The introductory balance transfer offer really sweetens an already good deal for Westpac customers and is a great low rate card either way. The BT rate reverts to the purchase rate. The annual fee is at the low end of the scale.
The low rate on purchases makes this a good option for people who might need to make a big purchase and pay it off over a few months. As a day to day card for shopping its worth paying off in full every month, to take advantage of the 55 days interest free on purchases too.
Featured Credit Cards
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Huge 0% Balance Transfer Offer
Great 0% p.a. balance transfer offer for 13 months. Fantastic low interest rate credit card - the balance transfer reverts to Australia’s lowest ongoing MasterCard purchase rate.
- 0%13 months
14 month balance transfer
0% for the first 14 months on balance transfers reverting to standard purchase rate of 13.49% Also features up to 55 days interest free on purchases.
- 0%14 months
0% for 12 BT & No Annual Fee 1st Yr
0% p.a. Balance Transfer for 12 months + ~no annual fee first year. Any unpaid balance after the intro period reverts to the standard purchase rate, currently 19.74% p.a. Minimum 50k income required
- 0%12 months