Compare Rewards Credit Cards
Credit card companies make plenty of money from merchants when you choose to shop with a credit card. Shouldn't you get a little "something extra" in return for being their loyal customer and helping them make that money then? If you want extra perks and a chance to earn rewards like cash back and merchandise just for making purchases you would make anyway, you want a rewards card. Let our credit card comparison engine help you find the best rewards cards available today.
Name |
Details | Balance Transfer | Secure Online Application | |||||
|---|---|---|---|---|---|---|---|---|
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25,000 points + 0.9% BT 25,000 bonus points plus 0.9% on Balance Transfers for 12 months - Huge special offer for Emirates flyers with 1.5 Skyward miles per $1 spent. |
20.99% | 21.24% | 0.90% | 12 mths | up to 55 | $229 | ApplyMore Info | |
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20,000 points & 15 month BT Introductory offer of 1.9% p.a. on balance transfers for 15 months + 20,000 bonus rewards points and if you sign up for a Citibank Plus Account you receive another 20,000 bonus rewards points! |
20.99% | 21.74% | 1.90% | 15 mths | up to 55 | $199 | ApplyMore Info | |
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20,000 Bonus Frequent Flyers Receive 20,000 Qantas Frequent Flyer points on your first purchase. 2 Qantas Club Lounge passes every year. Min income 60k. 2% handling fee on balance transfer. |
20.99% | 21.99% | 0% | 6 mths | up to 55 | $199 | ApplyMore Info | |
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Exclusive - No Annual Fee Flyer Exclusive to Creditcard.com.au;
No Annual Fee first year* + Pay 1.9% for 12 months on balance transfers + buy 1 get 1 complimentary flight up to 4 times a year. Earn 1 Velocity Point per $1 |
20.99% | 20.99% | 1.90% | 12 mths | up to 44 | $99 | ApplyMore Info | |
| Receive an introductory offer of 1.9% p.a. on balance transfers for the first 6 months with half annual fee for life. With this card you also receive a range of Platinum benefits. | 20.74% | 21.74% | 1.90% | 6 mths | up to 55 | $99 | ApplyMore Info | |
| Receive 30,000 Qantas Frequent Flyer points with 0% p.a. on purchases for the first 6 months | 20.74% | 20.74% | 0% | 0 mths | up to 55 | $450 | ApplyMore Info | |
| Citi Select Credit Card with bonus 80,000 rewards points and a balance transfer rate of 4.9% p.a. for the first 6 months. | 20.74% | 21.24% | 4.90% | 6 mths | up to 55 | $700 | ApplyMore Info | |
| Receive 0% p.a. on balance transfers for the first 6 months with half annual fee for the first year. Complimentary International Travel Insurance and Purchase Cover Insurance. | 20.50% | 20.74% | 0% | 6 mths | up to 55 | $60 | ApplyMore Info | |
| Bonus 16,000 Qantas FF points & 5.99% on balance transfers for 6 months. Earn 1 Qantas FF point for every $1 spent with no points capping. Min income 50K reqd. | 19.99% | 20.99% | 5.99% | 6 mths | up to 55 | $89 | ApplyMore Info | |
| 0% on Purchases and Balance Transfers for 4 Months with half annual fee for the first year. You can also earn up to 1.25 points per $1 Spent. | 20.74% | 21.49% | 0% | 4 mths | up to 55 | $149 | ApplyMore Info | |
| Receive 20,000 Bonus Reward Points. Earn up to 3 points per $1 spent, uncapped points earning for a huge selection of rewards with the platinum benefits such as free overseas medical insurance, and more. | 19.89% | 20.99% | N/A | N/A | up to 55 | $149 | ApplyMore Info | |
| The CUA Platinum credit card delivers a great 0% p.a. for 9 months on balance transfers with half annual fee for the first year. Earn 1.25 reward points for every $1 spent. | 20.24% | 21.24% | 0% | 9 mths | up to 55 | $89 | ApplyMore Info | |
| Introducing the Citibank Rewards - Signature with a huge 40,000 Reward points.Get 1.5 Reward points on domestic purchases and 4 per $1 on International purchases. Min income 120k to apply | 20.99% | 21.74% | 1.90% | 15 mths | up to 55 | $395 | ApplyMore Info | |
| Westpac 55 Day Platinum offers 1.9% on purchases for 12 months, $0 annual fee first year + 3.99% on balance transfers for 6 months | 19.59% | 21.49% | 3.99% | 6 mths | up to 55 | $90 | ApplyMore Info | |
| Bonus 5,000 Altitude points, Uncapped points earning power and no points expiry. 19.99% p.a. on purchases | 19.99% | 21.59% | 3.99% | 6 mths | up to 45 | $100 | ApplyMore Info | |
| Earn up to 1.5 Qantas frequent flyer points for every dollar spent with 0.99% Balance transfer for 6 months. | 19.99% | 21.49% | 0.99% | 6 mths | up to 45 | $250 | ApplyMore Info | |
