Last updated on 19 Jun 2013
Giving you low interest rates on purchases, with a generous 0% for 6 months on purchases, the Westpac Low Rate credit card can also save you money on balance transfers, with 3.99% p.a. on transferred balances for the first 6 months. Read More ›
A low rate credit card is a great choice if you tend to carry a balance, and with a low ongoing purchase rate, this card can really help to save you money.
As a cardholder, you can also benefit from up to 55 days interest free on purchases, a low annual fee, the choice of Visa or MasterCard, and the convenience of contactless technology. More information can be found at www.westpac.com.au regarding the details of this card
The introductory offer really only sweetens an already good deal for Westpac customers, it's a great low rate card as standard anyway. The BT rate reverts to the purchase rate. The annual fee is at the low end of the scale.
The low rate on purchases makes this the go to option for people who might need to make a big purchase and pay it off over a few months. As a day to day card for shopping its worth paying off in full every month, to take advantage of the 55 days interest free on purchases too.
Read what others think and add your review for the Westpac Low Rate credit card below.
I was really just looking for a no nonsense card that had low interest. I can\\\'t always pay off my full credit card bill each month so I wanted one with low interest so I could save money. This card seems to be doing the trick. Low interest and the annual fee is fairly low as well.
for 9 months
Exclusive Online Offer to CreditCard.com.au. Huge 0% balance transfer for 9 months with no handling fee, ~1/2 annual fee first year and great low rate on purchases - (12.99% pa - 1st October).
for 6 months
0% Balance Transfer for 6 Months and Interest Free purchases for up to 5 years at over leading 1,000 retailers in Australia mean this is one of the best no annual fee credit cards available.
for 8 months
Pay 0% interest on balance transfers for the first 8 months, ~1/2 annual fee the first year + buy-1-get-1 complimentary flight up to 4 times a year. Earn 1 point per $1 spent* Min income 35K