Credit Card Comparison Australia
Choosing a credit card is about more than applying for the first card that comes your way. A credit card is a commitment -- a long-term financial relationship between you and a credit card company. Smart credit card choices lead to financing ability, more money kept in your pocket, and possible rewards. You do want to make a smart decision, don't you? Then you want to compare credit cards side-by-side here using our credit card comparison engine before you apply online for the credit card that's right for you.
Name |
Details | Balance Transfer | Secure Online Application | |||||
|---|---|---|---|---|---|---|---|---|
|
24 month balance transfer Transfer your personal loan, store cards and/or credit cards and pay a low 2.9% p.a. for 24 months. No annual fee, no monthly servicing or cash advance fees ever. |
18.99% | 18.99% | 2.90% | 24 mths | 0 | $0 | ApplyMore Info | |
|
Exclusive - No Annual Fee Flyer Exclusive to Creditcard.com.au;
No Annual Fee first year* + Pay 1.9% for 12 months on balance transfers + buy 1 get 1 complimentary flight up to 4 times a year. Earn 1 Velocity Point per $1 |
20.99% | 20.99% | 1.90% | 12 mths | up to 44 | $99 | ApplyMore Info | |
|
Exclusive 0% Balance Transfer Exclusive to CreditCard.com.au. Longest 0%
balance transfer in market with no handling fee. Great low rate on purchases. Platinum features including concierge. Credit limit of up to $60k |
11.99% | 21.74% | 0% | 9 mths | up to 55 | $99 | ApplyMore Info | |
|
No Annual Fee Ever 0% on Balance Transfers for 8 Months (2% handling fee). Access to offers, discounts and benefits worldwide through HSBC's home&Away Program. |
17.99% | 21.99% | 0% | 8 mths | up to 55 | $0 | ApplyMore Info | |
|
0% for 6 months & NAF 1st Year 0% p.a. on purchases and balances transferred for 6 months + no annual fee first year. Any unpaid balance after the intro period reverts to the standard purchase rate, currently 19.39% p.a. Minimum 50k income required to apply. |
0.00% | 20.99% | 0% | 6 mths | up to 55 | $87 | ApplyMore Info | |
| Gold credit card with 1% on balance transfers for 12 months. Additional cardholder at no extra cost plus a heap of complimentary insurance including price protection, extended warranty, purchase protection and overseas travel insurance. | 19.49% | 21.74% | 1.00% | 12 mths | up to 44 | $90 | ApplyMore Info | |
| 7,500 Bonus Qantas Frequent Flyer points. 0% p.a. on purchases for the 1st 6 months and no annual fee ever. Earn 1 QFF point per $1 spend uncapped. A great value points earning flyer card with no annual fee! | 0.00% | 20.74% | N/A | N/A | up to 44 | $0 | ApplyMore Info | |
| 0% on purchases for 6 months + 4.99% on balance transfers for 9 months. The purchase rate reverts to one of Australia's lowest at just 10.99% p.a. | 0.00% | 21.99% | 4.99% | 9 mths | up to 55 | $49 | ApplyMore Info | |
| 0% p.a. on purchases for the first 9 months, with a low annual fee of $49 and earn up to 3 points per $1 spent in woolies. If you are in the mood to spend and don't want to pay any interest for 9 months then this credit card offer is for you. | 0.00% | 21.34% | 5.99% | 6 mths | up to 55 | $49 | ApplyMore Info | |
| 0% p.a. on purchases for the first 6 months with no annual fee ever + no foreign exchange fees. Awarded 'Best Transactor Credit Card' 2012 by Money Magazine. | 0.00% | 18.99% | 4.99% | 9 mths | up to 55 | $0 | ApplyMore Info | |
| 1.9% p.a. on purchases for 9 months + $0 annual fee first year + 3.99% p.a. on balance transfers for 6 months. Awesome combined value on the introductory offers from Westpac for one of the top low rate cards | 13.49% | 21.49% | 3.99% | 6 mths | up to 55 | $45 | ApplyMore Info | |
Introductory Offer
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{data:special_offer}Our credit cards comparison engine is all you need to help you compare credit cards and find the best deals around. We help you sort through all of the basic credit card comparison information at a glance -- interest rates, annual fees, and introductory offers -- and give you the in depth details that really set the best credit cards apart.
Put our credit cards comparison engine to work for you, and let us help you find the top credit card offers available.
Compare Credit Cards the Easy Way with CreditCard.com.au
Are you tired of visiting one bank's website after another just to find the details you need know before choosing a credit card? Do you really have the time to visit or call each bank to gather enough information to compare all of the different credit cards available? Forget about those long, slow and outdated credit card comparison methods. Let us make it easier on you.
The CreditCard.com.au credit card comparison engine makes it quick and easy to compare credit cards online. We find all of the best credit card deals available, and we let you access the details all in one place for quicker comparisons. It's so simple. Here's how:
- Visit CreditCard.com.au.
- View the best credit card offers side-by-side on our homepage. (Or choose from the categories at the top of any page.)
- Hover your mouse pointer over the "more info" link next to any offer for more details without having to leave the page or credit card comparison list.
- Use the "Apply Now" link next to the credit card offer you choose to apply online through a secure application.
That's all there is to it! Didn't we tell you it was easy?
When it comes to comparing credit cards we separate the best from "the rest."
Whether you already know what type of credit card you want, or you want to compare credit cards from all categories for the best overall deals, we have you covered.
We gather and review all of the credit card offers we can find. We keep our credit card comparison engine updated with the latest offers from each credit card company. Then we go a step further. We weed out the offers until we're left with the best of the best. That's what you'll find right on our homepage.
If you do want a specific type of credit card, we make it easy to find those too. Just click the links near the top of our site and you can conveniently access:
1. Balance transfers credit cards
2. Low interest rate credit cards
3. No annual fee credit cards
4. Rewards credit cards
5. Frequent flyer credit cards
On each credit card comparison page, we put the information you need right at your fingertips -- from the rates to the rewards -- so you'll always be able to find the best credit card for you. Take our credit card comparison engine for a test drive and experience a smarter, faster way to compare credit cards today.
Latest Credit Card Blog Posts
How To Cut Down On Credit Card Spending
It can be a slippery slope between using credit for convenience and paying with plastic out of habit, but the difference is worth a lot to your bank account.
Over-spending on a credit card almost always leads to a bigger balance and higher interest charges that increase the risk of serious card debt. (more…)
Bankmecu Credit Cards
Bankmecu may be one of the smaller credit card issuers, but their two credit cards offer competitive value not always found with mainstream options.
As “Australia’s first customer owned bank”, there is a wide range of financial products offered under the Bankmecu name, as well as those from credit unions that make up a wider network. (more…)
Zero Annual Fee Cards: The Pros And Cons
No annual fee cards are gaining popularity as people try to cut down on credit card costs but they may not always be the answer to more affordable plastic.
Annual fees currently range from $30 up to $800, with the average card carrying one around $130. (more…)
Different Kinds Of Premium Cards
Having a credit card is one thing, but the premium options out there can take paying with plastic to a whole new level.
The first premium credit cards were designed to reward big spenders with complimentary extras and other benefits. As a result, they typically required a better credit history and higher income level. (more…)
Getting The Best Deal On A No Interest Credit Card Offer
Credit cards that offer 0% interest during the introductory period are one of the most popular options for people looking to cut down on credit costs .
Whether these offers are exclusive to balance transfers or applied to purchases, not paying interest makes credit both convenient and cost-effective. (more…)
