Compare Low Interest Credit Cards

If you like to use credit cards to finance large purchases over time, high interest rates are not an option. Our credit card comparison engine will help you find the best low interest credit card offers available. Compare interest rates, fees and other details side-by-side in the credit card comparison engine below and apply online for the best deals. Already have a credit card? Don't make another big purchase until you compare low interest offers. Use our credit card comparison engine today and you'll save more money on your purchases tomorrow!

		PURCHASE RATE (p.a.)	CASH ADVANCES	BALANCE TRANSFERS		INTEREST FREE DAYS (UP TO)	ANNUAL FEE	SECURE ONLINE APPLICATION
				Rate	Duration
	Westpac 55 Day Classic Card 1.99% p.a. for up to 9 months on balance transfers, 0% on purchases for 5 months, $0 annual fee first year.	0.00%	21.24%	1.99%	9 mths	55	$30	ApplyMore Info
	Bankwest Lite MasterCard Very low ongoing interest rate of 10.75%p.a. on purchases plus get special offer of 5.99% on balance transfer and purchases for first 12 months.	10.75%	21.99%	5.99%	12 mths	55	$59	ApplyMore Info
	Citibank Clear Platinum Visa 0% p.a. on balance transfers for 7 months, the longest 0% balance transfer available + low purchase rate of 11.49% with platinum benefits. WoW!	11.49%	21.24%	0%	7 mths	55	$99	ApplyMore Info
	Suncorp Standard Visa Gives you a low 12.24% p.a on purchases combined with a nice 1.9% p.a. on balance transfer for 12 months + a very low annual fee. Overall a nice low rate package.	12.24%	17.99%	1.90%	12 mths	0	$39	ApplyMore Info
	St.George Vertigo The St. George Vertigo credit card offers a great special offer of 2.99% on balance transfers for 6 months.	12.49%	21.24%	2.99%	6 mths	55	$55	ApplyMore Info
	Aussie MasterCard Aussie hits the market with a low spend and balance transfer offer: 2.99% p.a. on purchases and balance transfers for the first 6 months (reverts to 12.99% p.a.)	12.99%	19.79%	2.99%	6 mths	55	$49	ApplyMore Info
	ANZ Low Rate MasterCard ANZ's lowest purchase rate credit card with a competitive annual fee and 0% for 6 months on balance transfers reverting to the low purchase rate once this expires.	13.24%	21.49%	0%	6 mths	55	$58	ApplyMore Info
	NAB Low Rate Visa 4.99% p.a. on balance transfers for 6 months. Purchases at 13.24% p.a.	13.24%	21.49%	4.99%	6 mths	55	$49	ApplyMore Info
	Westpac Low Rate Credit Card 1.99% Balance Transfer for 6 months, 13.24% on purchases	13.24%	21.24%	1.99%	9 mths	55	$45	ApplyMore Info
	ANZ Balance Visa 0% p.a. on balance transfers for 6 months plus Earn 1 Reward Point for every $1 you repay to your balance with a low rate on purchases. ANZ's best overall credit card offer.	14.24%	21.49%	0%	6 mths	55	$79	ApplyMore Info
	Citibank Clear Visa Looking for a 0% balance transfer offer away from you current provider. Citibank Clear could be the answer.	15.49%	21.24%	0%	6 mths	55	$65	ApplyMore Info

Stop Paying too Much for Your Purchases!

If you finance large purchases (like a yearly family holiday) with credit cards, you might be paying too much in interest payments to your credit card company. Stop! If that sounds like you, it's time to re-think things. Get a low rate credit card, and you could save a lot of money as you pay off your balance. Our credit card comparison engine above can help you do that.

How to compare and apply for low interest credit card offers:

The chart in our credit card comparison engine helps you compare low interest rate credit card offers side-by-side so you can find and apply for a better deal. Here's how:

1. Decide what a reasonable interest rate would be compared to your current card's rate.
2. Scan down the list of low interest offers above, looking at the purchase rate column.
3. For all cards meeting your rate requirement, also look at the annual fee.
4. Narrow down your low rate card options to those with fees you find acceptable.
5. If you plan to transfer existing balances, also look at the balance transfer rates to further narrow down your options.
6. For all credit cards you're interested in, hover your mouse pointer over the "More Info" link to the right for more detailed credit card offer information.
7. When you narrow it down to one card that feels right to you, click the "Apply" button to access a secure online application form.

That's all there is to it! Our credit card comparison engine makes it easy to compare current low interest rate offers and apply for a new credit card online. You can find a new credit card in a matter of minutes!

What to look for in a low interest credit card:

When you look at all of the low interest credit card details in the credit card comparison engine, what exactly should you pay attention to? Here are a few ideas covering features that might be important to you.

1.    The regular low interest rate
2.    Any introductory purchase rates that are even lower (and how long they're valid)
3.    Balance transfer rates if you need to save money on existing cards' interest payments
4.    Annual fees (high fees might negate a low interest rate's savings)
5.    Cash advance rates if you plan to use your card for bill payments subjected to that cash advance rate
6.    Interest free days on purchases that can help you save even more
7.    Any rewards giving you back more than just interest rate savings

Our low interest credit card comparison engine above puts all of this information right in your hands so you can make faster, but well-informed, decisions before applying for a new credit card. Stop waiting for a better offer to come along. You can find one today by comparing the latest offers from a wide variety of credit card companies! Stop being taken for an expensive ride, and start saving on interest for all of your purchases with a new low interest credit card.