| Receive 10,000 Bonus Reward Points Earn up to 2 points per $1 spent, uncapped points earning for a huge selection of rewards including Shopping Vouchers, Gift Cards, Merchandise, Flights, Cash Back and more | 19.89% | 20.99% | N/A | N/A | up to 44 | $89 | ApplyMore Info | |
| Gold credit card with 1% on balance transfers for 12 months. Additional cardholder at no extra cost plus a heap of complimentary insurance including price protection, extended warranty, purchase protection and overseas travel insurance. | 19.49% | 21.74% | 1.00% | 12 mths | up to 44 | $90 | ApplyMore Info | |
| 15,000 free points if 3 purchases are made in the first month (non David Jones). Earn 3 points per $1 spent at major super markets and petrol stations | 20.74% | 20.74% | N/A | N/A | up to 44 | $99 | ApplyMore Info | |
| Introductory Offer: Receive a balance transfer rate of 4.99% for the first 6 months. | 19.99% | 21.74% | 4.99% | 6 mths | up to 44 | $65 | ApplyMore Info | |
| 1.9% on balance transfers for 6 months. Also benefit from 4 free flights a year, every year with complimentary international travel insurance for you and your family. | 20.99% | 20.99% | 1.90% | 6 mths | up to 44 | $249 | ApplyMore Info | |
| NAB FlyBuys Credit Card offers 10,000 bonus rewards points with a balance transfer rate of 4.99% p.a. for the first 6 months. | 19.49% | 21.49% | 4.99% | 6 mths | up to 44 | $65 | ApplyMore Info | |
| Receive 30,000 bonus velocity points when you spend $500 in the first 3 months with 0% p.a. on purchases for the first 6 months. | 20.74% | 20.74% | N/A | N/A | up to 44 | $349 | ApplyMore Info | |
Introductory Offer
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{data:special_offer}What's in it for you?
If you're tired of paying, and paying, and paying money to your credit card company, maybe it's time to get something in return. Rewards credit cards work just like any other -- you use them to make purchases. The difference is that you'll earn rewards points that you can redeem for various bonuses. It's like earning back a percentage of everything you spend!
Types of rewards you can earn:
Rewards credit cards can be a little more difficult to compare side-by-side than other types of credit cards. That's because their similarities (the rewards) can be very different. For example, when comparing low rate credit cards you would obviously look at the purchase interest rate. One purchase rate can be directly compared to another. That's not true with all rewards cards.
Rewards vary quite a bit. One card might offer you a chance to save on purchases you make often (like petrol savings) with a specific retailer. Another might offer you cash back on all of your purchases you make anywhere. Others will give you a chance to earn travel rewards. Still other rewards cards will let you earn points that you can redeem for merchandise or shopping vouchers. Then there's the issue of annual fees for access to the rewards programme. It's not a clear-cut comparison, and that's not even accounting for any perks offered in addition to rewards points.
How to compare rewards credit cards:
Our credit card comparison engine above can help you sort through the confusion when comparing rewards cards. Here's how:
- First compare purchase rates and annual fees for the different rewards cards in the credit card comparison engine above. Find deals that you can live with (in the sense of what the cards will cost you) to narrow down your options before comparing actual rewards. Paying too much in interest or annual fees can defeat the purpose of earning rewards anyway.
- Place your mouse pointer over the "More Info" link for any credit cards you're still interested in. Details for that credit card will be displayed automatically -- you don't have to click and leave the page.
- Review the additional details for information like how many rewards points can be earned per dollar spent, and what types of rewards you can redeem your points for. You can also find details about other perks (like free insurance) offered by some rewards cards here.
- When you narrow down your options to a single credit card that offers rewards you want with rates you can live with, click the "Apply" button to access a secure online application form and apply right away!
We might not be able to tell you what type of rewards programme is best for you, but we give you all of the information you need to make that decision for yourself. Our credit card comparison engine not only gives you details to make more informed credit card choices, but we make it easier than ever to compare all of the best offers available in one place.
It's time to get something back when you use your credit cards. Let our credit card comparison engine match you with a new rewards card today!
