The introductory balance transfer offer really sweetens an already good deal for Westpac customers, it's a great low rate card as standard anyway. The BT rate reverts to the purchase rate. The annual fee is at the low end of the scale.
The low rate on purchases makes this a good option for people who might need to make a big purchase and pay it off over a few months. As a day to day card for shopping its worth paying off in full every month, to take advantage of the 55 days interest free on purchases too.
Featured Credit Cards
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New 0% for 12 months BT offer
Huge 0% balance transfer for 12 months with no handling fee, ~1/2 annual fee in the first year and a great low rate on purchases. Minimum credit limit of $6,000 - max $60,000
- 0%12 months
0% Balance Transfer for 6 Months and Interest Free purchases for up to 5 years at over leading 1,000 retailers in Australia mean this is one of the best no annual fee credit cards available.
- 0%6 months
0.9% for 12 months BT & 1/2 fee first year
Pay 0.9% interest on balance transfers for the first 12 months, ~1/2 annual fee the first year + Virgin reduced flights offer up to 4 times a year. Earn 1 point per $1 spent* Min income 35K
- 0.9%12 months