part of the network on the frequent flyer site: http://www.qantas.com.au/fflyer/dyn/partners/airline
Hope that helps!
Troy Price
February 26th, 2013 at 3:38pm
Are there any insurances? Travel, purchases etc.?
Thank-you.
Roland
February 26th, 2013 at 4:26pm
Hi, in the terms and conditions from the link there are no specific extra insurances included. This is a platinum card, however it is designed to help cardholders earn air miles and take advantage ePump discounts etc rather than providing free travel insurance.
Sue Davis
February 26th, 2013 at 3:26pm
Do I have to pay extra to connect to the Qantas ff club
Roland
February 26th, 2013 at 4:29pm
Hi Sue, no the Qantas Frequent Flyer membership fee (usually $82.50) is waived under the current offer. This may change at any time,however. Also don’t forget there is still an annual fee of $89 with this card, separate to membership of the Qantas Frequent Flyer club. hope that helps!
Alex
February 10th, 2013 at 1:18pm
is the annual fee paid at the beginning or at the end of the first year?
Roland
February 12th, 2013 at 11:34am
Hi Alex, the annual fee is debited on the first statement you receive when you get the card, so that will depend what month your application is approved. Hope that helps.
Bruce
February 5th, 2013 at 7:59pm
Hi Roland on transfers from another credit card , do you get the bonus frequent flyer points?
Cheers Bruce
Roland
February 14th, 2013 at 2:12pm
Hi Bruce, unfortunately eligible purchases do not include balance transfers, so the balance transfer won’t earn 16 000 points. Bear in mind that the points can only be accrued on purchases which are eligible as per clause 1 of the terms and conditions. The terms and conditions do state that you have to be an Everyday Rewards member as well as a Qantas Frequent Flyer member to be able to collect the points, and they tell you when you have to make the first purchase using the card to earn points under the offer too. You can join the Qantas Frequent Flyer program at the same time as you apply for this card. Hope that helps!
Chris
February 5th, 2013 at 1:37pm
Hi – I’m over on a 457 Visa f or 4 years. Can I still apply?
Roland
February 5th, 2013 at 2:51pm
Hi Chris,
There are a limited number of providers and issuers who allow temporary visa holders to apply. Unfortunately Woolworths is not one of them. HSBC (Credit provider for Woolworths) does allow people with 457 visa’s to apply.
Jeremy
January 31st, 2013 at 10:04pm
Can I have multiple additional cardholders with this card? If so, what is the cost for each?
Thanks
Roland
February 1st, 2013 at 5:14pm
Hi Jeremy, you can have 1 additional card holder free, you will need to speak to Woolworths about adding more.
Kelley
January 27th, 2013 at 1:38pm
Can you please tell me what the minimum credit amount is that you can apply for.
Roland
January 30th, 2013 at 2:40pm
Hi Kelly-Anne, the minimum credit limit on the Woolworths Qantas card is $8,000.
Kerry Cox
January 25th, 2013 at 10:39pm
How do I make payments off the card?
Roland
February 14th, 2013 at 2:56pm
Hi Kerry, you can set up a direct debit or pay the card off using the BPay Biller Code. For more information see these terms and conditions: https://www.everydayrewards.com.au/wps/wcm/connect/8e0c6e31-8673-4c77-892f-2d480fc83871/ERQFF007_1010_Final.pdf?MOD=AJPERES
Lynne Ainsworth
January 24th, 2013 at 2:50pm
I have applied for the Woolworths Qantas Frequent Flyer Credit Card and have been successful, however I wish to do a Balance Transfer onto this card and I need to download a balance transfer Application form to complete for the Application Team. What link do I use to do this.
Roland
January 24th, 2013 at 3:55pm
Hi Lynne, you need to contact Woolworths directly to ask them how to do this – their AU call centre begins here 1300 10 1234
claire hammond
January 22nd, 2013 at 10:43am
Can i use this card for the epump services that most woolies cards cover?
Roland
January 23rd, 2013 at 8:27am
Hi Claire, yes you can use it at the Woolworths epumps.
judi gravvanis
January 20th, 2013 at 3:36pm
hi does this card have travel insurance included
Roland
January 21st, 2013 at 8:19am
Hi Judi, no the Woolworths Qantas card does not have travel insurance included.
Delma Sellers
January 16th, 2013 at 9:57pm
Do the points earned add to your existing Frequent Flyer points?
Roland
January 17th, 2013 at 8:24am
Hi Delma, yes they do. You just need to connect the Woolworths card to your Qantas membership.
Delma Sellers
January 16th, 2013 at 9:56pm
Can this credit card be used overseas when travelling to Canada and USA to make purchases just like other Bank Credit cards?
Can you get two cards (husband and wife)?
Roland
January 17th, 2013 at 8:30am
Hi Delma, yes, you can, wherever they accept MasterCard. And yes you can get an additional free card for your partner – which means you can both earn the Frequent Flyer points.
elise shiels
January 14th, 2013 at 3:12pm
What is considered an ‘eligable purchase’ in relation to frequent flyer bonus points?
Where do I go to make paments on this card?
Elise
Roland
January 15th, 2013 at 11:52am
Hi Elise, according to the Woolworths site it is any purchase – it only excludes interest free promotions, balance transfers, business expenses and cash advances. Remember the purchase will attract interest if the resulting balance isnt paid for within the payment period.